209: Aging in Place: How JoeyCo Matches Older Adults with Student Housemates
Absolute Trust Talk
What if the answer to aging well at home isn't an expensive caregiver --- but a college student in the spare bedroom? In this episode, host Kirsten Howe sits down with Alison Donnally, founder of JoeyCo and a healthcare innovation veteran of Amazon Care and Kaiser Permanente. After three of her own family members experienced major health events while aging alone, Alison asked a question that wouldn't let go: if the au pair system gives American families relatively affordable live-in childcare, why isn't there an equivalent for older adults? Her answer is JoeyCo, which matches older adult...
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208: Downsizing on Your Terms, Part 2: Buy First, Sell Later
Absolute Trust Talk
In Part 1, host Kirsten Howe and real estate agent Nathan Jines of Jines Real Estate Group talked about why more people 55 and up are choosing to relocate --- and how to make that choice on your own terms. Now, in Part 2, they get into the how. Nathan's first piece of advice flips conventional wisdom on its head: if you're financially able, buy your next home first, start living your new life, and let a full-service team handle the sale behind you --- decluttering, staging, repairs, negotiations, all of it, even from across the country. He shares how bridge lenders make buying first possible,...
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207: Downsizing on Your Terms: Moving After 55
Absolute Trust Talk
When most of us picture an older adult moving out of a long-time home, we imagine a crisis — declining health, a loss of independence, a move someone else decided was necessary. This episode is about the opposite. Host Kirsten Howe welcomes back real estate agent Nathan Jines of Jines Real Estate Group to talk about homeowners 55 and up who are choosing to relocate — not because they have to, but because they want to. Nathan explains why this is his favorite group to work with, and why the most important question isn’t “where should I go?” but “what do I want this next phase of my...
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206: Estate Planning Misses: The Mess You Leave Behind
Absolute Trust Talk
In this episode of Absolute Trust Talk, managing attorney Kirsten Howe shares an estate planning miss that has nothing to do with your documents — the literal, physical mess we tend to leave behind. Drawing on years of trust administration experience, Kirsten explains what really happens when one child is named trustee and inherits the job of emptying a home filled with decades of belongings: stalled home sales, frustrated siblings, and inheritances delayed by months. She also shares the story of a daughter trustee who nearly hauled a box of "trash" to the dumpster, only to find $2,500 in...
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205: Estate Planning Misses: How to Document a Loan or Gift to Your Child
Absolute Trust Talk
In this episode of Absolute Trust Talk, managing attorney Kirsten Howe tackles a quietly common source of family conflict: parents giving money to their adult children without documenting whether it's a gift or a loan. Drawing on years of trust administration experience, Kirsten shares a real family story where canceled checks sparked a bitter dispute among siblings after their parents passed, and she walks through the simple documentation steps that could have prevented it. She also addresses a second pitfall most families overlook: when a loan is properly documented up front but the...
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204: Estate Planning Misses: Addressing Separate Property in a Joint Trust
Absolute Trust Talk
In this episode of Absolute Trust Talk, managing attorney Kirsten Howe tackles one of the most common — and commonly overlooked — estate planning scenarios: what happens when one spouse inherits money, assets, or real estate after a joint trust is already in place. Kirsten breaks down the difference between separate and community property in California, explains why adding inherited assets to a joint trust doesn’t change their character but does affect who controls them, and walks through the two practical solutions her firm recommends. She also reveals a lesser-known complication: that...
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203: Estate Planning Misses: How to Make Cash Available Immediately After Death
Absolute Trust Talk
In this episode of Absolute Trust Talk, managing attorney Kirsten Howe tackles one of the most overlooked practical challenges in estate planning: making sure your loved ones have access to cash immediately after you die. Kirsten walks through why the most common account structures — trust-held accounts, individually owned accounts, and pay-on-death designations — all come with delays that can leave families unable to cover urgent expenses, such as funeral and burial costs. She then breaks down the one strategy that actually works, adding a trusted co-owner to a small joint checking...
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202: Estate Planning Misses: The Timeshare Problem No One Talks About
Absolute Trust Talk
That timeshare you've been putting off dealing with? It could become a probate headache for your family. In this episode of Absolute Trust Talk, managing attorney Kirsten Howe breaks down the two types of timeshares — traditional deeded ownership and modern points-based systems — and explains why both need to be addressed in your estate plan. She walks through what's involved in transferring a timeshare to your revocable living trust, why it matters to act while you're alive, and what really happens when a timeshare is left unaddressed after someone dies — including the possibility...
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201: Estate Planning Misses: What Happens When Your Custodial or 529 Account Has No Successor
Absolute Trust Talk
In this episode of Absolute Trust Talk, managing attorney Kirsten Howe continues her estate planning misses mini-series by tackling custodial accounts and 529 education plans. While these accounts are incredibly popular for saving for children, most people don't realize a critical legal distinction: you don't actually own them. This misconception leads to a costly problem when account owners die without proper succession planning. Kirsten shares real cases from her practice where families ended up in probate court—spending thousands of dollars in legal fees just to access money intended for...
