Podcast117: A Wolf In Sheep-Clothing.....You've Been Warned!
Informed Decisions Independent Financial Planning & Money Podcast
Release Date: 12/10/2018
US Market Warnings – And What We Can Do About It
Informed Decisions Independent Financial Planning & Money Podcast
There is more and more commentators shouting from the roof-tops about the massive growth of North American stock values and earnings over the past few years (since Covid really). I’ll explore what is and isn’t really happening, and what one’s practical options are. Specifically, the following are the claims/alarms being flagged; US Tech stocks have gone so incredibly well for several years, these companies, and the US is now over-priced and make up larger proportions of Globally Market than they ‘should’. The future expected returns from S&P500 as...
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EIIS Investing in Ireland with Kevin Canning
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast I talk with Kevin Canning, Managing Director of Quintas Capital. Kevin specialises in private markets and is the Investment Director of The EIIS Innovation Fund managed by Quintas. He is a Chartered Accountant (ACA), a Chartered Tax Advisor (CTA), and a respected member of the Irish Tax Institute, underscoring his comprehensive understanding of finance and taxation. I hope you enjoy this interesting conversation. Key Topics What Quintas does EIIS Innovation Fund How private investing works
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Holding Companies and Family Partnerships For Smart Tax Planning
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast I chat to John Murphy a Director of OmniPro Tax and Legal Limited John is a Chartered Tax Adviser, who works with clients on income tax, tax planning, restructuring to exit planning as well as advising on company law in relation to these and many other matters. We talk about holding companies and family partnerships for smart tax planning. Key topics Who are OmniPro 2025 changes to tax planning Business Structure planning Holding companies Non Business Assets Family Partnerships To learn more about OmiPro's services and...
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Jordan Grumet Interview - Longevity, Health & Happiness
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast I talk to Dr. Jordan Grumet, about the topics he covers in his new book The Purpose Code. Bringing together the topics of longevity, health, purpose and money. The Purpose Code hopes to help you what purpose really is and the role it plays in our lives. Jordan’s podcast –
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What to Expect If Markets fall by 30% in 2025: A Retirement Asset Comparison
Informed Decisions Independent Financial Planning & Money Podcast
Planning for, and subsequently living (!) a dignified and choice-filled retirement is the biggest financial goal many of us have, or will have. It’s also a journey of uncertainties, and one of the biggest uncertanties is market volatility, both positive and negative. We have experienced such positive market growth in the past 2 years in particular. So, in the interest of being prepared financially and mentally :), in this week's podcast I explore the impact of the stock market having an illustrative 30% decline in 2025. This is not a prediction of market mayhem this year, it's a premortem to...
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Tax Rates for Retirees in Ireland (2025)
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast, the last for 2024 I talk about Tax Rates for Retirees in Ireland (2025). We spend a lot of time planning, analysing and accumulating retirement assets, often without clarity on the tax rates for retirees in Ireland! Time to start fixing that dear listener. Planning take-home retirement income requires careful consideration of tax bands, credits, and income sources. In 2025, singles and couples can benefit from expanded tax bands and additional credits from 2024, which can and will positively affect their take-home income I hope it helps
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Should I Stay Invested When Markets Are At All-Time Highs?
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast, I talk about should I stay invested when markets are at all time highs, is something many will rightly ask. And here is the data to show it; S&P 500 is at 6,090 right now (all-time high) Eurostoxx at 4,980 now (whisker under all-time high) Nasdaq at 19,859 now (all-time high) Large sections of the global equity universe are at or just below all-time highs. Does this mean there is a massive correction coming? Should I move to cash or some other low volatility asset class to protect my pot from a correction? Natural questions to ask. You probably know what my...
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The 5 Benefits of Passive Index Investing in Ireland
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast, I talk about Index Investing in Ireland – A topic that will be of interest to all As you know at Informed Decisions, we believe in helping build a secure financial future through strategies grounded in research, not speculation. Today, I’d like to share why evidence-based investing, a disciplined approach driven by decades of data, stands out as one of the most reliable ways to achieve long-term financial success and security.
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Investing for Income Independence with Steve Selengut
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast, Paddy chats with Steve Selengut, a.k.a The Income Coach about income generation strategies. An interesting and different approach. Steve has accumulated over 40 years of experience as a private investment manager, with a strong focus on increasing the spendable income generated by client portfolios. Today, his role has transitioned into that of an Income Coach, where he dedicated to teaching investors how to more than double the income produced by their portfolios. Steve is the creator and instructor for the unique "Working Capital Model" portfolio operating system and...
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Investment Options in Ireland & What It Says About You!
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast, I talk about investment options in Ireland. There are a bucket-load of investment options in Ireland. It is one of the biggest questions we see and hear from people. Yet, the landscape is fairly straight-forward once we get your head around it. Plus, the route someone will take with their investments is often not led by logic, but by their internal biases. The same occurs when one is choosing their next car to buy! Show me someone's car, and I'll tell you what kind of investments they have! So much so, I'll go on record as saying; "The type of car you drive is a...
info_outlineWelcome back to Ireland's independent & award winning Financial Planning Blog & Podcast. We don't claim to be perfect but we have been creating and sharing ideas here on the podcast for the past 2 years and are on a mission to help people of Ireland (& beyond!) to make decisions which benefit them in the long-run. All we ask is that if you like what we are doing that you'd tell a friend or loved-one about us and see if it can be of any use to them!
Speaking of long-run we are hugely grateful for your ongoing support, readership and listenership, if the few thousand of you who listen every month didn't do so we wouldn't still be producing the show, so thanks for that, we love it! I know I say 'we' but it is really only me, but for some reason it seems right to me! Maybe we will be a we in future! Last week we tackled Entrepreneur Relief, and had some interesting emails from some entrepreneurs who have learned a thing or two as a result, which is cool!
This week I have to vent a little, not for my own good but as a bit of a warning or war-cry for us all. It is pretty disappointing that people still need to be warned about what I am talking about today but it is a fact, and an important one at that. What I am talking about is a charging structure that I witnessed on a retail savings product recently, that was being promoted on a state-funded website by an 'advisor' with national media coverage. It also ties-in with my announcing that I have recently become Ireland's first Ambassador for the Transparency Task-Force. This is a voluntary group/movement based in several countries, with a few hundred members, and a dozen or so ambassadors. As the title suggests they exist in order to encourage more transparency and improved provision of information in financial services industry. I hope to interview the founder Andy Agethangelou in January so we'll have more for you in a few weeks!
Paddy Delaney
QFA | RPA | APA | Qualified Coach