Emotional Balance Sheet with Paul Fenner
Welcome to the Emotional Balance Sheet, the go-to podcast for parents with multiple kids, especially those with twins, triplets, or more, who are navigating the maze of modern family life and personal finance. Whether you're overwhelmed by education costs, retirement planning, career transitions, or trying to define your purpose and plan, we're here to guide you with empathy, expertise, and encouragement. Hosted by Paul Fenner, Founder of TAMMA Capital, a Certified Financial Planner®, and parent to 4 kids, including a set of triplets, our podcast is your ally in the quest for financial peace of mind, proving that money matters, but family comes first. We understand that today's parents are juggling multiple financial and lifestyle priorities. That's why each episode is packed with actionable insights and real-world solutions that fit the needs of busy families. Subscribe now and join our community of empowered parents at tammacapital.com.
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Ep.142 – Paul Fenner – A Lifetime of Teachable Moments
05/02/2024
Ep.142 – Paul Fenner – A Lifetime of Teachable Moments
I am the product of a tight-knit, small-town community. While searching for a job during college, I was fortunate to cross paths with Darrell and Melodee Hoff, who became my first career mentors. Darrell recently passed, and I wanted to share not only the practical skills I learned from him but also the profound influence of his mentor in shaping my personal and professional outlook to this day. Here are a few key takeaways Mentors can deliver more than business lessons, How you define family is up to you, As Darrell always used to say, “Plan the work and work the plan.” Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on , , and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Holly Markiecki-Bennetts – Study Skills, Self-Advocacy, and Finding the "Right-Fit" College
04/25/2024
Holly Markiecki-Bennetts – Study Skills, Self-Advocacy, and Finding the "Right-Fit" College
Did you know that the path to choosing the "right-fit" college for your child could also lead to life lessons in self-advocacy? I welcome back Holly Markiecki-Bennetts, a high school guidance counselor and college advisor who is also a mom to one + twins! Holly is a testament to thoughtful and intentional educational decision-making. While many high school seniors embark on the nerve-wracking odyssey of college applications, laden with standardized test scores and wide nets, Holly worked with her oldest daughter to choose a different path. Our conversation focuses on the challenges students face when transitioning from high school to college, from mastering study habits to time management. Holly brings her 20-year experience in education to the table, offering tangible strategies like using physical planners and the importance of study breaks to enhance learning retention. A few critical takeaways Don't let the fear of failure creep into your college planning journey Understand the difference between homework and study and the skills each requires Self-advocacy is an invaluable lesson to teach kids in middle and high school This conversation provides a deeper understanding of the emotional impact of the college planning process on students and parents, as well as valuable resources and parenting perspectives. I hope you can reflect, relate, and rethink how we guide our children through one of life's most transformative passages. Please enjoy my conversation with Holly Markiecki-Bennetts. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on , , and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Follow the Show And Never Miss an Episode Follow the show on | | |
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Rising Dividends
04/18/2024
Rising Dividends
ubscribe to the show on | | | At retirement, your whole financial life essentially collapses down to one binary question: will your money outlive you, or will you outlive your money? Volatility in the market is often seen as a risk, but it's important to differentiate between the two. The real risk lies in not having a plan that can sustain your financial needs throughout retirement. It's not about meeting a benchmark; it's about developing a plan and staying committed to it. The dominant factor in long-term financial outcomes isn't just your investment performance – it's your investment behavior. For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Neil Dutta – How Mainstream Media Mis-shapes Your View About the Economy
04/11/2024
Neil Dutta – How Mainstream Media Mis-shapes Your View About the Economy
What does the mainstream media get wrong in their economy and stock market coverage? How much does the economy influence the stock market and vice versa? Neil Dutta, a noted business economist from Renaissance Macro Research and father of 1 plus twins, takes us on a journey into investment advice's economics and shattering stereotypes mainstream media dishes out. Neil will debunk the myth of the 'doomer' in investment circles and offers a fresh perspective on current economic conditions, including inflation and the labor market. My conversation goal with Neil is to help you not accept what economic headlines you read or hear. Our economy is a complex organism that cannot be explained in a two-minute segment. This is why I rely on experts like Neil who can help me dig deeper and provide meaningful information to you and families I work with. Please enjoy my conversation with Neil Dutta. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on , , and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Follow the Show And Never Miss an Episode Follow the show on | | |
