Ep 58: The Secret to Winning
Money On My Mind
In this week’s episode of Money on My Mind, I dive into a real-life experience that had me reflecting deeply on the power of accountability—and why it’s absolutely critical if you want to win in life. I share the messy (and at times frustrating) story of how a simple car accident turned into a lesson on ownership, responsibility, and the hard truths many people avoid. This episode is a wake-up call for anyone who’s tired of playing the blame game and is ready to step into true leadership in their finances—and their life. Tune in to hear my take on how personal...
info_outline
Ep 57: The Attitude You Need to Adopt Today to Win Financially
Money On My Mind
In today’s episode, I’m diving into the critical attitude shift you need to make if you want to win financially—and in life. Inspired by a shoutout to Nick Foles and Pat O’Donnell, we talk about how aggression, not passivity, is the real game-changer. I’ll walk you through personal stories from my college days, a career-defining moment at Deloitte, and lessons I’ve learned about how being passive can cost you big time. If you’ve ever felt like success is just out of reach, this episode will show you why your mindset might be the missing piece—and how you can turn...
info_outline
Ep 56: How to Master Money With Your Spouse
Money On My Mind
In this deeply personal and unfiltered episode, I’m walking you through one of the most important money topics out there—how to master finances with your spouse. But here’s the catch: your money issues aren’t really about money. They’re about communication, subconscious beliefs, and emotional disconnect. I’ll break down the real reason couples fight over Target spending, how to identify the root cause of financial friction, and the exact approach my wife and I used to go from misaligned to financially free and emotionally in sync. I also share some very real moments from our...
info_outline
Ep 55: Why Day Trading Will Keep You Broke
Money On My Mind
Let’s talk about the uncomfortable truth no one on social media wants to admit: day trading is a losing game and it’s keeping you broke. In this episode, I’m breaking down the real data behind day trading, the psychology that traps people in get-rich-quick loops, and why building wealth the fundamental way is always the better bet. I’m not here to sell you screenshots of fake trading profits or flashy wins, I’m here to walk you through real strategies that have built millions for real families. If you’ve ever been tempted to trade based on hype, social media charts,...
info_outline
Ep 54: Eight Principles For Success
Money On My Mind
In this deeply personal episode, I’m sharing the eight principles that helped me go from $304,000 in debt to a self-made millionaire by 30—and how those same principles are now fueling my fight for something far bigger: my daughter’s health. You’ll hear the raw truth about what financial freedom really feels like when you’re also battling a life-threatening condition like Dravet Syndrome. I’ll walk you through the mindset, systems, and decision-making tools I’ve used for over a decade—tools that don’t just apply to money, but to health, family, fitness, and faith....
info_outline
Ep 53: My Biggest Money Mistake
Money On My Mind
In this episode, I’m pulling back the curtain and sharing my biggest money mistake—the one that left me and my wife with $304,000 in debt by age 23. It was reckless, avoidable, and rooted in the worst kind of financial influence: societal pressure. From student loans I didn’t need to cars I couldn’t afford, I followed the crowd straight into financial chaos. But I didn’t stay there. I took full accountability, built an automated financial system, and climbed out of that hole to become debt-free and financially independent by 30. I walk you through every painful mistake, what I...
info_outline
Ep 52: Should I change my health insurance to get access to the HSA?
Money On My Mind
This week I’m answering a killer question from listener Adam Weber: “Should I change my health insurance plan just to gain access to an HSA—even if my current coverage is better?” It’s a loaded one, and in this episode, I break it all the way down: how HSAs work, what “high deductible health plans” really mean, when it makes sense to make the switch, and why the HSA might be the most powerful financial tool nobody’s talking about. Whether you’re W-2, self-employed, or managing family health expenses, this is a must-listen if you want to optimize both your...
info_outline
Ep 51: Can You Share Your Favorite ETFs?
