187. Market Wrap
360 Money Matters
Welcome back to another episode of the 360 Money Matters Podcast! We are back again with our monthly ‘Market Wrap’ segment. In this episode, we explore into a comprehensive market wrap for May, examining global economic shifts and what they mean for investors. We discuss the S&P 500’s sharp rebound of 5.89%, which, while impressive, mostly recovers previous losses, and we explore growing investor caution amid U.S. political unpredictability, especially tariff threats from Donald Trump that could impact companies like Apple and broader market confidence. We also look at China's...
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186. Raising Financially Savvy Children
360 Money Matters
Welcome back to another episode of the 360 Money Matters Podcast! In this episode, we explore the crucial topic of raising financially savvy children. We explore how our behaviors as parents shape our kids’ understanding of money and share practical strategies to teach financial literacy at various ages. We talk about the importance of modeling good habits, encouraging earning through chores, differentiating needs from wants, and using tools like spending, saving, and giving jars or modern digital alternatives to build strong financial foundations. We also discuss how conversations...
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185. Behind The Scenes of Your First Financial Advice Meeting; What To Expect & Prepare
360 Money Matters
Welcome back to another episode of the 360 Money Matters Podcast! In this episode, we go behind the scenes of what your very first financial advice meeting looks like. We kick things off with a lighthearted tribute to Warren Buffett’s retirement, before diving into the real topic—what to expect when meeting a financial advisor. We explain that financial advice isn’t just about investing; it’s about understanding your lifestyle, values, goals, and personal circumstances to build a strategy tailored to you. We walk through the types of questions we ask, the documents you should...
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184. To Join Or Not To Join Finances
360 Money Matters
Welcome back to another episode of the 360 Money Matters Podcast! In this episode, we explore the intricacies of managing finances within a relationship, presenting three main approaches: fully merging finances, maintaining separate accounts, or adopting a hybrid model. We evaluate the pros and cons of each option, highlighting how joint finances promote transparency and simplicity, while separate accounts can foster independence but may lead to complications in wealth generation and financial visibility. Also we dive into the unique challenges faced by older couples, including...
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183. How to Manage a Career Break
360 Money Matters
Welcome back to another episode of the 360 Money Matters Podcast! In this episode, we dive into how to manage a career break, exploring the financial, emotional, and strategic steps needed to prepare for both planned and unexpected time away from work. We discuss everything from building a cash buffer and understanding government support, to maintaining insurance, investing wisely during a break, and handling the emotional impact of a reduced or paused income. We also cover strategies for resetting your financial foundation when returning to work and adjusting your long-term goals. ...
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182. Should I have a Self Managed Superfund
360 Money Matters
Welcome back to another episode of the 360 Money Matters Podcast! In this episode, we explore the world of self-managed super funds (SMSFs) and ask the big question: should we have one? We unpack the essentials — what an SMSF is, how it differs from regular super funds, and the pros and cons of managing your own fund. We explore the control and flexibility that come with SMSFs, including the ability to invest in assets like property and collectibles, but also the responsibilities, risks, and higher costs that follow. From setup fees and compliance obligations to investment strategy...
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181. Things To Focus On In Your 50's
360 Money Matters
Welcome back to another episode of the 360 Money Matters Podcast! In this episode, we wrap up our three-part series by diving into the key financial considerations for your 50s. We explore how to gain retirement clarity, identify your "freedom number," and weigh up quality of life versus grinding out a few more years of work. We cover strategies like optimizing superannuation contributions, planning debt elimination, managing lifestyle creep, and transitioning investments from growth to income. We also touch on the importance of estate planning, the financial realities of supporting...
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180. Things To Focus On In Your 40s
360 Money Matters
Welcome back to another episode of the 360 Money Matters Podcast! In this episode, we explore the key financial priorities to focus on in your 40s, and although we’re not quite in that age bracket yet, we explore it with a future-focused mindset. We talk about the importance of having clarity and control over your finances, setting clear retirement and family goals, and regularly tracking your net worth. We also cover strategic use of superannuation, optimizing debt (especially getting rid of non-deductible personal debt), and finding the right balance between spending, investing, debt...
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179. Focus Your Wealth In Your 30s
360 Money Matters
Welcome back to another episode of the 360 Money Matters Podcast! In this episode, we discuss how to focus on building wealth in your 30s by reflecting on personal finance journeys, shifting priorities, and lessons learned. We talk about the transition from carefree spending in our 20s to becoming more intentional with money in our 30s—focusing on budgeting, saving, and planning for the future. We also explore how aligning financial goals with personal values and lifestyle choices can lead to long-term fulfillment, and we share practical tips for managing income, investing smartly, and...
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178. What Is A Financial Plan and Why Do You Need It
360 Money Matters
Welcome back to another episode of the 360 Money Matters Podcast! In this episode, we explore the importance of having a financial plan and how it can help create stability and security in both the short and long term. We discuss key components of a financial plan, including budgeting, saving, investing, and setting clear financial goals. We also highlight common pitfalls people face when managing their finances and offer practical advice on how to stay on track. Through real-life examples and expert insights, we emphasize why financial planning is essential for achieving financial...
info_outlineWelcome back to another episode of the 360 Money Matters Podcast!
In this episode, we wrap up our three-part series by diving into the key financial considerations for your 50s. We explore how to gain retirement clarity, identify your "freedom number," and weigh up quality of life versus grinding out a few more years of work. We cover strategies like optimizing superannuation contributions, planning debt elimination, managing lifestyle creep, and transitioning investments from growth to income. We also touch on the importance of estate planning, the financial realities of supporting aging parents or adult children, and preparing for rising healthcare costs. It’s all about setting up the next phase of life with confidence, clarity, and flexibility.
Ready to future-proof your finances? Tune in now to make your 50s count!
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This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of AMP Financial Planning – AFSL 232706
Episode Highlights
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Why gaining retirement clarity is about more than just the money
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How to determine your “freedom number” and what lifestyle you want
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Strategies for maximizing super contributions and minimizing tax
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The importance of a clear debt elimination plan before retiring
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Managing lifestyle creep during peak earning years
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Transitioning from growth to income-focused investments
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Why estate planning and supporting both parents and adult kids matters
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