Episode 102 - Real Estate Exam Questions: Real Estate Finance, Lending, and Math, Part 1
A-Ha! Real Estate Exam Prep Podcast
Release Date: 05/02/2024
Episode 109 - Real Estate Exam Questions: Closing the Transaction
A-Ha! Real Estate Exam Prep Podcast
Episode 109 - Real Estate Exam Questions: Closing the Transaction Going through state exam questions to help real estate students pass their state exam. Happy New Year! 3 Year Anniversary of A-Ha! REEP. YAY!!! Don’t be entitled in life, in real estate, or with me. Ha ha!! List of recent grads: Joseph, Alejandro, Madiera, Tylar, Travis, Douglas, Zack, Christi, Alan, Patricia, Devon, Trudy, Rhonda, Wanda, Daniella, Cecilia, Maisy, Lena, Ruth, Melody, Sadie, Ryan, Tomeka, Scott, Christina, Chris, Jessica, Jeffery, and Hayley. Listener messages: Jeffrey from Indiana and Hayley...
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Episode 108 - End of Year Update
A-Ha! Real Estate Exam Prep Podcast
Episode 108 – End of Year Update Going through state exam questions to help real estate students pass their state exam. Update on law school finals Tips on how to study Suggestions for real world issues in Secured Transactions, Trusts and Estates, and Income Tax List of recent grads: Latoya, Sandy, Denise, Rachel, Shelby, Michael, Erika, Brittany, James, John, Femi, Dally, Rosalind, Kayla, Lori, Brianna, Reese, Brian, Melissa, Matt, Charles, Jessica, Alyssa, Blessing, Grace, Meranda, Devin, Jeff, Gabriela, Ethan, Eddie, Cole, Heidi, Mark, Leidary, Veronica, Courtney, Kaylen, Zoe,...
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Episode 107 - Real Estate Exam Questions: Public and Private Land Use Controls
A-Ha! Real Estate Exam Prep Podcast
Episode 107 - Real Estate Exam Questions: Public and Private Land Use Controls Going through state exam questions to help real estate students pass their state exam. Happy Thanksgiving! Send me your favorite recipes. State exam vs. State portion of the State Exam List of recent grads: Lynn, Ryan, Brittany, Gilbert, Daniel, Christelle, Ralitsa, Mara, Kayla, Martin, Kim, Sally, Paulina, Rachel, Tyler, Johnnie, Julie, Jennifer, Max, Sophia, Crystal, Alexis, Tony, Baylee, Jordan, Jose, Camila, Edna, Hannah, Kim, Monica, Brandon, Alexander, Chelsie, Madeline, Michael, Alvin, Carl, Kari,...
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Episode 106 - Real Estate Exam Questions: Real Estate Taxes and Liens
A-Ha! Real Estate Exam Prep Podcast
Episode 106 - Real Estate Exam Questions: Real Estate Taxes and Liens Going through state exam questions to help real estate students pass their state exam. I’m not telling it will be easy. I’m telling you it will be worth it! List of recent grads: Max, Sophia, Crystal, Alexis, Lori, Alexander, Anthony, Angel, Baylee, Ceasar, Jordan, Jose, Ruperto, Camila, Edna, Vanessa, Emmanuel, Hannah, Kim, Monica, Janie, Raven, Chelsie, Madison, Michael, Angelica, Alvin, Kristina, Samantha, Carl, Kenndey, Evelyn, Connie, Amy, Justin, David, Hilda, Dora, Lindsey, Valerie, Sabrina, Devin, Gerald,...
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Episode 105 - Real Estate Exam Questions: Appraisal/Valuation Principles and Math
A-Ha! Real Estate Exam Prep Podcast
Episode 105 - Real Estate Exam Questions: Appraisal/Valuation Principles and Math Going through state exam questions to help real estate students pass their state exam. We are not ONLY in Indiana. We are a nationwide service. List of recent grads: Carmen, Mosi, Eliana, Addyson, Grace, Haven, Martha, Theresa, Brianna, Jessie, Aubrey, Katelyn, April, Shelby, Joe, Brandon, Aramis, Jada, Jose, Mason, Kylei, Phoebe, Jackie, Amelia, Maite, Selena, Janessa, Sh’Nyah, Mariana, Esmeralda, Lesley, Sav, Tommy, Rebecca, Ihsan, Maddy, John, Ylanerie, Madison, Gretchen, Tiffany, Nicole, Honour, Randi,...
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Episode 104 - Podcast Update
A-Ha! Real Estate Exam Prep Podcast
Episode 104 – Podcast Update Going through state exam questions to help real estate students pass their state exam. Quick update on the podcast and what I have been up to. Bookmark for new classes in many other states. Go to and sign up for the program for only $35, use discount code: legendary15 to save 15% off. Go to for Indiana real estate classes. A-Ha LINKS Email Web www.ahareep.com Facebook YouTube
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Episode 103 - Real Estate Exam Questions: Real Estate Finance, Lending, and Math, Part 2
A-Ha! Real Estate Exam Prep Podcast
Episode 103 - Real Estate Exam Questions: Real Estate Finance, Lending & Math, Part 2 Going through state exam questions to help real estate students pass their state exam. 01:35 – Thank you for helping me reach 500,000 downloads!! 02:40 – Find you support system to get you through the class, the exam, and your career. 05:55 – List of recent grads: Andrea, Dylan, Matt, Karina, Iris, Ricardo, Yadira, Miracle, Jennifer, Brittany, Antonio, Dominic, Ashley, Kristian, Halie, Rikkel, May, Blanca, Mayra, Chellsea, Marilyn, Leslie, Talia, Max, Danielle, Madelene, Sherry, Brooklyn,...
