#30 - The Right Decision Can Feel Prickly with Libby Kyros Part 2
All Ships Rising
:15 Intro to Libby Kyros who is a loan officer with Guaranteed Rate, her line of work, and tips for non W2 workers 2:07 Types of clients she works with and the process of helping them through the loan process 2:51 If the client needs guidance through the process financial goals are discussed 3:35 Her company offers a concierge refinance team 5:49 Being comfortable in your current mortgage payment is a priority 6:38 It’s an incredible opportunity to be able to invest in real estate right now 8:00 Being denied the opportunity to refinance and the complex feelings around that...
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#29 - What the Feds Is with Libby Kyros Part 1
All Ships Rising
Subject Points: :42 - Intro to Libby Kyros and her knowledge of interest rates 2:20 - Why are interest rates doing what they are doing? 3:30 - What is the federal funds rate? 6:45 - How mortgage rates are determined 7:50 - When is it best for investors to take a step back? 9:02 - When the stock market isn’t great no one tells you not to put money in your 401 K 9:55 - If rates go down, not only will you have a better payment, property value goes up too 12:12 - Investing advisors will say, invest x amount every month, regardless of the market 12:58 - Benefits of owning...
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#28 - Taking Refuge
All Ships Rising
Subject Points: :37 Introduction 1:30 Handling things head-on has been major growth 2:07 Taking inventory of loving people around you when things are tough 4:14 I hope this lifts your spirit 4:54 “Taking refuge” 6:45 Wrapping up Resources Mentioned: High Yield Savings account:
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#27 – Why Do I Need a Will?
All Ships Rising
Subject Points: :22 Intro 1:00 Creating a will makes it easier for your family members when you pass 1:40 If you don’t have a will it goes to probate 2:20 A will can take up to 10 minutes, legal zoom exists to help with this process. 2:25 People who bought a house 20 years ago, saw a huge increase in value 4:05 A trust can pass on a property that has gained value over time 5:30 A will is the cheapest way to give some insight into your finances to your heirs 7:04 A living trust makes the transfer much easier and requires less taxes to be paid 8:01 A living trust can also...
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#26 - Betting on Yourself
All Ships Rising
Subject Points: :21 - Intro 1:40 - Talking about manifestation in Istanbul 2:47 - Receiving the advice of waiting for what shows up 3:16 - Success that came with making a major decision 4:19 - Seeing the results of mental focus and committing to a vision 5:00 - The how to move forward when you are not good at making a decision 5:36 - Borrowing a friend’s method of a manifesting journaling 6:36 - Being told others would bet on me, if I bet on myself 7:38 - Having gratitude for the friends who are further along than you 8:41 - Ladies & femmes we got to start betting on ourselves 8:47 -...
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#25 - Establishing Mental Boundaries
All Ships Rising
Subject Points: :19 - Intro :56 - Empathic types can feel so many emotions beyond themselves 2:11 - As a child having a hard time figuring out which feelings were my own 3:39 - Realizing I was interpreting my dance teacher’s nervous energy as mine 4:27 - Mentally imagining a space between self and others 5:10 - Realizing that most of the intense feelings weren’t mine and I needed to create mental bubble 6:36 - Having a discussion with my neighbor and realizing the emotions can pass quickly after being aware of them 8:28 - I am my most agitated when I realize I have violated my own...
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#24 - Gratitude vs. Doubt & Indecision
All Ships Rising
Subject Points: :26- 1:15 - Intro 1:45 - Trying to piece together the path forward 2:22 - Most people feel behind these days 4:03 - Mentally inhabiting a space keeps you stuck 5:02 - Indecision is the killer of abundance 7:20 - Feeling healthy in my body took priority 8:40 - There is a lot of pressure on wealth-building in society 9:28 - The feeling of guilt exists when we do things for our good 11:11 - I could nitpick my history, but it all worked out 14:11: The decision to buy a house is a big decision 14:47 : Wrap up Resources: High Yield Savings...
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#23 - Being a Great Landlord with Kaili Moore Part 2
All Ships Rising
Subject Points: 3:00 - What red flags should I walk away from? 4:00 - There’s a solution to everything! (But you might not want to pay it) 5:30 – How can you tell a property can make money? Looking at the most conservative situation in terms of rental income. 7:00 – Prioritizing what will optimize the efficiency of the building “Is someone going to pay you more rent for that?” – Good question to be asking yourself 9:15 – being strategic about turnovers and renos during the turnover time qq:30 – Renovating, doing it right. Balance of affordability and durability....
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#22 - Social Worker to Landlord with Kaili Moore Part 1
All Ships Rising
Subject Points: 1:-3:00 Intro to Kaili and NAR comments 4:30: Starting out – finding a more permanent place to live. Ended up with a 4 unit 6:30: Renovated one of the units, moved in, saved on rent and spent on renovating more units 8:00: Buying one property a year. Putting larger mortgage on several properties when rates were low, and pulling out equity to buy 2 more buildings. 9:45: LLCs vs Trusts. Commercial rates are adjustable. 10:30: Always sought financial council from trusted advisors about each large step. 11:30: How do I buy a second property if I own one property? How do I expand...
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#21 - Should I Buy with My Boyfriend?
All Ships Rising
Subject Points: :38 - Intro. 2:23 - Should I Buy with my Boyfriend? 2:36 - Reasons to partner with someone to buy. 3:15 - Legal ramifications of buying with someone. 5:25 - Always seek legal counsel. 7:02 - Your home is potentially one of the most expensive purchases you will make. 9:02 - Savings to consider in addition to the downpayment. 12:49 - A condo as a first property. 13:30 - HOAs 19:00 - Wrap Up Resources Mentioned: Vanguard or Fidelity Roth IRA account https://www.wealthfront.com/c/affiliates/invited/AFFB-J75A-34KN-PW9Z
info_outlineTiming Points:
0-2:00: Intro
2:30: Francesca’s background and relationship to money
5:45: Love Coach – taking unusual paths to create a job you love!
6:45: First step in manifesting is declaring or claiming what it is that you want
8:45: Miracles happen when you lean in and say “Yes!”
12:15: The work is to stay true to yourself
13:00: “Ah ha” moments are addictive
15:00: Old beliefs and how they can continue to affect you
17:45: Climbing Everest takes a series of steps, and identifying the next step along the way will eventually lead to the top
20:00: Recap and closing
Resources Mentioned: