EP 058 It Is Time to Start Asking for What We Want
Release Date: 01/05/2018
Phylecia Jones is a budgetologist, speaker, and world traveler. Phylecia is all about living the life you want as long as you plan accordingly for it. What’s the point of putting extra financial stress on yourself and paying everything off (with interest) from a trip you took two years ago? On today’s show, Phylecia offers simple tips that you can do today to start building a travel budget, stop doing that credit card dance, and to get a better control over your finances for more meaningful travel.
*Who is Phylecia and what does she do?
*When Phylecia and her husband got married, they had to sit down for about a week to get both their finances straight.
*You want to get all the boring financial stuff out of the way first before you budget for travel.
*Believe it or not, Phylecia doesn’t use spreadsheets when she does budgeting!
*One of the ways Jennifer saves money is by having roommates.
*When Phylecia and her husband got married, they discussed what they wanted out of their marriage for the next 30+ years. Travel was a top priority for both of them and with that means they were certain things they have to give up on (no brand new cars for example).
*Phylecia has created a ‘travel’ account that gets funded every month. If there’s no money in the account, then they go camping.
*When Phylecia was younger, she would often do a credit card dance with her money to fund these elaborate trips. No more!
*How do Phylecia and her husband plan a trip and decide what to do once they’ve hit new soil?
*There are tons of websites out there that teach you how to ‘backpack’ it and get your money to stretch. Phylecia is here to tell you to rethink not how you spend, but how you can use your money to really fulfill you.
*Open a brand new bank account and start putting $10 or $15 here and there into it. Those small numbers add up over time and bam! You’ll have a travel account before you know it.
*Don’t live your life in regret. Just go ahead and do it. It’s never too late.
*Phylecia puts her vacation account right up there with her 401k and IRA.
*Be sure to get your debt in check. Phylecia and her husband did not travel for three years because they were working on removing their burdens first and foremost.
*It is time to start asking for what we want.
*Interested in setting up a budget? Phylecia can help you!
*What’s next for Phylecia?
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