Ep 97: The Top 4 Emotional Reasons You’re Losing With Money (and How to Break the Cycle)
Money On My Mind
The Emotional Traps That Quietly Destroy Your Finances Most financial problems aren’t caused by lack of knowledge. They’re caused by emotion. In this episode, I walk through the four emotional traps that keep people stuck with money. Avoidance. Scarcity. Guilt. Shame. These patterns don’t just slow progress. They quietly sabotage it, even when someone knows exactly what they should be doing. We talk about why people avoid their numbers, why scarcity keeps them small, how guilt turns abundance into punishment, and why shame convinces people it’s too late to change. You’re not broken....
info_outline
Ep 96: Why I’ll Never Use a Financial Advisor (And You Don’t Need One Either)
Money On My Mind
Do You Really Need a Financial Advisor Or Just a Better System Most people are told they need a financial advisor because money feels complicated and emotional. The truth is that complexity is often the product being sold. In this episode, I break down the data behind the average investor, the real cost of advisor fees, and why most people do not need to outsource their wealth to someone charging one percent every year. We walk through simple math, behavioral traps, and the exact conditions where professional help might make sense. More importantly, we talk about what actually works for long...
info_outline
Ep 95: The Storm That Built Us: One Year Later
Money On My Mind
In this raw and powerful episode, I share the untold story of how our family's life completely fell apart in 2024 – and how we rebuilt stronger than ever. When our daughter's seizure disorder collided with a hidden mold crisis that cost us our home, belongings, and $300,000 overnight, we faced impossible choices that would break most families. What You'll Discover: The shocking truth about mold toxicity that forced us to abandon everything we owned How we navigated our daughter's complex medical journey while losing our home The unexpected spiritual awakening that came from hitting rock...
info_outline
Ep 94: You’re failing because you don’t have systems
Money On My Mind
Why Systems Beat Motivation Every Time Most people believe success comes from grinding harder, waking up earlier, or being more disciplined. The truth is that motivation fades and willpower breaks. In this episode, I explain why systems are the real foundation of long term success and how removing emotion from daily decisions creates consistency, scale, and freedom. We walk through what a system actually is, why they compound like money, and how simple documented processes outperform raw effort every time. This episode is for anyone tired of relying on motivation and ready to build something...
info_outline
Ep 93: How the Wealthy Use Taxes as an Offensive Weapon
Money On My Mind
Most people treat taxes like an unavoidable expense. The wealthy treat them like a strategy. In this episode, I break down how high net worth individuals and families legally and ethically use taxes to build wealth instead of losing it. We walk through the mindset shift, the incentives built into the tax code, and the four biggest strategies the wealthy use to lower their effective tax rates while compounding assets. This is not about loopholes or shortcuts. It is about understanding how the system works and using it intentionally. If you are tired of reacting to taxes and want to start...
info_outline
Ep 92: The Truth About Why You’re Still Stuck Financially (and How to Finally Break Free)
Money On My Mind
Stop Playing Small With Your Money: The Real Reason You're Financially Stuck If you've read all the books, tried every budget app, and still feel like you're spinning your wheels financially - this episode is your wake-up call. In this raw and direct conversation, I'm calling out the elephant in the room: You're not stuck because you lack discipline or don't make enough money. You're stuck because you're trying to figure this out alone with broken tools and bad mentors. I share the powerful story of Mandy, a Cincinnati mom who faced an impossible choice - deciding between her child's emergency...
info_outline
Ep 91: If you’re still playing by the old money rules, you already lost
Money On My Mind
The Old Money Rules Are Broken Here’s What Actually Works Now Most people are still following financial advice that was designed for a world that no longer exists. Save your money. Get a degree. Work for forty years. Retire if nothing goes wrong. In this episode, I walk you through why that playbook is broken and what the new money rules look like in today’s economy. We break down the shift from saving to ownership, from jobs to skills, from “someday” to designing freedom now, and from waiting to moving while things are still messy. Using real examples and simple math, you’ll...
