Your Moment of Trust
A Podcast by A BIG thank you to in Santa Barbara for supporting this podcast. Welcome to this week’s edition of Your Moment of Trust! You used to have to go to the stadium to root on your local high school athletic team. However, the COVID-19 pandemic changed that. With schools forced to restrict entry to events, they turned to online streaming of games so that people could watch from the comfort of their living rooms. While many attendance restrictions have been lifted, schools are still streaming games. Unfortunately, the scammers have followed. The scammers aim to capture personal...
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This Podcast is from . A BIG Thank you to in Santa Barbara for supporting this podcast! Welcome to this week’s edition of Your Moment of Trust! Like many of us, older adults are often targeted by con artists. Many victims don’t ask for help until it is too late! Help your friends, family, clients, or patients avoid fraud by knowing the signs of current or impending fraud. Warning signs that fraud may occur: ● Frequent junk mail and spam calls. Incoming junk mail (illegitimate sweepstakes offers, etc.) or receiving frequent calls from people offering valuable rewards or asking for...
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This Podcast is by A BIG thank you to in Santa Barbara for supporting this podcast! Welcome to this week’s edition of Your Moment of Trust! Bed Bath & Beyond declared bankruptcy and closed its physical stores in recent months. It was then acquired by furniture and home furnishings e-retailer Overstock.com, a BBB Accredited Business, which rebranded its website and mobile app to Bed Bath & Beyond in the U.S. in early August. Scammers are taking advantage of the big changes by targeting unsuspecting consumers with fake "going out of business" sales. Here's what you need to know to...
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This podcast is by . A BIG thank you to in Santa Barbara for supporting this podcast. Welcome to this week’s edition of Your Moment of Trust. There's a lot of buzz lately about verified social media accounts, thanks to Twitter's announcement of the $8-a-month program and Meta's announcement of their $14.99-a-month program for a "verified account." Social media has long been a favorite haunt of scammers. In light of those two facts, businesses and consumers should be alert to how the scammers will use this latest twist to benefit themselves. BBB is monitoring reports to BBB Scam Tracker,...
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A podcast by A BIG thank you to in Santa Barbara for supporting this podcast. Welcome to this week’s edition of Your MOment of Trust! BBB Scam Tracker has gotten numerous reports of a clever travel scam this summer vacation season. Con artists pretend to own a vacation rental and insist on being paid directly rather than through the official rental platform. If you book with them, you’ll be out of money and face a potentially ruined vacation. How the scam works: You search a vacation rental site, such as VBRO or Airbnb, for a place to stay on your next trip and find...
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A Podcast by A BIG thank you to in Santa Barbara Welcome to this week’s edition of Your Moment of Trust! Check use may be declining, but check fraud is still a serious problem. Watch out for this scam, dubbed “check washing,” which involves stealing checks from mailboxes and then altering them. Fortunately, you can do a few things to protect yourself and your business. How the scam works: You send a check in the mail as payment for a service or product. However, a few days or weeks later, you are contacted by the company you paid. They say they never received a payment. Then, you...
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David gives the latest interest rates and Santa Barbara sales stats. He and his co-host Patt, discuss Open House etiquette. While David stresses that you should feel free to ask the Open House Realtor questions about the house you're viewing, he advises that it's a good idea to let the realtor know if you're already working with another realtor. Then David and Patti shift their attention to The Fur Babies at Home segment. David discusses the benefits of feeding your dog a raw food diet and then discusses his new organic dog treats, Chowdees. To purchase chowdees dog treats, go to
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A Podcast by A BIG thank you to in Santa Barbara for Supporting this Podcast Welcome to this week’s edition of Your Moment of Trust! Electric bicycles— or e-bikes – allow riders to go farther and faster than a standard bicycle. Riding an e-bike instead of driving a car can help you lower your carbon footprint, save on gas money, and stay active. E-bikes come in many models and price ranges, so finding the right one for your needs requires research. BBB recommends the following tips to help you pick the right e-bike for your budget. Tips for buying an e-bike ● Think about what you...