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Emotional Decision Making
04/04/2024
Emotional Decision Making
Subscribe to the show on | | | In the midst of disappointment, our emotions can run hot. Whether it's parenting, finances, or life in general, understanding the impact of emotions on our choices is crucial. Making decisions in the heat of the moment rarely leads to positive outcomes. Instead, creating space to step back, breathe, and gain clarity allows for better, more informed decisions. By being aware of our emotions, we can make strides toward achieving balance and clarity in our decision-making process. For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Dr. Joy Lere – Finding Harmony Between Emotions and Finance in Relationships
03/28/2024
Dr. Joy Lere – Finding Harmony Between Emotions and Finance in Relationships
Most couples think they end up in a therapist's office to talk about sex and money. But it's really deeper underlying issues couples are looking to hash out. Dr. Joy Lere, a licensed clinical psychologist and co-founder of Shaping Wealth, is a leading voice in the psychology of money and applied behavioral finance. In her practice, Joy has observed that individuals find it easier to disclose the details of their intimate encounters than to reveal the figures in their bank accounts. Joy's expertise lies in unraveling the profound connection between money and self-esteem, understanding it as an emotional flashpoint for couples and parents. Key Takeaways Self-awareness is a Superpower - Learn to wield the power of understanding your own and your partner's money script to build a stronger financial future together. Financial Wellness is a Team Sport - Embrace financial discussions and check-ins with your partner as a path to closer bonding rather than a chore. Hint: Check out temptation bundling to make this process more enjoyable! Joy discusses the complexities that arise when individuals in a relationship come from diverse financial backgrounds, acknowledging that such differences are frequently the seedbed for conflict. Joy's insights shed light on people's silent struggles when discussing earnings, identifying money as a cornerstone of personal identity that people fiercely guard. Please enjoy my conversation with Dr. Joy Lere. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on , , and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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How to Lose Time and Money
03/21/2024
How to Lose Time and Money
Do you give an honest answer when someone asks, "How are you doing?" Or do you give the typical generic response about how "busy" you are? Paul Graham is an investor who has worked with thousands of startup companies and is also a prolific writer. I imagine that Paul has some valuable insights into what it means to be busy. The central thesis behind our discussion is Paul's essay "How to lose time and money." Within it, I go deep into the idea that the most dangerous way to lose time is not to spend it having fun but doing fake work. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on , , and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Carrie Schochet – Navigating the Emotional Landscape of Career Changes
03/14/2024
Carrie Schochet – Navigating the Emotional Landscape of Career Changes
Trust that today's conversation holds valuable guidance for those grappling with the emotional hurdles of a career change or fine-tuning work-life balance, especially busy parents. We welcome back our resident career expert, Carrie Schochet of Purple Squirrel Advisors, to discuss everything from the delicate balance of flexibility in the workplace to maintaining privacy during a job search. Here are a few key topics The strategic use of AI to navigate resumes, job applications, and interview questions, The subtle art of exploring new opportunities without commitment and The psychology of changing careers or jobs while understanding the emotional hurdles between the two. The pandemic has reshaped the work environment. We confront the challenges and benefits of remote work, considering parents' perspectives, the desire for flexibility and social interaction, and what this means for the future of workplaces. Please enjoy my conversation with Carrie Schochet. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on , , and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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The Gap and The Gain
03/07/2024
The Gap and The Gain
The Gap and The Gain Do you see the horizon, but it’s not moving? Our purpose is a lot like the horizon; it is helpful to figure out your direction and to plan your journey, but you can’t reach your purpose any more than you can arrive at the horizon. A few years ago, I came across a book by Dan Sullivan titled The Gap and The Gain. It was somewhat life-changing at the time and continues to hold a theory I wrestle with today. A theory I discuss with the families I work with and even my kids. The idea we discuss in this episode is how we measure progress by looking back from where we started, rather than comparing ourselves to an ever-changing endpoint. Follow the Show And Never Miss an Episode Listen on , , , Work With Paul Contact Paul at or use this scheduling tool to set up your For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Dr. Christine Gravert – Reducing Friction to Change Behaviors
02/29/2024
Dr. Christine Gravert – Reducing Friction to Change Behaviors
