#479 | How to Pay for Long Term Care Without Losing Everything
Release Date: 11/11/2025
#502 | Why "The Customer is Always Right" Doesn't Work in Estate Planning
Everything Estate Planning
#502 | Why "The Customer is Always Right" Doesn't Work in Estate Planning ๐ค๐๐ถ๐ฐ๐ธ ๐ฟ๐ฒ๐ฎ๐น๐ถ๐๐ ๐ฐ๐ต๐ฒ๐ฐ๐ธ: Walking into an estate planning conversation already convinced you know exactly what you need can quietly work against you. Many people call an attorney asking for โjust a willโ or one specific document, without realizing how easily that choice can leave real gaps in protection. We're talking real lifetime risks. Incapacity. Family consequences no one intended. In this short episode, I share a real conversation that shows why the...
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#501 | This Will be the Hardest Thing for Them and You
Everything Estate Planning
#501 | This Will be the Hardest Thing for Them and You Most families never talk about what happens when independence is no longer an option, until theyโre forced to. And by then, the choices feel rushed, emotional, and overwhelming. This episode breaks down one of the most overlooked parts of estate planning: where youโll live and who will actually care for you when life changes. Staying home sounds simple. Relying on family sounds noble. But the reality is far more complex, and the consequences can reshape relationships forever. ๐๐ณ ๐๐ผ๐ ๐น๐ผ๐๐ฒ ๐๐ผ๐๐ฟ...
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#500 | What Busy People Do When Life Gifts Them Time
Everything Estate Planning
IT'S OUR 500TH EPISODE!! Thank you for listening, liking, subscribing and sharing. We couldn't do this without you. #500 | What Busy People Do When Life Gifts Them Time ๐จ ๐ฆ๐๐๐ฐ๐ธ ๐ถ๐ป ๐๐ฟ๐ฎ๐ณ๐ณ๐ถ๐ฐ? ๐ฆ๐ถ๐๐๐ถ๐ป๐ด ๐ผ๐ป ๐ฎ ๐๐ฟ๐ฎ๐ถ๐ป? ๐๐ฒ๐ฟ๐ฒโ๐ ๐ฎ ๐๐ต๐ผ๐๐ด๐ต๐โฆ Those โnothing-to-doโ minutes we all hate might actually be the perfect time to think about the things we usually push off โ the โwhat ifsโ of life. Some exciting. Some uncomfortable. All important. Most of us...
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#499 | For Most Beneficiaries, It's Hurry Up & Wait
Everything Estate Planning
#499 | For Most Beneficiaries, It's Hurry Up & Wait ๐๐ฒ๐ป๐ฒ๐ณ๐ถ๐ฐ๐ถ๐ฎ๐ฟ๐ถ๐ฒ๐ โ ๐๐ฟ๐ฒ ๐๐ผ๐ ๐๐ฎ๐ถ๐๐ถ๐ป๐ด ๐ผ๐ป ๐ฎ๐ป ๐ถ๐ป๐ต๐ฒ๐ฟ๐ถ๐๐ฎ๐ป๐ฐ๐ฒ ๐ฎ๐ป๐ฑ ๐๐ผ๐ป๐ฑ๐ฒ๐ฟ๐ถ๐ป๐ดโฆ โ๐ช๐ต๐ฎ๐ ๐ถ๐ ๐๐ฎ๐ธ๐ถ๐ป๐ด ๐๐ผ ๐น๐ผ๐ป๐ด?โ Before frustration sets in, pause. Thereโs an entire process happening behind the scenes that most people never see, & and it might take longer than you think. In this episode, let's talk a minute about what really...
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#498 | Planning for People Who Love Their Pets
Everything Estate Planning
#498 | Planning for People Who Love Their Pets ๐ฃ๐ฒ๐ ๐ข๐๐ป๐ฒ๐ฟ๐. Listen Up! Have you ever wondered what happens to your furry family members if something happens to you? Most people donโt realize thereโs a ๐๐ถ๐บ๐ฝ๐น๐ฒ, ๐น๐ฒ๐ด๐ฎ๐น๐น๐ ๐ฟ๐ฒ๐ฐ๐ผ๐ด๐ป๐ถ๐๐ฒ๐ฑ ๐๐ฎ๐ ๐๐ผ ๐บ๐ฎ๐ธ๐ฒ ๐๐๐ฟ๐ฒ ๐๐ผ๐๐ฟ ๐ฎ๐ป๐ถ๐บ๐ฎ๐น๐ ๐ฎ๐ฟ๐ฒ ๐ฐ๐ฎ๐ฟ๐ฒ๐ฑ ๐ณ๐ผ๐ฟ the way you wantโฆ and itโs hidden inside a part of your estate plan you might have never considered. In...
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#497 | Wake Up Call for People Who Own Property in Multiple States!
Everything Estate Planning
#497 | Wake Up Call for People Who Own Property in Multiple States! Most people have no idea that owning a second home in another state can create a legal mess their family never sees coming. ZRealEstatePlan.com One property? Fine (if you do it right). Two states? Completely different story. Thereโs a way to prevent your family from being dragged through multiple probates, paperwork nightmares, and ๐ฑ๐ฒ๐น๐ฎ๐๐ that could freeze everything ๐ณ๐ผ๐ฟ ๐บ๐ผ๐ป๐๐ต๐, ๐ผ๐ฟ ๐ฒ๐๐ฒ๐ป ๐๐ฒ๐ฎ๐ฟ๐, ๐ถ๐ป ๐ฒ๐๐ฒ๐ฟ๐ ...
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#496 | Everyone Hates Estate Planning Rubber Neckers
Everything Estate Planning
#496 | Everyone Hates Estate Planning Rubber Neckers ๐๐๐ฒ๐ฟ ๐๐ถ๐ ๐ถ๐ป ๐๐ฟ๐ฎ๐ณ๐ณ๐ถ๐ฐ, ๐ฐ๐ฟ๐ฎ๐๐น ๐ณ๐ผ๐ฟ๐๐ฎ๐ฟ๐ฑ ๐ณ๐ผ๐ฟ ๐บ๐ถ๐น๐ฒ๐โฆ ๐ฎ๐ป๐ฑ ๐ฟ๐ฒ๐ฎ๐น๐ถ๐๐ฒ ๐๐ต๐ฒ ๐๐ต๐ผ๐น๐ฒ ๐๐น๐ผ๐๐ฑ๐ผ๐๐ป ๐๐ฎ๐ ๐ฐ๐ฎ๐๐๐ฒ๐ฑ ๐ฏ๐ ๐ผ๐ป๐ฒ ๐ฟ๐๐ฏ๐ฏ๐ฒ๐ฟ๐ป๐ฒ๐ฐ๐ธ๐ฒ๐ฟ? Turns out, a lot of families end up in the same kind of jam, only the โaccidentโ is a crisis, and the rubbernecking is everyone trying to figure...
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#495 | Is Your Property Protected From YOU?
Everything Estate Planning
#495 | ๐ฃ๐ฟ๐ผ๐ฝ๐ฒ๐ฟ๐๐ ๐ข๐๐ป๐ฒ๐ฟ๐ โ ๐๐ ๐ฌ๐ผ๐๐ฟ ๐๐ผ๐๐๐ฒ ๐ฃ๐ฟ๐ผ๐๐ฒ๐ฐ๐๐ฒ๐ฑ ๐๐ฟ๐ผ๐บ ๐ฌ๐ข๐จ? Most people assume they're coveredโฆ until a liability, disability, or even death proves otherwise. And by then, itโs too late to fix the gaps. In this episode, Val Zammitti breaks down why owning real estate comes with a personal hidden risks many never consider, and what smart property owners do differently. No scare tactics. No sales pitch. Just the critical insight that could protect the property...
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#494 | You Can Learn From My Big Planning Mistake!
Everything Estate Planning
#494 | You Can Learn From MY Big Planning Mistake! ๐๐๐๐ฒ๐ฟ ๐ต๐ฎ๐ฑ ๐ผ๐ป๐ฒ ๐๐บ๐ฎ๐น๐น ๐ผ๐๐ฒ๐ฟ๐๐ถ๐ด๐ต๐ ๐ณ๐น๐ถ๐ฝ ๐๐ผ๐๐ฟ ๐ฒ๐ป๐๐ถ๐ฟ๐ฒ ๐ฑ๐ฎ๐ ๐๐ฝ๐๐ถ๐ฑ๐ฒ ๐ฑ๐ผ๐๐ป? Most of us have lived that scramble, whether itโs a last-minute dash for a forgotten concert outfit or a crisis that hits without warning. But hereโs the truth we rarely say out loud: ๐๐ ๐ฌ๐ ๐๐ค๐ฃโ๐ฉ ๐ฅ๐ก๐๐ฃ ๐๐ค๐ง ๐ฉ๐๐ ๐๐๐ ...
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#493 | When They Can't Live Alone, Who Knows What to Do?
Everything Estate Planning
#493 | When They Can't Live Alone, Who Knows What to Do? ๐๐ผ๐ป'๐ ๐๐ฒ ๐๐ถ๐ธ๐ฒ ๐ ๐ฒ...Talk to your parents now about what happens when they canโt live independently anymore. Most families avoid this conversationโฆ until life forces it on them. And by then, emotions are high, decisions are rushed, and everyone is overwhelmed. In this short episode, Iโm sharing the real reminder we all need: the moment โitโ happens is not the time to start planning. If your parents or grandparents suddenly need help, does your family know what to do? Who decides what? Does...
info_outline#479 | How to Pay for Long Term Care Without Losing Everything
๐๐ฎ๐ป ๐ฌ๐ผ๐ ๐๐ณ๐ณ๐ผ๐ฟ๐ฑ $๐ญ๐ฑ,๐ฌ๐ฌ๐ฌ ๐๐๐ฒ๐ฟ๐ ๐ ๐ผ๐ป๐๐ต?
Here's the reality: 7 out of 10 people turning 65 today will need long-term care. The question isn't ๐๐ you'll need it, it's whether you'll have a plan that protects everything you've built.
Most families face this unprepared. The average cost of care can drain decades of savings in just a few years. Your home, your retirement, your children's inheritance โ all at risk.
But here's what the prepared families know: There are proven strategies to protect your assets while ensuring quality care. Legal tools that work within the system, not against it.
The key? Planning before the crisis hits. โฐ
Once you're in emergency mode, your options shrink dramatically. The families who weather these storms are the ones who had conversations early and took action while they still had choices.
This isn't about being pessimistic โ it's about being realistic. Every family will face this challenge. The question is whether you'll face it with a plan or without one. ๐ก๏ธ
Don't leave your family's financial future to chance. The time to prepare is now, while you still have control over the outcome. ๐ช
#EstatePlanning #LongTermCare #AssetProtection #RetirementPlanning #ElderLaw #PeaceOfMindPlanning #AgingWell #MedicaidPlanning #SeniorCare #SmartAging #ZammittiLaw #EverythingEstatePlanning
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If you want to talk more about anything estate planning, elder law or probate related:
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We provide PEACE OF MIND to families through estate planning, elder law and probate matters.
Our firm rests on three core pillars:
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Family protection
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Simplicity and efficiency for our clients
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Minimizing taxes and spend down of your hard-earned assets
If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal โ to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!
Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.
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This podcast is intended for educational purposes only and does not create an attorney-client relationship.
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