The Commercial Investing Show

MHPListings Podcast

338: Socrates AI Model- Unveiling the May 7th Turning Point: Recession, Civil Unrest & International War Ahead? | Martin Armstrong 02/29/2024

337: Retail Renaissance- Return of the Commercial Real Estate Market 02/15/2024

336: Predicting the Next Economic Recession & Revolutionizing Banking with Decentralized Finance | Campbell Harvey 01/30/2024

336: Predicting the Next Economic Recession & Revolutionizing Banking with Decentralized Finance | Campbell Harvey Jason discusses the topic of decentralized finance (defi) and its potential advantages in the cryptocurrency world. He also touches on the issue of the US housing shortage and how it presents opportunities for real estate investors. Additionally, Jason highlights the benefits of joining the “Fire Your Managers” program and announced an upcoming Empowered Investor pro meeting that will host a guest who will present a special “tenant insurance” product. Finally, he invites everyone to join their community to grow their real estate portfolio. Jason then interviews Professor Campbell R. Harvey from Duke University’s Fuqua School of Business and the author of DeFi and the Future of Finance as they talk about the yield curve and Decentralized Finance. Harvey discusses the phenomenon of an inverted yield curve, which has predicted every recession for the last several decades. Harvey expressed his concern about the current inverted yield curve, which has been in place for 12 months, traditionally leading to a recession. Jason and Campbell also discuss the significance of an inverted yield curve and the potential of decentralized finance (defi) in the financial world. They identified problems with the current financial system and the possibility of solutions through DeFi, such as the need for an alternative to the SWIFT system for wire transfers and the ability to store and use value in transactions. With the advent of WEB 3.0 and the decentralization of monetary assets, DeFi is truly set to revolutionize the world in all economic aspects especially finance. Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/28918558

335: Declining Home Sales- What It Means for Investors and Renters with Selma Hepp 01/22/2024

334: Global Economy, Demographic Trends and the Resilience of the US Rental Housing Market 01/15/2024

334: Global Economy, Demographic Trends and the Resilience of the US Rental Housing Market Jason discusses the state of the economy, focusing on the role of the Federal Reserve and potential supply chain issues. He also shared his opinion on the strength of the US dollar and Argentina’s decision to adopt it. Towards the end, Jason addressed the issue of inflation and its steady fall since June of the previous year. He also discussed changes in active inventory across various local real estate markets, comparing it to 2019, and highlighted the importance of inventory in the real estate market. Then Jason and Brian Beaulieu, Chief Economist at ITR Economics, talks about the state of the global economy, particularly in China and Europe and the potential for deflation in the real estate market in the early 2030s, the expected trajectory of inflation and the Federal Reserve’s response to it, and the state of the US housing market. They also highlight the resilience of the real estate market, even in a high-interest-rate environment, and the importance of being unleveraged in the United States and in demographically superior states. #EconomicOutlook #RealEstateInvesting #GlobalEconomicTrends #ChinaEconomicGrowth #DemographicChallenges #Inflation #InterestRates #HousingMarket #Affordability #CulturalShifts Key Takeaways: Jason’s editorial 1:29 Defeating inflation, US Dollar hegemony and Argentina 4:30 FED- ready for the next crisis 7:08 Local inventory numbers 10:44 Shadow demand vs. shadow supply Brian Beaulieu interview 12:21 Income property- getting the middle class wealthy 14:12 Macro view on a global scale 15:38 Chart: China is weakening and will continue to weaken 16:25 Chart: Historic opportunity- India is the most populous country 18:27 Making the case for deflation in the 2030’s 22:21 Chart: This is only round one of inflation going forward 25:36 Capitulation- buyers will eventually accept less 29:46 How it all relates to the rental housing market Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/29293743

333: Freddie Mac Economist Reveals Connection with Mortgage Debt & GDP; What Every Homeowner Must Know! 01/08/2024

333: Freddie Mac Economist Reveals Connection with Mortgage Debt & GDP; What Every Homeowner Must Know! Jason talks about the importance of understanding the relationship between household real estate value, mortgage debt, and GDP. The presented chart indicates increased equity and decreased mortgage debt as a percentage of GDP, highlighting a more stable housing market. He touches on the benefits of leveraging properties and he analyzes a chart on median sold prices based on bedroom count, revealing significant appreciation in lower-priced properties. Jason welcomes Len Kiefer, Deputy Chief Economist at Freddie Mac, as they discuss the current state of the real estate market. Despite concerns about rising interest rates, Kiefer highlighted the resilience of the U.S. economy, emphasizing the stability of the housing market throughout 2023. While acknowledging a potential slowdown in consumer spending due to higher rates, Kiefer pointed out that the housing market has seen low transaction volumes and reduced refinance activity, impacting affordability. He also discussed the unique situation of homeowners with ultra-low mortgage rates, estimating the value of their locked-in rates at around $55,000 per borrower. Kiefer predicted a gradual thawing of the market as consumers adapt to the new interest rate environment. He also underscored the importance of considering broader economic factors and demographic trends in understanding the housing market’s dynamics. #RealEstate #HousingMarket #EconomicOutlook #Millennials #HousingMarket #RealEstate #EconomicAnalysis Key Takeaways: Jason’s editorial 1:28 Introducing Len Kiefer, Deputy Chief Economist at Freddie Mac 1:46 Chart: Household real estate value and mortgage debt as percent of GDP 4:43 FireYourManager.com 5:41 RocketHomes Chart: Median sold price by bedroom count Len Kiefer interview 8:33 The view from 30,000 feet 11:24 Charts: Spike in mortgage rates made it very expensive for homeowners to move 13:25 Chart: Historically low rates in previous years means there is no Refi incentive given today’s rates 14:47 Chart: Homeowners locked into low mortgage rates are content to remain in their current homes 20:53 Market is starting to thaw 22:34 Chart: Due to savings from fixed mortgages, household spending may be less sensitive to financial conditions 27:30 Chart: Housing demand robust on favorable Age demographics of FTHBs 31:53 Chart: The U.S. faces a massive undersupply of housing 34:40 Chart: Strong demand from FTHBs and low supply led to a surge in entry-level home prices 38:32 Higher housing costs are contributing to more young adults living at home with their parents For more information visit https://www.freddiemac.com/research Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/29293583

