Banking Secrets Uncovered: Staying Safe with FDIC Insurance & Insider Story from the 2008 Crisis
Release Date: 05/09/2023
How to Calculate Needs in Retirement for Couples and 5 Key Savings Strategies
Ready To Retire!
Today we dive into the crucial topic of retirement planning for married couples. With the challenge of harmonizing two different perspectives on retirement, this episode offers valuable strategies to increase savings and ensure a comfortable retirement… Click here to Download Your FREE “3 Steps” Workbook: What’s included: 3 Steps to Planning an EPIC Retirement Step 1: How will You Spend Your Time? Step 2: Identify Your Income & Expenses Step 3: Putting it all Together Start YOUR FREE Financial Plan Today: Now available – FREE ACCESS – to a...
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Tax-Free or Tax-Deferred? Roth vs. Traditional IRA, Which is Better? | Ep 28
Ready To Retire!
Start YOUR FREE Financial Plan Today: Now available – FREE ACCESS – to a Financial Planning Tool: Click here: Subscribe to our YouTube Channel to be informed when we release new episodes! Connect with Danette Lowe, CFP® Traditional IRA vs. Roth IRA – Which one is better? In this episode, Danette explores the decision between investing in a Traditional IRA, which offers immediate tax deductions but taxes gains upon withdrawal, and a Roth IRA, which doesn't provide tax deductions on contributions, but offers tax-free gains. She discusses the pros and cons of each...
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Ways to Reduce the Financial Stress of 5 Major Life Transitions
Ready To Retire!
In this episode, we explore practical strategies to alleviate the financial strain that often accompanies five major life transitions: Relocating to new places, Navigating career or job changes, Managing finances through relationship shifts, Coping with unexpected health events, and Finding stability during times of loss or grief. Tune in to discover expert insights and actionable tips for achieving financial peace of mind during these pivotal moments in life. Start YOUR FREE Financial Plan Today: Now available – FREE ACCESS – to a Financial Planning Tool: Click here: ...
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10 Simple Tactics to Grow Your WEALTH in Your Free Time
Ready To Retire!
Don't miss out on these easy steps that can make a big difference in your financial journey. Uncover practical strategies, in our 1 YEAR Anniversary Episode, that can boost your wealth while fitting into your busy schedule. The episode explores hidden wealth-building gems to help you achieve prosperity. Start YOUR FREE Financial Plan Today: Now available – FREE ACCESS – to a Financial Planning Tool: Click here: Check out our YouTube Channel – Please SUBSCRIBE! Get YOUR FREE Risk Tolerance Number: Click here to Request YOUR Free Risk Tolerance Number –...
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Reducing Investment Risks: Inflation, Interest Rates, Overspending & 8 Retirement Protection Strategies
Ready To Retire!
Risk Tolerance Number: Click here to Request YOUR Free Risk Tolerance Number – this quick survey will provide you with an objective look at your risk tolerance. Click here to Download Your FREE “3 Steps” Workbook: What’s included: 3 Steps to Planning an EPIC Retirement Step 1: How will You Spend Your Time? Step 2: Identify Your Income & Expenses Step 3: Putting it all Together Episode 25: In this exciting episode, we'll be delving deep into the risks of long-term investing and equipping you with eight powerful strategies to...
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Before You Cash In: 6 Essential Tips to Maximize Your Social Security Benefits
Ready To Retire!
Click here to Download Your FREE “3 Steps” Workbook: What’s included: 3 Steps to Planning an EPIC Retirement Step 1: How will You Spend Your Time? Step 2: Identify Your Income & Expenses Step 3: Putting it all Together Episode 24: In this episode of the Ready to Retire! podcast, host Danette Lowe CFP®, shares crucial tips to maximize your Social Security benefits and ensure a financially secure retirement. Many Americans make common mistakes by starting to claim Social Security without a strategy, potentially leaving thousands of dollars...
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Primary Beneficiary vs. Contingent: An Easy Financial Planning Checkup to Protect Your Family
Ready To Retire!
Click here to Download Your FREE “3 Steps” Workbook: What’s included: 3 Steps to Planning an EPIC Retirement Step 1: How will You Spend Your Time? Step 2: Identify Your Income & Expenses Step 3: Putting it all Together Episode 23: Primary Beneficiary vs. Contingent: An Easy Financial Planning Checkup to Protect Your Family In this episode, I discuss the often overlooked but crucial aspect of financial planning – conducting a beneficiary checkup. Many people neglect to review and update their beneficiaries listed on various accounts,...