Christina Gravert, a behavioral scientist and a new mother, has something to say about motivation and habits. Ten months after welcoming a baby into her life, Christina confronts a reality familiar to many: the struggle of balancing personal objectives, like returning to the gym, with the demands of parenthood. Her experiences have led her to probe deeper into the nature of motivation and its limitations. Christina understands firsthand that motivation, like any fleeting emotion, can wax and wane. Through her research, Christina concludes that sheer willpower is not a sustainable strategy for long-term behavior change. Instead, Christina advocates for a more strategic approach in her insightful article, By reducing the "costs" associated with desired actions—making it to the gym, engaging in bedtime storytelling, or cooking healthy meals at home—we can make it easier to maintain these practices even when our motivation dips. Her thoughts resonate with many who have found themselves setting ambitious New Year's resolutions, only to see their determination fade into daily life's distractions and competing priorities. Christina Gravert's insights encourage us to rethink our reliance on motivation and to create environments and systems that support our objectives, making desirable behaviors more effortless. Resources Featured in This Episode: Follow the Show And Never Miss an Episode Listen on , , , Work With Paul Contact Paul at or use this scheduling tool to set up your
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Navigating Tax Season: The Importance of Tax Planning vs. Tax Preparation
02/22/2024
Navigating Tax Season: The Importance of Tax Planning vs. Tax Preparation
Do you know what the difference between tax planning and preparation is? Were you even aware that this is a difference between the two? Today, we delve into the often-misunderstood differences between tax preparation and tax planning. With tax season upon us, it's crucial for everyone to grasp the objectives and intricacies of both. We discuss practical examples of tax planning, from retirement account contributions to college planning and charitable contributions. Additionally, we outline the numerous benefits of tax planning, including long-term savings, improved investment efficiency, enhanced retirement planning, and overall peace of mind. Tax planning is an essential part of a holistic approach to personal finance, aligning closely with your family's purpose and objectives, which are both personal and financial. Taxes touch every part of your personal and financial life. By understanding and utilizing tax prep and tax planning, your family can make more informed decisions supporting your short and long-term objectives. For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Follow the Show And Never Miss an Episode Listen on , , , Work With Paul Contact Paul at or use this scheduling tool to set up your
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Heidi King – College Planning: The Impact of FAFSA Changes on Families
02/15/2024
Heidi King – College Planning: The Impact of FAFSA Changes on Families
oday, we're diving into the second part of our insightful series with college planning expert Heidi King. If you thought college planning was just about selecting the right campus vibes for your kids, prepare to think again. We continue unraveling the complexities of the modern financial aid landscape, a terrain changed by replacing the expected family contribution with the new student aid index, shifting how college costs are calculated and how families can prepare. Get ready to dive into the nuances of the FAFSA (Free Application for Federal Student Aid), its role in college marketing, its simplification, and why even those who might not expect to qualify for aid should still fill it out. Heidi brings us personal stories from the frontlines of college tours and campus visits, insights into the often-overlooked details of financial aid packages, and the finer points of scholarship stacking and its pitfalls. Please enjoy my conversation with Heidi King. Part 1 - For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Follow the Show And Never Miss an Episode Listen on , , , Work With Paul Contact Paul at or use this scheduling tool to set up your
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Questions to Ask During Your College Search
02/08/2024
Questions to Ask During Your College Search
Are you feeling overwhelmed with college planning? If you're a high school senior or a parent navigating the college search process, it's understandable if you're feeling anxious. To help guide you through this process, our host Paul Fenner shared a comprehensive list of questions to ask during your college search in the latest episode of Emotional Balance Sheet. Paul outlines key questions to ask during your college search, covering academic, social, and lifestyle aspects. From admissions and financial aid to campus life and academic support, we've got you covered. Plus, we've included a handy list in the show notes for your reference. Stay tuned for expert insights on maximizing financial aid and tax implications. For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Follow the Show And Never Miss an Episode Listen on , , , Work With Paul Contact Paul at or use this scheduling tool to set up your
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Heidi King – The High Stakes of College Planning for Parents
02/01/2024
Heidi King – The High Stakes of College Planning for Parents
When is the right time to talk with your kids about planning for college? Why is finding the "right fit" school so critical, and what criteria do you use to choose it? Heidi King has a front-row seat in helping parents guide their kids through the college planning process, especially regarding the tough emotional side. Heidi entered college advising after a mid-career change driven largely by not finding the resources her family needed as she went through the college planning journey with her two sons. Three Key Takeaways There are real costs to not finding the "right fit" school. Transferring schools can increase the cost of college by $14,000 - $24,000. With 38% of students ending up transferring, it's crucial to consider the 'right fit' before commencing. It's essential to start early conversations about college expenses, financial affordability, and how much parents are willing to support their kids. The 'right fit' includes evaluating academic, social, and financial aspects. Considering the learning style, competitiveness, experiential learning (academics), size, Greek life, sports, and location (social), along with the cost (financial), is critical to finding that perfect fit. We also touch on why tuition costs have skyrocketed and how the college planning landscape has changed due to COVID-19. Whether you're a parent exploring college options with your high schooler or wondering when to begin having conversations with your middle schooler, there is something in this conversation for every parent and family. Please enjoy my conversation with Heidi King. For show notes and resources discussed in this episode, visit . For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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The Days Are Long But the Years Are Short
01/25/2024
The Days Are Long But the Years Are Short
Today I reflect on the milestone of my triplets turning 13 years old and the anniversary of starting his firm, Tama Capital. I share the significance of the name "Tama" and how it represents families helping families. Through personal anecdotes and engaging conversations with others, I delves into the concept of time, emphasizing the importance of cherishing moments and being present in both parenthood and relationships. Join me as we explore the profound impact of the phrase "the days are long, but the years are short," and its relevance to navigating life's milestones and chaotic moments. Follow the Show And Never Miss an Episode Listen on , , , Work With Paul Contact Paul at or use this scheduling tool to set up your
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Cassie Holmes – How to Find Your Happier Hour
01/18/2024
Cassie Holmes – How to Find Your Happier Hour
Subscribe to the show on | | UCLA Professor and author Cassie Holmes helps us unravel the intricacies of time management and emotional investment, offering valuable insights that can reshape the way you approach your daily life. We delve into the challenges of balancing a busy life, the inspiration behind "Happier Hour," and strategies to maximize productivity and happiness. Cassie's journey from being an assistant professor and a new mom to crafting a fulfilling schedule will resonate with anyone grappling with time constraints. Our conversation concludes with a powerful message – intentional time investment is the key to transforming time poverty into time prosperity. By savoring ordinary moments, investing attention in relationships, and finding joy in everyday activities, you can reshape your emotional balance sheet for a richer and more satisfying life. Please enjoy my conversation with Cassie Holmes Resources Featured in This Episode: For additional resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Unraveling the Illusion of Market Predictions
01/11/2024
Unraveling the Illusion of Market Predictions
In this episode of Emotional Balance Sheet, I dive into the topic of predictions and why it's crucial to steer clear of them, especially when it comes to the stock market and the economy. Join me as I share insights on the impact of predictions and why having a flexible approach is key to successful portfolio management. This episode is brought to you by . Key Takeaways: - The stock market and the economy are not always aligned. Understanding the distinction is crucial in making informed financial decisions. - Short-term market movements may not significantly impact your long-term financial plan. Keeping a focus on long-term goals is essential. - Avoid getting caught up in predictions propagated by social media and mainstream news. Stay informed, but don't let predictions dictate your financial decisions. Tune in for a deeper dive into this important topic and gain valuable insights for your financial journey. Listen to the full episode on Emotional Balance Sheet. Follow the Show And Never Miss an Episode Listen on , , , Work With Paul Contact Paul at or use this scheduling tool to set up your
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Allison Schrager – From Brothels to Bonds: Unlocking the Mysteries of Risk
01/04/2024
Allison Schrager – From Brothels to Bonds: Unlocking the Mysteries of Risk
Allison Schrager is an economist and writer who has taken on the complex subject of risk in her illuminating works. With astute perception and a flair for engaging storytelling, Allison seeks to debunk commonly held myths about risk—challenging the widely accepted mantra of 'no risk, no reward.' Allison's work probes into the subtleties of risk management, emphasizing that while society often chooses to ignore the inherent trade-offs of pursuing greater rewards, acknowledging these risks is crucial for not only successful investing but in every aspect of life Two Key Takeaways Financial planning must transcend beyond portfolio performance to include risk management and lifestyle planning. Consideration of inflation uncertainty and purchasing power is vital for the health of your financial future. Please enjoy my conversation with Allison Schrager.
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Scott Hanselman – Scaling Yourself (replay)
12/21/2023
Scott Hanselman – Scaling Yourself (replay)
Eight years ago, I was introduced to someone who helped change the direction of my life. I am quite positive that I am not the only person whose life has been impacted by this one person. The funny thing, this is the first time that I have been able to speak with and thank Scott Hanselman. Scott Hanselman is a programmer, teacher, and speaker. Although Scott maintains a full-time role for the Web Platform Team at Microsoft, it is his obsession and enthusiasm for technology and deliberate practice that I have found him to be an impactful person in my life. I strongly encourage you to watch Scott's talk, Scaling Yourself, which is applicable for parents, younger people beginning their careers, and for people who find themselves in the throes of a life transition. Our conversation is wide-ranging, covering how we can give ourselves the gift of grace, asking ourselves if we are saving babies, and how to be intentional with our time and those around us. Please enjoy my conversation with Scott Hanselman. For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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Unplugging to Recharge: The Magic Number for Vacation Days
12/14/2023
Unplugging to Recharge: The Magic Number for Vacation Days
We all know the importance of taking a breather, stepping away from our daily grind and responsibilities to recharge and rejuvenate. But how many days of vacation do we truly need to achieve that state of zen, that perfect balance between work and life? In the whirlwind of life, we often find ourselves caught up in the vortex of work, family, and societal obligations. It's like a never-ending marathon, and we sometimes forget the necessity of pausing, of taking a breather. But, let's be honest, a single day off isn't enough to unwind. It's like taking a quick sip of water during a marathon; it helps but doesn't quite quench the thirst. Spend some time exploring the connection between the duration of vacations and their impact on decision-making. As some research has pointed out, eight days could be the optimal length for a break to enhance cognitive function and financial planning abilities. Ultimately, the perfect vacation is not about the number of days off but how well you can disconnect, rejuvenate, and return to your life with renewed energy and a fresh perspective. Whether that takes four days, eight days, or two weeks is entirely up to you. So, go ahead and plan your vacation. Your financial plan will thank you for it. For show notes and resources discussed in this episode, visit . For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Bruce Fieler – Life is in the Transitions: Mastering Change at Any Age
12/07/2023
Bruce Fieler – Life is in the Transitions: Mastering Change at Any Age
How many life transitions have you been through? What did you learn about yourself going through them? Bruce Fieler is the author of seven New York Times bestsellers and an avid collector and analyzer of life stories. Years ago, Bruce began a journey when he embarked on a project to document the experiences of Americans from all walks of life. Little did he know that this venture would lead him to delve into the realm of transitions, a concept that seemed foreign to him initially. Bruce introduces the term "lifequakes" from his countless conversations to describe massive disruptions lasting up to five years. It's astounding to learn that the average person goes through three to five lifequakes, spending nearly half of their life in transition. Bruce and I discover how these "lifequakes" intertwine and impact our financial lives throughout the three stages of transitions: the long goodbye, the messy middle, and the new beginning. From my discussion with Bruce, I hope it helps you find a better way to understand how life transitions can help us grow and uniquely shape our lives by identifying our purpose and aligning our actions with our values. Please enjoy my conversation with Bruce Feiler. For show notes and resources discussed in this episode, visit . For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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How to Handle a Bonus
11/30/2023
How to Handle a Bonus
Strategically using a bonus can boost your financial health, increase your peace of mind, and even enjoy the fruits of your labor with limited regret. Instead of spending a bonus all at once, consider intentionally distributing it to different areas of your financial plan. This includes paying down debt, funding an emergency account, investing in retirement plans, investing in children's future (like a 529 college savings plan), and even some self-celebration. A balanced wealth management plan, considering lifestyle and financial objectives, allows for better decision-making, stress reduction, and faster progress toward financial goals. It's crucial to ensure that the allocation of resources aligns with your purpose both personally and financially. For show notes and resources discussed in this episode, visit . For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Debbie Gail: Living in Peace, Not Fear: A Mother's Journey of Healing and Helping Others
11/23/2023
Debbie Gail: Living in Peace, Not Fear: A Mother's Journey of Healing and Helping Others
How would your life change emotionally, physically, and mentally after the loss of a child? Debbie Gail is a strong, resilient woman who has transformed her pain into her purpose. Her journey began when she faced the challenges of her son's mental illness and addiction, eventually leading to his tragic loss. Throughout our conversation, Debbie takes us on her journey of finding peace and purpose amidst the challenges of her loved one's mental illness and addiction struggles. Debbie realized early on that her need for certainty fueled her fear and prevented her from finding inner peace. Replacing the need for certainty with a desire to contribute and help others was a powerful way for Debbie to choose peace over fear. Debbie discovered her true calling - to support and guide other parents and family members who were going through similar struggles. Waiting for circumstances to be perfect is unnecessary, and Debbie encourages parents to embrace their children as they are, starting from now. Debbie's passion for helping other parents contributed to her writing a book, Finding Peace and Purpose amidst the Tears, so no parent feels alone. The most important point in our conversation is this; living in peace and not fear is a choice. Please enjoy my conversation with Debbie Gail. For show notes and resources discussed in this episode, visit . For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Paul Fenner Optimize Your Spending to Increase Your Happiness
11/16/2023
Paul Fenner Optimize Your Spending to Increase Your Happiness
One aspect or secret to happiness can be found through strategic spending— not just spending on possessions or experiences but on what truly holds purpose in your life. It's not about how much money you have, but how you spend it significantly affects your happiness. Research supports the idea that spending money on experiences rather than things leads to greater happiness, as the novelty of new possessions tends to fade quickly. Additionally, trying to keep up with wealthier peers, even if you're relatively well-off, can lead to dissatisfaction and unhealthy spending habits. To enhance your happiness and financial stability, align your spending with your purpose and long-term life objectives. This might involve investing in people, causes, or long-term projects you care about. When we mismanage our money or our spending patterns go awry, we can feel sick and broke. How you spend your money and your physical health can have a strong correlation. When you spend money in a way that serves the purposes you intend it for, you can create happiness as well as financial stability. For show notes and resources discussed in this episode, visit . For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Toby Brooks – Savoring the Now: Mid-Career Pivots and the Human Experience
11/09/2023
Toby Brooks – Savoring the Now: Mid-Career Pivots and the Human Experience
Have you ever thought about a mid-career pivot? Staring down the uncertainty of making a bold decision when a new opportunity arises? Toby Brooks, a professor at Texas Tech University, has made his fair share of career pivots. With a background in athletic training, Toby and his wife crisscrossed the country trying to secure a position with a professional sports team. A pivotal life transition came to Toby when he realized he was missing out on precious time with his family. Upon seeing his nine-month-old daughter walk for the first time after returning from a work trip, Toby shifted his focus and prioritized his role as a husband and father. That transition led Toby to pursue a full-time position in academia, where he could still significantly impact students pursuing their dreams. Toby uses his personal experience to motivate and guide students, reminding them to find harmony between ambition and family. A theme of our conversation that represents itself repeatedly, especially as parents, is to savor the moments. As our relationships evolve with our children, the importance of staying connected with their interests and savoring the precious "lasts" each year as they grow older are priceless. Please enjoy my conversation with Toby Brooks. For show notes and resources discussed in this episode, visit . For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Are You Living a Life Less Ordinary?
11/02/2023
Are You Living a Life Less Ordinary?
