385: My Realistic Monthly Budgeting Routine (Step-by-Step Breakdown)
The Clever Girls Know Podcast With Bola Sokunbi
Release Date: 10/14/2025
398: Why Budgeting Still Matters Even When You Have No Money
The Clever Girls Know Podcast With Bola Sokunbi
New Book - Clever Girl Millionaire; A Guide to Redefining What’s Possible, Turning Ambitions into Actions, and Dreams into Millions - Struggling to budget because you feel like you don’t have enough money? You’re not alone, and this is exactly when budgeting matters most. On this podcast episode, I’m walking you through how to budget when you have no money using 8 practical steps that will help you take control, reduce stress, and create a financial plan even if you're starting from zero (or less). Whether you’re dealing with debt, inconsistent income, or just feel like...
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397: Your Financial Wellness is Non-Negotiable. Sowing Seeds & Redefining What's Possible (Introducing Clever Girl Millionaire!)
The Clever Girls Know Podcast With Bola Sokunbi
Big news, friends! Today’s episode is a little different, and deeply special to me. I am officially announcing my brand new book, This is my sixth book (technically my seventh!), and it represents years of lived experience, real mistakes, and the steady discipline required to build wealth in a way that feels aligned and sustainable. In this episode, I’m pulling back the curtain on: Why I wrote this book: I didn’t write this to sell you a dream or an overnight success story. I wrote it to show you how wealth can be built intentionally through mindset, systems, and patience. Sowing the...
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396: Toxic Money Beliefs That Kept Me Financially Stuck (And What I Believe Now!)
The Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! Feeling stuck with your finances, even when you’re trying your best? Sometimes, it’s not just about what you do with money... it’s about what you believe about money. In this episode, I’m sharing 5 toxic money beliefs that kept me financially stuck for years, and the mindset shifts that helped me break free. These aren’t just budgeting tips. They’re the internal narratives that quietly sabotage your goals and block your abundance. WHAT YOU'LL LEARN: The money lies we tell ourselves (and how to reframe...
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395: College Without The Debt - How To Win Scholarships And Build Wealth With Melissa Rowe
The Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! On this episode of the podcast, we’re joined by Melissa A. Rowe, M.Ed., award-winning Scholarship Specialist, College Coach, and founder of Capture Greatness!, to explore how students can graduate from college without the debt. Melissa has helped students secure over $12 million in scholarships, including multiple Gates Millennium Scholars, and gain acceptance to elite institutions like Yale, UPenn, Cornell, Howard, and Morehouse—all while keeping their families financially secure. As the author...
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394: How To Reset Your Finances After A Rough Year (A 6 Step Comeback Plan!)
The Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! Did the past year leave your finances feeling off track; unexpected expenses, plans falling apart, or goals you just couldn’t reach? If so, I want you to hear this first: You’re not alone, and you’re not stuck. On this episode, I’m walking you through a 6‑step financial comeback plan to help you reset your finances after a rough year, without shame, guilt, or unrealistic pressure. This is about regrouping, rebuilding, and moving forward with clarity and confidence. You’ll learn how to: Forgive...
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393: Start the Year Strong (Without Burning Out)
The Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! It’s a brand new year, and that means a fresh start, new goals, and big dreams. But before you try to do everything all at once… let’s slow down. In this episode, I’m sharing a gentle but powerful reminder: sustainable progress is so much better than quick burnout! You’ll learn 4 simple things you can do this week to build real momentum with your money, no pressure, no overwhelm. Don’t forget to check out the replay of our Goal Setting Call on YouTube for an extra dose of motivation to kick off your...
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Set Your 2026 Goals: A Guided Session For Clarity & Confidence (Audio Replay)
The Clever Girls Know Podcast With Bola Sokunbi
** Subscribe to the Clever Girl Finance newsletter: 🎉 Welcome to our annual goal-setting session at Clever Girl Finance! This isn’t about resolutions; it’s about creating meaningful goals that align with the life (and money) you actually want. As we close out 2025, this is your space to reflect, reset, and start building your 2026 blueprint, with clarity, peace, and purpose. In this live session replay, we’ll walk through: What 2025 taught you (and what to leave behind) Clearing out mental and emotional clutter Choosing your 2026 *word of the year* to stay grounded...
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2025 End of Year Thank You + Reflection
The Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! In this end-of-year episode, I’m reflecting on a season that stretched me in ways I never expected. Losing my dad in August made 2025 one of the hardest years of my life, and navigating grief while showing up for my family, my business, and this community wasn’t easy. I share some of the bright spots that brought me grounding this year, and the incredible opportunities that continued to come to Clever Girl Finance even in a difficult season. I’m stepping into 2026 with intention. Thank you for being here....
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392: What I’d Do If I Only Had $100 to Invest (Beginner-Friendly Plan)
The Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! Only have $100 to invest and wondering where to start? You’re not alone, and yes, you can begin your wealth-building journey with just that! In this beginner-friendly episode, I’m sharing exactly what I’d do if I only had $100 to invest, step by step. WHAT YOU'LL LEARN: How to start investing with as little as $100 Ideas of index funds to get started with (like FZROX, VTI, FXAIX, and more) How to build momentum and confidence as a first-time investor The importance of consistency over perfection AND MORE ...
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391: Money Advice That Doesn't Actually Work!
The Clever Girls Know Podcast With Bola Sokunbi
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! You’ve probably heard it all before, “Just stop buying lattes.” “Get a better job.” “Cut out everything non‑essential.” But what if some of the most popular money advice doesn’t actually work, at least, not for real life or in your current season of life? On this episode, I’m breaking down six common pieces of financial advice that sound good but often fall flat, plus what to do instead to actually make progress with your money. WHAT YOU'LL LEARN: Why “stop buying coffee” won’t...
info_outlineTired of complicated budgeting systems that never stick? On this podcast eisode, I’m sharing my exact monthly budgeting routine; from reviewing last month’s numbers to planning for irregular expenses and closing out the month with reflection.
This is a realistic, flexible approach to budgeting that actually works. Whether you’re just getting started or want to refresh your process, these steps will help you stay consistent without feeling overwhelmed.
What you’ll learn:
- How I start with a financial reflection, not shame
- My method for planning income (even with variable pay!)
- Why I budget for my goals first before any expenses
- How I build a realistic, values-aligned spending plan
- The importance of planning for irregular expenses
- Why I track my budget weekly (not daily!)
- How I close out each month to stay consistent
This budgeting routine is simple, sustainable, and designed to help you make real financial progress. No perfect templates. Just a system that works.
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