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Inflation and Your Retirement Plan – How to Cope with Rising Costs and Keep Your Savings Safe
Ready To Retire!
Discover expert strategies for protecting your retirement plan in times of high inflation, including tips for diversifying your portfolio and building a solid financial plan… Get your free guide here: Download your free workbook: 3 Steps to Planning an EPIC Retirement Step 1: How will You Spend Your Time? Step 2: Identify Your Income & Expenses Step 3: Putting it all Together Episode 22: Inflation and Your Retirement Plan – How to Cope with Rising Costs and Keep Your Savings Safe Learn all about inflation, what it is, what's causing the current...
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Banking Secrets Uncovered: Staying Safe with FDIC Insurance & Insider Story from the 2008 Crisis
Ready To Retire!
Empower your financial journey by understanding FDIC insurance, protecting your assets, and learning from the past… Get your free guide here: Download your free workbook: 3 Steps to Planning an EPIC Retirement Step 1: Plan Your Sources of Income Step 2: Identify Your Expenses Step 3: Putting it all Together FDIC Insurance Coverage Calculator: The FDIC provides an online tool called the Electronic Deposit Insurance Estimator (EDIE). This calculator helps you determine if your deposits at an FDIC-insured bank are within the coverage limits. You can...
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Retire with Confidence: 9 Mistakes to Avoid in Your Financial Planning
Ready To Retire!
Retiring soon? We discuss the 9 most common Financial Planning mistakes and How to AVOID them. Plus, bonus advice on choosing an advisor… Get your free guide here: Download your free workbook: 3 Steps to Planning an EPIC Retirement Step 1: Plan Your Sources of Income Step 2: Identify Your Expenses Step 3: Putting it all Together Ready to Retire! Podcast: Episode 20: If you're feeling overwhelmed about planning for retirement, this episode is for you. Danette shares 9 common mistakes that people make when planning for retirement and...
info_outlineEmpower your financial journey by understanding FDIC insurance, protecting your assets, and learning from the past…
Get your free guide here: https://trunorthwealth.activehosted.com/f/3
Download your free workbook: 3 Steps to Planning an EPIC Retirement
Step 1: Plan Your Sources of Income
Step 2: Identify Your Expenses
Step 3: Putting it all Together
FDIC Insurance Coverage Calculator:
The FDIC provides an online tool called the Electronic Deposit Insurance Estimator (EDIE). This calculator helps you determine if your deposits at an FDIC-insured bank are within the coverage limits. You can access the EDIE calculator on the FDIC website at the following link:
https://edie.fdic.gov/
Ready to Retire! Podcast: Episode 21:
FDIC Insurance Explained
In this episode, we dive into the details of FDIC insurance, including its history, purpose, and coverage limits, to help you better understand how it works and how you're protected.
Protecting Yourself & Trusts
We discuss the importance of keeping your accounts under FDIC insurance limits, staying protected in the case of a bank failure, and the potential risks of “un-funding” your family trust.
Credit Unions & Investment Products
Learn about the coverage provided by the NCUA for credit unions, as well as the lack of FDIC insurance for financial products like mutual funds, stocks, and bonds, and the role of SIPC insurance.
Strategies for High Balances
Explore the options for managing accounts that exceed FDIC limits, such as splitting funds between multiple banks or working with a financial advisor to purchase CDs from different institutions.
Insider Story from 2008 Crisis
Get a firsthand account from John Mack, former CEO of Morgan Stanley, about the government bailout during the 2008 financial crisis and the impact it had on the banking system.
About Us:
Danette Lowe, CFP®
Founder – Wealth Advisor
TruNorth Wealth Management, LLC
123 W. Nye Lane, Suite 520, Carson City, NV 89706
Learn More @: https://www.trunorthwealth.com/
This podcast is for informational purposes only. The situations used herein do not constitute a recommendation as to the suitability of any investment for any person or persons having circumstances similar to those portrayed, and a financial advisor should be consulted for your specific situation. Neither Commonwealth Financial Network nor your representative provides tax advice.