Taming the Machine: AI Ethicist Nell WatsonAI Ethicist Nell Watson and author of Taming the Machine describes the foundations we need to put in place to build legal, regulatory and ethical systems to channel fiercely powerful new AI technology away from the bad, and toward the good. /episode/index/show/barefootinnovation/id/31200792
Community Banks: Darragh Buckley on a Tech-Enabled FutureCommunity banks face a tech revolution. Explore the challenges & opportunities with Increase CEO Darragh Buckley, who has a unique perspective and novel ideas. Hear his thoughts on how smaller banks can survive & thrive in a changing landscape. /episode/index/show/barefootinnovation/id/30883813
Cutting Edge Consumer Finance: Upgrade CEO Renaud LaplancheUpgrade's visionary CEO, Renaud Laplanche, unpacks his pioneering thinking on consumer finance. He unveils 3 key financial consumer needs and explores the evolving landscape of fintechs — progress, challenges and what's next. /episode/index/show/barefootinnovation/id/30786113
Women’s History Month: Jo Ann Joins Shelley Anderson to look back and forwardTo mark Women’s History Month, AIR’s Shelley Anderson interviews Barefoot Innovation host Jo Ann on her perspective about the progress, and lack thereof, on efforts to drive toward gender equality. /episode/index/show/barefootinnovation/id/30557478
Fintech 2.0: Itai Damti and Alex Acree of UnitItai Damti and Alex Acree delve into Unit's design as a "technology operating system" for bank-fintech partnerships, the legal framework they establish between partners, and their view that compliance must be built into these systems from the start. /episode/index/show/barefootinnovation/id/30338898
Innovation in Africa: Bank of Ghana’s Kwame OppongKwame is the charismatic head of innovation at the Bank of Ghana. He shares advice for regulators on how to adapt to tech transformation and emphasizes collaboration to break down silos and foster innovation /episode/index/show/barefootinnovation/id/30111803
How to Include Everyone: The Gates Foundation’s Michael WiegandMichael talks about the global evolution of financial inclusion and the Bill & Melinda Gates Foundation’s ongoing efforts. Learn about digital financial inclusion, consumer protection, digital public infrastructure, and barriers to fair finance. /episode/index/show/barefootinnovation/id/29803663
Presidential Assistant Elizabeth Kelly: White House Policy on AIKelly serves on the White House National Economic Council and helped lead the executive order issued in 2023 on AI. She discusses what the order requires, the challenges it aims to address and the upside opportunity of the technology. /episode/index/show/barefootinnovation/id/29599118
Year-End Roundup from Digital Dollar Foundation Head Chris GiancarloFormer CFTC Chairman Christopher Giancarlo updates on the evolution of Central Bank Digital Currencies around the world and predicts where we’re headed. /episode/index/show/barefootinnovation/id/28993038
How Minority-Backed Institutions Can Stay Competitive in Digital AgeIn this special episode recorded live at the Annual Conference of the National Bankers Association in Washington, D.C., Jo Ann speaks with three innovators working to help Minority Depository Institutions modernize their technology to continue serving communities of color. /episode/index/show/barefootinnovation/id/28615448
AI, AI and AI: Game-Changing Technologies Will Dominate Fall GatheringsGenerative artificial intelligence is sure to be a hot topic for regulators and financial innovators on the upcoming conference circuit. Here is how attendees can get the most out of events likely to be a harvest of new ideas. /episode/index/show/barefootinnovation/id/28424087
Fully Fair Lending: NFHA CEO Lisa RiceDiscrimination in the credit markets is a persistent problem. Lisa Rice, head of the National Fair Housing Alliance, says we can solve it if we understand the role of structured, hidden bias, and use new technology to root it out. /episode/index/show/barefootinnovation/id/28169030
Jason Cave on FHFA’s Goal to Modernize Mortgage Process With New TechFollowing the Federal Housing Finance Agency’s Velocity TechSprint, the official leading the agency’s conservatorship and fintech strategies joins Jo Ann to discuss all the ways the mortgage market is ripe for a technology overhaul. /episode/index/show/barefootinnovation/id/28065744
How the FCA is Attacking Both Prongs of Regulatory InnovationMost agencies focus largely on how technology affects the industries they oversee, but the U.K.’s Financial Conduct Authority’s innovation approach is also inward-focused. Jessica Rusu and Nathalie Lowe, two leaders driving the FCA’s strategy, discuss the regulator’s achievements. /episode/index/show/barefootinnovation/id/27772161
NCRC’s Van Tol on How Technology Can Change Consumer FinanceJesse Van Tol, CEO of the National Community Reinvestment Coalition, joins Jo Ann for a discussion on the upsides and downsides of technologies designed to expand access to homeownership and small business capital. /episode/index/show/barefootinnovation/id/27626175
