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FVF #28: Consolidation saves on interest

Jake Of All Trades

Release Date: 04/05/2019

Extra Fees on your Credit Card show art Extra Fees on your Credit Card

Jake Of All Trades

You may have noticed some extra fees on your credit cards lately. What are those and why are they occurring? Banks are finding new ways to charge their customers, and you should be aware of them. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email [email protected] and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities and advisory...

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Interesting Interest Rates W/Guest Kevin Moore show art Interesting Interest Rates W/Guest Kevin Moore

Jake Of All Trades

If you are under the age of 40, there is a good chance that you have no idea what life would be like if the Federal Reserve raised the interest rates. In the past, the interest rates have been as high as 18%! On this show we will talk with economist Kevin Moore about what interest rates are, how they are set, and what indicators we should look out for that they will be increasing. Also, we will do some math to give you examples of how different you life will look when and if interest rates do increase. *“Tax preparation, planning, IRS representation, and business valuation services offered...

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BUY. BORROW. DIE.  show art BUY. BORROW. DIE. 

Jake Of All Trades

The wealthy are borrowing more than ever. With the stock market still on the rise, many of the wealthy have utilized borrowing techniques to fund their lifestyles. While this technique often requires a large investment portfolio, there are lessons that everyone of any wealth status can learn. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email [email protected] and Jake Rivas may read...

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San Antonio Housing Market W/Guest Kevin Moore show art San Antonio Housing Market W/Guest Kevin Moore

Jake Of All Trades

On this episode we have special guest, iFinancial’s Kevin Moore, come on the show to update us on what is occurring in the housing  market. Of course, we all know that housing prices are going up. Knowing that prices are going up and knowing what are the causing are two different things. On the show we discuss the various causes, and how knowing what is going on can help you plan for the future. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have...

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Michael Scott’s Money Problems show art Michael Scott’s Money Problems

Jake Of All Trades

Michael Scott from the TV Show “The Office” is having money problems, and everyone in his world has advice—bad advice! So Jake Rivas and Kirk Barbera are here to help. They will watch a clip from The Office episode “Money Problems” and give some thoughts and advice on what can be learned from this episode. For fans of the show, it is the famous “I. Declare. BANKRUPTCY!” scene. Watch the show on our facebook channel or listen wherever you consume podcasts. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and...

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A Secret to Boost Your Retirement Contributions show art A Secret to Boost Your Retirement Contributions

Jake Of All Trades

On the show Jake and Kirk discuss a “secret” back-door trick to boost your contributions. Jake explains the benefits of an IRA and why boosting it can be beneficial. They also describe scenarios where this secret method might be useful for different people. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email [email protected] and Jake Rivas may read your questions on the show! Follow...

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Behavioral Biases show art Behavioral Biases

Jake Of All Trades

We all know that biases exist—”but not me! I’m never biased.” Even if you don’t think that to yourself, you may act that way without know it. Many biases are subtle and hidden. In this episode Jake and Kirk discuss four big hidden biases that most Americans suffer from, and how to become aware of them. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email [email protected] and...

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Robo Advisors versus Certified Financial Planners show art Robo Advisors versus Certified Financial Planners

Jake Of All Trades

In the world of algorithms and AI is it still necessary to hire a CFP? Can’t robots do it all for us? Jake and Kirk discuss various online programs that can do a good job at helping you to manage and invest your finances. But is it sufficient? Also, at what point can robots not do what a human is able to do? These are some questions that Jake and Kirk discuss, as well as give some tips on when to use robo advisors and when to hire a human. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are...

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Thrifty Spending Tips show art Thrifty Spending Tips

Jake Of All Trades

Now that the pandemic is (mostly) over, people are ready to go out and spend money again! On this episode, Jake and Kirk share some thrifty ways to spend your money. While it is true you get the quality you pay for, it is also true that there are a ton of money wasters out there. If you are purchasing anything from a small home appliance to a car, this is a good episode to learn from. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about...

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The Free Britney Movement and Conservatorship show art The Free Britney Movement and Conservatorship

Jake Of All Trades

Pop Star Britney Spears has been in the news once again, not for making another album, but for a desire to gain her independence back. The 39 year old pop star has what is called a “conservatorship” applied by law on her life. This law, reserved for the very elderly or the mentally ill, allows a guardian control over a person's finances, and in some cases their daily lives. Ms. Spears’ now famous opening statements asking for a release from this conservatorship has been viewed millions and millions of times. In this episode Jake and Kirk discuss what a conservatorship is, how it can...

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Fact or Fiction? Student loan consolidation will lower your interest rate.The millennial generation is the most indebted generation of all time, due to student loans. What options do I have? Learn  the different things you can do with your student loans.

Have questions about managing your financial lifestyle? Email [email protected] and Jake Rivas may read your questions on the show!

Follow Jake on Twitter and Facebook @jakestwocents

Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered through CES Insurance Agency. Actual performance and results will vary. These interviews do not constitute a recommendation as to the suitability of any investment for any person or persons having circumstances similar to those portrayed. Consult a Financial Advisor regarding your specific circumstances. I*financial is located at 1901 NW Military Hwy. STE. 102. San Antonio, TX 78213. Phone number 210-342-4346