332: 2024 Housing Market Forecast: Why Home Prices Are Set to Soar Despite Challenges 12/30/2023

332: 2024 Housing Market Forecast: Why Home Prices Are Set to Soar Despite Challenges Today Jason talks about “shadow demand” in the housing market. He emphasizes the impact of demographics, particularly the 25 to 34 age group, where about 16% are still living at home, representing untapped demand. With 11 million potential homebuyers in this category, Jason explores the dynamics of supply and demand, debunking predictions of a looming shadow supply. He also touches on factors like low inventory, the influence of baby boomers staying in their homes, and potential wildcards like geopolitical risks affecting the housing market’s trajectory. Then Jason and Bridger finish their conversation as they delve into the housing market, the economy, and financial trends, noting that millennials and Gen Z are gradually entering it, causing a housing inventory shortage. Despite rising interest rates, the market still faces low inventory levels. The conversation shifts to the potential impact on banks due to an inverted yield curve, bond values, and the housing market’s reliance on new construction. They also explore the possibility of a banking crisis and discuss the Fed’s role in managing interest rates. Jason concludes with insights on the strength of the U.S. dollar, the perceived threat of BRICS nations, and the inevitability of central bank digital currencies, raising concerns about financial freedom. #peterschiff #RobertKiyosaki #ShadowDemand #SupplyAndDemand #RealEstate #HousingMarket #Economy #InterestRates #Banking #USDollar #BRICS #CBDC Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/28994753

331: Unveiling the Macro Trends Shaping the Housing Market 12/15/2023

330: Debunking the Fear Porn- Economic Cycles and Housing Stability 11/27/2023

330: Debunking the Fear Porn- Economic Cycles and Housing Stability Michael Zuber talks to Jason about the housing market and the potential for a housing crash. Jason provides insights into why a housing crash hasn’t occurred so far, emphasizing the need for millions of distressed sellers as a key ingredient for a crash. He also mentions that people who predict crashes often lack a comprehensive understanding of economic cycles and are influenced by past traumatic events like the 2007-2008 housing crash. Additionally, the conversation touches on unemployment and its potential impact on the housing market, with Jason arguing that banks are more likely to work with homeowners than rush to foreclose, especially if they have substantial equity in their properties. The discussion also briefly mentions the role of technology companies in the economy and the concept of leveraging in real estate. Overall, the conversation focuses on the factors affecting the housing market’s stability and the likelihood of a housing crash, with a critical view of those who sensationalize such predictions for personal gain. #HousingTrends #Economy #HousingMarket #EconomicCycles Key Takeaways: 1:29 Packaged Commodities Investments are doing very well 3:00 Why the housing market hasn’t crashed just yet 5:56 The ONE ingredient one MUST have for a housing crash and profiles of a Crash bro 8:21 Don’t be lazy; study more than one recession 10:16 Very low inventory plus unemployment and it’s insurance 15:45 Median monthly mortgage payment & number of mortgages by interest rate and foreclosure timelines 19:39 Altos Research inventory numbers 23:38 Drop in activity- not north of 6M homes for a decade 25:58 The FED looks like it’s forcing a recession 32:43 A crystal ball on rate cuts and book recommendation 35:49 Jobs growth and some thoughts on the future of the economy Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/28890593

329: Inflation-Induced Debt Destruction: How Real Estate Trumps Traditional Investments 10/28/2023

328: Geopolitical Instability and Real Estate: How the U.S. Stands Out with Joe Brown 09/25/2023

328: Geopolitical Instability and Real Estate: How the U.S. Stands Out with Joe Brown Jason welcomes back to the show Joseph Brown of Heresy financial as they discuss the global conflicts, the emotional detachment of Americans from these events, and the potential dangers of policymakers’ decisions. They highlighted the role of profit in perpetuating war and concluded with a cautionary note about the potential for ongoing conflict if war remains profitable. They also discussed the philosophy of ‘packaged commodities’ investment, arguing that investing in real estate with subsidized financing and tax benefits can be more profitable than investing in commodities directly. They noted the potential for increased capital flow and immigration into the US due to economic devastation and war around the world. Additionally, they advised investing in scarce resources, with a preference for those at the end product stage. Joseph expressed his long-standing optimism on residential real estate and predicted that prices would continue to rise. Jason emphasized the need to consider the housing market in a global context, noting that American real estate remains relatively affordable compared to many other countries. They concluded that the key factor in the housing market is the balance between the number of people needing housing and the number of available places to live. #RealEstateInvestment #GlobalInstability #RealEstateMarket #Inflation #CapitalFlight #USRealEstate #WealthPreservation” Key Takeaways: 0:47 Extreme profits in a world in chaos 5:11 Pushing the prices of resources higher 8:34 Packaged commodities investing and wealth creation and destruction 12:00 Action steps and the great American real estate market 16:39 Bullish on residential real estate with data to prove it 21:55 Chart on mortgage currently on property 24:16 Chart: Housing production, units available vs. population 26:28 The 6 year millennial lag and shadow demand 29:31 Stepping into the housing market vs staying out of it 33:46 The Reverse Repo Facility 38:35 The inverted yield curve and the housing market 41:20 The jobs market and the gig economy Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/28419983

327: The Current State and Future of Rental Housing: Exploring COVID-19’s Impact, Demand Surge, and Challenges for Affordable Housing with Jay Parsons 08/20/2023

