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Sustainable FIlosophy with Mr. Money Mustache | Pete Adeney | 073

Catching Up to FI: Financial Independence for Late Starters

Release Date: 05/05/2024

Vote Your Money: Values Aligned Investing | Janine Firpo | 139 show art Vote Your Money: Values Aligned Investing | Janine Firpo | 139

Catching Up to FI: Financial Independence for Late Starters

Today on the show we welcome Janine Firpo, an accomplished speaker, author, and social entrepreneur, dedicated to empowering women through values-aligned investing. She has a relentless drive to make a difference and poured it all into her book, 'Activate Your Money: Invest to Grow Your Wealth and Build a Better World'. In this episode, you will learn: How Janine transitioned from a lucrative career in big tech to impact investing The importance of aligning financial goals with social values How to integrate ethical considerations into your investment portfolio Practical steps you can take to...

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Catching Up to FI in Uncertain Times | Bill & Jackie | 138 show art Catching Up to FI in Uncertain Times | Bill & Jackie | 138

Catching Up to FI: Financial Independence for Late Starters

In this episode, Bill & Jackie joined Doc G (Jordan Grumet) on the 'Earn & Invest Podcast' to talk about what it feels like to be a late starter in these uncertain times. Questions about a recession are looming and it's scary, especially for those just waking up and trying to catch up. They discuss the ups and downs and how late starters can still stay on track.   πŸ”— β˜• Like what you hear on Catching Up to FI? Support the show at   πŸŽ™οΈWe love hearing from you! Record a Voice Message with your feedback or question   ===  DEALS AND DISCOUNTS FROM OUR TRUSTED...

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International Educator, Bali FIRE | Amy Minkley | 137 show art International Educator, Bali FIRE | Amy Minkley | 137

Catching Up to FI: Financial Independence for Late Starters

Amy Minkley is the founder of FI Freedom Retreats, a passion project that was born out of her love and gratitude for the F.I.R.E. (Financial Independence, Retire Early) movement and community. In this episode, she shares her journey to achieving financial independence (FI) while living in Bali, Indonesia. Amy gives us a glimpse into her lavish yet affordable lifestyle, spending only $30k a year. She details her frugal upbringing, early teaching career in Japan, and subsequent well-paid international teaching positions that allowed her to save aggressively. The episode also highlights Amy's...

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Our Team is Growing: Welcome Patrick! | Patrick McDonnal | 136 show art Our Team is Growing: Welcome Patrick! | Patrick McDonnal | 136

Catching Up to FI: Financial Independence for Late Starters

We're excited to introduce you to our newest 'Catching Up to FI' team member, Patrick McDonnal. In this episode, you'll get to hear some of his money story and how he'll be helping with the show. Patrick discusses his career transition from engineering to financial planning and openly shares how the early financial education he got from his grandfather helped shape his journey. We're also celebrating with Patrick because he just sat for the very challenging, CFP Exam in March and got a preliminary 'Pass'. He is now well on his way to earning his Certified Financial Planner credential.   ...

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How to Bake a Cake:  An Asset Allocation Mashup | Rick Ferri & Paul Merriman | 134 show art How to Bake a Cake: An Asset Allocation Mashup | Rick Ferri & Paul Merriman | 134

Catching Up to FI: Financial Independence for Late Starters

Joining us on this episode is not just one, but TWO titans in the investing and financial literacy space, Rick Ferri and Paul Merriman. These two great minds go head-to-head on topics like asset allocation, and the risks/rewards of small cap value funds vs. total stock market funds. Through this high energy debate, they also provide expert insights into the various stages of your investing journey. Rick and Paul both share how they empower investors through their platforms and continue their relentless mission of spreading financial education.   πŸ”— β˜• Like what you hear on...

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Bonus Episode: The Market is Crashing, Now What? | Bill & Jackie | 135 show art Bonus Episode: The Market is Crashing, Now What? | Bill & Jackie | 135

Catching Up to FI: Financial Independence for Late Starters

πŸ“ˆ Between April 3rd and 4th, the stock market dropped 10% and the S&P 500 is down nearly 15% so far this year. That's huge in such a short period of time and downright frightening! So, what do you do? Start by listening to this episode where Bill and Jackie take a deep breath, and discuss the impact of these recent market declines. There is a natural human reaction of fear, but they share tips on tempering those emotions and remaining levelheaded during volatile times. They also talk through the importance of understanding stock market history and cover practical strategies like...

