The Truth About Infinite Banking in Canada: Biggest Surprises from Our Wealth Coaches
Control and Compound with Darren Mitchell
Release Date: 10/27/2025
Control and Compound with Darren Mitchell
BOOK A CALL WITH US NOW: Canada’s economy feels uncertain heading into 2026 — but are the headlines telling the full story? On today’s episode it’s the February update and Darren and Christina break down what’s really happening with the Bank of Canada, inflation, interest rates, real estate, stock markets, and Bitcoin. They cover why markets can rise even when the economy feels weak, what Canadian investors should actually be paying attention to, and how smart investors are positioning themselves right now. If you’re worried about inflation, housing affordability, or where to...
info_outlineControl and Compound with Darren Mitchell
BOOK A CALL WITH US NOW: Choosing the right advisor is the most overlooked — and most important — part of implementing an Infinite Banking or high cash value life insurance strategy. On today’s episode, Darren and Christina break down the 8 critical questions you must ask any advisor before committing to Infinite Banking, corporate-owned life insurance, or the Rockefeller Method. They explain why infinite banking is a long-term strategy, not a product, how poor advisor selection leads to costly mistakes, and how the right advisor helps you use policies for business growth, real...
info_outlineControl and Compound with Darren Mitchell
BOOK A CALL WITH US NOW: Most Canadians think retirement is about hitting a number but on today’s episode, Darren and Christina break down why that mindset can quietly destroy your plan. They expose the biggest retirement lies in Canada: “I’ll be in a lower tax bracket,” “CPP/OAS will cover me,” “inflation won’t be that bad,” and why the 4% rule can lead to underspending (or worse). You’ll learn the five retirement risks that can cut retirement income in half — and what a “volatility buffer” can do to protect your withdrawals in down markets. Most retirement...
info_outlineControl and Compound with Darren Mitchell
BOOK A CALL WITH US NOW: Well we’ve officially made it to the end of our Rockefeller Method Series! This episode closes it all out by bringing everything together into one complete system. The Rockefeller Method isn’t a product you buy or a strategy you “try.” It’s a long-term framework built on certainty, structure, and intentional living. In this final chapter, Darren and Christina explain why wealth doesn’t fail because of markets or bad investments — it fails when families don’t pass down wisdom alongside money. You’ll learn why Infinite Banking, trusts,...
info_outlineControl and Compound with Darren Mitchell
BOOK A CALL WITH US NOW: On today’s episode, we’re back with our entrepreneurial spotlight series and joining Darren is Giovanni Marsico, founder of Archangel and creator of Destiny Fest — one of the most ambitious community-driven entrepreneurial platforms in the world. Giovanni opens up about his origin story: being labeled “gifted” as a child, bullied for it, and learning to hate the very thing that would later become his superpower. From discovering the X-Men as a teenager to producing a 1,000-person event at just 17 years old, Giovanni shares how early experiences...
info_outlineControl and Compound with Darren Mitchell
BOOK A CALL WITH US NOW: What actually happened with our 2025 predictions — and what does 2026 really look like for Canadians? In our annual predictions episode, Darren and Christina review last year’s forecasts and hold themselves accountable for what they got right, what they missed, and what changed. From there, they break down what the data, policy decisions, and economic realities suggest for 2026. They cover: Bank of Canada interest rate expectations and why cuts may be nearing the end Why “higher for longer” interest rates are changing how Canadians must plan ...
info_outlineControl and Compound with Darren Mitchell
BOOK A CALL WITH US NOW: Big goals don’t create results — consistent execution does. In our annual goal setting episode, Darren and Christina share how they personally plan their year using a framework that blends EOS-style 90-day planning, daily habit systems, anti-goals, and weekly scorecards. You’ll learn why annual goals alone don’t drive behavior, how to break big goals into manageable checkpoints, and how small daily actions compound into massive progress over time. The conversation also covers why perfection isn’t required, how to recover quickly when you fall off...
info_outlineControl and Compound with Darren Mitchell
BOOK A CALL WITH US NOW: Most people don’t realize that choosing the wrong dividend option can completely undermine a whole life insurance strategy. On today’s episode, Darren and Christina break down every dividend option available inside a participating whole life policy — and explain why Paid-Up Additions (PUAs) are not just the best option, but the only option that consistently delivers long-term wealth, liquidity, and control. You’ll learn: What insurance dividends actually are (and how they differ from investment dividends) Why options like reduced premiums, cash...
info_outlineControl and Compound with Darren Mitchell
BOOK A CALL WITH US NOW: You worked hard. You took the risk. You built the business. So why does it feel like the CRA is the biggest partner you never invited in? On today’s episode, Darren and Christina break down the most dangerous corporate cash traps business owners fall into — often without even realizing it. From passive income clawbacks to estate planning disasters, these mistakes quietly erode your profits and limit your future options. This is required listening for Canadian business owners who want control, flexibility, and tax efficiency — not surprises from the CRA....
info_outlineControl and Compound with Darren Mitchell
BOOK A CALL WITH US NOW: In Part 9 of The Rockefeller Method series, Darren and Christina break down the most overlooked part of wealth building: your team. They reveal how wealthy families like the Rockefellers use a family office mindset, coordinated advisors, and clear governance to protect wealth for generations. You’ll learn why most Canadians focus only on products, while the rich obsess over alignment between accountants, lawyers, planners, and insurance specialists. They also show how to apply this in Canada using corporate-owned life insurance, the capital...
info_outlineSign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar
In the second edition of our Wealth Coach episodes, Darren and Christina once again since down with wealth coaches Connor Eagleson, Dan Spry, and Jake Mitchell to reveal the biggest surprises they uncovered when they first discovered the Infinite Banking Concept – and how it continues to transform the financial lives of Canadians today.
Key Themes in This Episode:
-
The “aha” moments that changed how our coaches think about money, control, and compounding.
-
Why traditional banking fails business owners — and how becoming your own banker changes everything.
-
The power of uninterrupted compound growth and how most Canadians unknowingly destroy it.
-
The shocking misinformation about Infinite Banking spreading on social media — and how to separate fact from fiction.
-
Real stories from former commercial bankers and advisors who realized how much flexibility and control a properly structured cash-value policy can create.
-
How corporate structures, retirement planning, and estate strategies all tie together through one powerful tool.
-
Why top accountants and tax strategists across Canada are now embracing these policies for business owners.
What You’ll Learn:
Our team pulls back the curtain on the real mechanics of Infinite Banking — not the marketing hype. You’ll learn:
-
How to build liquidity and control using your own capital instead of relying on banks.
-
The importance of choosing the right insurance company and structure from day one.
-
How to create a tax-free retirement income stream and a family estate plan using the same strategy.
-
Why traditional financial advice often fails to protect your wealth from the four major wealth destroyers: taxes, fees, volatility, and misinformation.
-
How Canadian business owners can use corporate policies to grow and preserve wealth tax-efficiently.
Show notes:
00:00 - Introduction
01:00 - From banker to wealth coach: Dan’s revelation
03:00 - Using one tool for savings, retirement, and estate planning
05:00 - Jake on the danger of poorly structured policies
07:00 - Connor on the real rate of return vs. control and compounding
09:00 - How Infinite Banking avoids the “zeroing-out” savings curve
12:00 - Christina discusses the shocking impact of taxes, fees, and volatility
13:00 - The rise of misinformation about Infinite Banking
16:00 - Why accountants now support these strategies
19:00 - Working hand-in-hand with your accountant and lawyer
20:00 - Final thoughts: Once you learn this concept, you can’t unlearn it
BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us
FIND US ON:
INSTAGRAM: https://www.instagram.com/controlandcompound/
TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en
LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true