Navigating California’s Mortgage Landscape with Susan Milazzo
Release Date: 11/06/2024
Stablecoins: The GENIUS Act Explained
RegFi Podcast
FS Vector’s Jackson Mueller sits down with RegFi co-hosts Jerry Buckley and Sasha Leonhardt to discuss the recently Senate-passed GENIUS Act. They explore the regulatory requirements that would be established under the legislation, the potential impact on domestic and international payments system providers, and the implications for the U.S. dollar and the market for U.S. Treasury obligations. The group also discusses the political momentum driving this legislation and prospects that the Senate-passed bill will align with the STABLE Act pending in the House and be sent to the president for...
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Guiding Fintech Startups from Formation to Funding
RegFi Podcast
RegFi co-hosts Jerry Buckley and Sasha Leonhardt are joined by Orrick partner Ellen Ehrenpreis, head of the firm’s US Venture and Bay Area Technology Companies practice. Ellen shares insights on best practices for fintech startups engaging with investors, navigating regulatory complexity, and structuring companies for long-term success. The conversation also explores the growing interplay between Silicon Valley and Washington, D.C., as fintechs and their investors become increasingly engaged in public policy discussions surrounding crypto, AI, and financial innovation. Links:
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Creating an SEC Safe Harbor for DAO Memberships
RegFi Podcast
RegFi co-hosts Jerry Buckley and Sasha Leonhardt welcome Orrick colleague James Wigginton and John Paller, Founder of Opolis and EthDenver, to explore how blockchain technology can be used to enable decentralized autonomous organizations (DAOs) to transform corporate ownership and governance using a limited cooperative legal format. Discussed are the benefits of DAO memberships and meetings with the SEC Crypto Task Force aimed at securing a Safe Harbor rulemaking for DAOs offered in a limited cooperative or similar legal structure. Links:
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Navigating Multistate Licensing and Supervision in a Digital Era
RegFi Podcast
RegFi co-hosts Jerry Buckley and Sherry Safchuk are joined by Orrick partner Jedd Bellman, former Maryland Assistant Commissioner of Financial Regulation, for a deep dive into the evolving role of state regulators in supervising fintechs and other nonbank financial services providers. The conversation explores how the NMLS and CSBS are shaping multistate licensing and oversight, the growing emphasis on corporate governance and personal liability for management, and how political dynamics are influencing state regulatory coordination. Links:
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DOJ Issues Final Rule on International Data Transfers
RegFi Podcast
Orrick Partners Matthew Coleman and Jeanine McGuinness join RegFi co-hosts Jerry Buckley and Sherry Safchuk to explore the implications of the Justice Department’s recent issuance of a final rule prohibiting and restricting certain transfers of bulk personal sensitive data and U.S. government-related data. The group discusses what data transfers are restricted, what countries and individuals are implicated and what U.S. companies should do to ensure compliance. Data Security Program (DSP) Resources: Orrick Links:
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The Expanding Role of State AGs in Consumer Financial Protection
RegFi Podcast
Rob McKenna, Orrick partner and former Washington State Attorney General, joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to discuss the expanding role of state attorneys general in consumer financial protection. The conversation explores how state AGs and regulators are setting standards for privacy, crypto and other digital assets, artificial intelligence, bank/fintech partnerships and other issues impacting the financial services industry. Links:
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Reimagining Financial Regulation for the Digital Age
RegFi Podcast
Jo Ann Barefoot, founder and CEO of the Alliance for Innovative Regulation (AIR), and Kabir Kumar, partner at Flourish Ventures, join co-hosts Jerry Buckley, Sasha Leonhardt and Sherry Safchuk for a special RegFi episode recorded during Orrick’s Annual ConFi Today conference. The conversation explores the future of financial regulation in the technology age, including AI's transformative potential in financial services, the challenges of navigating state and federal regulatory frameworks, and how technological advances could enable real-time regulatory supervision.
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Balancing Innovation and Regulation in the Blockchain Ecosystem
RegFi Podcast
RegFi Co-Hosts Jerry Buckley and Sasha Leonhardt welcome Orrick partner Behnam Dayanim to explore the applications of blockchain in financial services, including cryptocurrencies, stablecoins and decentralized finance. The conversation also covers the evolving regulatory landscape for these technologies following the recent White House Digital Asset Summit, guidance from the new administration and rulemaking activity at the state level. Links:
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Don’t Sleep on the States: Financial Regulatory, Compliance & Enforcement Trends
RegFi Podcast
RegFi co-hosts Jerry Buckley and Sherry Safchuk welcome fellow Orrick partner Katy Ryan to discuss the state financial regulatory landscape. Katy provides an overview of how federal agencies and states interact in our dual-regulatory system, the benefits and limitations of the Nationwide Multistate Licensing System (NMLS), and the importance of maintaining constructive relationships with state regulators. The conversation also covers state regulatory and enforcement trends, including increasing coordination among state regulators and attorneys general and the potential for states to play a...
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Earned Wage Access: Charting a Clear Regulatory Path
RegFi Podcast
Ian P. Moloney, Head of Policy and Regulatory Affairs at the American Fintech Council, joins RegFi co-hosts Jerry Buckley and Sherry Safchuk for a conversation about earned wage access (EWA), a service that affords workers access to their wages before the date of their next paycheck. The discussion explores how this innovative product works, regulatory challenges and considerations, and AFC’s work with policymakers to develop a regulatory framework that ensures consistent rules for market participants. Links:
info_outlineHosts Jerry Buckley and Sherry Safchuk sit down with Susan Milazzo, the CEO of the California Mortgage Bankers Association (CMBA), to discuss the current state and future of mortgage banking in California. As the voice of the mortgage banking industry in California, Susan offers a unique perspective on the challenges and opportunities facing mortgage bankers in the state.
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