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FVF #28: Consolidation saves on interest

Jake Of All Trades

Release Date: 04/05/2019

Biden’s Student Loan Forgiveness show art Biden’s Student Loan Forgiveness

Jake Of All Trades

Student loan forgiveness has been approved. It may not be what you think and on the show Jake and Kirk discuss the ins and outs of student loan forgiveness as passed by the Biden administration.  *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email [email protected] and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities and...

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3 Dated Financial Rules of Thumb to Think Twice About show art 3 Dated Financial Rules of Thumb to Think Twice About

Jake Of All Trades

On this episode Jake and Kirk discuss the 60/40 rule, the 4% rule and the passive income rule. Though there are times when these rules of thumb may be very helpful, it’s important to understand where the come from and how to apply them to your life. Also, there may be times when you dont’ want to apply them but something different. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email...

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Is it Harder For Millennials to Buy a Home Today? show art Is it Harder For Millennials to Buy a Home Today?

Jake Of All Trades

We have all seen the memes. It is way harder to buy a home today than it was for our parents to do so in the 70s. On this episode Jake and Kirk discuss this idea (and some memes!). They use some data that includes inflation to discuss the various aspects of home ownership today versus in the past. You may be surprised by their view.   *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email...

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How to Protect Your Retirement Savings from Stock Drops show art How to Protect Your Retirement Savings from Stock Drops

Jake Of All Trades

It’s no secret that the stock market has seen a drop in value recently. One of the most common questions that financial advisors are asked is how to protect themselves during these times. On this episode Jake and Kirk discuss a few options and offer strategies to help one overcome and event flourish during a drop in the stock market.   *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email...

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Life Insurance: Do you need it? show art Life Insurance: Do you need it?

Jake Of All Trades

We all know the basic idea of life insurance, but on this episode Jake and Kirk discuss the different kinds of life insurance, when you might consider surrendering a life insurance policy, and unique ways people use life insurance to protect people in their lives.  *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email [email protected] and Jake Rivas may read your questions on the show!...

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How do You Compare to other American’s 401k Savings? show art How do You Compare to other American’s 401k Savings?

Jake Of All Trades

Jake and Kirk discuss the average 401k balances of individuals in their 40s and 50s. This is helpful as benchmarks to see where you stand in relation to other people. While it may be harmful to compare oneself to others, it can be useful as a tool to consider where you are and where you would like to be financially. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email [email protected] and...

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How We All Got in Debt show art How We All Got in Debt

Jake Of All Trades

On the show today Jake gives us a brief history of how we all got in debt and how our relationship to debt has changed over time. In particular Jake and Kirk discusses how this affects our wallets today as well as our spending and savings habits. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email [email protected] and Jake Rivas may read your questions on the show! Follow Jake on Twitter...

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Everything Reverse Mortgages show art Everything Reverse Mortgages

Jake Of All Trades

On this show Jake educates Kirk on what exactly a reverse mortgage is, how it operates, the different types, when one should consider a reverse mortgage, and other types of loans one might consider prior to going the reverse mortgage route. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email [email protected] and Jake Rivas may read your questions on the show! Follow Jake on Twitter and...

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Is the FIRE (Financial Independence, Retire Early) Movement Dead? show art Is the FIRE (Financial Independence, Retire Early) Movement Dead?

Jake Of All Trades

Before the pandemic the FIRE movement was huge. For several decades figures like Tim Ferriss and Dave Ramsey and many others have advocated for various methods of gaining financial independence. On this show Jake and Kirk discuss this movement and where it is given the state of today’s American and world economy. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email [email protected] and...

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Maybe Student Loan Forgiveness? show art Maybe Student Loan Forgiveness?

Jake Of All Trades

There are some small changes to the current student loan programs that might help some people qualify for student loan forgiveness. This is a rapidly changing topic based on current political events. Jake and Kirk do their best to sift through what is and is not being promised.   *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email [email protected] and Jake Rivas may read your...

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More Episodes

Fact or Fiction? Student loan consolidation will lower your interest rate.The millennial generation is the most indebted generation of all time, due to student loans. What options do I have? Learn  the different things you can do with your student loans.

Have questions about managing your financial lifestyle? Email [email protected] and Jake Rivas may read your questions on the show!

Follow Jake on Twitter and Facebook @jakestwocents

Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered through CES Insurance Agency. Actual performance and results will vary. These interviews do not constitute a recommendation as to the suitability of any investment for any person or persons having circumstances similar to those portrayed. Consult a Financial Advisor regarding your specific circumstances. I*financial is located at 1901 NW Military Hwy. STE. 102. San Antonio, TX 78213. Phone number 210-342-4346