5 Expert Strategies to Boost Borrowing Capacity: Learn to Maximise Your Portfolio with Brad East & Casey Taylor
Release Date: 12/06/2023
Talk Property To Me Podcast
Did Australia make an impossible promise? 40, 000 affordable homes were supposed to be built by 2029 yet in 2 years only 2% were completed. Is it possible to finish the task? In this episode of Talk Property To Me, hosts Brad East and Aaron Downie give their thoughts on the matter and discuss the practical implications of the affordable housing promise that may never be delivered.
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In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down investing in Airbnb properties and the associated risks and possible gains. Can investing in Airbnb be a passive source of income? Who is your biggest competition? If you’re thinking about investing in an Airbnb or already own one - this video can help you in your decision making and the future perspective ahead.
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The RBA has lifted the cash rate to 3.85% (4 February 2026) — the first hike in over two years. 📈🇦🇺 But will higher interest rates actually bring inflation down… or will it just squeeze mortgage holders while prices keep rising? 💸🏠 In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down why they believe rate hikes won’t fix Australia’s biggest inflation drivers — especially supply-side inflation, electricity costs, government spending, and the impact of an ageing population spending more as rates rise. ⚡🧾👵 They also dive into the...
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Victoria’s Windfall Gains Tax (WGT) is one of the most controversial property taxes in Australia — and many investors still don’t know it exists. 🇦🇺🏠💸 In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down how the Victorian Windfall Gains Tax works, why it’s often called a “hidden property tax”, and how it can charge up to 62.5% on rezoning-related land value increases — even on unrealised gains (yes, you can get a tax bill without selling the property). ⚠️📩 If you own property in Victoria, invest in Australian real estate, buy land...
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In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down one of the most powerful wealth-building strategies in Australian real estate: how everyday homeowners are using equity in their existing home to buy investment properties with zero cash deposit. Most Australians assume they need years of savings to buy an investment property — but many are already sitting on usable equity without realising it. In this episode, Brad and Aaron explain step-by-step how investors are extracting equity from their owner-occupied home, structuring loans correctly, and using that...
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In this episode of Talk Property To Me, hosts Brad East and Aaron Downie unpack the growing debate around scrapping capital gains tax (CGT) discounts in Australia — and whether this move would actually fix housing affordability or make the crisis even worse. With mounting pressure on the government to reform CGT, many argue that pushing investors out of the market will help first-home buyers. But is that really how the Australian property market works? In this episode, we break down: 👉Why removing CGT discounts may reduce rental supply, not prices 👉Who property investors really...
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In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down why inflation is rising again and what it could mean for Australia’s interest rates in 2026. With electricity prices, rent and housing costs keeping inflation elevated, the big question is: will the RBA hike in February 2026, or hold and reassess mid-year? We unpack the key drivers behind the latest inflation headlines, why rate rises don’t fix electricity prices, and what the Big Four banks are predicting (with opinions split). If you’re a homeowner, investor, or planning to buy, this episode focuses on...
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In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down the Top 5 property sales of 2025 — including Sydney’s record $82.5M waterfront deal in Rose Bay, an $81M Barangaroo penthouse, and more jaw-dropping prestige sales across Vaucluse, Bellevue Hill, and Mosman. If you follow Sydney luxury real estate, waterfront homes, and high-end property investing, this episode is packed with insights on scarcity, record pricing, buyers’ agents, and how “manufacturing equity” through renovations applies from $50M homes all the way down to everyday investors. 🔍 Key...
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In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down the Australia property market outlook for 2026, with a deep dive into Newcastle and Lake Macquarie. We analyse suburb-level data, long-term price trends, and the key infrastructure projects shaping growth over the next few years — including transport upgrades, hospital expansion, rezoning changes, and population growth drivers. Rather than broad national headlines, this episode focuses on where the real opportunities are forming and why some suburbs will outperform others as we move into 2026. 🔍 Key Topics...
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In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down what banks really look at when approving a home loan in Australia — and why having a big deposit alone is no longer enough. If you’re planning to buy a home in 2025 or 2026, this episode is essential viewing. We explain how lenders assess your spending habits, credit score, borrowing power, and financial behaviour, and why so many buyers are shocked when their loan is rejected. In this episode, we cover: Why banks rely on the Household Expenditure Measure (HEM) How your spending habits impact borrowing...
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In this episode of "Talk Property To Me," hosts Casey Taylor and Brad East unlock the mysteries of property investment finance. Learn the crucial role of pre-approval in today's market, master the "5 C's of Credit" to maximize your borrowing potential, and gain actionable tips to take your financial fitness to the next level. This episode is your key to achieving your property investment dreams.
EPISODE IN A GLANCE
-Pre-Approval Power: Get ahead of the competition in a dynamic market. Find out why pre-approval is your first move.
-Crack the Credit Code: Demystify the "5 C's of Credit" lenders use to assess you (and how to impress them).
-Boost Your Borrowing: Smart ways to ditch debt, pump up income, and prove your financial responsibility.
-Spending Under the Microscope: How your daily money habits could be sabotaging your loan applications.
-Equity: Your Hidden Advantage: Unlock the potential of your existing assets to fuel further growth.
-Find Your Perfect Lender Match: Why a mortgage broker is your secret weapon for finding the right finance fit.
-The Property as Collateral: Understand how the 'right' property makes lenders say "yes!"
-Red Flags to Avoid: Tales from the finance frontlines – learn from others' mistakes!
Elevate your property investment game – join our Facebook group "Talk Property To Me" for exclusive insights and expert discussions: https://www.facebook.com/groups/talkpropertytome
ABOUT THE HOSTS
BRAD EAST
Brad East is the Managing Director of Wisebuy Home Loans. Brad is an award winning mortgage broker and has helped 1000's of clients gain finance to purchase properties. Wisebuy Home Loans is the go to mortgage brokerage for clients wanting out of the box applications approved.
Website → https://wisebuygroup.com.au
LinkedIn → https://www.linkedin.com/in/newcastlemortgagebroker/
Instagram → https://www.instagram.com/bradeast_mortgagebroker/
Facebook → https://www.facebook.com/bradeastofficial
CASEY TAYLOR
Casey Taylor is the Managing Director of Taylored Property Wealth who specialises in helping clients purchase high performing investment properties. Casey has a huge amount of knowledge when it comes to property investment and will be sharing this with the listeners.
Website → https://tayloredpropertywealth.com.au
LinkedIn → https://www.linkedin.com/in/wealth-property-buyersagent-investment-financialfreedom/
Instagram → https://www.instagram.com/casey.taylor_tpw_buyersagent/.
Facebook → https://www.facebook.com/tayloredpropertywealth