Podcast117: A Wolf In Sheep-Clothing.....You've Been Warned!
Informed Decisions Independent Financial Planning & Money Podcast
Release Date: 12/10/2018
Larry Fink & My Granny's Kitchen #295
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast, I talk about Larry Fink, Warren Buffet, and my granny's kitchen. Larry Fink is renowned for his role as the CEO of BlackRock, one of the world's largest investment management firms. Much like Warren Buffett, Fink has earned a reputation as a visionary in the world of finance, leveraging his expertise to advocate for long-term investment strategies and the power of capital markets to drive economic growth. While it might be considered by some as a 'poor cousin' of the Berskshire Hathaway annual shareholder meeting, Fink publishes an annual letter that gets little...
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The Wealth of Health #294
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast, I talk about the Wealth of Health. Something slightly off-topic this week, and something far more concise that usual. I hope it helps you. A definition of wealth is 'a plentiful supply of a particular desirable thing'. Money is a desirable thing - and we put a lot of focus here on accumulating and protecting that in an efficient, stress-free and proven way. What else is desirable to most of us? I hope it helps.
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Are Fisher Investments Ireland Any Good? #293
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast I take a look at Fisher Investments Ireland. Fisher Investments have been around the USA a long time apparently, and recently set-up shop in Ireland, but are Fisher Investments Ireland any good, I hear some ask? Are they a fish out of water, or are they a saviour landed on our shores! Lets find out! I hope it helps.
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Bitcoin ETFs & Nvidia - Lets Be Having You!? #292
Informed Decisions Independent Financial Planning & Money Podcast
One of my favourite podcasts is featuring hosts Josh Brown and Michael Batnick of 'Ritholtz Wealth' in the US. They are irreverent, funny, informative and between them and their varied guests (they call them 'friends'!) share some great insights and information. In recent weeks they have touched on a wide variety of topics, but two in particular caught my attention most, and I felt might be worth sharing with you in this weeks' podcast. I hope it helps.
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A Lesson From The UK? Scandals & Over-Charging #291
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast I talk about the scandal of UK investment firm Saint James' Place. It is a monstrous financial advice and investment firm regulated by the FCA in the UK. It has been marred by scandals over the past few years. They've been accused of it all; from 'rogue' investment managers (whose clients are still trying to get their money back), to recent over-charging claims. Is there a lesson for us to learn here about it? Lets take a quick look. I hope it helps.
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Investing in Retirement #290
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast we talk about Retirement Investment: The Case for Equity Over Bonds. Research published in October 2023 suggests a significant shift in retirement investment strategies is merited. The research indicates that retirees often benefit more from an equity-focused portfolio rather than the traditional equity/bond split. In Ireland, embracing an all-equity portfolio comes with its distinct advantages and challenges for retirees. I hope it helps.
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Should I Go All-In On The S&P500? #289
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast I talk about S&P500 and if it's a good idea or not to go All-In. Should you bet all your investment or pension assets on the good 'ol S&P500? Or would you be considered 'bananas' to do so?!? As with a lot of my podcasts, this is inspired by a recent conversation. Conversations that I love to have and to explore with clients. Could one say that a financial advisor is not doing right by their clients if they are NOT advising all their clients to go all-in on S&P500 or the Nasdaq??! It's important to make an informed decision. I hope this helps!
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Pension Lifestyling - A Blessing or a Curse For Retirees? #288
Informed Decisions Independent Financial Planning & Money Podcast
Pension Lifestyling in Ireland is rampant. By my reckoning, the vast majority of people with pensions are invested in insurance company pension schemes using 'Pension Lifestyling'. This week I explore if that is a prudent approach for you as a pension holder on the cusp of retirement, or a useless sales tool that you should avoid like the plague. I hope it helps.
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Anne Lester Your Best Financial Life: Save Smart Now for the Future You Want #287
Informed Decisions Independent Financial Planning & Money Podcast
In this week's podcast Paddy has a fantastic chat with Anne Lester. Anne Lester is a retirement expert, author, media commentator, top-rated speaker and former Head of Retirement Solutions for JPMorgan Asset Management, where she worked almost 30 years. In 2020, Anne was recognized for her extraordinary lifetime contributions to Americans’ economic security with the prestigious Ray Lillywhite Award. Anne, like Paddy is on a mission, her mission is to help rising leaders to retire on their time and target. Key topics Financial planning Anne's...
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Simplicity is The Ultimate Complexity #286
Informed Decisions Independent Financial Planning & Money Podcast
Something a little different, and a lot shorter this week. Far too often, when a prospective client asks me to run the rule over their financial affairs, I see complexity and sophistication, and resultant negative outcomes. It is not their fault, it is the fault of 'experts' plying their 'sophisticated' trade. I hope it helps.
info_outlineWelcome back to Ireland's independent & award winning Financial Planning Blog & Podcast. We don't claim to be perfect but we have been creating and sharing ideas here on the podcast for the past 2 years and are on a mission to help people of Ireland (& beyond!) to make decisions which benefit them in the long-run. All we ask is that if you like what we are doing that you'd tell a friend or loved-one about us and see if it can be of any use to them!
Speaking of long-run we are hugely grateful for your ongoing support, readership and listenership, if the few thousand of you who listen every month didn't do so we wouldn't still be producing the show, so thanks for that, we love it! I know I say 'we' but it is really only me, but for some reason it seems right to me! Maybe we will be a we in future! Last week we tackled Entrepreneur Relief, and had some interesting emails from some entrepreneurs who have learned a thing or two as a result, which is cool!
This week I have to vent a little, not for my own good but as a bit of a warning or war-cry for us all. It is pretty disappointing that people still need to be warned about what I am talking about today but it is a fact, and an important one at that. What I am talking about is a charging structure that I witnessed on a retail savings product recently, that was being promoted on a state-funded website by an 'advisor' with national media coverage. It also ties-in with my announcing that I have recently become Ireland's first Ambassador for the Transparency Task-Force. This is a voluntary group/movement based in several countries, with a few hundred members, and a dozen or so ambassadors. As the title suggests they exist in order to encourage more transparency and improved provision of information in financial services industry. I hope to interview the founder Andy Agethangelou in January so we'll have more for you in a few weeks!
Paddy Delaney
QFA | RPA | APA | Qualified Coach