Real Estate Jerky: December Market Trends, Foreclosures, and California’s Housing Shortage
Release Date: 12/22/2025
Real Estate Jerky
In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down rising national housing inventory, stronger mortgage application activity, and why California still feels tight even after adding more housing over time. They cover statewide and local Stanislaus County numbers, foreclosure filing trends, affordability pressure, and why sellers still need to price correctly from the start. The conversation also touches on California’s long-term housing shortage, buyer demand, and how mortgage rate pressure continues to shape behavior. Contact and Social Links: 🔗 **Follow us:** -...
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In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down national, state, and local housing inventory, mortgage application trends, and the widening gap between markets that feel buyer-friendly and markets that still feel out of reach. They cover Stanislaus County numbers, California affordability pressure, mortgage rate movement, and why places like Florida and Texas look much easier for buyers than many California cities. The conversation also touches on refinancing activity, private-sector job growth, AI’s role in productivity, and why so many buyers still feel...
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Get expert insight on the latest real estate trends with Ed Parcaut, MBA, veteran, and president of Lending for Living. Each week, Ed Parcaut teams up with Mike Kelly, REMAX Executive Realtor, to break down market data, strategies for buyers and sellers, and the inside scoop on California’s changing housing landscape. Tune in for candid conversations about the economy, local news, and how national events impact your homeownership goals. Whether you’re a homeowner, investor, or just curious about real estate, Real Estate Jerky will always give you something to chew on. Subscribe today for...
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Get the latest insight into real estate, housing trends, and community issues each week with hosts Ed Parcaut, MBA veteran and president of Lending for Living, and Mike Kelly, RE/MAX executive realtor. Broadcasting from Modesto, Ed and Mike break down national and local housing data, market shifts, and the real-life challenges facing buyers and sellers in California and beyond. In each episode, you’ll hear: Honest analysis of nationwide inventory and mortgage rates Straight talk about home prices, affordability, and what’s really happening in the market Tips for buyers and sellers,...
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Welcome to Real Estate Jerky, hosted by Ed Parcaut—MBA, veteran, and president of Lending for Living. Broadcasting from Modesto, California, each episode dives deep into the latest trends, news, and practical insights shaping the real estate market, both locally and nationwide. In this engaging, information-packed show, Ed is joined by experienced Realtor Mike Kelly as they break down the numbers, unravel real estate mysteries, and offer expert advice for buyers, sellers, and homeowners. Real Estate Jerky doesn’t just track the market—they explain what it means for you. Each episode...
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In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down the ongoing housing inventory shortage in California, rising foreclosure headlines, and why those two stories do not necessarily point to a housing crash. They cover national, state, and Stanislaus County inventory trends, explain why pending activity matters, and discuss what happens when only two homes come back to market for every three sold. The episode also explores backup offers, well water testing issues, assumable VA loans, reverse mortgage tools, and why buyers should get qualified instead of assuming they...
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In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down another week of housing inventory changes, California market conditions, and the growing conversation around reverse mortgages. They dig into how national and statewide inventory numbers are shifting, why affordability remains a challenge, and what buyers and homeowners should watch as mortgage rates react to oil prices and global uncertainty. The episode also touches on local market activity in Stanislaus County, VA loan water and pest requirements, and why homeowners need to be careful when evaluating reverse mortgage...
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Join real estate expert Ed Parcaut, MBA, veteran, and president of Lending for Living, alongside seasoned RE/MAX Executive Realtor Mike Kelly, for an insightful, dynamic look into today’s ever-changing real estate market. Broadcasting from Modesto, this episode delivers the latest national and local market updates, deep dives into inventory shifts, and how economic factors like war, oil prices, and insurance costs are influencing home buying and selling trends. Discover the realities behind low inventory in California, the challenges first-time buyers are facing, and the reasons behind price...
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Welcome to Real Estate Jerky, your go-to show for all things real estate in California’s Central Valley and beyond. Hosted by Ed Parcaut—veteran, MBA, and president of Lending for Living—alongside expert realtor Mike Kelly, each episode keeps you up to date on real estate trends, investment strategies, and community news. In this episode, the duo is joined by James Calle, Vice President of IPX 1031 Exchange, for an in-depth look at 1031 tax-deferred exchanges. Whether you're a seasoned investor or a curious homeowner, you'll get clear, actionable advice on using 1031 exchanges to defer...
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On this episode of Real Estate Jerky, host Ed Parcaut (MBA, veteran, and president of Lending for Living) teams up with RE/MAX Executive Realtor Mike Kelly to bring you the latest insights and real-world numbers from the real estate market — locally, statewide, and across the nation. Tune in to hear Ed and Mike tackle hot topics like current housing inventory, buyer behavior, loan rates, and why so many buyers are walking away from contracts. They break down myths, share behind-the-scenes stories from the trenches, and dish out expert advice for both buyers and sellers navigating today’s...
info_outlineJoin host Ed Parcaut, MBA, veteran, and president of Lending for Living, as he teams up with local REMAX Realtor Mike Kelly to deliver expert insights and the latest updates on the ever-changing real estate market. Broadcasting from Modesto, this episode dives deep into housing inventory trends—nationwide and statewide—examining why December sees a surprising amount of real estate activity and how high pending home sales are shaping the market.
Ed Parcaut and Mike Kelly break down the ongoing challenges in California’s housing shortage, discuss quirky changes in home buying (remember contracts with “no inspections”?), and reflect on the impact of student loans on first-time buyers. You'll also get local market stats, tips for those considering VA loans, and a lighthearted look at the most festive holiday towns in America—complete with personal stories and plenty of banter.
Tune in for advice, numbers, and a bit of seasonal fun—whether you're house-hunting, thinking of selling, or just want to keep a finger on the pulse of your community. Plus, find out how to enjoy your home equity wisely and why sometimes, it’s okay to let go of that ultra-low mortgage rate.
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www.edparcaut.com
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