The Truth About Infinite Banking in Canada: Biggest Surprises from Our Wealth Coaches
Control and Compound with Darren Mitchell
Release Date: 10/27/2025
Control and Compound with Darren Mitchell
BOOK A CALL WITH US NOW: Big goals don’t create results — consistent execution does. In our annual goal setting episode, Darren and Christina share how they personally plan their year using a framework that blends EOS-style 90-day planning, daily habit systems, anti-goals, and weekly scorecards. You’ll learn why annual goals alone don’t drive behavior, how to break big goals into manageable checkpoints, and how small daily actions compound into massive progress over time. The conversation also covers why perfection isn’t required, how to recover quickly when you fall off...
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BOOK A CALL WITH US NOW: Most people don’t realize that choosing the wrong dividend option can completely undermine a whole life insurance strategy. On today’s episode, Darren and Christina break down every dividend option available inside a participating whole life policy — and explain why Paid-Up Additions (PUAs) are not just the best option, but the only option that consistently delivers long-term wealth, liquidity, and control. You’ll learn: What insurance dividends actually are (and how they differ from investment dividends) Why options like reduced premiums, cash...
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BOOK A CALL WITH US NOW: You worked hard. You took the risk. You built the business. So why does it feel like the CRA is the biggest partner you never invited in? On today’s episode, Darren and Christina break down the most dangerous corporate cash traps business owners fall into — often without even realizing it. From passive income clawbacks to estate planning disasters, these mistakes quietly erode your profits and limit your future options. This is required listening for Canadian business owners who want control, flexibility, and tax efficiency — not surprises from the CRA....
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BOOK A CALL WITH US NOW: In Part 9 of The Rockefeller Method series, Darren and Christina break down the most overlooked part of wealth building: your team. They reveal how wealthy families like the Rockefellers use a family office mindset, coordinated advisors, and clear governance to protect wealth for generations. You’ll learn why most Canadians focus only on products, while the rich obsess over alignment between accountants, lawyers, planners, and insurance specialists. They also show how to apply this in Canada using corporate-owned life insurance, the capital...
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BOOK A CALL WITH US NOW: Most entrepreneurs think they need more clients. Chris Cooper says they actually need better math. In December’s edition of our entrepreneurship series, Darren sits down with Chris Cooper as they break down The Simple Six – the six metrics every business owner MUST understand if they want to stop grinding and start growing: Client head count (HEAD) Average revenue per member (ARM) Length of engagement (LEG) Effective hourly rate ROI on your expenses Net owner benefit Inside the episode, you’ll discover: Why being the...
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BOOK A CALL WITH US NOW: Can you believe it’s already December! What a year we’ve had and Darren and Christina are back for the last monthly update of 2025. In this episode, they’ll cover: Bank of Canada’s final rate decision of the year and what stubborn inflation means for borrowers Why the Canadian dollar is stuck around 71–73 cents and what could shake it loose Stock markets defying expectations with double-digit gains year-to-date The latest Bitcoin correction: is it a buying opportunity or time to panic? Canada’s soft but stable housing market and...
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Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar Inflation is the biggest tax Canadians never voted for – and most people don’t even realize they’re paying it. On today's episode, Darren and Christina expose how inflation erodes purchasing power, widens the wealth gap, and punishes Canadians who don’t own assets. We break down: Why CPI numbers are manipulated and misleading How governments use inflation to repay debt with cheaper dollars The REAL reason housing, groceries, and energy feel up 30–200%...
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Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar On today’s episode, Darren and Christina break down the 2025 Canadian federal budget! They unpack why this so-called “once-in-a-generation” plan looks more like deficits on steroids, with a projected $78.3B deficit this year and national debt heading toward $2.9 trillion by 2029. They dive into exploding interest costs, Ottawa’s controversial net debt-to-GDP spin using CPP, and what this all means for taxes, interest rates, small business owners,...
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Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar In Part 8 of The Rockefeller Method series, Darren and Christina break down one of the most powerful chapters in What Would the Rockefellers Do? — “Maximize Your Financial Efficiency and Earning Potential.” This episode is all about financial efficiency and how wealthy families like the Rockefellers legally reduce: ✅ Taxes (income tax, capital gains tax, estate tax) ✅ Interest payments (mortgages, credit cards, lines of credit, business loans) ✅ Fees...
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Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar On this month’s entrepreneurial spotlight, Darren and Christina sit down with Caleb Bowers, President of Bowers Construction, to unpack how he went from being laid off, losing $70,000 in a single year, and driving a truck he couldn’t afford… to building one of Atlantic Canada’s most respected custom home brands. If you’re a business owner, aspiring entrepreneur, real estate investor, or custom home dreamer, this episode is a masterclass in: Building a brand...
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In the second edition of our Wealth Coach episodes, Darren and Christina once again since down with wealth coaches Connor Eagleson, Dan Spry, and Jake Mitchell to reveal the biggest surprises they uncovered when they first discovered the Infinite Banking Concept – and how it continues to transform the financial lives of Canadians today.
Key Themes in This Episode:
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The “aha” moments that changed how our coaches think about money, control, and compounding.
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Why traditional banking fails business owners — and how becoming your own banker changes everything.
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The power of uninterrupted compound growth and how most Canadians unknowingly destroy it.
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The shocking misinformation about Infinite Banking spreading on social media — and how to separate fact from fiction.
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Real stories from former commercial bankers and advisors who realized how much flexibility and control a properly structured cash-value policy can create.
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How corporate structures, retirement planning, and estate strategies all tie together through one powerful tool.
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Why top accountants and tax strategists across Canada are now embracing these policies for business owners.
What You’ll Learn:
Our team pulls back the curtain on the real mechanics of Infinite Banking — not the marketing hype. You’ll learn:
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How to build liquidity and control using your own capital instead of relying on banks.
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The importance of choosing the right insurance company and structure from day one.
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How to create a tax-free retirement income stream and a family estate plan using the same strategy.
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Why traditional financial advice often fails to protect your wealth from the four major wealth destroyers: taxes, fees, volatility, and misinformation.
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How Canadian business owners can use corporate policies to grow and preserve wealth tax-efficiently.
Show notes:
00:00 - Introduction
01:00 - From banker to wealth coach: Dan’s revelation
03:00 - Using one tool for savings, retirement, and estate planning
05:00 - Jake on the danger of poorly structured policies
07:00 - Connor on the real rate of return vs. control and compounding
09:00 - How Infinite Banking avoids the “zeroing-out” savings curve
12:00 - Christina discusses the shocking impact of taxes, fees, and volatility
13:00 - The rise of misinformation about Infinite Banking
16:00 - Why accountants now support these strategies
19:00 - Working hand-in-hand with your accountant and lawyer
20:00 - Final thoughts: Once you learn this concept, you can’t unlearn it
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