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200: Why Your Health Savings Account Needs a Beneficiary
Absolute Trust Talk
We've reached a huge milestone here at Absolute Trust Counsel—drum roll, please—the launch of our 200th Absolute Trust Talk episode! What started as an idea while driving down the road after a guest appearance on a financial advisor's radio show has become a trusted resource for thousands of listeners over the years. Kirsten's dream was always to have a platform where she could share the expertise of smart professionals she knows—financial planners, accountants, insurance experts, and fellow attorneys—with anyone who could benefit from their knowledge, and to explore the myths,...
info_outlineDo you have a spouse or loved one who has dementia? Hearing them say “I love you” or share a memory is something that every caregiver hopes for. And in those rare instances, it truly gives a renewed sense of purpose in life. Unfortunately, often, after being diagnosed with dementia, patients are prescribed drugs that, in some cases, cause depression or suppress who they are. But what if there was a way to reduce the medications and boost the mental well-being of the person with dementia and the spouse or caregiver? Interestingly enough, evidence shows that art plays a role in improving neural health. Art therapy is being taught as an alternative approach to dementia cases, providing an opportunity for patients to boost their mood and change their behavior without diminishing their quality of life.
In this episode, Kirsten sits down with the incredible Angel Duncan. Angel is a mental health, art therapist, and research clinician specializing in therapeutic program developments for people with mental health, developmental, intellectual, cognitive, and memory disorders. Angel has an extensive background in counseling psychology, life development, and Alzheimer’s disease phase 1b, 2, and 3 clinical research trials. She works globally with leading organizations on brain health initiatives and is a widely published author and speaker.
During their discussion, Kirsten and Angel dive into the science behind art therapy, explaining how and why it works. Duncan also shares countless examples of patients who practice art therapy demonstrating the behavioral changes and how they reconnect with their spouses again or learn to engage with their caregivers. If dementia or mental health issues have impacted your life or the life of someone you know, this episode is for you. Tune in now for more on the benefits of art therapy and why Angel Duncan has spent her career advocating for this life-changing form of treatment.
Big Three from Episode #074:
- Research shows that by engaging in art, which taps into certain regions of the brain, those with dementia are also getting neural activation and productivity. Ultimately, this leads to a shift in mood and behavior.
- Art Therapy is found to be helpful for all forms of dementia and, really, all types of mental health issues. Just because someone has dementia or another cognitive issue, doesn’t mean their creativity goes away.
- Case studies and research demonstrate exactly how art therapy brings those with dementia out of their box, helping them reconnect with the outside world.
Time-stamped Show Notes:
3:08 Long-term memory is returning for dementia patients through the process of Art Therapy. Listen now to hear Angel Duncan share the benefits of staying artistically creative for those suffering from neurological diseases.
5:43 Studies prove that art truly does work for people who have dementia. Start listening now for more on how art is helping neurological disease.
8:05 Relationships between caregivers, whether family or professional, and dementia-infected patients are becoming nurtured with empathy because of art therapy.
10:13 More often than not, psychotropic drugs are the go-to fix for dementia patients, causing diminished behavior. Angel answers how art could be used as an alternative to psychotropic drugs.
14:21 Angel Duncan has advocated for art therapy for almost 20 years. Listen to her journey and the life-changing work that has come from working with like-minded physicians.
17:43 Press play here to learn what different creative mediums are included in art therapy treatments.
21:11 Ask Kirsten Segment: Kirsten answers an email from Maria in Danville looking for advice on how to encourage her mother, who has dementia, to do an estate plan. If you have a question that you'd like to have answered by Kirsten, send an email to info@absolutetrustcounsel.com.
23:56 Listen to how Angel helped co-create Art in Mind for dementia patients at the Yale Art Gallery.
28:08 Angel Duncan’s Art Therapy Workshop is not just for dementia patients but also for spouses and caregivers. Listen in as Angel shares stories and feedback from those who have participated in the workshop.
30:06 Interested in learning more about art therapy? You don’t want to miss out on this special event -The 12th annual Expressive Therapy Summit is hosting Neurosciences and Aging Symposium and Track Series for aging populations. Listen here for more details on the event.
32:18 Live Q&A: Do you find art therapy to be helpful in all forms of dementia?
Resources/Links in this Episode:
About Angel Duncan – How to get in touch about programs
[Ad] Do you need help planning for things like incapacity? The Absolute Trust Counsel team is here to help. If you become incapacitated without a plan, you don’t have time to wait for court rulings, nor do you want to waste your money on that. You need support right away. At Absolute Trust Counsel, we can help put a plan in place, so you and your family are covered – no matter what the situation. Visit our calendar to pick a date and time that works best for you, and let’s get started!
Take the Next Step in Your Estate Planning Journey
If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll:
- Learn about your unique situation and goals
- Answer questions about our services
- Determine if we're the right fit to work together
Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today.
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