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Variable Rates Are Falling But Fixed Rates Aren't

Under One Roof

Release Date: 11/11/2024

Will the Bank of Canada continue to cut interest rates in 2025? show art Will the Bank of Canada continue to cut interest rates in 2025?

Under One Roof

In our first show back from the summer break, Robyn, Fred, Martin and LJ try to guess what the Bank of Canada will do with its remaining three interest rate announcements, based on the current states of the economy, the real estate market, employment, and more.  Plus, we outline new rules for co-ownership in the province of Quebec, and how these new regulations impact condo owners, specifically. And, we chat about bidding wars, and the sticker shock that 60% of mortgage holders in Canada will be facing when their mortgage comes up for renewal in 2025-2026.  If YOU have any questions,...

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Making lump sum payments to get ahead show art Making lump sum payments to get ahead

Under One Roof

This week on Under One Roof MTL, LJ has a Montreal real estate market update for you. Plus, Fred and Martin will look at different strategies for paying down your mortgage and getting ahead. And, LJ walks us through the home buying process, from start to finish.

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Staying on top of your credit report show art Staying on top of your credit report

Under One Roof

This week on Under One Roof MTL, we're tackling interest rates, and a new survey that finds many Canadians are prioritizing travel over home ownership. Plus, why it's important to stay on top of and understand what's in your credit report, and a breakdown of the real estate broker rules in Quebec.

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Reverse mortgages and moving day in Quebec show art Reverse mortgages and moving day in Quebec

Under One Roof

This week on Under One Roof MTL, we're talking about reverse mortgages. How they work, who benefits most, etc. Plus, we're just a month away from moving day in Quebec. What do you need to know, both as a landlord and a tenant, to be ready?

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Thinking about buying a cottage? Listen to this first! show art Thinking about buying a cottage? Listen to this first!

Under One Roof

This week on Under One Roof MTL, we're tackling the latest inflation numbers and what this could mean for the Bank of Canada's next interest rate announcement. We're also discussing the new federal housing minister's approach to the housing affordability crisis, and have some concrete tips for purchasing a cottage or vacation property. And, if you're interested in investing in a duplex, triplex, or multiplex, you won't want to miss LJ's advice!

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Small renovations with the biggest return on investment show art Small renovations with the biggest return on investment

Under One Roof

This week on Under One Roof MTL, we're looking at the state of Montreal rental market, as well as what fixed rate mortgages are looking like right now. We also tackle why the rate isn't the most important part of your mortgage, AND home renovations you can make that actually add value to your property.

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Avoiding the sticker shock when your mortgage comes up for renewal show art Avoiding the sticker shock when your mortgage comes up for renewal

Under One Roof

This week on Under One Roof MTL, we're talking about interest rates, mortgage renewal sticker shock, investment properties, and more. 

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Managing your debt to get the best possible mortgage show art Managing your debt to get the best possible mortgage

Under One Roof

This week on Under One Roof MTL, we're recapping the results of Canada's federal election and the impact that might have on the Bank of Canada's interest rate announcements moving forward. We also break down the difference between TDS and GDS ratios, AND outline why investing in real estate is a solid retirement strategy.

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Everything you need to know about property management show art Everything you need to know about property management

Under One Roof

This week on Under One Roof MTL, we're joined in studio by Plex DR COO Thierry Bourbonnais, to discuss everything you ever wanted to know about property management. 

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The Quebec Effect in Canadian Real Estate show art The Quebec Effect in Canadian Real Estate

Under One Roof

This week on Under One Roof MTL, we're discussing the Bank of Canada's decision to hold interest rates this week. We also talk about the "Quebec Effect" in Canadian real estate, offer advice on what to do if your mortgage is up for renewal, AND we dispel some common mortgage and real estate myths floating around on social media.

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This week on Under One Roof MTL, we discuss why variable rates are falling but fixed rates aren't. Plus, everything you need to know about mortgage penalties (ALWAYS READ THE FINE PRINT!). And, why multi-generational living is becoming more and more popular in Canada.