327: The Current State and Future of Rental Housing: Exploring COVID-19’s Impact, Demand Surge, and Challenges for Affordable Housing with Jay Parsons Jason welcomes rental housing economist Jay Parsons for part 1 of today’s podcast. Jay serves as Senior Vice President, Chief Economist for RealPage, leading the Economist and Industry Principal teams to provide deep insights on market trends and consumer behaviors. He is a frequent author and speaker on topics affecting multifamily apartments and single-family rentals, including rental housing investment and asset management strategy, rental housing policy issues, risk mitigation and property management. Jay has been cited in The Wall Street Journal, Bloomberg, The Financial Times, The Economist, and The New York Times, and he has appeared on CNBC and BloombergTV. His commentaries have been published by Barron’s, the Pension Real Estate Association, the Mortgage Bankers Association, the National Apartment Association, American Banker and GlobeSt. Jason and Jay discuss the current state and future of rental housing. He highlights the roller coaster nature of the rental market, with a slowdown during the COVID-19 pandemic followed by a surge in demand in 2021. Rent growth has been strong, although it has moderated compared to the previous years. The rental market’s performance varies by geography, with some areas experiencing a slowdown while others remain strong. Jay also discusses the influx of new multi-family inventory in the market, which reached a 50-year high due to strong demand and construction activity. While there may be short-term imbalances between supply and demand, Jay emphasizes the long-term need for more housing supply. He believes that the rental market, including both single-family rentals and multi-family apartments, will continue to experience strong demand due to demographic factors. Millennials and Generation Z are entering the market, and the housing market will benefit from their demand for rental properties. However, Jay acknowledges the challenge of providing affordable and workforce housing. Most new construction caters to higher-income households, and building affordable housing is easier said than done. The cost of land, labor, and materials, as well as regulatory restrictions, pose significant obstacles to affordable housing development. Nimbyism (Not In My Backyard) attitudes and opposition from neighbors and local governments further complicate the issue. Jay emphasizes the need to bridge the gap between ideals and practical implementation to address the shortage of affordable housing effectively. Key Takeaways: 0:47 Welcome Jay Parsons; rental rates are closer to normal 2:28 It’s all dependent on geography 5:34 Demographics, household formation age and the demand tailwinds 7:35 Building affordable workforce housing 11:28 So many requirements to build cheap new houses which brings the cost way up 12:48 A little hope from Florida 14:23 Moving up or down the socioeconomic ladder 17:00 The rent to income ratio, tracking apples & oranges Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/27798198

326: Housing Bubble Myth, Shadow Demand, Lower Existing Home Sales, Increased Mortgage Rates, Outlook for 2023 with Rick Sharga 07/05/2023

325: Demography Affects Real Estate, Income Property – Low Tech Asset Class, Supply Chain & Massive Worldwide Inflation 06/21/2023

324: Unveiling the Secrets of Tax Sale Investing with Julia Spencer: How Maintaining Control Can Help You Profit from the Current Housing Shortage 06/07/2023

324: Unveiling the Secrets of Tax Sale Investing with Julia Spencer: How Maintaining Control Can Help You Profit from the Current Housing Shortage Jason Hartman is getting close to his 2000th show and is thinking of ways to make it unique. He invites his friend Julia on the show to discuss tax sale investing, which is a form of direct real estate investing where one maintains control. He explains that direct investing can be more profitable, but requires more responsibility. He recommends utilizing the support network and resources available on JasonHartman.com to make the process easier. Jason also talks about the fear felt by half of Americans regarding their bank holdings being at risk and shares an article by Jan Swanson which explains how the inventory woes are pushing home prices up. He then shares two insights from an upcoming interview with Rick Charga, that show how different areas of the US are being affected. The high end, cyclical markets such as San Francisco, San Jose, and Seattle are suffering major price declines, while Florida markets such as Orlando and Miami are experiencing tremendous growth. And make sure to join our mailing list to get our amazing offers. Just go to today! Jason then talks to Julia Spencer about tax sale investing. Julia explains that it involves buying properties for pennies on the dollar for outstanding taxes. The taxes become unpaid when people default on them, and as a result, their properties are auctioned off. She believes that this is a great investment opportunity, as it allows people to purchase properties at a low cost. Julia also notes that there are many different nuances to tax sale investing, so it’s important to be aware of them. Contact Julia today at https://www.juliamspencer.com/ Key Takeaways: Jason’s editorial 1:31 Jason’s Commandment #3 in Investing 4:18 Half of Americans fear for their bank holdings 6:08 Inventory woes help boost home prices in March 7:00 Map: Change in home prices from January 2022 to January 2023 11:34 Housing Affordability Index and the dogs that don’t bark 17:45 Join our mailing list to receive our amazing offers! Julia Spencer interview 19:17 What is “tax sale investing” 20:36 3 main types of of vehicles under which to purchase properties 25:15 Beware: misleading infomercials 27:11 Two elements of Liens 31:56 Tax liens certificates Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/27014223

323: Inflation Induced Debt Destruction, Fractional investing, Empowered Investor Pro, FHA Mortgage Insurance Premium, Tobias Peter Part 2 05/23/2023

323: Inflation Induced Debt Destruction, Fractional investing, Empowered Investor Pro, FHA Mortgage Insurance Premium, Tobias Peter Part 2 Today, Jason talks about how the powers that be and how we as investors could benefit from the fear of the attack on the US dollar as the reserved currency of the world through his patented Inflation Induced Debt Destruction and seize the tremendous opportunities available in the housing market! You are also invited to join , it’s Mentoring Program and social network where they do a deep dive into single-family home investing. Jason also talks about asset protection and estate planning. To find out more go to today! Jason also finishes his talk with Tobias Peter, Director of research at the American Enterprise Institute’s Housing Center in which they discuss the FHA Mortgage Insurance Premium, the government’s complicit role in today’s housing shortage and much more. Key Takeaways: Jason’s editorial 1:00 Witnessing the decline of civilization 1:55 American influence and benefitting from Inflation Induced Debt Destruction 5:37 Tremendous opportunities for investors right now are fantastic 6:33 “Financial innovations:” Fractional investing and NFTs 11:17 Join the , it’s Mentoring Program and social network 14:16 Asset protection and estate planning- Corp or LLC; Trust or FLP Go to 14:50 Multi-billion dollar agent commission case Tobias Peter interview 18:57 Matt Taibbi and The Great Bubble Machine 23:19 FHA Mortgage Insurance Premium (MIP) cut will expose taxpayers to increased default risk 24:12 How do we increase housing supply nationwide 30:44 Housing shortage is closer to 22 million homes 35:19 The federal government should get out of the way Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/27006801

322: Housing Market Indicators, Home Price Appreciation, FHA Mortgage Insurance Premium Risks, Housing Shortage Proposed Solution, American Enterprise Institute, Tobias Peter Part 1 05/09/2023

