374: Why $10K in Savings Is a Game-Changer for Women and Their Wealth Journey
The Clever Girls Know Podcast With Bola Sokunbi
Release Date: 06/24/2025
The Clever Girls Know Podcast With Bola Sokunbi
Big news, friends! Today’s episode is a little different, and deeply special to me. I am officially announcing my brand new book, This is my sixth book (technically my seventh!), and it represents years of lived experience, real mistakes, and the steady discipline required to build wealth in a way that feels aligned and sustainable. In this episode, I’m pulling back the curtain on: Why I wrote this book: I didn’t write this to sell you a dream or an overnight success story. I wrote it to show you how wealth can be built intentionally through mindset, systems, and patience. Sowing the...
info_outlineThe Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! Feeling stuck with your finances, even when you’re trying your best? Sometimes, it’s not just about what you do with money... it’s about what you believe about money. In this episode, I’m sharing 5 toxic money beliefs that kept me financially stuck for years, and the mindset shifts that helped me break free. These aren’t just budgeting tips. They’re the internal narratives that quietly sabotage your goals and block your abundance. WHAT YOU'LL LEARN: The money lies we tell ourselves (and how to reframe...
info_outlineThe Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! On this episode of the podcast, we’re joined by Melissa A. Rowe, M.Ed., award-winning Scholarship Specialist, College Coach, and founder of Capture Greatness!, to explore how students can graduate from college without the debt. Melissa has helped students secure over $12 million in scholarships, including multiple Gates Millennium Scholars, and gain acceptance to elite institutions like Yale, UPenn, Cornell, Howard, and Morehouse—all while keeping their families financially secure. As the author...
info_outlineThe Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! Did the past year leave your finances feeling off track; unexpected expenses, plans falling apart, or goals you just couldn’t reach? If so, I want you to hear this first: You’re not alone, and you’re not stuck. On this episode, I’m walking you through a 6‑step financial comeback plan to help you reset your finances after a rough year, without shame, guilt, or unrealistic pressure. This is about regrouping, rebuilding, and moving forward with clarity and confidence. You’ll learn how to: Forgive...
info_outlineThe Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! It’s a brand new year, and that means a fresh start, new goals, and big dreams. But before you try to do everything all at once… let’s slow down. In this episode, I’m sharing a gentle but powerful reminder: sustainable progress is so much better than quick burnout! You’ll learn 4 simple things you can do this week to build real momentum with your money, no pressure, no overwhelm. Don’t forget to check out the replay of our Goal Setting Call on YouTube for an extra dose of motivation to kick off your...
info_outlineThe Clever Girls Know Podcast With Bola Sokunbi
** Subscribe to the Clever Girl Finance newsletter: 🎉 Welcome to our annual goal-setting session at Clever Girl Finance! This isn’t about resolutions; it’s about creating meaningful goals that align with the life (and money) you actually want. As we close out 2025, this is your space to reflect, reset, and start building your 2026 blueprint, with clarity, peace, and purpose. In this live session replay, we’ll walk through: What 2025 taught you (and what to leave behind) Clearing out mental and emotional clutter Choosing your 2026 *word of the year* to stay grounded...
info_outlineThe Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! In this end-of-year episode, I’m reflecting on a season that stretched me in ways I never expected. Losing my dad in August made 2025 one of the hardest years of my life, and navigating grief while showing up for my family, my business, and this community wasn’t easy. I share some of the bright spots that brought me grounding this year, and the incredible opportunities that continued to come to Clever Girl Finance even in a difficult season. I’m stepping into 2026 with intention. Thank you for being here....
info_outlineThe Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! Only have $100 to invest and wondering where to start? You’re not alone, and yes, you can begin your wealth-building journey with just that! In this beginner-friendly episode, I’m sharing exactly what I’d do if I only had $100 to invest, step by step. WHAT YOU'LL LEARN: How to start investing with as little as $100 Ideas of index funds to get started with (like FZROX, VTI, FXAIX, and more) How to build momentum and confidence as a first-time investor The importance of consistency over perfection AND MORE ...
info_outlineThe Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! You’ve probably heard it all before, “Just stop buying lattes.” “Get a better job.” “Cut out everything non‑essential.” But what if some of the most popular money advice doesn’t actually work, at least, not for real life or in your current season of life? On this episode, I’m breaking down six common pieces of financial advice that sound good but often fall flat, plus what to do instead to actually make progress with your money. WHAT YOU'LL LEARN: Why “stop buying coffee” won’t...
info_outlineThe Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! On this episode of the podcast, we’re joined by Tracy Coenen, a forensic accountant with over 25 years of experience uncovering financial secrets in everything from corporate fraud to high net worth divorces. Tracy didn’t originally plan on this path, she once dreamed of becoming a prison warden and pursued a criminology degree. But a college class on financial crime reignited her childhood love for solving mysteries, leading her to become a CPA and expert in finding hidden money. Today, she’s best known...
info_outlineOn this podcast episode, Lissa Lumutenga joins us to discuss the importance of aiming to save your first $10,000.
Lissa Lumutenga, CFP®, AFC®, is a personal finance expert, content creator, and founder of Wealth for Women of Color. After a decade working at Google and YouTube, she now focuses on making financial education more accessible and empowering women of color to build wealth.
Her approachable, inclusive way of talking about money has built a strong and engaged community online. Lissa was raised in Salinas, California, by her Filipino immigrant parents and currently resides in Los Angeles. She’s passionate about lifelong learning, sharing knowledge, and helping others create the financial freedom they deserve.
WHAT LISSA DISCUSSED:
- The inspiration behind starting Wealth for Women of Color and the mission to empower women of color to build wealth.
- The significance of the $10K savings milestone and why it’s such a powerful financial goal.
- Mindset shifts and strategies that can help someone save $10K, especially when that goal feels out of reach.
- How reaching the $10K mark can boost financial confidence and create a sense of security.
- Common financial blocks experienced by women of color and ways to work through them.
- How upbringing and cultural background influenced her personal money journey.
- Practical tips for building savings without feeling deprived.
- Lessons learned from working at Google and YouTube and how they now inform her work in financial education.
AND SO MUCH MORE
HOW TO KEEP UP WITH LISSA:
- On her website: https://wealthforwomenofcolor.com/
- Via her podcast: https://www.youtube.com/@NetNetPodcast
- On YouTube: https://youtube.com/@wealthforwomenofcolor/
- On TikTok: https://www.tiktok.com/@wealthforwomenofcolor
- On Instagram: https://instagram.com/wealthforwomenofcolor
- Free financial coaching: https://Savvyladies.org
❤ Subscribe to the Clever Girl Finance newsletter for weekly motiviation: clevergirlfinance.com/subscribe
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: instagram.com/clevergirlfinance