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Best Of: Weighing The Opportunity Cost of Your Financial Decisions with Jim and Nick

Breakaway Wealth Podcast

Release Date: 06/24/2025

The Furnace: Building Your Capacity for 2026 with Jim Oliver show art The Furnace: Building Your Capacity for 2026 with Jim Oliver

Breakaway Wealth Podcast

Everybody wants bigger results in 2026—more money, more freedom, more impact. Almost nobody wants the pressure that actually builds the capacity to handle it. In this episode, Jim breaks down the “furnace” moments of life—those seasons of heat, friction, and resistance—and shows how they’re not punishment, they’re training. Capacity, not talent, is what 2026 will reward. Using the S.A.I.D. principle from strength training, Navy SEAL mental toughness, and Dan Sullivan’s Four C’s, Jim unpacks how God uses pressure to expose your default operating system and forge you into...

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2026 Starts with Identity: How to Have Your Best Year with Jim Oliver show art 2026 Starts with Identity: How to Have Your Best Year with Jim Oliver

Breakaway Wealth Podcast

In this solo episode, Jim resets the 2026 “best year ever” series and takes you back to the real starting line: identity. This isn’t motivation, resolutions, or another empty goal-setting rant. This is a structured, identity-driven blueprint to architect a year you actually control instead of replaying 2025 with a new calendar. Jim breaks down why you don’t get what you want—you get what you’re built for. He unpacks how your current identity quietly dictates your health, wealth, habits, and results… and why willpower, hype, and “trying harder” never solve the problem....

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Design Your Inner Operating System for an Unstoppable 2026 with Jim Oliver show art Design Your Inner Operating System for an Unstoppable 2026 with Jim Oliver

Breakaway Wealth Podcast

Most people are trying to “goal” their way into a better year. They set resolutions, white-knuckle new habits, and wonder why everything falls apart by March. In this episode, Jim breaks that pattern wide open. 2026 won’t rise to the level of your goals. It will fall to the level of your systems—and your systems are built on identity, energy, and emotional mastery. Jim walks you through how elite performers think (Kobe, Brady, Navy SEALs), how your brain literally fights anything that doesn’t match your identity, and why stillness and silence—not more noise—are the unlocks for...

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How to Stop Overpaying Taxes with Chris Shockowitz show art How to Stop Overpaying Taxes with Chris Shockowitz

Breakaway Wealth Podcast

Most business owners, investors, and high-income earners are losing money—not because they’re bad at making it, but because they’re bad at keeping it.  In this episode, Jim sits down with tax strategist Chris Shockowitz of deferTax.com, a guy who walked away from corporate America, saved seven figures in taxes himself, and now helps entrepreneurs slash tax bills the legal, intelligent way. If you’ve ever wondered why the wealthy pay less tax, how they use the code instead of getting crushed by it, or how to stop being at the mercy of your CPA once a year…this conversation is...

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10 Success Habits of Top Performers with Jim Oliver show art 10 Success Habits of Top Performers with Jim Oliver

Breakaway Wealth Podcast

In this episode of Breakaway Wealth, Jim breaks down 10 universal success habits every top performer uses—whether they realize it or not. From structured mornings to time blocking, from health optimization to rapid-fire execution, these habits create predictable momentum. And when paired with Infinite Banking, they become a wealth engine on purpose. Jim also answers a pressing IBC question from the community: Can you run all of your W-2 income through your own banking system? Yes—but there’s a smarter way to approach it if your goal is velocity, not theory. It’s not motivation that...

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Vision, Chaos, and Calling Out Your Own BS with Adrian Koehler show art Vision, Chaos, and Calling Out Your Own BS with Adrian Koehler

Breakaway Wealth Podcast

In this episode of Breakaway Wealth, Jim Oliver sits down with leadership coach Adrian Koehler—a former pastor and prison leadership trainer who now coaches founders and “type A dickheads” who feel the weight of responsibility and the loneliness at the top. Adrian and Jim dig into why “not having a vision” isn’t an accident, it’s a strategy. They unpack how confusion is actually a chosen vision, why high-performers secretly love being “stuck,” and how most leaders waste energy being frustrated that others aren’t like them instead of learning to translate their own genius....