322: Housing Market Indicators, Home Price Appreciation, FHA Mortgage Insurance Premium Risks, Housing Shortage Proposed Solution, American Enterprise Institute, Tobias Peter Part 1 For all who joined the 100% Free Financing Webinar, thank you! And for those interested in the Empowered Mentoring program, reach out to us today! Next webinar is coming soon! Today Jason has a fascinating conversation with Tobias Peter, a research fellow at the American Enterprise Institute Housing Center. Jason discovers that the housing shortage could be worse. Plus, Tobias talks about the one solution to the country’s shortage problem- the federal government’s non-participation in the housing sector. Because all throughout history of the government’s involvement, it has done so towards unintended negative consequences. Key Takeaways: Jason’s editorial 0:45 Welcome Tobias Peter 1:22 “How to lie with statistics” – US existing home sales 4:13 Sales volume: US existing home sales 4:51 Same chart, different starting point 5:39 One million starting point 7:46 100% Zero down financing webinar replay is coming soon and join our Empowered Mentoring program Tobias Peter interview 8:40 AEI Housing Market Indicators (HMI) and Purchase activity outlook given headwinds 9:36 YOY Home Price Appreciation (HPA) 11:40 YOY Home Price Appreciation (HPA) by Metro (60 largest) 13:58 Geography is less meaningful than it’s ever been in human history 16:15 HPA: December 2023 and 2024 projections 17:56 The problem with the Case-Schiller Index 20:01 Housing inventory and month’s supply- we are far from a housing crash 22:43 A positive sign- from California 25:30 The infamous Coastal Commission in California 27:48 A quarter century of mortgage risk 28:31 FHA loans- setting minorities up for failure 30:41 We have a better alternative Find Tobias at Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/27006624

321:Oren Klaff, Flip The Script, 58 Million Dollar Cities, Empowered Mentoring Program, Hot & Cold Cognitions 04/09/2023

321:Oren Klaff, Flip The Script, 58 Million Dollar Cities, Empowered Mentoring Program, Hot & Cold Cognitions Today Jason welcomes Oren Klaff. Oren is one of the world’s leading experts on sales, raising capital and negotiation. When it comes to delivering a pitch, Oren Klaff has unparalleled credentials. Over the past 15 years, he has used his one of a kind method to raise more than $1 billion. As an investor, his portfolio of highly-valued and rapidly scaling companies are evidence that Oren’s methods can be implemented in any business where dealmaking is important to growth. Pitch Anything An Innovative Method for Presenting, Persuading, and Winning the Deal Whether you’re selling ideas to investors, pitching a client for new business, or even negotiating for a higher salary, Pitch Anything will transform the way you position your ideas. Creating and presenting a great pitch isn’t an art—it’s a simple science. Applying the latest findings in the field of neuroeconomics, while sharing eye-opening stories of his method in action, learn how the brain makes decisions and responds to pitches. With this information, you’ll remain in complete control of every stage of the pitch process. Flip the Script Getting People to Think Your Idea is Their Idea If there’s one lesson Oren Klaff has learned over decades of pitching, presenting, and closing long-shot, high-stakes deals, it’s that people are sick of being marketed and sold to. Most of all, they hate being told what to think. The more you push them, the more they resist. What people love, however, is coming up with a great idea on their own, even if it’s the idea you were guiding them to have all along. Often, the only way to get someone to sign is to make them feel like they’re smarter than you. Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/26489364

320: Housing Inventory Falls, Silicon Valley Bank Collapse, Moral Hazard, Mismanaged Portfolio, Improper Risk Management, Alfonso Peccatiello 03/20/2023

320: Housing Inventory Falls, Silicon Valley Bank Collapse, Moral Hazard, Mismanaged Portfolio, Improper Risk Management, Alfonso Peccatiello Alf is Italian but is coming today from the Netherlands. He and Jason talk about some of the factors that contributed to the collapse of the Silicon Valley Bank, the largest bank failure since the 2008 financial crisis. They discuss the moral hazard involved, mismanaged portfolios and the lack of proper risk management- factors that culminated on the banks demise, making investors question whether this will spark a broader banking meltdown. Key Takeaways: Jason’s editorial 1:21 Hope you enjoyed last episode 2:03 Listen to Jason’s “10 commandments of successful investing”: Thou shalt maintain control! 4:38 Housing inventory keeps falling- where’s the crash? 7:10 Almost 25% of mortgages are 3% or lower 8:19 On to our guest with a deep dive into the current banking crisis Alfonso Peccatiello interview 9:14 Alf, coming from the Netherlands 10:03 3 Bank collapses; a summary of what really happened 13:42 US Banks loan-to-deposit ratios 16:06 Moral Hazard and a mismanaged portfolio 19:16 Big banks hedge interest rate risks- NOT SVB 22:28 Lax regulatory and accounting laws in the US for small banks 23:34 Who benefited from the collapse 24:36 Securities portfolio mix as of December 31, 2022; distinguishing between small and highly regulated banks 29:29 SVB ‘woke’ programs and the lack of proper risk management 30:39 Bank failures 2001 to 2023; are more bank collapses coming 31:56 At risk: the real estate market; unaffordable housing leads to more renters 34:50 Compared to what 37:43 The booming labor market 39:02 Credibility & central banks; Blackstone & KKR, Jerome Powell & Paul Volcker 44:25 There is no distressed home owner 48:10 Institutional investors- what their capital stack or debt structure is like 49:32 Step up your macro game Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/26263281

319: Silicon Valley Bank Run, Runaway Inflation, Banking System Collapse, Protect Your Assets, Inflation Induced Debt Destruction 03/17/2023

319: Silicon Valley Bank Run, Runaway Inflation, Banking System Collapse, Protect Your Assets, Inflation Induced Debt Destruction Listen in as Jason explains the debacle that is the Silicon Valley Bank collapse, the ripple effects it's having in the banking community, the poison pill the FED has placed in the housing market and how it has painted itself in a corner. He also talks about what the government can do, how you can use his patented Inflation Induced Debt Destruction strategy to come out on top in these uncertain times and how you can protect your assets. Just go to for more details. Key Takeaways: 1:18 Silicon Valley Bank and Bank Run: Margin Call 2:47 Catch the Ron Paul FlashBack Friday episode and thanks to all who attended the Alabama Property Tour 3:11 Fear of Contagion and a taxpayer funded bailout; the tech dot com bubble 7:09 Children in adult bodies and a history of manias 8:28 The SVB crisis explained 10:37 Runaway inflation or banking system collapse, memes 12:45 Signature bank and Silvergate; SVB holdings compared to other banks 20:32 Alf from Twitter 21:25 US bank loan-to-deposit ratios 22:55 While SVB collapsed, top executive pushed "woke" programs 27:16 Memes and more memes; CNBC's Jim Cramer urged viewers to buy shares of SVB last month 30:41 Bank failures 2001 to 2023 32:17 SVB financial deposits, quarterly net change 33:35 SVB's insured versus uninsured deposits 34:08 Biggest bank failures and the FDIC 35:01 FREE class: CYA protect your assets, save taxes and estate planning 36:38 The decision to bail out SVB 38:13 What can we do; the 2 year treasury yield and Inflation Induced Debt Destruction Mentioned: Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/26262321

318: Long Inflation Cycle Ahead: Here's Why | Patrick Ceresna, MacroVoices 10/27/2022

318: Long Inflation Cycle Ahead: Here's Why | Patrick Ceresna, MacroVoices Welcome to today’s episode of The Creating Wealth Show where Jason Hartman reminds you that there is an important distinction to make between interest rates, housing affordability and the ability to qualify for a loan based on the usual things, such as credit score and debt-to-income ratio. There's a general overriding concept of credit availability, not directly related to interest rates: this is the willingness of lenders to lend and the ability of borrowers to borrow, measured by the Mortgage Credit Availability Index (MCAI). The credit supply is down, meaning it is now harder to get a mortgage than it used to be. Jason Hartman welcomes Patrick Ceresna, Founder of Big Picture Trading and host of the MacroVoices Podcast to the show to talk about the current macroeconomic picture we are facing today. Patrick explains why our inflation problems are not going away anytime soon. The only mechanism which the central banks have to slow an economy is the cost of credit, reflected in interest rate policy. However, the problem in this cycle is that when the inflation is not driven by massive demand, but rather supply issues, then the ability for monetary policy to actually have an impact diminishes. We are in the midst of a bear market on asset prices which may not have fully reflected into the real estate markets yet, but in terms of stock markets, bond markets, even slowly into commodities and other things, there has been a deflationary cycle in assets, while there's huge economic inflation because the central banks have begun a very important process of trying to attack inflation by slowing the economy. The only mechanism which the central banks have to slow an economy is the cost of credit, reflected in interest rate policy. However, the problem in this cycle, and why you have the debate of inflation, stagflation, or deflation is that when the inflation is not driven by massive demand, but rather supply issues, then the ability for monetary policy to actually have an impact diminishes. We’ve created all sorts of supply shocks that add further stress points that create additional cost delays and shipping and all sorts of other issues that are not going away. And it's not going to be solved by the Fed increasing another 75 basis points next month. This is a problem where inflation has to be solved by a bigger cycle playing out. And that, unfortunately, is not one that ends in three months. It's a problem that resolves over a couple years. Inflation is an issue that's not going away anytime soon. Key Takeaways: 0:45 Welcome Empowered Investors from 189 countries world wide 1:31 Mortgage Credit Availability Index (MCAI) 2:38 The Great Recession, the mortgage meltdown and The Big Short 4:39 Credit supply in a credit based economy 6:11 Empowered Investor Pro - 8:25 Wall Street is the modern version of organized crime 9:35 Regulating the food supply 10:59 Messaging apps and insider trading 14:08 Last week, the Euro reached parity with the dollar 17:31 Downward pressure on the inflationary spiral 18:38 Why Dave Ramsey is wrong 21:03 Today’s guest PATRICK CERESNA, Founder of Big Picture Trading 21:51 Patrick’s current macroeconomic picture 23:58 Energy shortage - oil vs green 27:28 CPI inflation numbers could come down, but it’s no merit of the Fed 29:06 The 70s had three waves of inflation 30:55 The global pandemic was a unique event 33:41 What investments do you own in an environment like this? 37:52 Could derivatives crash the global economy? 40:58 There a global system risk, not just American 43:26 We are in a fourth turning and there will be some major financial institution reset eventually 45:37 The destruction of purchasing value is the driver of a monetary driven inflation 47:03 The US dollar rising right now is going to keep inflation in check 49:27 At the end of every bear market is a once a decade opportunity to buy a lot of cheap stuff 51:13 A good investor or trader knows when to leave a party and go to a new one 53:11 Learn more at and check out Patrick’s podcasts: MacroVoices and Market Huddle Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/24632277

317: Joseph Wang- Mortgage Rates Will Go Even HIGHER! 10/20/2022

317: Joseph Wang- Mortgage Rates Will Go Even HIGHER! Jason Hartman invites Joseph Wang aka The Fed Guy, to the show today. Who better to talk about the inner workings of the Federal Reserve than someone who actually worked there! Joseph Wang is a former senior trader on the open markets desk at the Federal Reserve and the author of Central Banking 101. Jason and Joseph tackle the biggest question on everyone’s mind: will mortgage rates go higher? How much higher can they go? Why did the Fed wait so long to start quantitative tightening and raise rates? Why didn’t they do it more gradually? Do you think Powell really thought inflation was transitory as he kept saying? It seems there was a political basis for him thinking that way, which filtered into policy and partially resulted in the huge inflation we're seeing right now. But what gives? If you don’t raise rates in order to avoid increased unemployment, then inflation will continue. Joseph Wang also gives his take on the Fed’s response during times of economic crisis such as the Great Recession and the recent pandemic. Was it right of the Fed to get involved and stimulate the economy, or should they have let the economy and markets work themselves out? Is the Fed part of a greater conspiracy? Is there a man behind the curtain pulling the strings? Joseph Wang tells all! Key Takeaways: 0:28 0:44 Welcome Joseph Wang, former senior trader on the open markets desk at the Federal Reserve, author of Central Banking 101 1:33 1:49 Interest rates and mortgage backed securities 4:03 3:47 Quantitative easing - buying mortgages and treasuries, quantitative tightening - higher mortgage rates 7:21 7:05 Raising the borrowing rate above the inflation rate 9:33 9:17 Rents are going higher 11:36 11:20 Short term vs long term interest rates 12:55 12:39 Decreased labor supply and higher wages 14:33 14:17 China is the fastest aging country in the entire world 17:24 17:08 The Fed is absolutely political 21:37 21:21 Debt to GDP ratio and the dollar collapse 24:22 24:06 Why do other countries buy dollars? 27:53 27:37 Bloodbath in the cryptocurrency markets 29:53 29:37 Understanding the Fed - is there a man behind the curtain? 31:56 31:40 Was the Fed right to interfere during Covid and the Great Recession? 34:53 34:37 What is a shadow bank? 36:56 36:40 The story behind Long Term Capital Management 37:58 37:42 Economic outlook: be cautious with financial assets 39:36 39:20 Joseph Wang’s book Central Banking 101, learn more at , follow Joseph on Twitter @FedGuy12 Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/24627771

316: Davos Man: How the Billionaires Devoured the World, Peter S. Goodman, Global Economic Correspondent 10/13/2022

316: Davos Man: How the Billionaires Devoured the World, Peter S. Goodman, Global Economic Correspondent Is the World Economic Forum in Davos a serious discussion about climate change and injustice, or just a chance for billionaires to get together and do business? Find out as Jason Hartman interviews Peter S. Goodman, Global Economic Correspondent for The New York Times, as they discuss his new book, Davos Man: How the Billionaires Devoured the World. The World Economic Forum institution was started by German economist Klaus Schwab back in the 70s, on the proposition that if you got businesses and governments together, you could solve a lot of problems. Schwab claims to be interested in public private partnerships and win-win solutions. But somewhere along the way, the WEF has become, under the guise of a nonprofit foundation, a highly lucrative enterprise. Schwab brings in heads of state from around the world to meet with billionaires, public intellectuals, a whole lot of journalists, the odd Hollywood celebrity, musicians etc. But according to Goodman, it’s a charade; they are there to do business. The WEF 2022 recently took place last May. Peter profiles the “Davos Man” as someone who makes himself the solution where he is the problem: just allow us to do our deals, and have our conversations about how to solve the big problems of the day and we will take care of that and all of the benefits will just magically trickle down throughout society. Let’s not kid ourselves. That is something that has in reality happened zero times… Watch the video . Key Takeaways: 0:00 Welcome Peter S. Goodman, Global Economic Correspondent for The New York Times, author of Davos Man: How the Billionaires Devoured the World 1:05 1:20 World Economic Forum conference in Davos - is this a shadow government? 3:04 3:19 Rent-seeking behavior in Davos 3:59 4:14 The WEF was started by German economist Klaus Schwab back in the 70s 5:07 5:22 A chance for the billionaire class to virtue signal 7:11 7:26 Who is the “Davos Man?” 9:30 9:45 Marc Benioff, philanthropy, Trump tax cuts and capitalism 11:53 12:08 Big companies avoid taxes by using foreign subsidiaries 16:59 17:14 Christian Smalls, Amazon warehouse worker 19:41 19:56 “Davos Man” makes himself the solution where he is the problem 24:00 24:15 Bankers get bailed out, but homeowners don’t 24:55 25:10 Healthcare system and surprise billing 29:06 29:21 Generating profit opportunities for themselves at social expense 35:11 35:26 Is Trump the “Anti-Davos Man?” 37:59 38:14 China is a complex challenge for the global trading system 43:09 43:24 China's WTO session was driven by the interests of American shareholders 44:41 44:56 Our democratic society is under threat from this inequality 46:00 46:15 We need three things: progressive taxation, antitrust enforcement and collective bargaining 46:53 46:08 Get more info at . Follow Peter on Twitter @petersgoodman About Peter S. Goodman Peter S. Goodman is the global economic correspondent for The New York Times, based in New York. He appears regularly on The Daily podcast, as well as major broadcast outlets like CNN, the BBC, Sky News, MSNBC, and Monocle Radio. He was previously Executive Global News and Business Editor of the Huffington Post, where he oversaw award-winning investigative, international, business, and technology reporting. Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/24556533

315: Short Term Rental Property Investing - How You Can Profit! 10/06/2022

315: Short Term Rental Property Investing - How You Can Profit! Housing trends are changing: people are not just staying in short term rentals anymore, they are LIVING in them! Jason Hartman interviews Rich Somers, Commercial Real Estate Investor, Co Founder/ Principle - Pac 3 Capital, founder of Fortune Cribs and host of The Multifamily Takeoff Podcast. Jason and Rich discuss how to get started in multifamily, short term rental and boutique hotel investing. Are short term rentals a viable investment option right now? Brian Chesky, CEO of Airbnb said recently, people are not staying in short term rentals; they're LIVING in short term rentals. One other thing that has made the short term rental market do very well, are the current mass migration trends, where everybody is shuffling around and changing their lives. Post lockdown, people went to new places and lived in Airbnbs while checking out different cities and looking for permanent homes. Learn how you can profit from this new trend! Key Takeaways: 0:00 Welcome Rich Somers, founder of Fortune Cribs 1:30 How Rich started in multifamily/short term rental investing 2:28 Cash flow in the short term rental space 3:42 Advice on syndication and raising money 5:08 Rich’s syndication model 6:01 Getting started in short term rental investing 7:14 Fortune Cribs short term rental startup 9:45 Is the short term rental market oversaturated? 11:40 Mass migration has also helped the short term rental market, but will it last? 13:15 Another investment opportunity - boutique hotels 15:12 Forcing appreciation on a short term rental 16:52 How to find these kind of deals 18:44 There will never be a perfect time to start, so get going! 19:48 Learn more at & Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/24539844

314: How to Get the Most Out of Your Homeowners Insurance Claim | Galen Hair, Attorney 09/29/2022