info_outline
Ep 90: What Logan Is Teaching Me About Life, Leadership, and What Actually Matters
Money On My Mind
When Life Forces You to Zoom Out: Leadership, Faith, and What Really Matters This episode isn’t about money, investing, or business tactics. It’s about life, when it stops you in your tracks and forces you to reevaluate everything. I open up about what our family is walking through right now with our daughter, Logan, and how this season has reshaped the way I think about leadership, time, faith, and legacy. This is a raw conversation about carrying responsibility while your heart is heavy, about showing up when you’re exhausted, and about learning that some of life’s greatest lessons...
info_outline
Ep 89: The Best Time to Invest Might Be When It Feels Impossible
Money On My Mind
Why You’ll Never “Feel Ready” To Invest And Why That’s Exactly When You Should Start Most people believe they need to fix their debt, earn more money, or feel confident before they can invest. But the truth is the opposite: The moment you feel unprepared is often the moment that matters most. In today’s episode, I break down the real logic, real math, and real stories showing why waiting is costing you thousands, while action, even imperfect action, is what creates momentum. We cover the false belief of needing to feel ready, why freezing is the worst reaction, and how...
info_outline
Ep 88: What 100 Years of Market Data Tells Us
Money On My Mind
Is it too late to invest when the market hits all-time highs? That’s the question everybody is asking, and the truth will surprise you. This episode breaks down exactly why trying to “time the market” is one of the most expensive mistakes you can make, and why long-term, consistent investing still outperforms every prediction, headline, and emotion you have. I walk you through the data, not opinions: • Fidelity’s study showing the best investors were people who did nothing • How missing just a handful of the best market days destroys your returns • Why staying invested, even at...
info_outlineIn this heartfelt guest episode, my wife and I are hosted by Josh Madsen as we share the deeply personal journey of our daughter Logan’s battle with Dravet Syndrome, a rare and challenging seizure disorder. We open up about the emotional rollercoaster we’ve experienced as parents, the frustrations of traditional medical advice, and the incredible transformation we’ve seen through alternative therapies.
From discovering toxic mold in our home to seeing Logan climb rock walls and slide down playgrounds for the first time, this conversation highlights the power of persistence, hope, and finding the right team. Whether you’re a parent navigating a diagnosis or just in need of a reminder that healing is possible, this episode will move you and motivate you.
Episode Timeline & Highlights
[0:00] - Introduction
[1:04] - Logan’s second intensive visit and breakthrough improvements
[2:30] - The emotional impact of being told “this is just how it is”
[3:32] - Discovering primitive reflex integration as the missing key
[5:31] - How inflammation, mold, and poor digestion masked real progress
[6:58] - From symptoms to solutions: focusing on root causes
[9:59] - “Iowa bubble” moments—why the right environment made the difference
[12:30] - Working with a diverse and united care team that knows Logan
[15:07] - Why different provider perspectives accelerated her results
[17:23] - Celebrating Logan’s newfound strength and hope for the future
Key Takeaways
-
Never Settle for ‘That’s Just the Syndrome’ – Parents must trust their instincts and seek deeper answers when something feels off.
-
Environment and Root Cause Matter – Mold, gut health, and mitochondrial dysfunction were major factors in Logan’s progress.
-
The Right Team Makes All the Difference – When your care team is collaborative and committed, breakthroughs happen faster.
Quotables
“When we came here, it was like she woke back up.”
“If you’re being brushed off by your doctor, something is being missed.”
“You don’t need to settle for survival—there’s a way to thrive.”
Links & Resources
-
Learn more about BudgetDog Academy: https://budgetdog.com
-
Follow me on Instagram: https://instagram.com/budgetdog
If this story touched you or could help someone you know, please share this episode. And don’t forget to rate, follow, and review the podcast—your support helps more families find the hope and answers they deserve.