Ask Kornel: Should I Switch My Investments? Should I Be Worried? Are My Investments Falling Behind?
Release Date: 06/07/2023
Surviving Stock Market Crashes: Real-World Experiences and Strategies for Canadians
Build Wealth Canada Podcast
Have you ever felt that knot in your stomach watching the stock market tumble, especially after you’ve just invested some of your hard earned money? Have you ever wondered how seasoned investors with large amounts invested handle those gut-wrenching portfolio drops? Well in this episode, we're tackling market volatility head-on. Our guest Marc Beavis is a seasoned investor who’s lived through multiple major crashes over the decades, and he shares powerful mindset shifts and actionable strategies to help you stay calm, stay invested, and stay on track—even when the headlines scream...
info_outline
The Hidden Barriers Between You and Financial Freedom
Build Wealth Canada Podcast
Today’s episode is a must-listen for anyone who’s ever felt confused, anxious, or just plain stuck when it comes to money. We're diving deep into the emotional and psychological side of personal finance with Jessica Moorhouse, an accredited financial counsellor who's spent over a decade helping Canadians untangle their money struggles. In this conversation, Jess reveals the most common patterns she's seen over the years—from overspending traps to financial fears we rarely talk about—and the simple, practical strategies that can truly make a difference. We’ll also unpack powerful...
info_outline
How Canada’s Top Finance Creators Actually Invest Their Own Money
Build Wealth Canada Podcast
Today I’m excited to have a panel discussion with some of the largest personal finance and investing personalities, here in Canada. Together they have over 46 million views on YouTube (that’s more than the entire population of Canada), and in this episode, I thought it would be great to pick their brains on how they actually invest their own money, what types of investments do they actually buy? what specific ETFs do they buy and what type of investing style have they found to work best for them? They also ask me the same questions so you’ll get a pretty diverse view of the different...
info_outline
Important Tax & Investing Changes for 2025 (for Canadians)
Build Wealth Canada Podcast
Today, we’re going to cover what you need to know from a tax, investing, and financial planning perspective as all our taxes become due here in Canada on April 30th, 2025, and as we get well underway with 2025 in general. As you know, the government makes changes every year in these areas. The implications of these changes can have a pretty substantial impact on how much you pay in taxes, your net worth, and what government benefits you are eligible to get, and how much you get. These can easily affect your net worth in the thousands of dollars every single year, so it’s definitely in your...
info_outline
Are You Overpaying on Your Mortgage? New Mortgage Rules, the Impact of Tariffs, and the Fixed vs Variable Rate Mortgage Dilemma
Build Wealth Canada Podcast
If you own a home, are thinking about buying or selling a home, or have a mortgage renewal coming up, today’s episode is here to help you make the best financial decisions in this changing market. Ultimately my goal is to save you some money when it comes to all this, or at least make things less stressful for you. We’re bringing back our trusted mortgage expert and best-selling author, , to first, break down the potential impact that the new US tariffs may have on our mortgage and real estate market here in Canada. Sean also goes over the new mortgage rules that you need to be aware...
info_outline
Planning Your Own Retirement: A Rare Peek into a Canadian Financial Planner’s Playbook
Build Wealth Canada Podcast
Have you ever wondered how financial planners in Canada plan their own retirement once they decide to retire? Our guest today is a recurring guest that we’ve had on the show many times. He’s a fee-for-service financial planner with decades of experience in the industry, and while he’s not retired yet, he’s gotten to that age where he’s getting really close, and so it makes sense for him to do a more thorough financial plan for himself, for his own retirement. And so, I thought it would be useful for us to look under the hood, and hear his thought process when planning his own...
info_outline
How to Optimize Your Investments and Taxes for 2025 (for Canadians)
Build Wealth Canada Podcast
With the end of the year arriving and the new year starting shortly, there are certain deadlines that you should be aware of every year, from an investment and tax optimization perspective. There are also some elements to keep top of mind as the new year begins. These happen every year, so even if you are listening to this episode years from now, it will still be relevant to you, as these are things to think about and reevaluate every year. Think of this episode as a checklist that you can use every year to help ensure that you aren’t missing anything from an investment, tax, and government...
info_outline
The Complexities of Transitioning Your Savings Into Income in Retirement (For Canadians)
Build Wealth Canada Podcast
Today, we tackle one of the most intricate financial puzzles faced by Canadians: transitioning from accumulating wealth for retirement to effectively managing it during the decumulation phase—when you’re actually living off your investments. In this episode, we’ll explore why this shift can be so complex, even for seasoned savers and investors. You’ll gain insights into balancing financial security with enjoying your retirement lifestyle and sustainably spending the wealth you’ve worked so hard to accumulate. We’ll also discuss both hands-on and passive approaches to managing...
info_outline
5 Major Lessons Learned When Managing Your Retirement Finances (In Canada)
Build Wealth Canada Podcast
On today’s episode we have another Canadian guest, Kyle Prevost, who achieved financial independence at an early age (he was able to pull it off in his 30s). He’s also done hundreds of financial talks and interviews over the years with both regular Canadians, and some of the most highly respected financial experts in both Canada and the US. In this episode, we discuss what he’s learned from these hundreds of discussions that he’s had, especially when it comes to best practices and financial tactics that we can apply to our own lives. He also shares advice on how he personally minimizes...
info_outline
Protecting Your Net Worth (For Canadians): What Insurance Do You Need?
Build Wealth Canada Podcast
We all spend decades accumulating and growing our net worth, along with many hours of research and studying to optimize our investments and minimize our taxes as Canadians. But what if a single incident wipes all that out? or even just a large portion of it out? Wouldn't it be completely irrational to not eliminate that risk? The best solution that I can think of for accomplishing this is insurance, so I thought it would be helpful to come up with a checklist that you can use of the different types of insurance available for us Canadians, so that you can go through it, one by one, and decide...
info_outlineToday I’m going to be answering your questions, to help you out as much as I can in the world of personal finance and investing, here in Canada.
We’re going to focus on actionable, practical advice, specifically for Canadians while taking into account the investment options that we have here in Canada, factoring in our Canadian taxes to make sure that we’re not overpaying, and much more.
In today’s Q&A session, I’m going to be answering questions around:
1. How to determine if you should sell a particular investment that you own.
2. How to evaluate whether your investment returns should be higher.
3. What rate of return should you expect on your investments?
4. Where can you go to check your “total return” on your investments (growth + dividends) and not just the increase in price.
5. And much more.
If you would like to submit a question, the easiest way is to sign up anywhere for free over at buildwealthcanada.ca. When you do that you’ll get taken to a page where you can leave a comment with your question. Also, when you do that, I’ll email you my guide on the “Top Personal Finance and Investing Tools” that I personally use. Enjoy the episode :)