Imagine waking up one day, taking a moment to reflect on everything you've done, only to realize that everything should have been… well, more. Not in the materialistic sense, but more in-depth, more in enthusiasm, more in meaning. This isn't about being greedy or trying to avoid regrets. If you've read Dan Pink's book "The Power of Regrets," you'll understand it's not about regret avoidance. It's more about truly understanding and defining what 'enough' feels like for you. Discover the three key steps to redefine your life and unlock your full potential in wealth management. Expect more of yourself. Redefine what you think is possible for yourself. Re-evaluate your strategy, and when necessary, change it. The challenge to ask yourself today is, are you living a life less ordinary? Take time to reflect on what 'more' looks like for you and whether you're on that path. For show notes and resources discussed in this episode, visit . For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Ann Coleman – Parenting and Emotional Wellness: Strategies for Navigating Adolescence
10/26/2023
Ann Coleman – Parenting and Emotional Wellness: Strategies for Navigating Adolescence
What would you do as a parent to save your struggling relationship with your kid? Ann Coleman is a former attorney who specialized in divorce, child custody, and adoption cases. Through raising her adopted son, Ann found herself deep in research, becoming a parenting expert on how to talk with teenagers struggling with anxiety, substance abuse, and mental health challenges. Sharing the details of her experiences as a parent, Ann walks us through her extensive research on the teenage brain and how it shaped her approach to parenting and led her to create resources for parents to use. Throughout our conversation, Ann provides practical advice and highlights the need for self-awareness and intentional reactions in dealing with children's emotions. Remember, reasoning with a child during emotional meltdowns often proves ineffective. Wait for a calm moment to have a thoughtful conversation. Please enjoy my conversation with Ann Coleman. For show notes and resources discussed in this episode, visit . For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Every Dollar is a Choice: Parenting & Building Families with Conscious Spending
10/19/2023
Every Dollar is a Choice: Parenting & Building Families with Conscious Spending
Understand how financial decisions, big or small, can impact your family's happiness and well-being while equipping your children with an understanding of financial responsibility that ensures they make informed, conscious decisions aligned with their values and life purpose. Conscious financial decision-making contributes to happiness: Every expenditure, big or small, reflects our priorities and affects our overall happiness and well-being. Teaching financial responsibility is essential for kids: Instilling an entrepreneurial mindset and an understanding of financial responsibility from an early age is crucial. A valuable parenting lesson is to teach our kids early that every dollar represents a choice, a step towards a future they have the power to shape. For show notes and resources discussed in this episode, visit . For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Michelle Zak – Making Opportunities Where There Are None
10/12/2023
Michelle Zak – Making Opportunities Where There Are None
What would frequent relocations mean to your career? How would you be able to handle the constant transitions? Michelle Zak has seen her share of transitions as a former Army officer. But as Michelle moved from military to civilian life, her husband remained in the military, requiring constant relocation. Finding a career that could move with her was a daunting task. Ultimately deciding to control her own destiny, Michelle was able to carve out opportunities on her own, leading to her launching Four Tabs Design. Michelle shared her process of identifying her passions and strengths, creating opportunities for herself, and acknowledging the element of luck involved in finding the right clients and platforms for her work. As someone with a military background, Michelle discussed the importance of autonomy and flexibility in leadership while recognizing the military's emphasis on following a formula. She sees her current situation as an opportunity to exercise autonomy and achieve her goals on her own terms. Please enjoy my conversation with Michelle Zak. For show notes and resources discussed in this episode, visit . For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Financial Reality Through an Unfiltered Lens: The Honest Instagram
10/05/2023
Financial Reality Through an Unfiltered Lens: The Honest Instagram
Have you ever wondered what Instagram would look like if it showed the real financial stories behind those perfect snapshots — the bills, budgets, and sacrifices — and how it could transform our understanding of wealth and financial planning? An honest reflection of our lives on platforms like Instagram, including the financial challenges and sacrifices behind the scenes, would provide a more realistic understanding of wealth and lifestyle. While it's easy to be enticed by the glamorous life that Instagram often portrays, it's crucial to understand the realities behind those snapshots. An honest Instagram, one that includes not only the highlights but also the challenges and sacrifices, would give a more accurate portrayal of what everyday life truly is. For show notes and resources discussed in this episode, visit For more episodes, go to . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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