The Hidden Trap That’s Costing Business Owners Millions of Dollars
Control and Compound with Darren Mitchell
Release Date: 10/20/2025
8 Things That Every Canadian MUST Know About the 2025 Federal Budget
Control and Compound with Darren Mitchell
Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar On today’s episode, Darren and Christina break down the 2025 Canadian federal budget! They unpack why this so-called “once-in-a-generation” plan looks more like deficits on steroids, with a projected $78.3B deficit this year and national debt heading toward $2.9 trillion by 2029. They dive into exploding interest costs, Ottawa’s controversial net debt-to-GDP spin using CPP, and what this all means for taxes, interest rates, small business owners,...
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How the Rich Never Go Broke: Inside the Rockefeller System of Generational Wealth
Control and Compound with Darren Mitchell
Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar In Part 8 of The Rockefeller Method series, Darren and Christina break down one of the most powerful chapters in What Would the Rockefellers Do? — “Maximize Your Financial Efficiency and Earning Potential.” This episode is all about financial efficiency and how wealthy families like the Rockefellers legally reduce: ✅ Taxes (income tax, capital gains tax, estate tax) ✅ Interest payments (mortgages, credit cards, lines of credit, business loans) ✅ Fees...
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Building Homes and Building Legacy: Inside the Bowers Construction Playbook
Control and Compound with Darren Mitchell
Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar On this month’s entrepreneurial spotlight, Darren and Christina sit down with Caleb Bowers, President of Bowers Construction, to unpack how he went from being laid off, losing $70,000 in a single year, and driving a truck he couldn’t afford… to building one of Atlantic Canada’s most respected custom home brands. If you’re a business owner, aspiring entrepreneur, real estate investor, or custom home dreamer, this episode is a masterclass in: Building a brand...
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Canada's $70 Billion Problem | The Real Reason Behind the Interest Rate Cuts
Control and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: On today's episode, it's the November update! The economy is shifting — fast. With rate cuts back on the table, inflation refusing to fade, and housing programs promising change, Canadians are searching for clarity. Darren and Christina unpack everything you need to know before 2026 hits: - The Bank of Canada’s second consecutive cut — what it means for your savings, debt, and investments - Inflation’s comeback and why it’s still “sticky” - Youth unemployment at 15% — the next financial crisis no one’s talking...
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The Truth About Infinite Banking in Canada: Biggest Surprises from Our Wealth Coaches
Control and Compound with Darren Mitchell
Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar In the second edition of our Wealth Coach episodes, Darren and Christina once again since down with wealth coaches Connor Eagleson, Dan Spry, and Jake Mitchell to reveal the biggest surprises they uncovered when they first discovered the Infinite Banking Concept – and how it continues to transform the financial lives of Canadians today. Key Themes in This Episode: The “aha” moments that changed how our coaches think about money, control, and compounding. ...
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The Hidden Trap That’s Costing Business Owners Millions of Dollars
Control and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: On today's episode, Darren and Christina are breaking down the OpCo trap! Most Canadian business owners are unknowingly making a massive mistake with their corporate cash — one that could cost them millions in unnecessary taxes and wipe out their eligibility for the lifetime capital gains exemption. They discuss the difference between an Operating Company (OpCo) and a Holding Company (HoldCo), why so many business owners are leaving too much cash inside their active company, and how that decision exposes them to creditor risk,...
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Inside the Rockefeller Blueprint: How to Build & Fund Your Infinite Banking System
Control and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: On today’s episode, it’s part 7 of the Rockefeller Method Series, Darren and Christina break down Chapters 9 and 10 of What Would the Rockefellers Do? — revealing exactly how the wealthy design, structure, and fund their infinite banking policies for long-term, tax-free growth. This episode moves from theory to real-world action. You’ll learn how to properly design your own high-cash-value life insurance policy, how to ensure you’re working with the right company, and how to find the money to fund it — without increasing your...
