The Truth About Infinite Banking | Where Does Your Money Go?
Control and Compound with Darren Mitchell
Release Date: 07/28/2025
Control and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: Most Canadians have no idea what actually happens to the money they put into their whole life insurance policy. On today’s episode, Darren and Christina break down how Canadian whole life insurance companies really invest your premiums. From billion-dollar real estate projects, farmland, timberland, infrastructure, and even NHL stadiums, these funds are built for long-term stability and consistent dividends. We reveal surprising real-world investments you probably never knew you were a part of as a policyholder. Whether you’re curious about...
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Watch the webinar on the Rockefeller Method now: Back by popular demand, Darren is once again joined by Jake Fuss, director of fiscal studies for the Fraser Institute! The two chat about the current state of Canada’s tax system, why Canadians pay so much in personal taxes, as well as an analysis of Mark Carney’s tax proposal and the passive income problem. Tune in now! Show notes: 00:00 - Introduction 1:05 - The current state of Canada’s tax system 2:25 - What’s driving the increase in personal taxes? 7:10 - Are we missing out on top talent because of our personal taxes? 10:15 - Does...
info_outlineControl and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: On today’s episode, Darren and Christina are breaking down the tax implications of life insurance. Starting with a recap of term insurance and permanent insurance and then breaking down the tax implications of paying premiums, the death benefit, cashing out, and transferring ownership of a policy. If you’re serious about infinite banking, you need to check this episode out! Show notes: 00:00 - Introduction 1:55 - Recap of term insurance vs. permanent insurance 3:35 - Types of ownership 5:05 - Typical tax transactions you need to be...
info_outlineControl and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: On today’s episode, Darren and Christina are breaking down chapter 6 of “What Would the Rockefellers Do?” and in this chapter, it’s all about the death benefit! The two chat about traditional problems with retirement planning, how you can utilize the death benefit in your policy before you die, as well as other incredible methods that will allow you to spend MORE in retirement! Tune in now. Show notes: 00:00 - Introduction 2:30 - Traditional problems with retirement planning 7:50 - Utilizing the death benefit while you’re alive 13:30...
info_outlineControl and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: On today’s episode, Darren sits down with real estate investor Gary Hibbert to chat about how he’s able to retire every single year! They also chat about Gary’s 3 fundamental freedoms of life as well as his advice on real estate investing and joint ventures. Tune in now! Show notes: 00:00 - Introduction to Gary Hibbert 3:55 - Gary on goals and habits 5:15 - What is a mini retirement? 9:15 - The 3 fundamental freedoms of life 14:05 - Gary’s advice for people trying to get into real estate investing 17:15 - Gary on joint ventures 19:55 -...
info_outlineControl and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: On today’s episode, it’s the July update! Darren and Christina go over the Bank of Canada update with interest rates and inflation, as well as what’s going on with the Canadian dollar and the stock market. Darren also discusses the comparisons between gold and Bitcoin as an investment and which is better long term and the two finish with a talk on the Canadian federal budget and some interesting news in the life insurance industry. Tune in now! Show notes: 00:00 - Introduction 00:35 - Bank of Canada update 3:10 - Canadian dollar update...
info_outlineControl and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: On today’s episode, Darren and Christina break down one of the most common questions in infinite banking: Should you own a single cash value life insurance policy, or build wealth with multiple policies? They dive into the pros, cons, and strategies behind both approaches — from simplicity and admin considerations to evolving financial plans, corporate structures, and creating lasting legacies. Whether you're just starting out or expanding your wealth plan, this is a must-listen for anyone serious about using life insurance as a powerful...
info_outlineControl and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: On today’s episode, Darren and Christina break down the eight non-negotiables you must have in your infinite banking policy. Yes, we know it’s not “technically” called an infinite banking policy, it’s a strategy, but let’s get to the point! If you’re interested in using the infinite banking strategy or you’re already using it and want to make sure you’re doing the right things, this episode is for YOU. Tune in now! Show notes: 00:00 - Introduction 2:05 - “It’s as much a process as it is a product” 4:15 - Non-negotiable...
info_outlineControl and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: In this episode, Darren and Christina continue their Rockefeller Method series by diving into one of the most misunderstood wealth-building tools: life insurance. But not the way you think. Chapter 5 of “What Would the Rockefellers Do?” outlines how the ultra-wealthy have been using high-cash-value life insurance policies to grow and protect their wealth for generations. While most people think of insurance as just a payout when you die, the rich think of it as a living benefit — a financial engine they can access and control throughout...
info_outlineControl and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: On today’s episode, Darren sits down with Joe DiPenta. Not only did Joe win the Stanley Cup with the Anaheim Ducks, he’s also a great friend of Control and Compound and has been vital in implementing EOS (entrepreneurial operating system) at C&C. Whether you’re a business owner, a Canadian, or a sports fan, this conversation has something for everyone. From hockey highlights to business breakthroughs, Joe shares insights on winning both on the ice and in the office. Tune in and get ready to be inspired! Show notes: 00:00 -...
info_outlineWatch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL
Most Canadians have no idea what actually happens to the money they put into their whole life insurance policy. On today’s episode, Darren and Christina break down how Canadian whole life insurance companies really invest your premiums.
From billion-dollar real estate projects, farmland, timberland, infrastructure, and even NHL stadiums, these funds are built for long-term stability and consistent dividends. We reveal surprising real-world investments you probably never knew you were a part of as a policyholder.
Whether you’re curious about fixed income, equities, or unique real asset investments, this episode shows why whole life insurance is often called one of the safest and most diversified financial vehicles in Canada. Tune in now!
Show notes:
00:00 - Introduction
1:50 - Quick recap of whole life insurance in Canada
6:45 - The structure of a participating whole life account
10:00 - Fixed income investments
12:25 - Equities
14:25 - Real estate investments
17:05 - Surprising investments
20:40 - Why do the insurance companies invest this way?
24:00 - Wrap-up
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