Making Payments FASTT: The World Bank’s Holti BankaBanka helps lead the World Bank’s initiative to make payments interoperable and fast. In this episode, he discusses the launch of Project FASTT, the principles that make fast payments work and how to meet key financial inclusion goals. /episode/index/show/barefootinnovation/id/27312936
How Delicia Reynolds Hand Works to Empower Fintech ConsumersHand, the Director of Financial Fairness Advocacy at Consumer Reports, leads the magazine’s initiative to evaluate new fintech products to give customers greater awareness of the rapidly changing financial services market. The ratings system could be a game-changer for pricing and product development. /episode/index/show/barefootinnovation/id/27163119
Barefoot Innovation Podcast Hits 200-Episode MilestoneIt has been quite a ride since our first episode in 2015. Over more than eight years, this show helped mark AIR’s founding, unpacked what the pandemic and other events meant for financial regulation, and hosted so many enlightening discussions about disruptive technology. /episode/index/show/barefootinnovation/id/27029082
Brave New World: A Conversation with ChatGPTIn this episode, Jo Ann interviews the most famous generative AI. The chat is “unsmart” but it gave responses to complex questions that were accurate and displayed the ability to grasp subtle issues. /episode/index/show/barefootinnovation/id/26665938
Cecilia Skingsley on How BIS Innovation Hub Showcases ‘Art of the Possible’The head of the Bank for International Settlements’ innovation initiative offers insight on ways that central banks and other regulatory organizations can boldly explore technological change. /episode/index/show/barefootinnovation/id/26588364
Demystifying DeFi and Web3 with Tomicah TillemannTillemann, Chief Policy Officer of Haun Ventures, shares his views about the crypto winter and how the confluence of blockchain, open source and digital tokens could solve stubborn problems. /episode/index/show/barefootinnovation/id/26451558
BIS Executive Tara Rice on Need for Global Standards in New Payments EraThe Bank for International Settlements, which ensures payment systems work, has prioritized technology. Tara Rice, who heads the BIS Secretariat of the Committee on Payments and Market Infrastructures, discusses CPMI’s stablecoin guidance and more. /episode/index/show/barefootinnovation/id/26240520
‘There Were Zero Plane Crashes Before We Had Planes’: Kyle HauptmanKyle Hauptman, vice chairman of the National Credit Union Administration, comes on the show to discuss how his agency encourages credit unions to take steps to stay relevant in the digital era. /episode/index/show/barefootinnovation/id/26121390
Delicia Hand, Cleve Mesidor on Rethinking Consumer Protection ParadigmThe question of how to expand access and ensure fairness for people of color deals with finding the right balance of regulation, technology and traditional finance. Two leaders on this issue speak with Jo Ann about finding the best answers. /episode/index/show/barefootinnovation/id/25967571
Machines that Read Regulations: FINRA's Goal Could Soon Be RealityIn this episode, Jo Ann speaks with innovation leaders at the Financial Industry Regulatory Authority, Haimera Workie and Alex Khachaturian, about a new tool to help transform financial regulation and compliance. /episode/index/show/barefootinnovation/id/25786110
How Credit Unions Cut an Innovation Path: NCUA Chair Todd HarperTodd Harper is the first head of the National Credit Union Administration appointed after serving in the agency’s own ranks. His conversation with Jo Ann touches on the NCUA’s new innovation office, and the technology pressures and opportunities facing credit unions. /episode/index/show/barefootinnovation/id/25632510
Simon Taylor on How Crypto and DeFi Move ForwardThe first 2023 episode is Jo Ann’s discussion with Simon Taylor, Head of Strategy at the anti-fraud tech firm Sardine. He weighs in on crypto’s “massive fraud problem,” and the pros and cons of building trust through decentralization and code. /episode/index/show/barefootinnovation/id/25544013
FCA CEO Nikhil Rathi on How Regulators Can Be ‘Data-Driven’Rathi heads the U.K. Financial Conduct Authority, which has raced ahead of other agencies in recognizing the importance of digital transformation. He sits down with Jo Ann for a wide-ranging discussion on the FCA’s sandbox initiative, why the ‘G’ (for Governance) in ESG matters, and how the agency aspires to be a “data-driven regulator.” /episode/index/show/barefootinnovation/id/25326894
The Bold Vision of Singapore Central Bank Chief Ravi MenonRavi Menon, the managing director of the Monetary Authority of Singapore, has charted a bold course on regulatory innovation, inventing new models that are being emulated throughout the world. /episode/index/show/barefootinnovation/id/25256796
Talking Web3 with Jai Ramaswamy of A16zRamaswamy, the Chief Legal Officer of Andreessen Horowitz, speaks to Jo Ann about the World Wide Web’s evolution and how version 3.0 aims to improve on earlier shortcomings through blockchain technology, tokenization and smart contracts. /episode/index/show/barefootinnovation/id/25100280
