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Unpacked & Empowered Podcast by Marianne Agudo
Release Date: 12/23/2022
EP 18: Discover the Essentials of Financial Planning with Murray Tucker
Unpacked & Empowered Podcast by Marianne Agudo
Discover the Essentials of Financial Planning with Murray Tucker of Wealth Plan Atlantic In this episode of Unpacked and Empowered Finances, host Marianne welcomes Murray Tucker, co-owner of Wealth Plan Atlantic and a seasoned wealth management advisor with over 13 years of experience. They discuss the fundamentals of financial planning, particularly for beginners or those restarting their financial journey. The episode aims to break the misconception that financial planning is only for the wealthy, emphasizing the importance of starting early and regularly updating your financial plan. Murray...
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EP 17 | Beyond The Numbers: Simplifying Retirement & Financial Confidence with Greg Keith, CFP
Unpacked & Empowered Podcast by Marianne Agudo
Welcome to another empowering episode of Unpacked & Empowered Finances with your host Marianne Agudo! Today, we go beyond the numbers with Greg Keith, Certified Financial Planner at Keith Wealth Management and Wealth Plan Atlantic. Greg brings over 20 years of experience simplifying complex finance topics to help people—from newcomers and fresh graduates to those nearing retirement—build confidence and momentum in their financial journey. In this episode, Greg unpacks essential topics for beginners: Where to start investing your first paycheck — TFSA, RRSP, FHSA? Paying...
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Ep 16 | First-Time Home Buyer Q&A: Newcomers, PR, and Bidding Wars with Real Estate Expert Helena McDermott
Unpacked & Empowered Podcast by Marianne Agudo
Buying your first home in Canada? Don't start the process without hearing this vital advice. We sit down with Helena McDermott, a seasoned realtor with the Evolve Real Estate Team (Keller Williams), who has nine years of experience and a strong focus on working with newcomers, including those through the Multicultural Association. Helena tackles the most common and costly mistakes, breaks down the home buying process, and shares strategies for a competitive market. What You'll Learn: Temporary Status vs. PR: Can you buy a home in Canada without permanent residency (PR)? Helena clarifies this...
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Ep. 15 | From Newcomer Financial Shocks to Restaurant CEO: The ChopsHaven Story with Ajoke Adejumo-Isiuwe
Unpacked & Empowered Podcast by Marianne Agudo
What does it take to navigate a new country's financial system while raising a family and building a business from your passion? In this episode, host Marianne Agudo talks with Ajoke Adejumo-Isiuwe, founder of ChopsHaven Ltd., a new African cuisine restaurant in Saint John, NB. Ajoke shares her powerful journey of moving from Nigeria to Canada, facing unexpected financial hurdles, and the strategies she used to transition from a full-time employee to a full-time restaurant owner. This conversation is packed with wisdom on the importance of a support system, overcoming financial mistakes, and...
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New to Adulting? New to Canada? Essential Shopping Tips That Help You Spend Less
Unpacked & Empowered Podcast by Marianne Agudo
New to Adulting? New to Canada? Essential Shopping Tips That Actually Help You Spend Less (From Someone Who's Been in Canada 26 Years) Join host Marianne Agudo as she chats with Song Kim, a 26-year Canadian resident who shares practical shopping strategies that actually work! Perfect for newcomers to Canada and anyone learning to adult on a budget. What You'll Learn: ✅ Essential shopping apps - Flipp & Reebee for finding the best deals ✅ Price matching secrets - Which stores still do it (hint: not Walmart anymore!) ✅ Costco "007" code system - .99 vs .97 vs .00 pricing meanings ✅...
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Budgeting Without Burnout: Viral TikTok Money Challenges That Actually Work
Unpacked & Empowered Podcast by Marianne Agudo
Tired of budgeting stress? Host Marianne Agudo dives deep into the most popular viral money-saving challenges flooding social media and reveals which ones can actually help Canadian families save money without the burnout. In This Episode: The Reality Check (03:00) Why the average Canadian household spends more than they earn Breaking down the $6,395 monthly spending vs $6,183 income gap How inflation affects family budgeting strategies 4 Core Principles for Stress-Free Budgeting (01:00) Mindset shift: From "budget" to "spending plan" Simplicity is key Build in flexibility and fun money...
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Work Benefits vs. Real Protection: Do You Have Enough Coverage?
Unpacked & Empowered Podcast by Marianne Agudo
Are your work benefits really enough to protect your family? 🤔 In this episode of Unpacked & Empowered + Finances Podcast, we unpack what employer insurance usually covers—and why relying only on it could leave your loved ones unprotected. You’ll discover: What’s typically included in employer insurance packages The hidden gaps families don’t always see Why personal insurance can give you lasting protection—even when you change jobs How to start thinking about coverage that grows with you Whether you’re a young parent, newcomer, or building your career in Canada, this...
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Emergency Fund 101: Your Safety Net When Life Happens (For Newcomers & Millennials)
Unpacked & Empowered Podcast by Marianne Agudo
Life loves throwing curveballs – car breakdowns, job losses, family emergencies that need immediate financial help. If you've ever laid awake worrying about "what if," this episode is for you. In this practical, no-judgment episode, we dive deep into building an emergency fund that actually works for YOUR life – especially if you're a newcomer to Canada, supporting family in multiple places, or just trying to break the cycle of living paycheck to paycheck. What You'll Learn: • What an emergency fund really is (and what it's NOT) • The 5 Whys method to understand your money behaviors...
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From Student to AI Startup Founder: Susan Sholly's Newcomer Journey
Unpacked & Empowered Podcast by Marianne Agudo
Meet Susan Sholly, who transformed her newcomer experience into entrepreneurial success. From arriving in Canada as a student to launching DeepSync Labs, an AI startup in Saint John, New Brunswick, Susan shares the real story behind her journey. In this episode, Susan discusses: Her financial reality as a newcomer to Canada Building credit and navigating banking as an immigrant The transition from Financial Analyst at Irving Oil to startup founder Launching an AI company in August 2024 Practical advice for newcomers considering entrepreneurship Opportunities at DeepSync Labs for volunteers...
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Why Starting Over Financially Feels So Hard: Breaking Through Mental Barriers as a Newcomer
Unpacked & Empowered Podcast by Marianne Agudo
If you've ever felt completely overwhelmed trying to figure out money in a new country, this episode is for you. Seven years ago, I arrived in Canada with barely $1000 to my name. The grocery store tax situation alone nearly sent me into a panic, but here's what I learned: starting over financially isn't really about the money in your bank account—it's about the mental barriers that keep us stuck. In this episode, I'm sharing my personal journey and the four mental blocks that nearly derailed our financial progress, plus the mindset shifts that changed everything for our family. You'll...
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