Interview with Connie Pshigoda Author of The Wise Woman's Almanac
Uncommon Cents with Bowman Financial Strategies
Release Date: 11/18/2018
Uncommon Cents with Bowman Financial Strategies
People talk all the time about tax efficiency in retirement, but what does that truly mean and why does it matter? It’s much more than a buzzword; it’s a vital strategy for preserving more of your money in retirement. Today we’re going to explain why tax efficiency matters, the risks of not being tax efficient, and strategies for becoming tax efficient. You’ll be able to learn about different types of retirement accounts, the impact of legislative risk, and how to prepare for potential changes in tax laws. Plus, we’ll explain our Roth conversion analysis tool and how it helps us...
info_outline Should You Rollover Your 401k Into an IRA?Uncommon Cents with Bowman Financial Strategies
Are you nearing retirement or thinking about changing jobs? One of the most common questions people face is what to do with their 401(k). Should you keep it where it is, or roll it over into an IRA? In this video, we’re going to discuss the reasons you might want to rollover your old 401k today. Here’s what we discuss in this episode: 0:00 – Intro 1:58 – Scenarios that allow you to roll over old 401Ks 3:42 – Benefits of a rollover IRA 6:42 – Tax considerations in rollovers 9:35 – Consolidation & fees 12:13 – Common concerns 14:04 – Reason you’d keep the old 401k...
info_outline Is Social Security Going to Run Out?Uncommon Cents with Bowman Financial Strategies
One of the most common questions we get is about Social Security and whether it’s going to run out. If you only read headlines, it seems to be a valid concern. But what’s the reality of the situation and how does it impact you when it’s time to file for Social Security? Here’s what we discuss in this episode: 0:00 – Intro 1:43 – 2024 Trustees Report 2:40 – What goes into the projection? 4:30 – What happens if it runs out? 6:10 – Making Social Security more viable 10:15 – When will change happen? 12:34 – Retirement planning 14:47 – Filing strategies Get in...
info_outline Inherited IRA Changes You Need to Know AboutUncommon Cents with Bowman Financial Strategies
Recent rule changes have made it more crucial than ever to understand the tax implications and distribution timelines associated with inherited IRAs. Listen in as Erik and Ben break down the latest IRS rule changes affecting inherited IRAs, including the newly condensed 10-year distribution timeline. They explore the implications of these rules for both spousal and non-spousal beneficiaries and share some strategies to help navigate these changes effectively. Here’s what we discuss in this episode: 0:00 – Intro 1:09 – How the rules for inherited IRAs have changed 4:08 – What are...
info_outline Combatting Popular Excuses For Poor Financial Decision-MakingUncommon Cents with Bowman Financial Strategies
Very often, we see people who know that the financial decisions that they’re making aren’t the best decisions, but they try to create excuses or explanations for why they’re doing what they’re doing. Let’s talk about why these excuses usually don’t hold water. Whether it’s procrastination, fear of market crashes, or misunderstanding Social Security, these common excuses can have long-term impacts on your financial health. Here’s what we discuss in this episode: 0:00 – Intro 1:49 – Social Security at 62 5:34 – Taking too much risk 7:57 – Having too much in cash...
info_outline The Beauty of Simplicity When Planning For RetirementUncommon Cents with Bowman Financial Strategies
Retirement planning doesn’t have to be overwhelmingly complicated. It certainly doesn’t have to be as complicated as some people make it. So, in today’s episode, we’ll talk about the beauty of straightforward financial planning. Here’s what we discuss in this episode: 0:00 – Intro 0:46 – The 80/20 retirement formula 2:26 – How financial planning gets overcomplicated 4:10 – Does technology help or hurt? 5:57 – Accumulate, protect, and avoid 8:19 – Saving as much as you can 10:13 – Social Security education, minimizing taxes, and protecting assets Get in...
info_outline Getting To Know Your Host, Erik BowmanUncommon Cents with Bowman Financial Strategies
Welcome back to Uncommon Cents, where Eric Bowman of Bowman Financial Strategies brings clarity to the world of financial planning. We're back with a revamped version of the show on YouTube and all your favorite podcast streaming platforms. We have a lot of exciting content coming your way- but first, let’s get to know your host! Here’s some of what we discuss in this episode: 0:00 – Intro 0:52 – How he got into financial planning 3:31 – What he likes most about the business 4:17 – What our financial planning looks like 5:39 – An event that changed his life 7:39 – What...
info_outline Required Minimum DistributionsUncommon Cents with Bowman Financial Strategies
This episode of Uncommon Cents focuses on Required Minimum Distributions, or RMDs.
info_outline Important Financial Changes in 2024Uncommon Cents with Bowman Financial Strategies
Uncommon Cents Podcast
info_outline The Secure Act, part 1Uncommon Cents with Bowman Financial Strategies
In 2019, a new law was approved that changed retirement. Listen to this podcast as I explain what happened.
info_outlineA full interview with Connie Pshigoda discussing the concept of seasonal eating and its health benefits.
Your Health and Your Body Are Not Cookie Cutters . . . Create a New Beginning to Last the Rest of Your Life - and That Never Go Out of Season - Starting Today!
It doesn't matter what age you are . . . author and Natural Health Consultant Connie Pshigoda has crafted a variety of seasonal health tips and delicious recipes to satisfy your hunger for a better life and year-round well-being. Within the Wise Woman's Almanac, she connects Nature's seasons and your natural life rhythms, resulting in perfect harmony and balance.
Throughout The Wise Woman's Almanac, you will use reflective questions, seasonal food lists, charts and exercises to achieve optimal well-being. You will discover that your physical, emotional and spiritual vitality are the essence of good health and wellness . . . not the lack of disease.
The human body's physiological needs are profoundly influenced by the rhythms and cycles of the Earth's seasonal changes.
You will discover that there are 5 seasons in your yearly well-being almanac:
Springtime is youth, young adulthood, beginning a first career and growing through education and life experiences.
Summertime is an abundance of mid-age adventures: maturing, raising a family and expanding your career options, even creating new ones.
Autumn becomes a time to shine as the next empties and reaping the harvest of a successful career and your life investments.
Winter brings a variety of multi-generational blessings from grandchildren, retirement, stepping into the roles of role model and mentor and sharing the wisdom that decades have accumulated.
Overlapping Season combines Springtime, Summer, Autumn or Winter with one or more of the other seasons resulting in a wondrous and welcome rebirth and rejuvenation. New classes, new careers . . . a new you!