#284- Solving the Financial Planning Gaps for Child-Free Clients with Dr. Jay Zigmont, PhD, MBA, CFP®
Release Date: 02/24/2026
#297 - Long-Term Care Planning: Helping Clients Navigate Risk, Cost, and Coverage
Wicked Pissah Podcast
Host Chris Boyd is joined by Russ Ball and Luke Bagley for a conversation about one of the biggest financial risks facing retirees: the rising cost of long-term care. Long-term care can have a significant impact on retirement savings, but deciding how to prepare for those expenses is not always straightforward. Chris, Russ, and Luke break down the options families should understand and the financial considerations that can help shape a long-term care strategy. They discuss: · The growing cost of long-term care and its potential impact on retirement. · How traditional long-term care insurance...
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#296 - Starting a Career in Financial Planning: Paul Gaudio, CFP® on FPA NexGen and Professional Growth
Wicked Pissah Podcast
Paul Gaudio Host Michael Connaughton is joined by Paul Gaudio. Paul is a CFP® and Wealth Planner at Crestwood Advisors with 9 years of experience helping individuals and families make smart choices with their money. Paul is passionate about guiding clients through life's financial complexities with clarity and care. He also serves as the President of NexGen for FPA New England, where he supports the growth and development of emerging professionals in the financial planning community, and works to expand the efforts of the Financial Planning Association through networking events...
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#295 - Modern Portfolio Optimization, Direct Indexing & ETF Investing with Robert Michaud
Wicked Pissah Podcast
Host Michael Connaughton is joined by Robert Michaud, Co-Founder and Chief Investment Officer of New Frontier. Robert Michaud is co-founder and Chief Investment Officer of New Frontier Advisors, LLC. He brings over 25 years of financial innovations and investment management experience to serve the needs of financial advisors and institutional clients for optimal financial outcomes with four U.S. patents in portfolio optimization and rebalancing technology. We discuss: Origins & Optimization: Robert shares his journey in quant finance and explains how Monte Carlo resampling fixes...
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#294 - The New Growth Engine: How AI Is Reshaping Advisor Marketing with Ian Karnell
Wicked Pissah Podcast
How will financial advisors grow their businesses in a digital-first world? In this episode of the Wicked Pissah Podcast, Chris Boyd is joined by Ian Karnell, co-founder of Vast Advisor, to break down how AI is transforming advisor marketing and client acquisition. This conversation goes beyond productivity tools and dives into how advisors can build scalable growth systems that align with how today’s clients actually search for advice. If you’ve ever wondered whether referrals alone are enough—or how to adapt your strategy for the next generation of investors—this...
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#293 - The Social Security timeline may be shorter than expected so what does that mean for your retirement?
Wicked Pissah Podcast
In this episode of Something More with Chris Boyd, Chris Boyd and Russ Ball are joined by Social Security expert Marcia Mantell to unpack the latest Trustees Report and its implications. With projections pointing to a potential shortfall by 2032, they explore what’s driving the change—and what it could mean for your future benefits. Marcia shares insights from decades of experience helping retirees navigate Social Security decisions and explains why some of the most common reactions—like claiming early—may do more harm than good. Learn more about Marcia Mantell and...
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#292 - Research and Reporting with YCharts’ Jeff Juracka
Wicked Pissah Podcast
Our guest on today’s episode is Jeff Juracka, Senior Account Executive at YCharts. Jeff has been building and leading his team at YCharts for the past six years. He’s a graduate of Loyola University of Chicago and is a former rugby player, who also studied - YCharts was founded in 2009 to democratize investment research. They are an all-in-one platform for investment research and client communication, with tools that are easy to use, and data that is reliable and timely. They discuss: -The current state of FinTech -Why visual presentations matter -Charts advisors gravitate towards ...