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The Bunkie Life Story: From Family Project to Canadian Success ft. David Fraser | Entrepreneurial Series
Control and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: Welcome back to another episode of Control and Compound. Today's episode is the first in our Entrepreneurial Series that highlights some of Canada's most successful and interesting entrepreneurs. Episode 1 features David Fraser, founder and CEO of Bunkie Life, to talk about how a simple problem — running out of bedrooms — turned into a national phenomenon. David shares his journey from building the first bunkie for his family, to pitching on Dragon’s Den, scaling manufacturing across North America, and building a company culture...
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Recession or Reset? The Truth About Canada’s Economy Right Now | Rising Debt and Falling Confidence
Control and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: On today’s episode, it’s the October Update and Darren and Christina are back from the Real Estate Investing Summit to break down all the news include an interesting Bank of Canada Update, a close look at the stock market and by extension the Bitcoin market, as well as real estate news across the country and some economic news that you NEED to know. Tune in now! Show notes: 00:00 - Introduction 00:35 - Bank of Canada update 2:05 - Inflation update 3:15 - Canadian dollar update 5:15 - Stock...
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The POWER of Storytelling in Sales | Success in Sales = Success in Life
Control and Compound with Darren Mitchell
Watch the webinar on the Rockefeller Method now: In this episode, Darren and Christina break down the power of storytelling and how it can positively impact every aspect of your life, but especially in the world of sales. Show us a successful CEO and we’ll show you a successful salesperson. Darren and Christina will chat about how you can become a better storyteller and the power of 3s, 4s, and 5s. Tune in now! Show notes: 00:00 - Introduction 1:45 - Darren’s examples of storytelling being impactful in business 4:55 - Why do stories land better than...
info_outlineWatch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL
On today's episode, Darren and Christina are breaking down the OpCo trap! Most Canadian business owners are unknowingly making a massive mistake with their corporate cash — one that could cost them millions in unnecessary taxes and wipe out their eligibility for the lifetime capital gains exemption.
They discuss the difference between an Operating Company (OpCo) and a Holding Company (HoldCo), why so many business owners are leaving too much cash inside their active company, and how that decision exposes them to creditor risk, tax traps, and missed opportunities for wealth protection.
Whether you plan to sell your business, pass it on to your family, or build long-term wealth through your corporation, this episode explains how to properly structure your company — and why high cash value life insurance plays a crucial role in creating a tax-free corporate opportunity fund.
This is essential education for business owners, incorporated professionals, farmers, and real estate investors who want to maximize wealth and minimize risk. Tune in now!
Show notes:
00:00 - Introduction: Why the OpCo Trap matters
03:00 - What is an OpCo vs. a HoldCo?
04:30 - Why business owners leave too much cash inside their operating company
05:45 - Tax differences between corporate and personal income
06:30 - Why keeping cash in your OpCo feels smart… until it isn’t
08:30 - The Lifetime Capital Gains Exemption (LCGE) explained
11:00 - What is a CCPC (Canadian-Controlled Private Corporation)?
12:40 - What are QSBC shares, and how to maintain eligibility
13:40 - The 3 qualification tests for LCGE (ownership, 50% rule, 90% rule)
15:00 - How too much passive cash or real estate can disqualify your shares
16:30 - The “purification” process explained — and how to fix a dirty OpCo
18:00 - Why timing matters: you need 24 months to requalify
20:00 - Moving funds into your HoldCo for protection and flexibility
21:00 - Corporate investing do’s and don’ts — passive income warnings
22:00 - Why over $50,000 of passive income can reduce your small business deduction
23:00 - Comparing HoldCo investment options: real estate, markets, and life insurance
23:45 - Why high cash value life insurance outperforms other corporate assets
25:00 - Corporate tax efficiency, CDA benefits, and wealth preservation
26:00 - Action steps: how to avoid the OpCo Trap and build your corporate wealth strategy
27:00 - Final disclaimer and closing thoughts
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Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.
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