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Episode 102 - Real Estate Exam Questions: Real Estate Finance, Lending, and Math, Part 1
A-Ha! Real Estate Exam Prep Podcast
Episode 102 - Real Estate Exam Questions: Real Estate Finance, Lending & Math, Part 1 Going through state exam questions to help real estate students pass their state exam. 02:05 – B’s Message: Making mistakes is better than faking perfection. 06:30 – List of recent grads: Andrea, Joyce, Lynn, Adrienne, Abigail, Jessica, Angela, Sara, Marquita, Kimmy, Bruno, Eric, Jennifer, Rina, Daisy, Sabrina, Shauna, Marie, Anne, Renae, Staci, Samantha, Joey, Steven, Barbara, Tina, Elizabeth, Karen, Ashley, Lewis, Veronica, Adam, Delaney, Dianna, Claudia, Bryant, Perry, Melissa,...
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Episode 101 - Real Estate Exam Questions: Fair Housing
A-Ha! Real Estate Exam Prep Podcast
Episode 101 - Real Estate Exam Questions: Fair Housing Going through state exam questions to help real estate students pass their state exam. 03:00 – Message of kindness and respect. Open your mind! 09:50 – List of recent grads: Brandon, Elmer, Bronda, Cindy, Layton, Maxwell, Dillon, Philip, Alayna, Michael, Angela, Cullen, Avery, Barrett, Nanticia, Kyle, Raven, Whitney, Milan, Mandy, Albert, Halim, Janice, Alisia, Claudia, April, Janeva, Martina, Abbey, Ella, Isaiah, Betty, Dana, Juston, Darian, Jennifer, Conner, Richard, Zaria, Ruth, Dajon, Rhonda, Michelle, Morgan, and...
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Episode 100.5 - Bonus Episode: 2024 NAR Settlement
A-Ha! Real Estate Exam Prep Podcast
Bonus Episode – 2024 NAR Settlement Discussion Thoughts and facts and full truthes about the NAR settlement with actual background and history. A lot of misinformation out there. Biased news media and social media participants are looking for clicks, likes, and shares so they get money. This episode is about the entirety of the truth along with the good and bad of the issue. History of commissions Legal issues and practices How the “news” works Settlement provisions: a. Eliminate and prohibit the REQUIREMENT...
info_outlineEpisode 102 - Real Estate Exam Questions: Real Estate Finance, Lending & Math, Part 1
Going through state exam questions to help real estate students pass their state exam.
02:05 – B’s Message: Making mistakes is better than faking perfection.
06:30 – List of recent grads: Andrea, Joyce, Lynn, Adrienne, Abigail, Jessica, Angela, Sara, Marquita, Kimmy, Bruno, Eric, Jennifer, Rina, Daisy, Sabrina, Shauna, Marie, Anne, Renae, Staci, Samantha, Joey, Steven, Barbara, Tina, Elizabeth, Karen, Ashley, Lewis, Veronica, Adam, Delaney, Dianna, Claudia, Bryant, Perry, Melissa, Sheila, Tina, Frank, Lane, Daniel, and Jade.
08:30 – Listener Message from Andrea
12:20 – Episode Focus: Finance and lending in real estate, part one. Part two will come out in June.
14:00 – PITI payment; Principal, Interest, Taxes, and Insurance.
18:15 – DTI; Debt to Income ratio.
21:35 – Promissory note; IOU; contract between the borrower and the lender.
24:10 – Mortgage – verb and noun (lien); hypothecation; mortgagor and mortgagee; lien theory versus title (trust) theory.
31:55 – Interest payments; Formula: Loan amount x Periodic Interest Rate = Periodic Interest Payment; interest rate is almost always expressed as an annual rate.
37:40 – Discount point; increases yield to lender; reduces interest rate paid by borrower; value of a discount point; Formula: Loan Amount x Discount Point (as a percent) = Cost of Discount Point.
46:55 – Mortgage clauses: acceleration clause, defeasance clause (satisfaction of mortgage), and alienation clause.
52:15 – Foreclosure: judicial versus non-judicial; deed in lieu of foreclosure; short sale; redemption (equitable right versus statutory right); deficiency judgement.
1:00:25 – Exam questions
1:34:20 – June episode is part 2; LTV (loan to value), loan types, and governmental regulations (RESPA and TILA).
Go to www.ahareep.com and sign up for the program for only $35, use discount code: legendary15 to save 15% off.
Go to www.indianarealestateinstitute.com for Indiana real estate classes.
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