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Bucket List Travel on Any Budget with Danielle Desir [Rebroadcast]
Retirement Starts Today Radio
Since travel is on many soon-to-be retirees' must-do lists I have created this summer travel series with various travel experts. Danielle Desir from the joins me today to discuss how to travel to any destination on a budget. Recognized by Flight Network as one of the best travel hackers in the world, Danielle has figured out how to travel to bucket-list destinations on a dime. Are you ready to learn how to plan your next big trip on any budget? Listen in to discover how. Outline of This Episode Danielle’s journey to bucket list budget travel Identify the things that you value...
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Tax & Retirement Planning Changes for 2022, Ep #219
Retirement Starts Today Radio
Now is a great time to start financial and tax planning for the next year. To do so, you must first look at any changes that were made to tax laws. We’ll do that by exploring 2 articles from and which take a closer look at any imminent changes to the tax code. Then we’ll dive into the main segment with an article from which claims that fewer retirees are claiming Social Security at age 62. Listen in to hear if there will be any tax and retirement planning changes that affect you and to hear why fewer people are claiming Social Security early. Outline...
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Risk Tolerance Questionnaires Don’t Work, Ep #218
Retirement Starts Today Radio
Have you ever filled out a questionnaire at your financial advisor’s office? If you have, it was probably a risk tolerance questionnaire. I have my own opinions about them, but you’ll have to wait until the end of this episode to hear what it is. On this episode of Retirement Starts Today, we’ll explore an article from written by Dr. Wade Pfau and Alex Murguia which argues that risk tolerance questionnaires (RTQs) don’t work. You’ll hear new retirement slang and acronyms as well as a discussion of retirement income sourcing. Dr. Pfau has also developed his own...
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The Media Will Decide Your Social Security Claiming Age, Ep #217
Retirement Starts Today Radio
Do you let news headlines affect your choices? The Center for Retirement Research at Boston College wanted to learn more about this question, so they conducted a study to find the answers. In this episode of Retirement Starts Today, we’ll take a look at the findings of this study and analyze how people’s misconceptions can influence their life choices in retirement. After checking out the retirement headline, I’ll clarify a Rule of 55 question from Dave. Listen in to hear how headlines may be affecting your decisions. Outline of This Episode [2:32] Media coverage of Social Security...
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Executor Help - How to Settle an Estate, Pick an Executor, and Avoid Family Fights with David Edey, Ep #216
Retirement Starts Today Radio
Our chances of death are 100%, so that means at some point in your life you will probably experience the death of a loved one, and you’ll need to prepare for your own passing. Choosing the right executor can make a traumatic time more bearable. The role of executor is not an easy one, which is why it is important to choose wisely. In this episode of Retirement Starts Today, you’ll hear an interview with executor expert, David Edey. David has recently written a book titled . After listening to this interview you’ll be able to choose and become an exemplary executor. ...
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Inflation in Retirement and Breaking Social Security News! Ep #215
Retirement Starts Today Radio
If you are like many Americans who watch the news, inflation is probably on your mind. Since the Covid 19 pandemic began costs have been rising. We are still facing the effects of the supply chain breakdowns brought on by the pandemic in addition to extreme worldwide weather events. These events have led to an increase in the price of goods on everything from fuel to food to lumber. This type of inflation can be stressful for the average working family but even more worrisome for those on the cusp of retirement. Listen in to hear the latest Social Security news and learn how you...
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Tax Moves You Should Be Making Before Year's End, Ep #214
Retirement Starts Today Radio
The end of the year is coming up right around the corner, and you know what that means: it’s time for end-of-the-year tax planning! However, this year’s tax planning may look a bit different with new tax legislation making its way down the congressional pipeline. Many wealthy individuals are nervous about what the current regime has in store for them. This is why when I saw the headline in Financial Advisor Magazine I knew I had to share it with my audience. If the news of the tax legislation has you worried, you won’t want to miss this episode. Outline of This...
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3 Social Security Do-Over Options, Ep # 213
Retirement Starts Today Radio
Do you wish that you could have a mulligan when it comes to taking your Social Security benefit? Once you file for Social Security, it seems like your decision is set in stone. But what if I told you that you have options to reverse your decision? In this episode of Retirement Starts Today, we’ll explore an written by one of my favorite Investment News contributors, Mary Beth Franklin. This article provides options for those who have remorse about the timing of their Social Security claim. In the listener questions segment, we’ll discuss Jerry’s question about his health...
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Do's and Don'ts for Your 7-Figure Retirement, Ep #212
Retirement Starts Today Radio
Do you wish that there was a list of what to do and what not to do in your retirement? I recently discovered an article from MorningStar.com written by Sheryl Rowling titled , and I thought it would be perfect to share with my listeners. You'll learn several tips that you should consider when planning your retirement. After we analyze the article’s do’s and don’ts, we’ll turn to Debbie’s question about taking Social Security early in order to protect beneficiaries. Outline of This Episode [1:42] 8 Financial Do's and Don'ts for the 7-Figure Retirement [4:11]...
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Are Annuities a “License to Spend”? Ep # 211
Retirement Starts Today Radio
Do annuities give retirees a different attitude towards spending in retirement? In this week’s retirement headlines, we’ll examine an article that discusses the psychological benefits that retirees who shift their assets from savings to lifetime income enjoy. This group of retirees has more of a license to spend attitude and ends up gaining more enjoyment from their retirement savings. Make sure to stick around until the end of this episode to hear my thoughts on the article. You’ll also hear me compare the advantages and disadvantages of using Cobra instead of the ACA before...
info_outlineCharitable Retirees Rejoice! Today we are discussing Qualified Charitable Distributions and recent changes to the rule. Links: https://www.kitces.com/blog/congress-will-pass-2015-tax-extenders-path-legislation-permanently-reinstating-qcds-and-other-popular-provisions-and-without-any-change-to-dol-fiduciary-rules/ IRS RMD Table: https://www.irs.gov/pub/irs-tege/uniform_rmd_wksht.pdf Check out this episode!