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#491 | Every Child Deserves This Protection

Everything Estate Planning

Release Date: 12/02/2025

#502 | Why #502 | Why "The Customer is Always Right" Doesn't Work in Estate Planning

Everything Estate Planning

#502 | Why "The Customer is Always Right" Doesn't Work in Estate Planning ๐—ค๐˜‚๐—ถ๐—ฐ๐—ธ ๐—ฟ๐—ฒ๐—ฎ๐—น๐—ถ๐˜๐˜† ๐—ฐ๐—ต๐—ฒ๐—ฐ๐—ธ: Walking into an estate planning conversation already convinced you know exactly what you need can quietly work against you.   Many people call an attorney asking for โ€œjust a willโ€ or one specific document, without realizing how easily that choice can leave real gaps in protection. We're talking real lifetime risks. Incapacity. Family consequences no one intended.   In this short episode, I share a real conversation that shows why the...

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#501 | This Will be the Hardest Thing for Them and You show art #501 | This Will be the Hardest Thing for Them and You

Everything Estate Planning

#501 | This Will be the Hardest Thing for Them and You Most families never talk about what happens when independence is no longer an option, until theyโ€™re forced to. And by then, the choices feel rushed, emotional, and overwhelming. This episode breaks down one of the most overlooked parts of estate planning: where youโ€™ll live and who will actually care for you when life changes. Staying home sounds simple. Relying on family sounds noble. But the reality is far more complex, and the consequences can reshape relationships forever. ๐—œ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—น๐—ผ๐˜ƒ๐—ฒ ๐˜†๐—ผ๐˜‚๐—ฟ...

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#500 | What Busy People Do When Life Gifts Them Time show art #500 | What Busy People Do When Life Gifts Them Time

Everything Estate Planning

IT'S OUR 500TH EPISODE!! Thank you for listening, liking, subscribing and sharing. We couldn't do this without you. #500 | What Busy People Do When Life Gifts Them Time ๐Ÿšจ ๐—ฆ๐˜๐˜‚๐—ฐ๐—ธ ๐—ถ๐—ป ๐˜๐—ฟ๐—ฎ๐—ณ๐—ณ๐—ถ๐—ฐ? ๐—ฆ๐—ถ๐˜๐˜๐—ถ๐—ป๐—ด ๐—ผ๐—ป ๐—ฎ ๐˜๐—ฟ๐—ฎ๐—ถ๐—ป? ๐—›๐—ฒ๐—ฟ๐—ฒโ€™๐˜€ ๐—ฎ ๐˜๐—ต๐—ผ๐˜‚๐—ด๐—ต๐˜โ€ฆ Those โ€œnothing-to-doโ€ minutes we all hate might actually be the perfect time to think about the things we usually push off โ€” the โ€œwhat ifsโ€ of life. Some exciting. Some uncomfortable. All important. Most of us...

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#499 | For Most Beneficiaries, It's Hurry Up & Wait show art #499 | For Most Beneficiaries, It's Hurry Up & Wait

Everything Estate Planning

#499 | For Most Beneficiaries, It's Hurry Up & Wait ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐—ฐ๐—ถ๐—ฎ๐—ฟ๐—ถ๐—ฒ๐˜€ โ€” ๐—”๐—ฟ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐˜„๐—ฎ๐—ถ๐˜๐—ถ๐—ป๐—ด ๐—ผ๐—ป ๐—ฎ๐—ป ๐—ถ๐—ป๐—ต๐—ฒ๐—ฟ๐—ถ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐˜„๐—ผ๐—ป๐—ฑ๐—ฒ๐—ฟ๐—ถ๐—ป๐—ดโ€ฆ โ€œ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐˜๐—ฎ๐—ธ๐—ถ๐—ป๐—ด ๐˜€๐—ผ ๐—น๐—ผ๐—ป๐—ด?โ€ Before frustration sets in, pause. Thereโ€™s an entire process happening behind the scenes that most people never see, & and it might take longer than you think. In this episode, let's talk a minute about what really...

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#498 | Planning for People Who Love Their Pets show art #498 | Planning for People Who Love Their Pets

Everything Estate Planning

#498 | Planning for People Who Love Their Pets ๐—ฃ๐—ฒ๐˜ ๐—ข๐˜„๐—ป๐—ฒ๐—ฟ๐˜€. Listen Up! Have you ever wondered what happens to your furry family members if something happens to you? Most people donโ€™t realize thereโ€™s a ๐˜€๐—ถ๐—บ๐—ฝ๐—น๐—ฒ, ๐—น๐—ฒ๐—ด๐—ฎ๐—น๐—น๐˜† ๐—ฟ๐—ฒ๐—ฐ๐—ผ๐—ด๐—ป๐—ถ๐˜‡๐—ฒ๐—ฑ ๐˜„๐—ฎ๐˜† ๐˜๐—ผ ๐—บ๐—ฎ๐—ธ๐—ฒ ๐˜€๐˜‚๐—ฟ๐—ฒ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฎ๐—ป๐—ถ๐—บ๐—ฎ๐—น๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐—ฐ๐—ฎ๐—ฟ๐—ฒ๐—ฑ ๐—ณ๐—ผ๐—ฟ the way you wantโ€ฆ and itโ€™s hidden inside a part of your estate plan you might have never considered. In...