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This podcast is brought to you by A BIG thank you to Ayers Automotive Repairs for supporting this podcast. Welcome to this week’s edition of Your Moment of Trust! Summertime means grilling season is in full swing. But before you can host that backyard BBQ, you need a grill. These tips will help you pick the right kind of grill at a price that fits your budget. Tips for buying a grill ● Start by choosing a fuel type. Grills come in various budgets, so start by narrowing your search according to fuel type. The most common options include 1. Gas Grills, 2. Charcoal or...
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A Podcast by BBB of the Tri-Counties A BIG Thank you to Ayers Auto Repairs in Santa Barbara for making Scam Squad possible! Welcome to this week’s edition of Your Moment of Trust! After more than three years of relief, the payment pause on student loans is coming to an end. The U.S. Department of Education recently announced that student loan interest will resume September 1, 2023, and payments will be due starting in October. This student loan news affects millions of Americans, which creates an excellent opportunity for scammers. In fact, BBB has already received multiple reports of scams...
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A BIG Thank you to Ayers Auto Repairs in Santa Barbara for supporting this podcast!
Welcome to this week’s edition of Your Moment of Trust! Buying refurbished items can
save you money, but it’s important to research before you take the plunge. While many
reputable businesses offer quality pre-owned electronics, appliances, and other
products for a fraction of their original price, BBB Scam Tracker has received reports of
con artists ripping off consumers by promising a great deal on “like-new” devices that
they don’t plan on delivering.
How the scam works:
You find a website that sells refurbished items ranging from car parts to cellphones to
hair dryers. The site looks legit, and they are selling a high-dollar item you want for a
price that fits your budget. You decide to purchase through the website or a payment
app like PayPal (a BBB Accredited Business).
Then, a few days after receiving your order confirmation, you wonder why you haven’t
received a shipping confirmation. You reach out to the company, and they respond with
an excuse. They may claim they are understaffed or have had a problem with their
supply chain. Still, they assure you the item will be shipped soon.
As more time passes, it eventually becomes clear that the seller has no intention of
shipping anything. Each time you try to contact them, they either have more excuses or
become impossible to reach.
One consumer reported, “I was told multiple times the delay was from the owner being in a major car crash or dealing with a catastrophic medical accident. They even told me they were moving shop (more delays) and then that they had moved personally, which slowed delivery.” Unfortunately, the item you ordered doesn’t exist, and you’ve li lost the money you paid for it.
How to avoid refurbished product scams:
● Carefully examine a website before making a purchase. Before doing business with an online retailer, examine their website carefully. Not only should it have quality photos and typo-free content, but it should also have working contact information. In addition, you’ll want to research to find customer reviews and complaints. If you find reports of scams or no reviews at all, think twice before making a purchase. Always double-check the URL you are visiting to ensure you aren’t on a fake website.
● Understand what the term “refurbished” means. Keep in mind that refurbished means different things to different manufacturers. It can mean the product had shipping damage and was returned; it could refer to an open box product, ademo model, or an item that was broken and returned to the manufacturer. Find out what a company means by refurbished before you commit to a purchase. Remember that unauthorized third-party resellers are a big risk, especially if they don’t offer returns. Even if a reseller claims the manufacturer has refurbished the item, there’s no way you can confirm it. Buying under these circumstances is a big gamble.
● Ask about return policies. It can take a while for problems to show up, so make sure you have the option to return a refurbished item. If you can’t return it, or the return window is only a week or two, it may not be worth the risk.
● Inquire about warranties. Some manufacturer-refurbished items have an extended warranty, but this isn’t always true. Find out if the item you’re interested in qualifies for a warranty and what the conditions are. Warranties can come in handy if the refurbished item does have issues down the road. Know that anything marked “as-is” won’t have a warranty.
● Buy refurbished products from the manufacturer when possible. When a manufacturer gets a returned product, they recondition it to be like-new. They use original parts and trained repairmen to get the job done. An item refurbished by a third party may not get the same treatment. It could be repaired by someone who isn’t an expert with the brand, or it might contain different parts. Either issue means it won’t be in like-new condition when you buy it.
● Use a safe payment method. Always make online purchases with your credit card. If an online retailer doesn’t deliver on their promises, it will be easier to dispute the charges, and you’ll be more likely to get your money back.
Until next time!