loader from loading.io

#3: The Square Root Recession | Bill Conerly

Credit Risk Ready

Release Date: 06/18/2020

#9: A Practical View of Regulatory Guidance and Prudent Lending | Laurie Stewart show art #9: A Practical View of Regulatory Guidance and Prudent Lending | Laurie Stewart

Credit Risk Ready

In this episode, we zero in on the regulatory environment and the guidance regulatory agencies are providing as we have to move fast to try to protect our borrowers and our bank. Are we confident or cautious as we work with our borrowers, communities, and the regulators?

info_outline
#8: Bottoms up Stress Testing: How Front Line Lenders Can Reassess Current Loans | Rob Newberry show art #8: Bottoms up Stress Testing: How Front Line Lenders Can Reassess Current Loans | Rob Newberry

Credit Risk Ready

We will focus on loan level stress testing with an understanding of pay vs save strategies, a variation of the matrix approach, questions to ask, and how to unwind if you have to. How to answer the question: does this borrower have enough fuel to stay in the air or enough runway if they have to land?

info_outline
#7: Credit Risk Focus as We Head Into the Recession: A Practical Approach | Laurie Stewart show art #7: Credit Risk Focus as We Head Into the Recession: A Practical Approach | Laurie Stewart

Credit Risk Ready

In this episode, Laurie Stewart will share what she is hearing from other Bank CEOs around the country as to what now, and what next, to mitigate credit risk as we head into the pandemic-related recession.

info_outline
#6: The PPP Mad Dash Continues: Forgiveness FAQs | Paula King CPA show art #6: The PPP Mad Dash Continues: Forgiveness FAQs | Paula King CPA

Credit Risk Ready

The PPP loan program was rolled out and implemented in haste, without the guidance that bankers generally rely on. As we build this airplane in mid-flight, Paula King CPA will give us actionable insight, including how to avoid lender liability and the bright spot in simplifying the forgiveness application process.

info_outline
#5: Portfolio Stress Testing as the Economy Worsens | Rob Newberry show art #5: Portfolio Stress Testing as the Economy Worsens | Rob Newberry

Credit Risk Ready

We are zeroing in on stress testing at the portfolio level as the country melts down into the pandemic recession. Consider if you need to up your game, increase stress testing frequency, and better understand how this recession is the same, but different. Rob explains why a 'Reverse' stress test should be your first step and what to do next.

info_outline
#4: A Business Path Through the Recession | Bill Conerly show art #4: A Business Path Through the Recession | Bill Conerly

Credit Risk Ready

Practical steps a business owner should consider to plan, to respond quickly and to move forward through the recession. A four-plan approach to conquering the fear and moving forward. Thought-provoking questions the banker can ask to help your business borrowers move in the right direction. And are you ready for the questions the business might plan to ask you?

info_outline
#3: The Square Root Recession | Bill Conerly show art #3: The Square Root Recession | Bill Conerly

Credit Risk Ready

Not a V, not a U, not a W. Economist Dr. Bill Conerly predicts a square root. When economists vary in their predicted drop in GDP from 57% drop to an 8% drop, learn what Bill is watching to predict the next phase as circumstances change.

info_outline
#2: First Steps from CRE Triage to Performing Loan | Rick Chess show art #2: First Steps from CRE Triage to Performing Loan | Rick Chess

Credit Risk Ready

In the triage process, you will identify CRE loans that might be in jeopardy but can be saved. In this episode, we key in on your first steps to keep a troubled deal in the performing loan column.   Topics discussed in this episode: 4:39 Start with what stays the same 5:27 You are transforming the relationship 8:04 You can learn things from talking to your borrowers that you never learned in college 11:04 Ethical flirting. How to capture their attention 12:56 An alternative use of space 14:14 Widen focus from survival to opportunity 18:25 It feels really good to be in play right now. ...

info_outline
#1: CRE Triage as we Dip into the Recession | Rick Chess show art #1: CRE Triage as we Dip into the Recession | Rick Chess

Credit Risk Ready

Some commercial real estate deals can be saved as we enter the recession caused by the global coronavirus pandemic. Some deals cannot be saved. What questions should lending and credit professionals ask, and who should ask them, to determine whether a deal is in trouble, or will be.

info_outline
 
More Episodes
Not a V, not a U, not a W. Economist Dr. Bill Conerly predicts a square root. When economists vary in their predicted drop in GDP from 57% drop to an 8% drop, learn what Bill is watching to predict the next phase as circumstances change.
 
Topics discussed in this episode:
2:37 The shape of the recession
4:59 Incomes are actually high
9:08 Uncertainty in economic forecasts
12:05 Maybe the owner doesn’t have their heart in it.
13:12 This is a time for reevaluation
14:34 The banker does not need to know the answers
 
About Bill Conerly:
Bill has a Ph.D. in economics and over 30 years applying economics to business challenges. He worked for First Interstate Bank rising to the level of Senior Vice President and has held positions in economics and corporate planning at two Fortune 500 corporations. And for the past 10 years he has consulted for companies large and small, helping them to make better decisions through a better understanding of the economy.
 
He writes for Forbes Magazine and is the author of two books. The first is 'Businomics: From the Headlines to your Bottom Line -- How to Profit in Any Economic Cycle."
 
His most recent book is 'The Flexible Stance: Thriving in a Boom/Bust Economy." He is also a member of the Oregon Governor's Council of Economic Advisors.
 
Articles on Forbes.com
 
 
Links to books:
Businomics: From the Headlines to your Bottom Line--How to Profit in Any Economic Cycle https://www.conerlyconsulting.com/writing/businomics/
Also available on Amazon.
 

The Flexible Stance: Thriving in a Boom/Bust Economy https://www.conerlyconsulting.com/writing/the-flexible-stance/

 
Newsletter (free): latest issue, plus option to sign up: https://www.conerlyconsulting.com/writing/newsletter/