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#497 | Wake Up Call for People Who Own Property in Multiple States! show art #497 | Wake Up Call for People Who Own Property in Multiple States!

Everything Estate Planning

#497 | Wake Up Call for People Who Own Property in Multiple States! Most people have no idea that owning a second home in another state can create a legal mess their family never sees coming. ZRealEstatePlan.com One property? Fine (if you do it right). Two states? Completely different story. Thereโ€™s a way to prevent your family from being dragged through multiple probates, paperwork nightmares, and ๐—ฑ๐—ฒ๐—น๐—ฎ๐˜†๐˜€ that could freeze everything ๐—ณ๐—ผ๐—ฟ ๐—บ๐—ผ๐—ป๐˜๐—ต๐˜€, ๐—ผ๐—ฟ ๐—ฒ๐˜ƒ๐—ฒ๐—ป ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€, ๐—ถ๐—ป ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ...

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#496 | Everyone Hates Estate Planning Rubber Neckers show art #496 | Everyone Hates Estate Planning Rubber Neckers

Everything Estate Planning

#496 | Everyone Hates Estate Planning Rubber Neckers ๐—˜๐˜ƒ๐—ฒ๐—ฟ ๐˜€๐—ถ๐˜ ๐—ถ๐—ป ๐˜๐—ฟ๐—ฎ๐—ณ๐—ณ๐—ถ๐—ฐ, ๐—ฐ๐—ฟ๐—ฎ๐˜„๐—น ๐—ณ๐—ผ๐—ฟ๐˜„๐—ฎ๐—ฟ๐—ฑ ๐—ณ๐—ผ๐—ฟ ๐—บ๐—ถ๐—น๐—ฒ๐˜€โ€ฆ ๐—ฎ๐—ป๐—ฑ ๐—ฟ๐—ฒ๐—ฎ๐—น๐—ถ๐˜‡๐—ฒ ๐˜๐—ต๐—ฒ ๐˜„๐—ต๐—ผ๐—น๐—ฒ ๐˜€๐—น๐—ผ๐˜„๐—ฑ๐—ผ๐˜„๐—ป ๐˜„๐—ฎ๐˜€ ๐—ฐ๐—ฎ๐˜‚๐˜€๐—ฒ๐—ฑ ๐—ฏ๐˜† ๐—ผ๐—ป๐—ฒ ๐—ฟ๐˜‚๐—ฏ๐—ฏ๐—ฒ๐—ฟ๐—ป๐—ฒ๐—ฐ๐—ธ๐—ฒ๐—ฟ? Turns out, a lot of families end up in the same kind of jam, only the โ€œaccidentโ€ is a crisis, and the rubbernecking is everyone trying to figure...

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#495 | Is Your Property Protected From YOU? show art #495 | Is Your Property Protected From YOU?

Everything Estate Planning

#495 | ๐—ฃ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—ข๐˜„๐—ป๐—ฒ๐—ฟ๐˜€ โ€” ๐—œ๐˜€ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐˜‚๐˜€๐—ฒ ๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ฒ๐—ฑ ๐—™๐—ฟ๐—ผ๐—บ ๐—ฌ๐—ข๐—จ? Most people assume they're coveredโ€ฆ until a liability, disability, or even death proves otherwise. And by then, itโ€™s too late to fix the gaps. In this episode, Val Zammitti breaks down why owning real estate comes with a personal hidden risks many never consider, and what smart property owners do differently. No scare tactics. No sales pitch. Just the critical insight that could protect the property...

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#494 | You Can Learn From My Big Planning Mistake! show art #494 | You Can Learn From My Big Planning Mistake!

Everything Estate Planning

#494 | You Can Learn From MY Big Planning Mistake! ๐Ÿ™ƒ๐—˜๐˜ƒ๐—ฒ๐—ฟ ๐—ต๐—ฎ๐—ฑ ๐—ผ๐—ป๐—ฒ ๐˜€๐—บ๐—ฎ๐—น๐—น ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐˜€๐—ถ๐—ด๐—ต๐˜ ๐—ณ๐—น๐—ถ๐—ฝ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฒ๐—ป๐˜๐—ถ๐—ฟ๐—ฒ ๐—ฑ๐—ฎ๐˜† ๐˜‚๐—ฝ๐˜€๐—ถ๐—ฑ๐—ฒ ๐—ฑ๐—ผ๐˜„๐—ป? Most of us have lived that scramble, whether itโ€™s a last-minute dash for a forgotten concert outfit or a crisis that hits without warning. But hereโ€™s the truth we rarely say out loud: ๐™„๐™› ๐™ฌ๐™š ๐™™๐™ค๐™ฃโ€™๐™ฉ ๐™ฅ๐™ก๐™–๐™ฃ ๐™›๐™ค๐™ง ๐™ฉ๐™๐™š ๐™—๐™ž๐™œ ...

