loader from loading.io

Charitable Retirees Rejoice!

Retirement Starts Today Radio

Release Date: 12/31/2015

Bucket List Travel on Any Budget with Danielle Desir [Rebroadcast] show art Bucket List Travel on Any Budget with Danielle Desir [Rebroadcast]

Retirement Starts Today Radio

Since travel is on many soon-to-be retirees' must-do lists I have created this summer travel series with various travel experts. Danielle Desir from the  joins me today to discuss how to travel to any destination on a budget. Recognized by Flight Network as one of the best travel hackers in the world, Danielle has figured out how to travel to bucket-list destinations on a dime. Are you ready to learn how to plan your next big trip on any budget? Listen in to discover how. Outline of This Episode Danielle’s journey to bucket list budget travel Identify the things that you value...

info_outline
Tax & Retirement Planning Changes for 2022, Ep #219 show art Tax & Retirement Planning Changes for 2022, Ep #219

Retirement Starts Today Radio

Now is a great time to start financial and tax planning for the next year. To do so, you must first look at any changes that were made to tax laws. We’ll do that by exploring 2 articles from  and  which take a closer look at any imminent changes to the tax code. Then we’ll dive into the main segment with an article from  which claims that fewer retirees are claiming Social Security at age 62. Listen in to hear if there will be any tax and retirement planning changes that affect you and to hear why fewer people are claiming Social Security early.  Outline...

info_outline
Risk Tolerance Questionnaires Don’t Work, Ep #218 show art Risk Tolerance Questionnaires Don’t Work, Ep #218

Retirement Starts Today Radio

Have you ever filled out a questionnaire at your financial advisor’s office? If you have, it was probably a risk tolerance questionnaire. I have my own opinions about them, but you’ll have to wait until the end of this episode to hear what it is.  On this episode of Retirement Starts Today, we’ll explore an article from  written by Dr. Wade Pfau and Alex Murguia which argues that risk tolerance questionnaires (RTQs) don’t work. You’ll hear new retirement slang and acronyms as well as a discussion of retirement income sourcing.  Dr. Pfau has also developed his own...

info_outline
The Media Will Decide Your Social Security Claiming Age, Ep #217 show art The Media Will Decide Your Social Security Claiming Age, Ep #217

Retirement Starts Today Radio

Do you let news headlines affect your choices? The Center for Retirement Research at Boston College wanted to learn more about this question, so they conducted a study to find the answers. In this episode of Retirement Starts Today, we’ll take a look at the findings of this study and analyze how people’s misconceptions can influence their life choices in retirement. After checking out the retirement headline, I’ll clarify a Rule of 55 question from Dave. Listen in to hear how headlines may be affecting your decisions. Outline of This Episode [2:32] Media coverage of Social Security...

info_outline
Executor Help - How to Settle an Estate, Pick an Executor, and Avoid Family Fights with David Edey, Ep #216 show art Executor Help - How to Settle an Estate, Pick an Executor, and Avoid Family Fights with David Edey, Ep #216

Retirement Starts Today Radio

Our chances of death are 100%, so that means at some point in your life you will probably experience the death of a loved one, and you’ll need to prepare for your own passing. Choosing the right executor can make a traumatic time more bearable. The role of executor is not an easy one, which is why it is important to choose wisely.  In this episode of Retirement Starts Today, you’ll hear an interview with executor expert, David Edey. David has recently written a book titled . After listening to this interview you’ll be able to choose and become an exemplary executor. ...

info_outline
Inflation in Retirement and Breaking Social Security News! Ep #215 show art Inflation in Retirement and Breaking Social Security News! Ep #215

Retirement Starts Today Radio

If you are like many Americans who watch the news, inflation is probably on your mind. Since the Covid 19 pandemic began costs have been rising. We are still facing the effects of the supply chain breakdowns brought on by the pandemic in addition to extreme worldwide weather events.  These events have led to an increase in the price of goods on everything from fuel to food to lumber. This type of inflation can be stressful for the average working family but even more worrisome for those on the cusp of retirement.  Listen in to hear the latest Social Security news and learn how you...

info_outline
Tax Moves You Should Be Making Before Year's End, Ep #214 show art Tax Moves You Should Be Making Before Year's End, Ep #214

Retirement Starts Today Radio

The end of the year is coming up right around the corner, and you know what that means: it’s time for end-of-the-year tax planning! However, this year’s tax planning may look a bit different with new tax legislation making its way down the congressional pipeline. Many wealthy individuals are nervous about what the current regime has in store for them. This is why when I saw the headline  in Financial Advisor Magazine I knew I had to share it with my audience. If the news of the tax legislation has you worried, you won’t want to miss this episode.  Outline of This...

info_outline
3 Social Security Do-Over Options, Ep # 213  show art 3 Social Security Do-Over Options, Ep # 213 

Retirement Starts Today Radio

Do you wish that you could have a mulligan when it comes to taking your Social Security benefit? Once you file for Social Security, it seems like your decision is set in stone. But what if I told you that you have options to reverse your decision?  In this episode of Retirement Starts Today, we’ll explore an  written by one of my favorite Investment News contributors, Mary Beth Franklin. This article provides options for those who have remorse about the timing of their Social Security claim. In the listener questions segment, we’ll discuss Jerry’s question about his health...

info_outline
Do's and Don'ts for Your 7-Figure Retirement, Ep #212 show art Do's and Don'ts for Your 7-Figure Retirement, Ep #212

Retirement Starts Today Radio

Do you wish that there was a list of what to do and what not to do in your retirement? I recently discovered an article from MorningStar.com written by Sheryl Rowling titled , and I thought it would be perfect to share with my listeners. You'll learn several tips that you should consider when planning your retirement. After we analyze the article’s do’s and don’ts, we’ll turn to Debbie’s question about taking Social Security early in order to protect beneficiaries.  Outline of This Episode [1:42] 8 Financial Do's and Don'ts for the 7-Figure Retirement [4:11]...

info_outline
Are Annuities a “License to Spend”? Ep # 211 show art Are Annuities a “License to Spend”? Ep # 211

Retirement Starts Today Radio

 Do annuities give retirees a different attitude towards spending in retirement? In this week’s retirement headlines, we’ll examine an article that discusses the psychological benefits that retirees who shift their assets from savings to lifetime income enjoy. This group of retirees has more of a license to spend attitude and ends up gaining more enjoyment from their retirement savings.  Make sure to stick around until the end of this episode to hear my thoughts on the article. You’ll also hear me compare the advantages and disadvantages of using Cobra instead of the ACA before...

info_outline
 
More Episodes

Charitable Retirees Rejoice! Today we are discussing Qualified Charitable Distributions and recent changes to the rule. Links: https://www.kitces.com/blog/congress-will-pass-2015-tax-extenders-path-legislation-permanently-reinstating-qcds-and-other-popular-provisions-and-without-any-change-to-dol-fiduciary-rules/ IRS RMD Table: https://www.irs.gov/pub/irs-tege/uniform_rmd_wksht.pdf Check out this episode!