Money On My Mind
A lot of you have been asking: What are your favorite ETFs? And while I could just list them, that wouldn’t be doing you any favors. In this episode, I’m breaking down exactly how to think about ETFs so you can make smarter investment choices for your unique financial situation. We’re going beyond just picking funds—I’m giving you a framework that helps you understand why certain ETFs make sense and why others don’t (even if they work for someone else). I’ll walk you through the key factors, from brokers and tax advantages to risk profiles and automation. By the end...
info_outline
Ep 50: How Should I Prioritize Paying Off Debt vs. Saving & Investing?
Money On My Mind
One of the biggest financial questions I get is: Should I pay off debt first, or start investing? In this episode, I break it all down with a clear, step-by-step framework to help you figure out exactly what makes the most sense for your situation. We’ll cover how to analyze your cash flow, interest rates, and long-term goals, plus why anything over 6% interest needs to go ASAP before you even think about investing. I’ll also walk you through using amortization schedules and compound interest calculators to compare different scenarios—because numbers don’t lie. At the end...
info_outline
Ep 49: How to Make Money Today
Money On My Mind
In this episode of Money on My Mind, I break down exactly how to start making money today—no gimmicks, no fluff. A listener asked, “What can I do to earn more money?”, and I’m giving you a proven framework to build wealth by understanding value, developing skills, and leveraging access. Most people overcomplicate making money, but it all comes down to providing value to the marketplace. Whether through a job, a business, or investing, you need the right mindset, skills, and network to increase your income. I share real strategies on how to identify problems, create valuable...
info_outlineIn this episode of Money on My Mind, I’m diving deep into a topic that’s close to my heart: investing for our children. I share the strategies my wife and I use to set our daughters up for financial success, but this isn’t just about numbers. It’s about the principles and values we’re instilling in them to ensure they use wealth responsibly and make an impact. I tackle the common misconception that investing for your kids leads to them being “spoiled” and lay out the steps we take to ensure they grow up with a strong understanding of financial responsibility and giving back.
We explore the essential accounts and investments we’re leveraging—from brokerage accounts to Roth IRAs—and why creating a system for generational wealth goes beyond just putting money in their hands. Whether it’s setting up a trust with intentional stipulations or teaching the importance of financial literacy, this episode is a call to rethink how we approach wealth for the next generation.
Episode Highlights
[0:00] - Introduction
[0:41] - Why I believe in raising “trust fund babies” with responsibility
[2:07] - Our mission to raise $1 million for Dravet syndrome in honor of my daughter
[4:31] - Debunking the myth: Money doesn’t spoil kids; lack of values does
[8:14] - Building generational wealth and why I’m the “first millionaire” in my family
[10:05] - Mastering habits and the power of financial literacy for kids
[17:32] - Trusts and stipulations: Setting financial expectations for our daughters
[19:17] - How we invest for each of our daughters with a mix of accounts and goals
[24:20] - Creating a positive financial mindset for our children and why it matters
5 Key Takeaways
1. Money Doesn’t Spoil; Values Do – Wealth alone doesn’t lead to entitlement; it’s the values we instill that matter. Teaching responsibility and gratitude is essential in raising well-rounded, financially empowered kids.
2. Generational Wealth Starts with Habits – Creating a financial system and healthy money habits for your kids can set them up for a successful future and help them manage wealth wisely.
3. Leverage a Mix of Accounts – From brokerage accounts to Roth IRAs and 529 plans, choosing the right accounts can maximize growth while ensuring funds align with your goals for your child.
4. Intentional Gifting Through Trusts – Using trusts with specific stipulations is an effective way to provide for your children without fostering dependency or entitlement, helping them value their inheritance.
5. Positive Financial Mindset is Key – Cultivating a positive attitude toward money and avoiding stress around finances can empower your kids to approach money confidently and generously.
Links & Resources
Join our beginner Millionaire Club today 👉🏼 https://www.budgetdogacademy.com/millionaire-club
Check out our more advanced Budgetdog Academy 👉🏼 https://bookwithbudgetdog.com/ytd
Get my new book 👉🏼 https://www.budgetdogacademy.com/pre-order-now
Download my FREE budget template 👉🏼 https://budgetdogtemplate.com/download
If you enjoyed this episode, please take a moment to rate, follow, and share the podcast with anyone who could benefit from these insights. Join us in building a financially empowered future for our kids!