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#493 | When They Can't Live Alone, Who Knows What to Do? show art #493 | When They Can't Live Alone, Who Knows What to Do?

Everything Estate Planning

#493 | When They Can't Live Alone, Who Knows What to Do? ๐——๐—ผ๐—ป'๐˜ ๐—•๐—ฒ ๐—Ÿ๐—ถ๐—ธ๐—ฒ ๐— ๐—ฒ...Talk to your parents now about what happens when they canโ€™t live independently anymore. Most families avoid this conversationโ€ฆ until life forces it on them. And by then, emotions are high, decisions are rushed, and everyone is overwhelmed. In this short episode, Iโ€™m sharing the real reminder we all need: the moment โ€œitโ€ happens is not the time to start planning. If your parents or grandparents suddenly need help, does your family know what to do? Who decides what? Does...

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#491 | Every Child Deserves This Protection

๐—ฃ๐—ฎ๐—ฟ๐—ฒ๐—ป๐˜๐˜€, ๐—น๐—ฒ๐˜'๐˜€ ๐—ฏ๐—ฒ ๐—ต๐—ผ๐—ป๐—ฒ๐˜€๐˜ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐˜€๐—ผ๐—บ๐—ฒ๐˜๐—ต๐—ถ๐—ป๐—ด ๐˜‚๐—ป๐—ฐ๐—ผ๐—บ๐—ณ๐—ผ๐—ฟ๐˜๐—ฎ๐—ฏ๐—น๐—ฒ.
 
You'd do ๐˜ข๐˜ฏ๐˜บ๐˜ต๐˜ฉ๐˜ช๐˜ฏ๐˜จ to protect your kids. You buckle them in car seats, teach them to look both ways before crossing the street, and lose sleep when they're sick. But if something happened to YOU tomorrow, who has the legal authority to care for them then?
 
Most parents never tackle estate planning. Not because they don't care, but because life is chaotic, kids are expensive, and frankly, thinking about worst-case scenarios feels overwhelming.
 
Here's the harsh reality: Every day you go without these essential documents is a day your kids are vulnerable. Which is exactly why Valerie Zammitti created ๐—ฌ๐—œ๐—ฃ๐—ฃ๐—˜๐—˜โ„ข (Youth Incentive Program Planning Estates Early).
 
โœ… Attorney-guided (not DIY)
โœ… Just $250 per parent
โœ… 100% satisfaction guaranteed
๐—ก๐—ผ ๐˜€๐˜๐—ฟ๐—ฒ๐˜€๐˜€. ๐—ก๐—ผ ๐—ฐ๐—ผ๐—ป๐—ณ๐˜‚๐˜€๐—ถ๐—ผ๐—ป. ๐—ก๐—ผ ๐—ฒ๐˜…๐—ฐ๐˜‚๐˜€๐—ฒ๐˜€.
 
Open to ALL parents in NY & NJ. Twice a year. Limited to 40 parents per event. So register now.
๐—ง๐—ต๐—ถ๐˜€ ๐—ถ๐˜€ ๐˜๐—ต๐—ฒ ๐˜€๐—ฎ๐—ณ๐—ฒ๐˜๐˜† ๐—ป๐—ฒ๐˜ ๐˜†๐—ผ๐˜‚ ๐—ฝ๐—ฟ๐—ฎ๐˜† ๐˜†๐—ผ๐˜‚'๐—น๐—น ๐—ป๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐—ฏ๐˜‚๐˜ ๐—ฎ๐—ฏ๐˜€๐—ผ๐—น๐˜‚๐˜๐—ฒ๐—น๐˜† ๐—ฐ๐—ฎ๐—ป๐—ป๐—ผ๐˜ ๐—น๐—ถ๐˜ƒ๐—ฒ ๐˜„๐—ถ๐˜๐—ต๐—ผ๐˜‚๐˜.
 
This isn't about planning for the worst; it's about responsible parenting to protect what matters most.
๐Ÿ‘‰ Listen now to learn how simple it is to take this small step that protects your kids for life.
 
The parents who love their kids most? They handle this responsibility. Period.
 
#YIPPEE #ParentsOfMinors #GuardianshipMatters #EstatePlanningForParents #ProtectYourKids #PeaceOfMindParenting #NYParents #NJParents #ZammittiLaw #AffordableEstatePlanning

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If you want to talk more about anything estate planning, elder law or probate related: 

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We provide PEACE OF MIND to families through estate planning, elder law and probate matters. 

Our firm rests on three core pillars: 

  1. Family protection 

  1. Simplicity and efficiency for our clients 

  1. Minimizing taxes and spend down of your hard-earned assets 

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal โ€“ to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!   

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics. 

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This podcast is intended for educational purposes only and does not create an attorney-client relationship. 

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