314: How to Get the Most Out of Your Homeowners Insurance Claim | Galen Hair, Attorney Jason Hartman invites attorney Galen Hair to the Creating Wealth Show today to discuss how to make sure you are getting the most out of your insurance claim. How do you know if you should even hire an attorney to assist with your claim? A study from the Insurance Research Council revealed that on average, people who hire attorneys are likely to see a settlement three and a half times higher than people who don't hire attorneys. What are some of the things your homeowner’s insurance policy might cover that you don't even know about and would never think to make a claim for? What should owner occupant homeowners and rental property investors know? What other additional coverage should you consider adding on to your policy that is not included, but would be available for a small fee? About Galen M. Hair Galen M. Hair, an aggressive and relentless litigator, is licensed in multiple states and boasts clients from around the world. With large wins both at home and across the country and an impressive record of favorable results, Mr. Hair gained a reputation for getting the job done both inside and outside the court room early on in his career. He focuses not only on the litigation in front of the client, but the long term personal and business effects that his clients’ issues will cause. Viability is key and no small victory is worth it if the client is put in a more detrimental position. With both large firm and boutique firm experience, he combines a large firm comprehensive approach to a small firm low-cost model to achieve impressive results with minimal financial expense. His clients are family to him and it shows. Key Takeaways: 0:00 Welcome Galen M. Hair, property casualty attorney 1:34 Hurricane Katrina laid the foundation for Galen's professional development 2:10 What is an insurance bad faith case? 3:23 Industry participants estimate that over 95% of claims are either underpaid or delayed 4:11 Galen's focus is property insurance 5:54 Insurance Research Council study on attorney effectiveness 7:20 Typical fee schedule 8:47 Many claims are weather related 9:40 Sample case study for a recent residential claim 11:27 What is a public adjuster? 13:43 Who actually reviews the insurance policy? 15:00 A public adjuster in their truest form should be bringing the claim to resolution that is favorable for you 15:53 How do you find a public adjuster? 16:44 Which states tend to have more favorable outcomes for the insured? 17:50 What are the smallest and largest claims you handle? 20:03 What if a claim seems too small to hire an attorney? 23:33 Protecting yourself during a claim and things to consider about insurance fraud 26:23 Insurance fraud can have terrible ramifications on society 27:16 What are some things that people might not know are in their homeowners insurance policies? 28:20 Additional living expense coverage can keep your family and rental properties safe 30:46 The loss of rental income and multifamily policies 32:20 What is a non admitted carrier? 33:37 Penalties and punitive damages 34:56 Statute of limitations 37:18 Find resources and learn more at Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/24534744

313: Beat the IRS at Their Own Game! TAX SMART Investing, The Real Estate CPA, Brandon Hall 09/11/2022

313: Beat the IRS at Their Own Game! TAX SMART Investing, The Real Estate CPA, Brandon Hall Jason Hartman welcomes back Brandon Hall, CEO of Hall CPA to talk about tax strategies for real estate investors. If you're a real estate investor, you really have to know the passive loss rules - you can’t afford not to! As Jason always says, taxes are the single largest expense in most people's lives, yet people spend so little time understanding the tax code and learning how they can benefit from it. Brandon Hall shares multiple strategies and educates you on the ways you can significantly reduce and potentially even eliminate your tax bill through short term rentals and the passive activity loss rules of Section 469. Don’t miss this SPECIAL OFFER on Brandon Hall’s Tax Smart Foundation course at ! Start your education today and use promo code HARTMAN for 50% off! Key Takeaways: 0:00 Welcome Brandon Hall, CEO of Hall CPA and TaxSmart Investors to talk about tax strategies for real estate investors 0:46 Taxes are the single largest expense in most people's lives 2:16 Brandon Hall, CPA, Tax Smart Foundation 3:13 Long term and short term rental tax loopholes 4:45 Section 469 of the Internal Revenue Code: passive activity loss rules 6:43 RE taxes when you sell a property 8:16 Depreciation recapture 9:03 Cash flow today that you're not paying tax on 10:14 Tax loss from your rental real estate - passive and non passive income 13:51 Most real estate is going to produce net operating income positive cash flow, while simultaneously producing a tax loss 14:30 Use your suspended tax losses from rental real estate to protect my tax benefit 16:20 Investing in short term rentals and real estate professionals 17:29 A short term rental is not a rental activity under Section 469 19:56 Top three material participation tests 21:06 Start self managing your rentals with software 22:58 Self managing is all about systems 23:43 The huge benefit of 1031 exchange 24:58 Qualifying as a real estate professional 28:46 Excess business loss rules 31:33 Bringing forward depreciation deductions through cost segregation 32:21 Losses can always offset business income or rental income 33:30 Biden tax plan 34:30 SPECIAL OFFER on Brandon Hall’s Tax Strategy Foundation course at JasonHartman.com/taxsmart! Use promo code HARTMAN for 50% off! Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: /episode/index/show/commercialinvestingcenter/id/24338661

312: Housing Market Update: Crash or Boom? Dr. Lawrence Yun, National Association of REALTORS 08/27/2022

