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Why Interest Rates Affect The Australian Property Market

Talk Property To Me Podcast

Release Date: 02/10/2024

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Talk Property To Me Podcast

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down some of the hottest affordable regional suburbs in Australia and ask the big question: is regional property now outperforming metro markets? Using picks from the PropTrack Hot 100, Brad and Aaron unpack which regional areas under $800k actually look worth watching, which ones they agree with, and which ones they believe may be overpriced or overhyped. From Bathurst and Dubbo to Townsville, Victoria and WA, this episode is packed with practical insights for property investors, home buyers and anyone tracking the...

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Talk Property To Me Podcast

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Talk Property To Me Podcast

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Talk Property To Me Podcast

Did Australia make an impossible promise? 40, 000 affordable homes were supposed to be built by 2029 yet in 2 years only 2% were completed. Is it possible to finish the task? In this episode of Talk Property To Me, hosts Brad East and Aaron Downie give their thoughts on the matter and discuss the practical implications of the affordable housing promise that may never be delivered.

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Talk Property To Me Podcast

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Talk Property To Me Podcast

The RBA has lifted the cash rate to 3.85% (4 February 2026) — the first hike in over two years. 📈🇦🇺 But will higher interest rates actually bring inflation down… or will it just squeeze mortgage holders while prices keep rising? 💸🏠 In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down why they believe rate hikes won’t fix Australia’s biggest inflation drivers — especially supply-side inflation, electricity costs, government spending, and the impact of an ageing population spending more as rates rise. ⚡🧾👵 They also dive into the...

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Talk Property To Me Podcast

Victoria’s Windfall Gains Tax (WGT) is one of the most controversial property taxes in Australia — and many investors still don’t know it exists. 🇦🇺🏠💸 In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down how the Victorian Windfall Gains Tax works, why it’s often called a “hidden property tax”, and how it can charge up to 62.5% on rezoning-related land value increases — even on unrealised gains (yes, you can get a tax bill without selling the property). ⚠️📩 If you own property in Victoria, invest in Australian real estate, buy land...

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Talk Property To Me Podcast

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down one of the most powerful wealth-building strategies in Australian real estate: how everyday homeowners are using equity in their existing home to buy investment properties with zero cash deposit. Most Australians assume they need years of savings to buy an investment property — but many are already sitting on usable equity without realising it. In this episode, Brad and Aaron explain step-by-step how investors are extracting equity from their owner-occupied home, structuring loans correctly, and using that...

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Talk Property To Me Podcast

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie unpack the growing debate around scrapping capital gains tax (CGT) discounts in Australia — and whether this move would actually fix housing affordability or make the crisis even worse. With mounting pressure on the government to reform CGT, many argue that pushing investors out of the market will help first-home buyers. But is that really how the Australian property market works? In this episode, we break down: 👉Why removing CGT discounts may reduce rental supply, not prices  👉Who property investors really...

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Talk Property To Me Podcast

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down why inflation is rising again and what it could mean for Australia’s interest rates in 2026. With electricity prices, rent and housing costs keeping inflation elevated, the big question is: will the RBA hike in February 2026, or hold and reassess mid-year? We unpack the key drivers behind the latest inflation headlines, why rate rises don’t fix electricity prices, and what the Big Four banks are predicting (with opinions split). If you’re a homeowner, investor, or planning to buy, this episode focuses on...

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Are you feeling the pinch of rising interest rates on your property dreams? Wondering how these changes will impact the Australian property market in 2023 and 2024?

In this episode of Talk Property to me, join hosts Casey Taylor, managing director of Tailored Property Wealth, and Brad East, award-winning mortgage broker and founder of Wise buy Home Loans, as they unpack the effects of interest rates on the Australian property market. From the shock of climbing rates to strategies for property investors and the future of borrowing costs, this episode is packed with valuable insights for homeowners, investors, and first-time buyers alike.

EPISODE AT A GLANCE

  • How recent interest rate hikes impact borrowing and mortgage costs 
  • The surprising resilience of the property market despite financial stress. -Regional disparities in property market responses to interest rate changes. 
  • The effects of interest rates on property investment decisions. 
  • Consumer confidence and adapting to the "new normal" of higher rates. -Predictions for future interest rate movements and the role of refinancing. 
  • The ongoing challenges in the rental market due to increased interest rates.
  • The complex relationship between interest rates and the property market.

ABOUT THE HOSTS

BRAD EAST

Brad East is the Managing Director of Wisebuy Home Loans. Brad is an award winning mortgage broker and has helped 1000's of clients gain finance to purchase properties. Wisebuy Home Loans is the go to mortgage brokerage for clients wanting out of the box applications approved.

Website → https://wisebuygroup.com.au

LinkedIn → https://www.linkedin.com/in/newcastlemortgagebroker/

Instagram → https://www.instagram.com/bradeast_mortgagebroker/

Facebook → https://www.facebook.com/bradeastofficial

CASEY TAYLOR

Casey Taylor is the Managing Director of Taylored Property Wealth who specialises in helping clients purchase high performing investment properties. Casey has a huge amount of knowledge when it comes to property investment and will be sharing this with the listeners.

Website → https://tayloredpropertywealth.com.au

LinkedIn → https://www.linkedin.com/in/wealth-property-buyersagent-investment-financialfreedom/

Instagram → https://www.instagram.com/casey.taylor_tpw_buyersagent/

Facebook → https://www.facebook.com/tayloredpropertywealth

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