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Synthetic Identity Theft

Your Moment of Trust

Release Date: 08/25/2020

Wrong Number Text Scams show art Wrong Number Text Scams

Your Moment of Trust

A Podcast by BBB of the Tri-Counties:   A BIG thank you to Ayers Automotive Repairs in Santa Barbara for Supporting this Podcast! Welcome to this week’s edition of Your Moment of Trust! A new text message scam seems so innocent that it’s tempting to reply. But con artists are using phony “wrong number” texts to lure victims into conversation and falling for a scam. How the scam works You receive a text that reads something like this: “Hey is this John? It’s Amanda. We chatted on Tinder before when I came to visit my cousin but we never met irl. I’m back in town if you want...

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How Much to Tip... show art How Much to Tip...

Your Moment of Trust

A Podcast by BBB of the Tri-Counties: http       A BIG thank you to in Santa Barbara   Welcome to this week’s edition of Your Moment of Trust! The end of the year is a time to show appreciation for those who provide necessary services and little luxuries in your daily life. But this year, the increased cost of goods and services means you may need to pay extra attention to your tipping budget. Even if you are limited in what you can give, there’s no need to feel uncomfortable. A little extra thoughtfulness can go a long way. Determining who to tip and how...

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Choosing the Perfect Gifts for your Pets show art Choosing the Perfect Gifts for your Pets

Your Moment of Trust

A Podcast by BBB of the Tri-Counties:  https://www.bbb.org/local-bbb/bbb-of-the-tri-counties A BIG thank you to Ayers Automotive Repair for supporting this podcast! https://www.ayersrepairs.com Welcome to this week’s edition of Your Moment of Trust! Even with inflation worries this holiday season, most pet owners still plan on spoiling their fur babies with holiday gifts. According to a poll by Chewy in 2022 (Chewy is a BBB Accredited Business), more than 90% of pet owners include their pets on their holiday shopping list, and another study shows that giving to pets makes people happy....

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Sticking to your Holiday Budget show art Sticking to your Holiday Budget

Your Moment of Trust

A Podcast by BBB of the Tri-Counties     A BIG thank you to Ayers Automotive Repair for supporting this podcast. https://www.ayersrepairs.com Welcome to this week’s edition of Your Moment of Trust! Supply chain problems, shipping delays, and inflation can make it even tougher to create and stick to a budget during the holidays. This meansthat planning ahead and knowing your sp ending limits are more important than ever. How can you build a holiday budget that will cover buying for everyone on your list while keeping you out of debt? BBB recommends the following steps for...

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Sports Memorabilia Scams (Warnings from BBB) show art Sports Memorabilia Scams (Warnings from BBB)

Your Moment of Trust

Welcome to this week’s edition of Your Moment of Trust! When shopping for a team jersey or other sports memorabilia, Watch out for fakes. Scammers know that authentic game-used and/or autographed items can fetch big bucks – especially for items commemorating big games. When shopping online, it can be hard to trust that a seller or product is genuine. Follow these tips when buying sports memorabilia: “Game-used” items are highly sought after. Buyers prize items that saw action on the court or field as valuable parts of sports history. Consumers should be aware that there is a...

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BBB's Holiday Tips on Scoring  Hard to Find Items show art BBB's Holiday Tips on Scoring Hard to Find Items

Your Moment of Trust

Welcome to this week’s edition of Your Moment of Trust! National experts are predicting an increase in spending this holiday season. There is also a concern if many of the items on consumers' holiday lists will be available on the shelf or online and are faced with the disappointing words: “Sorry, this item is currently out of stock.” That’s especially true when there are challenges with supply chains. But does that mean the words “out of stock” are the end of the line? Not at all. With a little determination and some creative thinking, the item might be found and purchased....

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Class Action Lawsuit Scams to Watch Out For! show art Class Action Lawsuit Scams to Watch Out For!

Your Moment of Trust

A podcast by   A BIG thank you to in Santa Barbara for supporting this podcast!   Welcome to this week’s edition of Your Moment of Trust! You’ve likely heard ads on the TV or radio about the Camp Lejeune class action lawsuit for U.S. military veterans and their families exposed to tainted water at the camp. Marketing agencies and law firms spent over $40 million advertising the lawsuit. Now, scammers are jumping on board too, hoping all the media attention makes it easier to trick people, especially military personnel, into falling for common scam tactics. How the scam...

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Beware of Holiday Job Scams! show art Beware of Holiday Job Scams!

Your Moment of Trust

A Podcast by   A BIG Thank you to for Supporting this Podcast Welcome to this week’s edition of Your Moment of Trust! Retailers and shippers traditionally hire seasonal workers to fulfill holiday shoppers' demands, whether online or in person. These jobs are a great way to make extra money, sometimes with the possibility of turning into a long-term employment opportunity. However, they are sometimes not all that they seem. When looking for something part-time or to fill the gap until a better opportunity comes, the Better Business Bureau has some suggestions to make the seasonal job...

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ZOMBIE DEBT...Don't Let it Come Back to HAUNT YOU! show art ZOMBIE DEBT...Don't Let it Come Back to HAUNT YOU!

Your Moment of Trust

A Podcast by BBB of the Tri-Counties:  A BIG thank you to Ayers Automotive Repair in Santa Barbara, for supporting this podcast. Welcome to this week's edition of Your Moment of Trust! Zombie debt is defined as debt that has been “raised from the dead,” so to speak. It could even be something you never owed at all.  When a person doesn’t pay a debt, the lender will take action – by phone, letter, or even a court case – to collect the money they are owed. In some cases, though, the debtor simply can’t pay or can’t be found. In other cases, the debtor files...

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Did you Make this Purchase?  DON'T ANSWER THIS TEXT! show art Did you Make this Purchase? DON'T ANSWER THIS TEXT!

Your Moment of Trust

This Podcast is Brought to you by A BIG thank you to of Santa Barbara for supporting this podcast!   Welcome to this week’s edition of Your Moment of Trust! One of scammers' favorite tactics is impersonating a person or organization you know and trust. That's the premise of this new text message scam, which has been popping up in recent BBB Scam Tracker reports. This time, con artists are impersonating your bank. How the scam works You receive a text message that looks like a fraud alert from your bank. It claims there is some unusual activity in your...

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More Episodes

Identity theft is an ever evolving crime. As fraud protection experts learn the latest schemes that criminals are arranging, fraudsters simply modify their methods to make their crimes more difficult to detect. Identity thieves now combine information from multiple individuals to create a false identity. This technique is called synthetic identity theft. This fraud is so hard to detect, you could be an unassuming victim!

A special thanks to Ayers Automotive in Santa Barbara for sponsoring our show. Thank you to Meathead Movers in Santa Barbara for being our community partner.

To report or investigate a potential scam, visit Scam Tracker, or call BBB of the Tri-Counties at 805-963-8657