312: Housing Market Update: Crash or Boom? Dr. Lawrence Yun, National Association of REALTORS Jason Hartman explores the latest housing market data with returning guest Dr. Lawrence Yun, Chief Economist and Senior Vice President of Research at the National Association of Realtors®. The Federal Reserve has raised the interest rate only one time this year, yet we see how fast the mortgage rates are rising. However, if one looks at the past history, you can see that at times when the Fed aggressively raised interest rates, the mortgage rate barely budged. So is it possible that most of the mortgage rate increases this year may have already occurred? Will any further jacking up of the interest rate by the Fed necessarily have any meaningful impact on mortgage rates? According to Dr. Yun, the wildcard here is inflation and whether or not it continues to rise due to unforeseen events currently happening around the world. Lawrence Yun is Chief Economist and oversees the Research group at the NATIONAL ASSOCIATION OF REALTORS®. He supervises and is responsible for a wide range of research activity for the association including NAR’s Existing Home Sales statistics, Affordability Index, and Home Buyers and Sellers Profile Report. He regularly provides commentary on real estate market trends for its 1.4 million REALTORS®. Dr. Yun received his undergraduate degree from Purdue University and earned his Ph.D. from the University of Maryland at College Park. Key Takeaways: 0:00 Welcome returning guest Lawrence Yun, Chief Economist and Senior Vice President of Research at the National Association of Realtors 1:01 How long can this red hot housing market continue? 2:20 What does this mean for first time home buyers? 5:20 The cost burden has increased because of the home prices, but not in terms of the mortgage rate 7:46 What are the current housing inventory levels? 11:10 MLS - contingent and pending sales 12:17 Defining a balanced market 14:23 Will the market cool off with these higher rates? 15:42 Further interest rate hikes by the Fed may not have any meaningful impact on the mortgage rate 19:00 You can now buy a $1M home with an FHA loan in some areas 22:07 NARs chart on housing starts 24:14 Builders are not building entry level homes 26:47 Are we going to have a housing shortage for many, many years to come? 29:10 Boom in the home improvement industry 30:36 Possible inventory adjustment due to recent events 33:08 Job and housing market correlation 35:13 Multiple bids on rental units among renters 36:06 Do you see large investment companies continuing to buy more properties over the coming years? 38:31 There is a labor shortage across America 39:35 Increasing number of realtors 41:55 Increased home sales, increased prices but not increased ownership Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Learn More: Get wholesale real estate deals for investment or build a great business – Free course: Free White Paper on The Hartman Comparison Index™: Free Report on Pandemic Investing: Jason’s TV Clips in Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: Special Offer from Ron LeGrand: What do Jason’s clients say? Contact our Investment Counselors at: Watch, subscribe and comment on Jason’s videos on his official YouTube channel: Guided Visualization for Investors: Jason’s videos in his other sites: Jason Hartman’s Jason Hartman’s /episode/index/show/commercialinvestingcenter/id/24001599

311: Are We at the Peak of this Artificial Financial Bubble? - with Harry Dent 08/20/2022

311: Are We at the Peak of this Artificial Financial Bubble? - with Harry Dent Jason Hartman welcomes back Harry Dent, New York Times Bestselling author, financial writer and one of the most outspoken financial editors in America, to discuss his new book ZERO HOUR and hear his thoughts on the stock market, crypto, demographics and the current economic climate. We have the most perverted economy in history with money being injected into the financial markets creating a bubble in stocks and financial assets which favors the rich and leaves ordinary people behind and exacerbates income inequality. Are we at the peak of this artificial stock bubble? Harry Dent answers this and much more and goes into detail about why we NEED recessions! Key Takeaways: 0:00 Welcome Harry Dent, bestselling author and financial writer 2:11 Most perverted economy in history 3:54 Is the artificial stock bubble peaking? 5:13 Greatest debt bubble in history 7:51 Imminent stock market crash 10:22 Harry's take on cryptocurrencies 13:18 Generational demographics and government policies 18:39 Why we need recessions 21:33 When is the next crash? 22:05 Once in a lifetime peak of a major stock market bubble 24:18 S&P 500 about to fall apart 27:25 Is gold a safe haven? What about bonds? Real estate? 27:57 Peter Schiff and deflation 33:59 $540 trillion in financial assets globally 37:47 The Cantillon Effect - the rich are getting richer 39:04 Most critical time in your lifetime for financial markets 40:30 Learn more at 41:32 Real estate bubble? Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Learn More: Get wholesale real estate deals for investment or build a great business – Free course: Free White Paper on The Hartman Comparison Index™: Free Report on Pandemic Investing: Jason’s TV Clips in Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: Special Offer from Ron LeGrand: What do Jason’s clients say? Contact our Investment Counselors at: Watch, subscribe and comment on Jason’s videos on his official YouTube channel: Guided Visualization for Investors: Jason’s videos in his other sites: Jason Hartman’s Jason Hartman’s /episode/index/show/commercialinvestingcenter/id/23973222

310: Todd Duncan High Trust Selling: The Holy Grail of Sales Influence 08/14/2022

310: Todd Duncan High Trust Selling: The Holy Grail of Sales Influence It takes a lifetime to build trust, and a minute to lose it. Jason Hartman welcomes Todd Duncan, author, speaker and the world’s leading authority on trust! People thrive on trust and the bigger the financial decision, the more trust is necessary. How can you create that? Todd also reminds us that nobody gets a paycheck for being busy! Managing your time and mindset, especially during difficult times is essential. When you orient your mind around goodness, gratitude, joy and the fact that you get another day, happiness and success are the byproducts. THE WORLD'S LEADING AUTHORITY ON TRUST Todd Duncan is an American author and speaker. According to CNN, Todd Duncan is “the Tony Robbins of the mortgage industry.” He is the author of 17 books, including the New York Times Bestsellers Time Traps: Proven Strategies for Swamped Sales People and High Trust Selling: Make More Money In Less Time with Less Stress. Key Takeaways: 0:00 Welcome Todd Duncan - Author, Speaker and the World's Leading Authority on Trust 1:54 If you don't connect, you can't convert - high trust selling 2:53 Conversational productivity and building trust - ask questions you've never asked 8:28 What the research says about establishing trust 9:40 Managing your time and scaling connections 11:42 Marketing Rebellion by Mark Schaefer 13:14 Flipping houses vs buy and hold 15:03 Choosing the right business relationships 16:47 When you become commoditized, you have no pricing power 18:40 Time management and the myth of multitasking 21:43 What is vital vs what is urgent 22:22 Stephen Covey and reinventing your entire business productivity 23:54 What you do versus who you are 26:08 Financial success and mental health 30:14 Orient your mind around goodness, gratitude and joy 32:55 Validating from the inside 33:51 The right attitude for tough times 35:44 Having perspective during difficult times 37:42The importance of mentors 39:44 Using fear to your advantage 41:07 Learn more at Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Learn More: Get wholesale real estate deals for investment or build a great business – Free course: Free White Paper on The Hartman Comparison Index™: Free Report on Pandemic Investing: Jason’s TV Clips in Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: Special Offer from Ron LeGrand: What do Jason’s clients say? Contact our Investment Counselors at: Watch, subscribe and comment on Jason’s videos on his official YouTube channel: Guided Visualization for Investors: Jason’s videos in his other sites: Jason Hartman’s Jason Hartman’s /episode/index/show/commercialinvestingcenter/id/24046572

309: 5 SUCCESS Principles of the Investor Mindset | Steven Pesavento 08/05/2022

The Commercial Investing Show

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