Is now the right time to invest?
Freedonomix
In this episode of Freedonomix, Cameron speaks with IWP Senior Financial Adviser Lynn Zhao to unpack one of the most common questions investors ask: Is now the right time to invest? Rather than focusing on market predictions, this conversation explores what really matters — your goals, your time frame, your ability to tolerate volatility, and the importance of having a disciplined long-term plan. Cam and Lynn discuss why trying to pick the perfect time to invest can be unhelpful, how fear and hesitation can keep people stuck in cash, and why evidence-based investing is often less about...
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The Psychology of Money with Cameron and Chris
Freedonomix
In this episode of Freedomonix, Cameron speaks with Chris Haggart - Partner and Financial Adviser about the psychology of wealth and the search for meaning beyond a paycheck. Drawing on themes from Chris’s articles, they explore why financial decisions are rarely just about money, how people often link self-worth to income and status, and why true wealth may be better measured by freedom, alignment and peace of mind. They also discuss the importance of understanding the “why behind the why” in financial advice, and how a life-first approach can help people make better decisions with the...
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Death Tax by Stealth
Freedonomix
In the latest episode of our video podcast, Cameron and Shane unpack Shane’s recent blog article, “Death Tax by Stealth.” Unfortunately, in Australia if you die with money in your super and you want to pass this through to your adult children, then the taxable component of your super fund is taxed at 15% plus the medicare levy (2%). In this episode, Cameron and Shane talk through the ways to reduce this tax to ensure that your children receive more of your estate rather than the ATO. Read the full article here: Access the videocast here: DISCLAIMER: This podcast...
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Retirement Planning Series - John Hurley - My experience of the retirement transition
Freedonomix
In the next few episodes of Freedonomix we are sitting down with our clients to chat through their personal lived experience of Retirement. We have thoroughly enjoyed these genuine conversations about our clients journey's through both the financial and lifestyle experience of their retirements and we think there are a number of pieces of gold throughout. In this episode of Freedonomix, we speak with John Hurley about his experience of moving into retirement and what the transition has really looked like in practice. John shares some of his career background, what he valued most about...
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Retirement Planning Series - David and Narelle Harvey - Our Retirement Experience
Freedonomix
In the next few episodes of Freedonomix we are sitting down with our clients to chat through their personal lived experience of Retirement. We have thoroughly enjoyed these genuine conversations about our clients journey's through both the financial and lifestyle experience of their retirements and we think there are a number of pieces of gold throughout. In this episode of Freedonomix, we sit down with IWP clients David and Narelle Harvey to talk about what the transition into retirement has really been like for them. They share the story of their working lives, what they enjoyed...
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Retirement Planning Series - What Retirement Really Feels Like - Ian Horn's experience
Freedonomix
In the next few episodes of Freedonomix we are sitting down with our clients to chat through their personal lived experience of Retirement. We have thoroughly enjoyed these genuine conversations about our clients journey's through both the financial and lifestyle experience of their retirements and we think there are a number of pieces of gold throughout. In this episode of Freedonomix, we sit down with IWP client Ian Horn and former corporate executive to talk candidly about his transition into retirement. Ian reflects on his career background, what he valued most about his working...
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IWP - Market Update - April 2026
Freedonomix
Link to IWP's April 2026 Update (PDF) Markets have experienced a volatile and challenging period over the past month, with both equity and bond markets declining as geopolitical developments—particularly escalating conflict involving Iran—drive renewed uncertainty, rising oil prices, and inflation concerns. In this month’s discussion, Shane and Chris unpack the key issues influencing markets and portfolio positioning: • Equity markets declined by approximately 7% in March, marking one of the weakest months since 2022, as ongoing conflict and uncertainty weighed heavily on...
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Capital Gains Tax Changes: What They Could Mean for Property Investors
Freedonomix
In this episode of Freedonomix, Cameron Howlett sits down with Tim Dawe, our newest partner at IWP to unpack the growing conversation around potential capital gains tax changes and what they could mean for the Australian property market. Together, they explore how the current CGT discount works, why governments may be tempted to change it, and whether any reform would genuinely improve housing affordability or simply reshape investor behaviour. It’s a timely discussion on tax policy, property strategy and the broader forces influencing wealth creation in Australia. DISCLAIMER: This...
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Support, Risk and the Courage to step forward - The Tim Dettmann Story.
Freedonomix
In this episode of Freedonomix, Cameron and Shane sit down with physiotherapist, business leader and former Kieser Australia director Tim Dettmann. Tim shares the story behind his journey from a young physio to helping grow Kieser Australia from a single clinic into a national network of more than 26 clinics and hundreds of staff. But this conversation goes far deeper than business success. We talk about the moments that shape a life — the decisions where you have to take a risk, the importance of backing yourself, and the people who support you along the way. Tim reflects on the power of...
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IWP - Global Investment Outlook 2026
Freedonomix
Link to IWP's Global markets have delivered strong returns over the past year, supported by resilient economic growth and continued momentum in AI-driven investment, while policy uncertainty and inflation risks remain key watchpoints heading into 2026. In this month’s update, Cam and Naasha from Willis Towers Watson review portfolio performance and outline the global economic and asset class outlook: Investment portfolios have continued to outperform their long-term objectives across defensive, balanced and growth strategies, reflecting disciplined asset allocation and low-cost...
info_outlineLink to IWP's July 2025 Update (PDF) https://tinyurl.run/PHjq3Z
With geopolitical tensions easing, where are the markets turning their attention now? Our July Market and Economic Update breaks down the key shifts we're seeing.
This month's key points:
A Calmer Global Outlook: Easing geopolitical tensions and a stable ceasefire between Israel and Iran have provided a supportive backdrop for markets. This sentiment has helped drive global equities higher, with the S&P 500 and Nasdaq 100 approaching their all-time highs.
Shift to Domestic Policy: As global risks subside, market focus is pivoting to US domestic policy. Federal Reserve Chair Powell's recent comments have reinforced expectations for interest rate cuts later this year.
Policy in Focus: In Washington, President Trump is advancing the US tax and spending bill, which is expected to remove or weaken the "revenge tax" on non-US investors—a welcome development for the market. Progress on trade negotiations ahead of a July 9 deadline has also improved sentiment.
Overall, the reduction in geopolitical risk premiums has led to lower oil prices and low market volatility. While the outlook is positive, rising US inflation remains a key factor that could potentially delay policy easing.
Should you prefer this in video form, please head to https://youtu.be/CnpIMJnWqUI?si=wbnMXKP67xOfY9xZ