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EP064 The Magic of Sercy with Emmy Roberts

Young Money with Tracey Bissett

Release Date: 01/08/2019

EP322 Fifth Annual Worry Poll Results with Scotiabank show art EP322 Fifth Annual Worry Poll Results with Scotiabank

Young Money with Tracey Bissett

Are Canadians' financial concerns keeping them up at night? In this episode, we're joined by Kingsley Chak, Senior Vice President at Scotiabank, to delve into the anxieties and hopes shaping the financial landscape in Canada today, as revealed by the fifth annual Worry Poll. This discussion sheds light on the pressing financial issues that Canadians face—from spending concerns to debt management—and highlights the proactive measures being adopted, particularly by the youth, to forge a path toward financial stability. "You're not alone. What you're thinking, what you're feeling—a lot of...

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Young Money with Tracey Bissett

Today we're diving into the untapped world of financial wisdom on TikTok as Shannon Terrell, lead writer at NerdWallet Canada, shares the truths and myths surrounding popular financial advice. Shannon sheds light on crucial financial insights shaping the digital landscape, from purchase protection to the mysteries of credit card skimmer scams. With Canadians increasingly relying on TikTok for financial advice, this episode offers tips to navigate the complexities of credit cards and personal finance. Listen in to hear about the nuances of credit utilization ratios, the intricacies of credit...

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Young Money with Tracey Bissett

What can Super Bowl LVIII teach us about financial fitness? In this episode, I dive into wisdom we can take away from the year's biggest game and explore how stars like Taylor Swift and Usher, along with the athletes’ inspiring stories, reveal crucial financial strategies. Listen in as I analyze the perseverance and disciplined approaches of NFL players and entertainers, showing how their journeys mirror essential financial principles. You'll hear actionable insights for achieving financial wellness and learn the significance of dedication to long-term goals and resilience. "In the same way...

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Young Money with Tracey Bissett

Are you ready to challenge the norms of personal finance with the bold trend of loud budgeting? In this episode, I explore this trend, which encourages openly declaring and adhering to your financial goals. Spearheaded by Lukas Battle on social media, this movement marks a departure from quiet luxury, advocating for courageous, value-driven financial decisions. I’ll delve into how this approach not only curbs impulse spending, but also adapts effectively to the current economic landscape. Listen in as I revisit themes of financial openness from previous episodes, highlighting how discussing...

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As we step into the new year, it's the perfect time to get motivated and inspired about our financial fitness. In this episode, I draw parallels between physical and financial fitness, illustrating how both exist on a spectrum from beginners to experts. Dive into the three key elements of the Bissett Financial Fitness Framework: cash flow, savings, and debt management. Just like physical fitness—where cardio, strength training, and lifestyle choices play crucial roles—these financial elements are essential for a balanced and healthy financial life. Whether you're just starting to learn...

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As we bid farewell to 2023 and welcome 2024, it's time to reflect on the past year's financial lessons and look ahead with optimism and preparedness. In this episode, I’m diving into the significant financial events of 2023, from soaring interest rates to the challenges of inflation and job cuts, and how they've shaped our financial behaviors. Join me as I celebrate Young Money's milestones (including crossing 350,000 downloads!), explore the personal and professional achievements of the year, and discuss the importance of community support and personal health in our financial journeys. I...

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EP316 How to Practice Gratitude in Challenging Times show art EP316 How to Practice Gratitude in Challenging Times

Young Money with Tracey Bissett

What are you grateful for? Reflecting on this question is the first step toward integrating gratitude into your life. Whether through mindful observation, expressions of thanks, or keeping a gratitude journal, the possibilities are endless. In this episode, I will be going over several ways to practice gratitude when you may not be feeling so grateful. Incorporating gratitude into your daily routine doesn't require extensive time; even a few minutes each day can significantly impact you. As we explore the power of gratitude, remember that expressing thanks for your financial fitness is equally...

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EP314 Celebrating 6 Years of Young Money show art EP314 Celebrating 6 Years of Young Money

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EP313 Canadian Holiday Spending Outlook with Myles Gooding, PwC show art EP313 Canadian Holiday Spending Outlook with Myles Gooding, PwC

Young Money with Tracey Bissett

How are Canadians navigating the holiday season amidst economic challenges and evolving retail landscapes? In this episode of Young Money, I’m joined by Myles Gooding, PwC Canada's National Consumer Markets Leader, to explore the Canadian Holiday Outlook Survey's findings.  Listen as we dive deep into the spending behaviors of different generations and examine how cutting-edge retail technologies like AI, AR, and the metaverse are revolutionizing the way we shop. Myles also offers a wealth of insights into the current trends shaping Canadian consumer habits, as well as why Canadians are...

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Emmy Roberts is the Co-Founder of Sercy LLC, a company that curates gifts online to spread kindness ‘one gift at a time.’ She is responsible for the marketing strategy and social media platforms for the company and works closely with suppliers and small businesses that share the company’s mission. Initially starting as an intern, Emmy works with the Product Development team of E by Design, a home textile print-on-demand company. In 2020, Emmy expects to graduate from the Queens University of Charlotte with a Bachelor of Arts in Studio Art. She is also a Young Elite and completed the Young Elites Leadership Summit, a program that helps young women build confidence, leadership skills, and life skills.

 

Emmy joins me today to share her passion for kindness and Sercy’s mission for spreading more kindness throughout the world. She describes the business model used to create the company and how being open to new opportunities to gain experience has contributed to her success. She shares the challenges she faced regarding finances and learning how to budget as well as the lessons she has learned on what to do and - not do - when undertaking your first entrepreneurial endeavor. She also explains the Kindness Experiment and shares how you can nominate someone important to you for a kindness gift.



“If you’re not really kind to yourself, it’s really hard to be kind to other people. Kindness - a lot of times - starts with you.” - Emmy Roberts



This Week on Young Money:

 

  • Sercy’s business model, ethos, and how the company got started.
  • The key factors that have led to her career success.
  • The financial challenges that she has faced regarding budgeting and money management.
  • What “sercy” means. (Hint: It is not Cersei from Game of Thrones)
  • What the Kindness Experiment is and how you can participate.
  • How Emmy learned about business fees, costs, and insurance from her entrepreneurial mother.
  • The importance of being passionate about your business as a new entrepreneur.
  • The importance of overcoming fear and taking risks.
  • Why it’s critical for entrepreneurs to know their finances and do their research.
  • How being kind to yourself can impact the world around you.


Key takeaways:

 

  1. Take the opportunities presented to you - be unapologetically bold!
  2. Love what you are doing - put your full self into it.
  3. Know what you want to do and research it.
  4. Make sure you know your numbers.
  5. Be smart about using the money that you make.
  6. For spreading kindness: kindness starts with you, do 1 small act a day and the little things go a long way.



Connect with Emmy Roberts:

 




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