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#291 - Before It Breaks: Spotting Financial Red Flags in Aging Parents
Wicked Pissah Podcast
Nobody plans for the call—but sooner or later, it comes. In this episode of the Wicked Pissah Podcast, Chris Boyd sits down with award-winning financial journalist and author Beth Pinsker to talk about the moment everything shifts—when you go from “concerned family member” to full-on financial caregiver. Drawing from her book My Mother’s Money, Beth shares the early warning signs families often overlook, why having the “right” documents doesn’t always mean you’re actually prepared, and how quickly the emotional and financial weight can hit. As Beth puts it: “Financial...
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#290 - Longevity Planning with Eliot Weissberg
Wicked Pissah Podcast
Longevity Planning with Eliot Weissberg Hosts Brad and Cory speak with Eliot Weissberg of The Investors Center Our guest on this episode is Eliot Weissberg. Eliot is President of The Investors Center, a financial planning and longevity planning practice. Their goal is to guide people to discover and leverage their capacity to age confidently, in part by utilizing “TimeLining” which Eliot created and trademarked in 2009. Eliot is a CFP and a CAPS (Certified Aging in Place Specialist). He is a member of the National Aging In Place Council (NAIPC) and the MIT AgeLab They discuss: What a...
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#289 - Treating Your Health Like a Financial Asset - with Stevyn Guinnip
Wicked Pissah Podcast
In this episode, Kathleen speaks with Stevyn Guinnip, founder and CEO of Grow Wellthy. Stevyn is a certified wellness coach and exercise physiologist who helps financial advisors approach their health with the same intentionality they bring to financial planning. Stevyn's path to this work is anything but ordinary: she grew up as the daughter of a financial advisor and watched many of his clients retire, only to lose their health before they could enjoy their retirement. After surviving a near-death experience, Stevyn went back to the research to rethink what true health actually means. Stevyn...
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#288 - Andrea Schlapia: Founder and CEO of Ironstone Business Coaching
Wicked Pissah Podcast
Andrea Schlapia: Founder and CEO of Ironstone Business Coaching Hosts Michael Connaughton and Kathleen Kenealy are joined by Andrea Schlapia Founder and CEO of Ironstone Business Coaching. Andrea Schlapia began her career in banking, then rose through the ranks of global investment firms like Dreyfus, Prudential, and Deutsche Bank. In 2008, she launched Ironstone, which specializes in helping financial advisors. Andrea is the go-to practice management expert for independent financial advisory firms. She is the founder of Ironstone and creator of Ironstone’s Fundamental 4™ blueprint, a...
info_outlineKathleen and Amy speak with Dr. Jay Zigmont, PhD, CFP®, founder of Child Free Wealth and Child Free Trust, a fiduciary solution built specifically for the growing population of adults without children. Dr. Zigmont is on a mission to address what he calls the “fiduciary void” for the roughly 25% of U.S. adults who are child-free yet are still served by an industry that typically assumes every client has (or will have) kids.
Jay shares his personal path from healthcare leadership and academia to financial planning, and what he discovered while earning his CFP®: the standard planning “life script” is baked into the education, tools, and assumptions of our profession. That insight led him to research child-free households, write books on the topic, and ultimately build a planning model aligned with child-free client goals—including a flat annual fee structure designed to eliminate conflicts that can arise when clients want to intentionally spend down assets.
We discuss:
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Why traditional AUM pricing can clash with “Die With Zero” goals
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How Jay uses a “Die With Zero Safety Net” approach, including long-term care planning, delayed Social Security, and a lower Monte Carlo target paired with ongoing adjustments
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The estate planning reality for child-free adults—why many don’t have documents in place, and how the system assumes a next-of-kin safety net
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How Child Free Trust works as a nationwide backstop for medical and financial decision-making (POA, executor, trustee), coordinated with care teams and 24/7 support
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Why long-term care planning is a fiduciary responsibility for every advisor—especially for solo agers—and how clients weigh self-insuring vs. standalone coverage
This episode is a practical, thought-provoking look at how our planning process, tools, and business models may need to evolve to better serve a large (and growing) segment of clients—particularly those navigating retirement and aging without children.
https://www.linkedin.com/in/jayzigmont/