Should you worry about a declining birth rate?
Something More with Chris Boyd
Should you worry about a declining birth rate? –The world is at a startling demographic milestone. Sometime soon, the global fertility rate will drop below the point needed to keep population constant. It may have already happened. Chris Boyd and Jeff Perry review a recent Wall Street Journal article discussing what declining birth rates mean to the economy, investing and the quality of life (see link below). For more information or to reach Chris Boyd or Jeff Perry, click the below link:
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What is the economic data telling us?
Something More with Chris Boyd
What is the economic data telling us? – Chris Boyd and Jeff Perry explore the financial data reports from the past week, including the Producer Price Index, Consumer Price Index, Retail Sales, and Consumer Debt. Chris reviews comments from Federal Reserve Chairman Jerome Powell regarding the Federal Reserve’s efforts to tame inflation. Jeff discusses the impacts that higher interest rates are having on consumer spending and willingness to take on debt. For more information or to reach Chris Boyd or Jeff Perry, click the below link:
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5 Conversations with your Financial Advisor
Something More with Chris Boyd
5 Conversations with your Financial Advisor - Based on the recently published article in Financial Planning (linked below), there are five extraordinary circumstances that go beyond the basic retirement planning that advisors should address with clients. The topics of discussion include non-traditional relationships and what happens when things go wrong, special issues with minor children, estate planning in second marriages, health challenges, and income tax surprises. Chris and Jeff also dig into some frequent areas where people with good intentions neglect to consider when putting...
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Earnings and what really matters
Something More with Chris Boyd
Earnings and what really matters – Chris Boyd welcomes Brian Regan to the show. With approximately 80% of corporate earnings reported for this quarter, Brian outlines common trends he is seeing from these earnings. Jeff Perry questions Brian about areas of concern that CEO’s and investors may be focused on. Brian explains how he approaches evaluating a company to invest in and the trio discuss how stock buybacks and dividends can be positive or negative for a stock. Chris asks Brian how he makes the decision when it is time to sell a specific investment. Brian reflects on an article he...
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Mail Bag- Still working exception to 401Ks
Something More with Chris Boyd
Mail Bag – For this episode, Chris Boyd and Jeff Perry open the “Mail Bag” and discuss questions from clients and listeners. Chris and Jeff start the episode with a Happy Mother’s Day wish. During the episode, Chris and Jeff discuss the “Still Working” exception related to 401Ks and required minimum distributions (RMDs), how to use a QCD (qualified charitable distribution) to reduce income taxes, and best practices when planning for loved ones with special needs. For more information or to reach Chris Boyd or Jeff Perry, click the below link: ...
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The Retirement Smile
Something More with Chris Boyd
The Retirement Smile – Chris Boyd and Jeff Perry explore personal spending patterns when people enter retirement. The Retirement Smile shows increased spending in the early and late stages of retirement. Chris and Jeff dig into the reasons for this phenomenon and how to create a financial plan to best reflect projected spending and capital needs. Chris also brings up a Wall Street Journal article indicating that most people expect their retirement age to be sixty-five, but reality tells a vastly different story. For more information or to reach Chris Boyd or Jeff Perry, click the below link:...
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17th Anniversary & Changing Times
Something More with Chris Boyd
17th Anniversary & Changing Times – The Something More with Chris Boyd Radio Show has been on WXTK 95.1FM for 17 years! Chris Boyd and Jeff Perry have a wide- ranging conversation about how the radio show has changed and developed over the years. With a little bit of reminiscing and looking into the future, Chris offers his personal thoughts and business perspective on why the Something More with Chris Boyd Show is soon moving entirely to podcasts. Listeners are encouraged to follow the show on their favorite podcast channel and also to listen live to the final radio show from 3:00pm –...
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AI and the Human Element of Marketing
Something More with Chris Boyd
AI and the Human Element of Marketing – Michael Byrnes of Byrnes Consulting joins Chris Boyd and Jeff Perry to discuss how Artificial Intelligence is changing how companies do business and how consumers receive information. In addition to discussing how changes in technology impact businesses and the manner in which they market their goods and services to customers, Michael, Chris, and Jeff discuss instances of Cause Related Marketing. The conversations explores recent examples of how organizations succeed or fail in such efforts. For more information or to reach Chris Boyd or Jeff Perry,...
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In the News this Week
Something More with Chris Boyd
In the News this Week – For this episode, Chris Boyd and Jeff Perry dig into financially related news items from the last week. Chris and Jeff start off with a discussion of the Federal Reserve’s decision to keep interest rates at current levels. Chris and Jeff explore the direct and indirect impacts of such a decision on the stock market, mortgage rates, and the national debt. Jeff next mentions the comments of President Biden that if reelected he will not extend the Trump era tax cuts. Chris and Jeff provide their thoughts of what this could mean to taxpayers and investors. Also, in the...
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Investors who are more like Gamblers
Something More with Chris Boyd
Investors who are more like Gamblers – Brian Regan, Team AMR’s Senior Portfolio Manager, joins Chris Boyd and Jeff Perry and shares his commentary on what he perceives as a growing trend of people “gambling” in the stock market by investing in financially unsound companies. Brian goes into detail and reflects how far too many people are buying stocks in companies close to bankruptcy. The trio also explores the common Wall Street saying of “Sell in May and go away”. Chris and Jeff explore whether there is any value of such a tactic. For more information or to reach Chris Boyd or...
info_outlineIn the News this week – Chris Boyd and Jeff Perry dig into the top financial news stories
of the week. The segment starts off with a review of the recent stock market volatility.
Chris reminds listeners of the first quarter results and that corrections in the stock market
are common. The conversation shifts to several economic data points from the past
week, including the gross domestic product, the personal consumption expenditures, and
consumer spending rates. Skyrocketing auto insurance costs helped contribute to inflation
accelerating at a faster-than-expected pace in March.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr