The Credit Score Myth That's Costing You Money | Merrill Chandler Round 2
The A Game Podcast: Real Estate Investing For Entrepreneurs
Release Date: 07/21/2026
The A Game Podcast: Real Estate Investing For Entrepreneurs
Joe Lo Truglio joins The A Game Podcast with Nick Lamagna for a powerful conversation about success, patience, persistence, creativity, rejection, collaboration and what it really takes to build a career that lasts. Joe is an actor, writer, producer and director best known for playing Charles Boyle on Brooklyn Nine-Nine, as well as unforgettable roles in Superbad, Paul, Reno 911!, The State, Wet Hot American Summer, Role Models, Wanderlust, I Love You, Man, Pitch Perfect and many more. He is also featured in the new comedy Gail Daughtry and the Celebrity Sex Pass, directed by David Wain and...
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Kerri Kenney-Silver is back on The A Game Podcast in this special throwback episode celebrating the release of Gail Daughtry & the Celebrity Sex Pass, the new comedy from David Wain and Ken Marino, now available digitally. The film stars Zoey Deutch, Jon Hamm, John Slattery, Ken Marino, Miles Gutierrez-Riley, Ben Wang, Joe Lo Truglio and Sabrina Impacciatore. Kerri is one of the original members of MTV’s The State and has built an incredible career across comedy, television, film and music, with credits including Reno 911!, The State, Viva Variety, Role Models, Wanderlust, Wet Hot...
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Ken Marino is back on The A Game Podcast in this special throwback episode celebrating the release of Gail Daughtry & the Celebrity Sex Pass, the new comedy written by Ken Marino and David Wain and starring Zoey Deutch, Jon Hamm, John Slattery, Ken Marino, Miles Gutierrez-Riley, Ben Wang, Joe Lo Truglio and Sabrina Impacciatore. The movie is now available digitally. Ken is one of the original members of MTV’s The State and has built one of the most recognizable careers in comedy through projects including Wet Hot American Summer, Role Models, Wanderlust, Party Down, Children’s...
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Join Nick Lamagna on The A Game Podcast with a BONUS re-release with his guest, David Wain to celebrate the release of his NEW Movie Gail Daughtry and The Celebrity Sex Pass out NOW! He and his NYU classmates co-created and starred in the hit sketch show, MTV's The State. He also is credited with an impressive list of acting, directing, writing and producing in movies such as Wet Hot American Summer, Role Models, Wanderlust and A Futile and Stupid Gesture among many others. Among the list of his television credits include the hilarious Medical Police, Children's Hospital, Party...
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Join Nick Lamagna on The A Game Podcast with returning guest Dan Zitofsky, an author, entrepreneur, retired law enforcement and military veteran, health advocate, and full-time real estate investor with 36 years of experience in the business. Dan has done it all - fix and flips, buy and hold, single family, multifamily, capital raising - and is now one of the most respected voices in seller financing and self-financed notes, having realized that the best seat in real estate investing is being the bank. Dan shares how he transitioned from house flipping to a passive income model built on...
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What if you started buying real estate in 2008 - right in the middle of the housing crash - at just 18 years old? In this episode of The A Game Podcast: Real Estate Investing For Entrepreneurs, Nick Lamagna sits down with Tyler Casey, founder of Pro X Property Management, TMC Construction, and Iron Harbor Capital Partners, to break down how he built a vertically integrated real estate empire managing over 2,100 units across multiple states. Tyler shares how he went from flipping cheap bank-owned foreclosures ("Oreos") in small-town Kansas to running a full-service property management,...
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What's the real difference between being wealthy and being successful - and why do so many entrepreneurs sacrifice one for the other? In this episode of The A Game Podcast: Real Estate Investing For Entrepreneurs, host Nick Lamagna sits down with Tom Krol - founder of Coaching Inc., Wholesaling Inc. and PSL Home Buyers, real estate wholesaling pioneer, and one of the most respected coaches and mentors in the real estate investing space. Tom went from losing jobs and confidence in door-to-door sales to closing over 100 real estate deals in his first 18 months, building and selling one of the...
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What if you could make six, seven, or even eight figures on a piece of land - without ever picking up a hammer? In this episode of The A Game Podcast, Nick Lamagna sits down with Cody Bjugan, founder of VestRight and creator of the LDP (Land with Development Potential) model, to break down the most overlooked niche in real estate investing: land entitlement. Cody built a $900M+ portfolio by controlling raw land, walking it through the city approval process, and exiting to national homebuilders - often doubling his money without spending a dollar of his own on construction. He shares exactly...
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In this episode of The A Game Podcast, Nick Lamagna sits down with Brandon Mccaghren (aka "B Mac") - double black belt under Eddie Bravo of 10th Planet Jiu Jitsu and Carlos Machado, head instructor at 10th Planet Decatur, elite grappling commentator for EBI, CJJ, UFC Fight Pass, and co-founder and commissioner of the Professional Grappling Federation (PGF) - for a conversation packed with mindset gold, business wisdom, and Jiu Jitsu philosophy. Brandon opens up about the blunt conversation with his wife that got him on the mats in the first place, the eight years he spent as a youth minister...
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What does it really take to overcome rejection, self-doubt, mental health struggles, and still perform at the highest level? In this episode of The A Game Podcast, Nick Lamagna sits down with Elec Simon - world-renowned percussionist, former STOMP performer, professional event MC, motivational speaker, Brazilian Jiu Jitsu competitor, and entrepreneur - for one of the most emotional and inspiring conversations we've ever recorded. Elec opens up about growing up watching his mother struggle financially, the audition that got him cut from STOMP just days before opening night, the suicidal...
info_outlineWhat does it really take to get approved for six and seven figures in business credit - and what happens when life throws you off a cliff, literally?
In this episode of The A Game Podcast, host Nick Lamagna sits down with Merrill Chandler, founder of Get Fundable Solutions and one of the only non-FICO employees with direct insider access to how FICO's underwriting algorithms actually work. Merrill survived a horrifying motorcycle accident - driving off a 70-foot cliff - and lived to tell how the exact business credit strategies he teaches his clients are what saved his business, his finances, and ultimately his life during recovery.
This isn't your typical "improve your credit score" conversation. Merrill breaks down why your credit score is nearly irrelevant to loan approval, what lenders and banks are really looking for in 2026, and the 150 "borrower behaviors" FICO's decisioning platform actually measures before a human ever looks at your file. If you're a real estate investor, entrepreneur, or small business owner trying to unlock unsecured business lines of credit, this episode is a masterclass in business credit strategy, fundability, and financial resilience.
In this episode, you'll learn:
✅ Why an 800+ credit score does NOT guarantee loan approval - and what actually does
✅ The 3 stages every lender uses to approve or deny you (and why your score only matters in stage one)
✅ How real-time credit reporting and utilization thresholds secretly affect your approval odds
✅ The "statement close date" trick most borrowers get wrong - even if they pay their balance to zero
✅ Why business credit cards like Capital One Spark can silently hurt your personal credit profile
✅ How to build $100K-$1M+ in unsecured business lines of credit that never touch your personal credit
If you're serious about real estate investing, business funding, credit optimization, entrepreneurship, financial freedom, or scaling your business, this episode delivers practical advice you can immediately put to work.
Connect with Merrill Chandler:
Connect with Get Fundable:
Join FREE weekly credit solutions Q&A calls
Get your FREE 8 Fatal Funding Landmines guide
Get your FREE copy of THE NEW F* WORD book
Listen The Fundability™ Podcast on Apple Podcasts
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Connect with Nick Lamagna