502 | Where to put your savings in 2026 & get £250 from a Lloyds bank switch
Cash Chats UK Money & Personal Finance podcast
Release Date: 01/15/2026
530 | The story of Wonga & the rise and fall of payday loans
Cash Chats UK Money & Personal Finance podcast
This weeks episode is sponsored by This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about the rise and fall of Wonga and the payday loan revolution. Wonga and their counterparts arrived with a bang and set about disrupting the loan game with quick, easy short term loans and lets not forget the sliders! However, things didn't take long to unravel and soon the empire came crashing down. But what exactly went wrong? For links and further reading head to ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by...
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529 | The little-known savings and borrowing option challenging the high street
Cash Chats UK Money & Personal Finance podcast
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about Credit Unions. With hundreds of millions of people being members of Credit Unions around the world, why are they not more widely used in England? We'll explain what they are, how they work and why they could provide you with an useful alternative to a high street bank. This weeks episode is sponsered by & For links and further reading head to ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever...
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528 | Millions of working Brits have no savings: The best ways to build them fast
Cash Chats UK Money & Personal Finance podcast
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about emergency funds. Recent research has noted, 1 in 4 UK employees don't have a financial buffer should something bad happen. So, what is an emergency fund? Why is it important and how do you build one up if you have yet to start? This weeks episode is sponsered by & For links and further reading head to ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates...
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527 | The 30 year old reason rents keep rising
Cash Chats UK Money & Personal Finance podcast
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about the cost of renting hitting an all time high. But could something that happened 30 years ago really be the root cause? Find out in this weeks episode of Cash Chats. This weeks episode is sponsered by & For links and further reading head to ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate...
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526 | How to make a budget, then stick to it
Cash Chats UK Money & Personal Finance podcast
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews chat all things household budgets. The options out there, which works best, how to write one up and most importantly, how to stick to it! This weeks episode is sponsered by & For links and further reading head to ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face....
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525 | The 4 ways money can definitely buy you happiness
Cash Chats UK Money & Personal Finance podcast
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about happiness, specifically if money can make you happy! Research suggests there are 4 ways cash can put a smile on your face, it's up to you if you agree This weeks episode is sponsered by & For links and further reading head to ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday...
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524 | Death of the Lifetime ISA - where the free Government cash is going next
Cash Chats UK Money & Personal Finance podcast
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are chatting about the replacement for the Lifetime ISA, the recently announced First Time Buyer ISA. This weeks episode is sponsered by & For links and further reading head to ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at . BE CLEVER...
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523 | Why gold keeps rising - and the best ways to buy it
Cash Chats UK Money & Personal Finance podcast
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews talk about gold! As the price of gold reached a high of over £4,000 an ounce in March this year, we look at why we've seen this spike in the price, where all the gold is and how you can buy some. This weeks episode is sponsered by the investing platform For links and further reading head to ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and...
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522 | How to beat the "most hated tax" in the UK
Cash Chats UK Money & Personal Finance podcast
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews talk about inheritance tax and how from April 2027, the pension and death benefits will become part of the deceased's estate. We'll look at how many this will affect, why it's happening and what you can do to beat it - even if you're not a millionaire! For links and further reading head to ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you...
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521 | Millions pile savings into ISAs - why they're entirely right
Cash Chats UK Money & Personal Finance podcast
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews talk about the £12 billon that savers moved in to Cash ISAs in April. Where has that money come from, why the shift in saving habits and where you can get the best ISA rate. For links and further reading head to ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be...
info_outlineIn the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:
- Our pick of the best UK savings accounts for 2026
- A new Lloyds bank switch worth £250 and it's available if you've switched before
For links and further reading head to becleverwithyourcash.com/cashchats
00:00 Intro
01:34 Best savings accounts for 2026
21:28 Lloyds £250 switch
ABOUT CASH CHATS
Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/
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MUSIC
The music is Easter Island by Lonely Punk and provided on a creative commons licence