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The Illusion of Wealth: Why People Stay Broke with Jim Oliver show art The Illusion of Wealth: Why People Stay Broke with Jim Oliver

Breakaway Wealth Podcast

In this solo episode of Breakaway Wealth, Jim Oliver dismantles one of the biggest lies in finance: that income equals wealth. He shares hard-earned lessons from his early career in financial planning, where assets measured success under management—not freedom. Jim reveals how even six-, seven-, and eight-figure earners often remain financially enslaved. If your wealth disappears when your income stops, you don’t own your wealth; you lease it. Jim explains how to reclaim ownership by shifting your focus from income to control, and how he applies this mindset in building companies, creating...

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Relationship Intelligence: The Million-Dollar Skill with Dr. Erin Wilson show art Relationship Intelligence: The Million-Dollar Skill with Dr. Erin Wilson

Breakaway Wealth Podcast

In this episode of Breakaway Wealth, Jim Oliver sits down with Dr. Erin Wilson, a powerhouse in leadership development and the creator of the “NAP Framework” for strategic rest. Together, they unpack relationship intelligence—the “million-dollar skill” that separates effective leaders from forgettable ones—and why rest is not a reward, but a strategy. Dr. Wilson shares how leaders can use relationship intelligence to connect, communicate, and collaborate at a higher level by understanding what truly motivates people. She also discusses her framework for strategic rest, how to use...

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The Massive Power In Radical Incrementalism with Dr. John Oberg show art The Massive Power In Radical Incrementalism with Dr. John Oberg

Breakaway Wealth Podcast

In this episode of Breakaway Wealth, host Jim Oliver sits down with Dr. John Oberg, founder of Priscina Health, a behavior expert, and a healthcare innovator, to explore the direct link between health and wealth. Dr. Oberg’s mission is to help people take back control — of their bodies, their decisions, and their outcomes — through a philosophy he calls “radical incrementalism.” Together, they unpack how small, sustainable habits compound into life-changing results — in fitness, finances, and freedom. From reversing Type 2 diabetes to understanding your “why,” Dr. Oberg’s...

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Legacy Over Luxury: How Tim Rexius Scales 5 Companies—and 6 Kids show art Legacy Over Luxury: How Tim Rexius Scales 5 Companies—and 6 Kids

Breakaway Wealth Podcast

Jim sits down with Tim Rexius — Omaha entrepreneur, fitness pro, and founder of Rexius Nutrition and Omaha Protein Popcorn — to talk about scaling life without losing your soul. From bodybuilding stages to global brands in 14 countries, Tim’s story is proof that discipline, faith, and energy compound across every area of life. He’s a father of six, a business owner of five, and a living example of legacy over luxury. Together, Jim and Tim unpack how health drives wealth, how mentorship multiplies impact, and how faith anchors it all. What You’ll Learn: The mindset shift: Balance...

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In this episode, Jim Oliver and cohost Nick Kosko explore how the principle of Economic Value Added (EVA), widely used by corporations, can be applied to personal finance. They challenge conventional financial advice, specifically addressing the hidden cost of capital and its implications for wealth-building strategies like Infinite Banking.

Key Takeaways:

  • Understanding EVA: EVA is calculated using three components—Net Operating Profit After Tax (NOPAT), cost of capital, and capital employed—and helps determine whether an enterprise is generating true value.

  • Your Family is a Business: Just like a corporation, your household economy should account for the cost of capital to ensure efficient use of resources and long-term wealth accumulation.

  • Lost Opportunity Cost: Paying with cash may seem simple, but it often ignores the potential returns that capital could have generated if deployed differently, leading to underestimated financial losses.

Jim and Nick make the case that applying corporate finance principles like EVA to your personal finances isn’t just possible—it’s essential. By recognizing your family as an economic entity and accounting for the true cost of capital, you can make more informed decisions that align with long-term wealth creation. 

The key isn’t just about how much money you make, but how efficiently you deploy and grow that capital over time.