loader from loading.io

What is a High-Risk Merchant Account?

High Risk Merchant Accounts 101

Release Date: 05/21/2025

Some businesses get flagged as “high-risk”—but what does that actually mean? Discover the factors that determine this label and how it impacts your ability to accept credit card payments. Whether you're in firearms, supplements, or travel, understanding this classification is key to getting approved and staying compliant.