180. Big News! The Wealth Circle is Now Self-Paced!
Release Date: 04/25/2024
184. How To Keep Negotiating Even When You're Told "No"
Coffee and Coin Podcast
Have you ever been told "No" when negotiating your salary? In this episode, Joy M shares her creative negotiation tactics, how she went from being a "saver" to being an "investor", and her biggest takeaways from joining the Wealth Circle. Plus, you'll get to hear the fun story about her incredible dog that walks itself! LISTEN TO LEARN: 01:30 Treadmill Walking Dog 04:54 Job Title & Salary 06:00 Negotiate Beyond No 14:13 High Yield Savings 18:24 Genius 401K Strategy 24:01 Emergency Fund Tactics RESOURCES Join the Wealth Circle: factorawealth.com/wealth-circle...
info_outline
183. How to Optimize Wealth Building During Unemployment
Coffee and Coin Podcast
Are you facing unemployment and racking up debts because of it? Do you feel like you're not moving fast enough towards your financial goals? In this episode, Shelly G. opens up about her turbulent 10-month-long unemployment journey and how she came out the other side. Although she accumulated almost $40,000 worth of debt, she has already made headway in paying it off, landed her dream job, and has creatively reduced her expenses. LISTEN TO LEARN: 03:18 Shelly's G #MoneyWin 06:39 Her 2024 Word "Optimize" 10:50 Is Credit Card Debt Bad? 13:39 An Unplanned Sabbatical 29:44 Shelly's G Net...
info_outline
182. How to Get Your Kids Interested In Investing
Coffee and Coin Podcast
Want to get your kids more interested in investing but don't know where to start? In today's episode, Allegra is joined by Erika S., who has been talking to her kids about money since they were in the crib. Fast-forward 16 years, and her oldest has just opened a HYSA and is well on her way to a million-dollar net worth! Erika S. lays out her strategies for getting kids curious about wealth building from an early age and all the incredible takeaways she's gained from the Factora Community. LISTEN TO LEARN: 06:25 Talking to kids about money 17:15 Opening an HYSA for her 19-year-old 19:30...
info_outline
181. How to Plan a Wedding Under $30K with Chris P.
Coffee and Coin Podcast
Are you planning a wedding and looking for cost-saving strategies? Unsure of how to talk to your partner about finances? In this episode, Chris P. shares her personal take on wedding planning with her partner, focusing on how they’re designing a celebration that not only honors their values, but also respects their financial goals. Chris also opens up about her fertility journey, highlighting the hidden costs and hurdles while preparing for a baby. LISTEN TO LEARN 7:00 #FinanceFlirting 18:00 Cutting Wedding Costs 25:00 Wedding Budgeting 27:30 Prenups 30:00 Fertility Journey RESOURCES...
info_outline
180. Big News! The Wealth Circle is Now Self-Paced!
Coffee and Coin Podcast
Have you been curious about the Wealth Circle but have yet to pull the trigger? Now's your chance! In this episode, Allegra unveils exciting changes to the Wealth Circle, including a new self-paced course format. This format offers you more flexibility to learn at your own pace, ensuring you get the most out of your wealth-building journey. RESOURCES Join the Wealth Circle: factorawealth.com/wealth-circle FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: www.factorawealth.com Got a...
info_outline
179. How Sarah B. Knocked 25% Off Her Mortgage in Just 2 Years
Coffee and Coin Podcast
Want to pay off your mortgage in 10 years instead of 30? In this episode, Sarah B.L. shares the nitty-gritty details of how she paid off 25% of her mortgage in just two years—and how she's on track to pay off her 30-year mortgage in just 10 years. She explains why this decision was the right choice for her family, the difference between good debt and bad debt, and how talking about money made her a more confident investor. LISTEN TO LEARN 04:00 - Financing Her First Home 10:30 - How She Pays Her Mortgage 14:30 - Her Home Buying Strategy 21:00 - Her Factora Learnings ...
info_outline
178. How to Make the Most Out of Your IRA
Coffee and Coin Podcast
Did you know that you have until April 15th, 2024, to contribute to your 2023 IRA? If you haven't maxed yours out yet, this episode will share everything you need to know about making the most out of your IRA. Allegra and Whitney explain everything you need to know about the difference between Roth and Traditional IRAs, the restrictions on contributing to and withdrawing from IRAs, and why IRAs are great investments. LISTEN TO LEARN What an IRA is, and why you may want one even if you already have a 401(k) How to make the most of your IRA and avoid costly...
info_outline
177. Wealth Management 101: Taylor R. & Allegra Break It Down
Coffee and Coin Podcast
Feeling lost in the maze of financial tools and platforms? Curious about how others structure their finances for success?" In this episode, Tay and Allegra reveal the ins and outs of their finance game, sharing the ins and outs of their account setups and the nifty tools that keep them sharp. From daily checks to annual overhauls, you'll discover how they effortlessly stay on top of their finances. LISTEN TO LEARN 04:07 - Taylor’s Account Breakdown 07:47 - Lifestyle Analysis 14:05 - Taylor’s Financial Maintenance 21:18 - Allegra’s Account Breakdown RESOURCES Learn...
info_outline
176. Real Estate Partnerships 101: Building Wealth Together
Coffee and Coin Podcast
Are you hesitant about mixing business with friendship? Waiting to find your forever partner before purchasing a home? In this episode, serial real estate investor Stef shares her journey of blending business with pleasure and harnessing the power of partnership to grow her real estate portfolio to an impressive 19 properties! Whether considering investments with friends, family, or both, this episode provides the insights and guidance necessary to confidently and clearly navigate the complexities involved. LISTEN TO LEARN 03:32 - Stef's Real Estate Portfolio Breakdown 08:00 -...
info_outline
175. How Modern Women Invest to Build Wealth
Coffee and Coin Podcast
Curious about what it takes to start your own side hustle or invest in startups? Are you ready to unlock the secret to building a seven-figure net worth? In this episode, we're sharing a recording from our January Community Event, where three Wealth Circle graduates joined Allegra to share their transformative journeys and strategies, including a remarkable transition from a $62K salary to an impressive $200K a year and another inspiring tale of a net worth leap from $60K to a staggering $682K. LISTEN TO LEARN 04:45 - Success Stories of Wealth Circle Alumni 18:50 - Investment...
info_outline