ChooseFI
Join the conversation with the ChooseFI community on the brand and participate in discussions about budgeting, travel rewards, and obviously all things financial independence! See the Group Discussion Hi, all! Ginger here. Brad and I discussed minimalism a bit, and what we'd re-buy if we started over from scratch. We are both really curious about everyone else's answers to this little thought experiment. So I'll go first. If all my things disappeared, ... Episode Summary: In this episode, Brad and Ginger discuss the significance of community at financial independence (FI) events,...
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In this episode of ChooseFI, Brad Barrett is joined by Mindy from BiggerPockets Money and Chris from Can I Retire Yet? to explore the concept of the "middle-class trap." They discuss the challenges faced by many middle-class individuals who appear wealthy on paper, yet find themselves financially restricted due to their assets being tied up in home equity and retirement accounts. The conversation dives into financial independence strategies, the psychological aspect of personal finance, and how to navigate the feeling of being "trapped" financially. Key Takeaways: Understanding the...
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In this episode of ChooseFI, hosts Brad and Sean Mulaney dive deep into tax strategies crucial for financial independence, focusing on tax basketing, asset location, and effective use of retirement accounts. The conversation includes recent changes regarding 529 plans funding Roth IRAs and reassurances for those starting their financial journey at any age. FI Tax Guy | What to know about the ins and outs of the new SECURE 2.0 529-to-Roth IRA rollover provision Note from Sean Sean also wanted to clarify that in order to qualify to use the IRS Joint Life and Last Survivor...
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Embracing Aging, Community, and Financial Independence Episode Summary: In this enlightening episode of ChooseFI, host Ginger talks with Vicki Robin, renowned author of Your Money or Your Life. The conversation delves into the complexities of aging, the importance of community connections, and how financial independence plays a critical role in preparing for older age. Vicki shares her journey of self-reflection, encouragement towards active community engagement, and the necessity of discussing aging openly to combat the feelings of irrelevance that often accompany it. Key Topics &...
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: Episode Summary: Lexi, a first-grade teacher from Las Vegas, shares her journey into personal finance, revealing how finding ChooseFI empowered her financial goals. Initially focused on homeownership, her perspective shifted during the COVID housing market boom, leading her to invest in her skills and explore high-yield savings accounts. The support of the local ChooseFI community helped optimize her retirement accounts and reshape her views on wealth and financial independence. Timestamps: 00:02:01 - Lexi's beginnings in personal finance and saving 00:04:51 - Discovering...
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Brad, Katie, and Alan Donegan discuss the groundbreaking financial independence-themed music album "Money Revolution." Through four key songs, they navigate the essential aspects of the financial independence (FI) journey, emphasizing the importance of taking action, understanding compounding, and finding purpose beyond traditional employment. The episode also highlights their recent recognition with a British Empire medal for their contributions to financial education. Key Themes & Timestamp Highlights: Introduction of The Rebelutionaries Band (00:04:14) Story behind forming the...
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Brad dives into a CoastFI MasterClass with Jess, and Corey from The Fioneers βwhere saving for retirement becomes optional. ?? Jess and Corey, popularizers of the term, share their unique journey transitioning from high savings rates to a fulfilling CoastFI lifestyle. They explore vital themes like financial flexibility, the psychological aspects of money fears, and how experimentation in spending can lead to empowered financial outcomes. 00:02:28 Defining CoastFI CoastFI is described as a financial milestone where saving and investing for retirement becomes optional. Discussion of...
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Community member Bill Powell shares his inspiring journey from a blue-collar background riddled with credit card debt to achieving financial independence. He emphasizes accountability through journaling, mentorship, and the importance of financial literacy within blue-collar professions. Bill explores the value of small, consistent actions and meaningful connections, highlighting that they lead to extraordinary results on the path to financial freedom. Key Takeaways Accountability Practices: Engage in consistent self-reflection through journaling to track progress and identify areas for...
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Ron Babcock shares his multifaceted journey towards financial independence, combining his experiences as a TV editor, stand-up comedian, and family man. He discusses the value of long-term thinking in financial decision-making, the importance of community in the financial independence journey, and actionable budgeting strategies. Timestamps and Topics: 00:00:00 Introduction to Ron Babcock Ron introduces himself and shares how he got involved in the FI community. 00:00:58 Connection with the FI Community Ron reflects on meeting others who share similar financial goals and how...
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Brad and Cody Garrett from Measure Twice Money dive into the ten most common mistakes that even savvy investors make. They cover essential topics from asset location to maximizing health savings accounts (HSAs), emphasizing a holistic approach to financial wellness. Key Takeaways: Understanding the impact of asset location on tax liabilities. Importance of auto reinvestment for maximizing investment growth. Weighing the hassle versus savings in financial decision-making. Strategies for maximizing charitable contributions tax-efficiently. The significance of holistic wellness in...
info_outlineIn this episode: building muscle for health, sacropenia, consistency and proper form, routines, and recovery.
This episode is a deep dive into muscle-building strategies, with actionable advice for beginners and experienced fitness enthusiasts alike. Brad and Dean Turner share practical tips on workout programming, nutrition, and recovery, making it a perfect masterclass for anyone looking to improve their health and strength.
Dean Turner:
- Website: deanturnertraining.com
- Twitter: @DeanTTraining
π Key Themes Discussed:
- The importance of building muscle for health, longevity, and independence in later life
- Overcoming age-related muscle loss (sarcopenia) through resistance training
- Simplifying muscle-building techniques for beginners and experienced individuals
- The role of proper form, progressive overload, and consistency in muscle growth
- Common misconceptions about muscle growth and the science behind it
- Customizing workout routines based on individual schedules and goals
- The importance of recovery, rest, and nutrition in maximizing gains
- Practical advice on workout programming and exercise selection
π Chapters:
- 00:00 β Introduction: The Importance of Muscle Building
- 02:00 β Age-Related Muscle Loss and Why Muscle Matters
- 06:00 β Customizing Workouts: 3-Day vs. 5-Day Programs
- 09:00 β Exercise Selection: Upper/Lower Body, Push/Pull
- 13:00 β How Muscle Growth Actually Works: The Science Explained
- 18:00 β Importance of Progressive Overload and Rep Ranges
- 22:00 β Common Workout Mistakes and How to Avoid Them
- 27:00 β Listener Questions: Setting Goals for Muscle Growth
- 33:00 β Understanding Rest Times and Recovery
- 40:00 β Importance of Nutrition: Protein and Macronutrients
- 45:00 β Creating a Sustainable Workout Routine
- 51:00 β Final Tips: Staying Consistent and Tracking Progress
π Mentioned Links and Resources:
- Update: Healthiest Year Ever | Dean Turner | ChooseFI Ep 480
- βThe Simple Path to Wealth: Your road map to financial independence and a rich, free lifeβ by J.L. Collins
- Hevy
- Subscribe to The FI Weekly!
More Helpful Links and FI Resources:
- Top 10 Recommended Travel Rewards Credit Cards
- Empower: Free Dashboard to Track Your Finances
- CIT Bank Platinum Savings Account
- M1 Finance: Commission-Free Investing, 1-click rebalancing
- CashFreely: Maximize Your Cash Back Rewards
- Travel Freely: Track all your rewards cards and points
- Emergency Binder: For Your Familyβs Essential Info (code βCHOOSEFIβ for 20% off)
- Student Loan Planner: Custom Consult (with $100 Discount)
- Get a cheaper phone plan with Mint Mobile