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Cashing in on 72(t): The Goldmine of Early Retirement Rules (Part2) | Bill Stecker | 133 show art Cashing in on 72(t): The Goldmine of Early Retirement Rules (Part2) | Bill Stecker | 133

Catching Up to FI: Financial Independence for Late Starters

One of the most frequent questions we get about retiring early is: 'How do I get money out of my retirement accounts before age 59.5, without paying the 10% penalty'? This episode answers that question and more with CPA and 72(t) expert, Bill Stecker. Bill is the founder of The Marble Group which specializes in federal income taxes and early retirement distributions. He's also the brilliant mind behind the website '72tcalc', hands down the most comprehensive resource we've found specifically focusing on 72(t)s. Cohost Jackie knows because she set up her own substantially equal periodic...

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Financial Literacy and Mastering the Million Dollar Decisions | Paul Merriman | 132 show art Financial Literacy and Mastering the Million Dollar Decisions | Paul Merriman | 132

Catching Up to FI: Financial Independence for Late Starters

April is Financial Literacy Month, and to help us celebrate we brought in a returning guest, Paul Merriman. Paul has been on the show before to discuss investment portfolios, but today he talks with us about some extraordinary strides he's making as a financial literacy advocate through his nonprofit, The Merriman Financial Education Foundation. We also share some of our favorite financial literacy resources.   πŸ”— β˜• Like what you hear on Catching Up to FI? Support the show at   πŸŽ™οΈWe love hearing from you! Record a Voice Message with your feedback or question  ...

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72(t) Expert Tells All: No More Secrets About Early Withdrawals (Part 1) | Bill Stecker | 131 show art 72(t) Expert Tells All: No More Secrets About Early Withdrawals (Part 1) | Bill Stecker | 131

Catching Up to FI: Financial Independence for Late Starters

One of the most frequent questions we get about retiring early is: 'How do I get money out of my retirement accounts before age 59.5, without paying the 10% penalty'? This episode answers that question and more with CPA and 72(t) expert, Bill Stecker. Bill is the founder of The Marble Group which specializes in federal income taxes and early retirement distributions. He's also the brilliant mind behind the website '72tcalc', hands down the most comprehensive resource we've found specifically focusing on 72(t)s. Cohost Jackie knows because she set up her own substantially equal periodic...

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Discipline Is Hard To Maintain In The Heat of Battle | Bill Yount | 130 show art Discipline Is Hard To Maintain In The Heat of Battle | Bill Yount | 130

Catching Up to FI: Financial Independence for Late Starters

'Catching Up to FI' founder and co-host, Bill Yount, appeared as a guest on the EverydayFI podcast with host Meghan Combs. The show explores the lives and stories of everyday people in the financial independence community so Bill opens up about his FI journey as a late starter. He of course represents our Catching Up to FI community. He had a lot to say so this is the second part of a two-part episode. The first part was aired last Wednesday (episode 128) so be sure to check it out.    🌐  πŸ”— β˜• Like what you hear on Catching Up to FI? Support the show at  ...

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More Episodes

He’s here, Mr. Money Mustache! Also known as Pete Adeney, the financial independence OG shares his story with Bill and Jackie. From retiring at 30 and starting one of the most popular blogs in the community to the importance of choosing sustainability with your money. The three discuss some of Pete’s most impactful articles (listed below), highlighting alternative health insurance options and discussing socially responsible investing. Pete also chats candidly about life post-divorce, the temptations of consumerist culture, and the potential of car-free communities. 

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Mr. Money Mustache

The Simple Path to Wealth by JL Collins

1500 Days to Freedom

The Shockingly Simple Math Behind Early Retirement

Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence by Jacob Lund Fisker

Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez

Two Years Without Health Insurance (and What I’m Doing Now)

Target-Date Retirement Funds

Get Smart With Money

How to Go from Middle-Class to Kickass

Culdesac

Waymo

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Outlive: The Science and Art of Longevity by Peter Attia

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.