Is Social Security Still Relevant for High-Net-Worth Individuals?
Release Date: 01/03/2025
Just The Answer: Are You Planning for Retirement or Hoping It Just Works Out?
Clear Money Talk
Many people work hard to save for retirement—but saving isn’t the same as planning. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down why having a strategy matters and how to avoid relying on “hope” alone for your financial future. If you’ve ever wondered whether you’re truly prepared for retirement—or simply crossing your fingers that it will all work out—this episode can help you think through what’s next.
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Are You Planning for Retirement or Hoping It Just Works Out?
Clear Money Talk
Many people work hard to save for retirement—but saving isn’t the same as planning. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down why having a strategy matters and how to avoid relying on “hope” alone for your financial future. If you’ve ever wondered whether you’re truly prepared for retirement—or simply crossing your fingers that it will all work out—this episode can help you think through what’s next.
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Are You Leaving Money on the Table with Your Social Security Strategy?
Clear Money Talk
Many individuals overlook the specific details that could affect their Social Security benefits, such as the timing of claims and the intricacies of spousal and survivor benefits. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, discuss how different scenarios—whether you’re married, divorced, widowed, or still working—can impact your Social Security strategy. They also touch on the taxes that could eat into your benefits and how to incorporate Social Security into your broader financial plan. If you're looking to gain a deeper...
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Just The Answer: Are You Leaving Money on the Table with Your Social Security Strategy?
Clear Money Talk
Many individuals overlook the specific details that could affect their Social Security benefits, such as the timing of claims and the intricacies of spousal and survivor benefits. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, discuss how different scenarios—whether you’re married, divorced, widowed, or still working—can impact your Social Security strategy. They also touch on the taxes that could eat into your benefits and how to incorporate Social Security into your broader financial plan. If you're looking to gain a deeper...
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Are You Paying the Price for Procrastinating on Your Estate Plan?
Clear Money Talk
Many people delay estate planning without realizing the potential consequences for their families and finances. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down the essential components of a sound estate plan, and why waiting too long can cause confusion, conflict, or unnecessary costs later. This isn’t a scare tactic—it’s a practical guide to making thoughtful decisions while you still can. Because if you don’t take the time to plan, someone else will make the choices for you.
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Just The Answer: Are You Paying the Price for Procrastinating on Your Estate Plan?
Clear Money Talk
Many people delay estate planning without realizing the potential consequences for their families and finances. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down the essential components of a sound estate plan, and why waiting too long can cause confusion, conflict, or unnecessary costs later. This isn’t a scare tactic—it’s a practical guide to making thoughtful decisions while you still can. Because if you don’t take the time to plan, someone else will make the choices for you.
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Just The Answer: Are You Accidentally Sabotaging Your Own Wealth?
Clear Money Talk
Small choices can have a big impact over time – sometimes in ways that aren’t immediately obvious. In this episode, Tim Clairmont MSFS™, LACP™, and Tyler Andrews CFP® discuss common patterns they’ve seen that may unintentionally interfere with financial progress: emotional spending, delayed action, lack of a written plan, overconfidence in DIY strategies, and overlooking tax and estate considerations. This isn’t about one-size-fits-all advice. It’s a conversation meant to help listeners consider where they are today, what habits might be worth revisiting, and where there may be...
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Are You Accidentally Sabotaging Your Own Wealth?
Clear Money Talk
Small choices can have a big impact over time – sometimes in ways that aren’t immediately obvious. In this episode, Tim Clairmont MSFS™, LACP™, and Tyler Andrews CFP® discuss common patterns they’ve seen that may unintentionally interfere with financial progress: emotional spending, delayed action, lack of a written plan, overconfidence in DIY strategies, and overlooking tax and estate considerations. This isn’t about one-size-fits-all advice. It’s a conversation meant to help listeners consider where they are today, what habits might be worth revisiting, and where there may be...
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Just The Answer: Are You Maximizing Your Tax Return This Year?
Clear Money Talk
Let’s be honest—tax season doesn’t exactly spark joy. But there’s a lot more to it than just plugging numbers into a software and hitting “submit.” In this episode, Tim Clairmont MSFS™, LACP™, and Tyler Andrews CFP® sit down to unpack some of the real questions people are asking right now: Are you withholding too much or too little from your paycheck? Are there deductions or credits you’re overlooking? Could a few small adjustments now save you headaches (and maybe dollars) next year?
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Are You Maximizing Your Tax Return This Year?
Clear Money Talk
Let’s be honest—tax season doesn’t exactly spark joy. But there’s a lot more to it than just plugging numbers into a software and hitting “submit.” In this episode, Tim Clairmont MSFS™, LACP™, and Tyler Andrews CFP® sit down to unpack some of the real questions people are asking right now: Are you withholding too much or too little from your paycheck? Are there deductions or credits you’re overlooking? Could a few small adjustments now save you headaches (and maybe dollars) next year?
info_outlineHave you ever wondered about the role of Social Security? In this episode, Tim and Tyler examine the relevance of Social Security for high-net-worth individuals. They discuss its potential impact in a more complex financial landscape and consider factors that may influence its role for those with significant assets.