How to Survive Grey Divorce and Being Single in Retirement with Sara Stanich, Ep #76
Release Date: 02/25/2019
Index Funds Have Officially Won, Ep #344
Retirement Starts Today
Do you have index funds in your portfolio? Chances are you do! Our retirement headline today describes the rise of index funds over active funds and why that’s important. Discover how index funds connect with my investment philosophy by pressing play now. Outline of This Episode [1:22] Index funds have grown exponentially over the years [2:23] What are index funds [5:58] How index funds fit into my investment philosophy [10:04] Will my estimated Social Security benefit decrease if I retire before full retirement age? Resources & People Mentioned Connect with Benjamin...
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The 529 to Roth IRA Rollover, Ep # 343
Retirement Starts Today
Recent legislation has made everyone’s favorite college savings plan a little more flexible. Funds in a 529 plan aren’t as locked up as they used to be now that your children’s unused college funds can be rolled into a retirement account. In this episode, we’ll discuss which explores how the 529 can be rolled into a retirement account. We’ll discover the benefits and drawbacks of using a 529 to save for retirement. Listen in to hear whether the 529 rollover could help you in your retirement. Outline of This Episode [2:12] Using unused 529 funds [9:30] Utilizing spend-down...
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The 4 Phases of Retirement, Ep #342
Retirement Starts Today
It may be easy to define success in your working career, but defining success in retirement can be more difficult. What does success look like in retirement? What will you do daily or weekly to get the most out of your retirement? In this episode of Retirement Starts Today, we’ll explore a about the 4 phases of retirement that many (but not all) experience. Click play to hear how you can squeeze the most juice out of your retirement. Outline of This Episode [1:52] How to squeeze the most juice out of retirement [11:18] Help with spending more in retirement Resources & People Mentioned...
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A Short History of the 60/40 Portfolio, Ep #341
Retirement Starts Today
Due to last year's poor market returns, you’ve probably seen the headlines that the 60/40 portfolio is dead. But is that really the case? This week’s retirement headline explores the history of this classic retirement investment strategy. After we tackle the headlines, Bret and I team up to consider the best places to move in retirement. Listen in to hear where not to move. Outline of This Episode [1:52] A history of the 60/40 portfolio [8:09] Why I like 60/40 [15:10] Where should retirees consider moving to for a great retirement? Resources & People Mentioned Connect...
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8 Ways to Become Poor in Retirement, Ep #340
Retirement Starts Today
There are many ways that could threaten your financial security in retirement. Knowing the common issues can ensure that you don’t fall into the traps. Today’s financial headline comes from Yahoo Finance and is called . Listen in to learn what they are so that you don’t drive yourself into the poorhouse. Outline of This Episode [1:22] 8 ways to become poor in retirement [10:58] How can we determine the biases in an advisor Resources & People Mentioned Connect with Benjamin Brandt Get the Retire-Ready Toolkit: Follow Ben on Twitter: Join the newsletter: Dive deeper...
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More Than Half of Americans Want to Retire Gradually, Ep #339
Retirement Starts Today
We all want to retire, but have you considered how you would like to transition to retirement? This week’s retirement headline article shares some interesting statistics on phased retirements: who is thinking about them, who is utilizing them, and what people think about them. Listen in to learn the findings. Then stick around for our listener question surrounding stock positions, diversification, and taxes. Outline of This Episode [1:42] Exploring the idea of a phased retirement [7:12] Can a phased retirement allow you to have your cake and eat it too? [11:38] A book update [13:10]...
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The Retirement Crisis That Wasn’t, Ep #338
Retirement Starts Today
Once upon a time, there was a prediction that the baby boomer generation would face a retirement crisis. So how did this gloom and doom projection turn into the wealthiest generation in history? Listen in to find out. Make sure to stay tuned for the listener question: What is the best way to fund a large expense without a large tax bill? Outline of This Episode [1:37] The accuracy of predictions [7:26] What is the best way to fund a large expense without a large tax bill Resources & People Mentioned Connect with Benjamin Brandt Get the Retire-Ready Toolkit: Follow Ben on Twitter:...
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Using Guardrails For The 4% Rule, Ep #337
Retirement Starts Today
You’ve heard of the 4% rule, and if you’ve listened to this podcast before, you’ve heard of Guyton’s guardrails strategy. But have you ever heard of using them together? Today’s retirement headline explores this idea. Overall, the article highlights the importance of considering sequence-of-returns risk in retirement planning and adopting flexible strategies, such as guardrails, to ensure financial security throughout retirement. Listen in to learn more about this combination of strategies as well as my opinion on the matter. Then stick around for the listener question segment...
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The Challenges of Retiring from a High-Powered Job, Ep #336
Retirement Starts Today
Is it possible to suddenly step away from a high-powered job and into a life of leisure? This may not be the best idea for your retirement if you work at the executive level. In this episode of Retirement Starts Today, we’ll explore an article from that outlines several pitfalls that could come with retiring from a high-powered job and insights on how to navigate them. Stick around for the listener question segment to hear the best ways to give money to your adult children while you are still living rather than waiting until you pass away to leave an inheritance. Outline...
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5 Expenses Retirees Wish They Spent More Money On, Ep # 335
Retirement Starts Today
There are two ways to mess up retirement: run out of money or die with regret. Oftentimes, people in the retirement space only focus on the running out of money part. In an effort to help you live an even better retirement, today’s retirement headline discusses the regret part. Join me to learn five expenses that retirees wish they had spent more money on so that you can learn from their mistakes. Stick around to hear the answer to our listener question: Is there one person who can help develop a comprehensive retirement plan? Or do you need to have an investment advisor, a financial...
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