Can You Talk About Money With Family Without Starting A Feud?
Release Date: 02/02/2026
What Should You Do With Your Old 401(k)s After You Change Jobs?
Clear Money Talk
What should you do with your old 401(k)s after you change jobs? It sounds like a simple question, but the wrong move can create unnecessary taxes, missed opportunities, or added complexity. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, unpack the bigger picture behind old retirement accounts and why this decision deserves more attention than it often gets. From understanding your available options to recognizing some of the most common missteps, this conversation is designed to help listeners slow down and think...
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Just The Answer: What Should You Do With Your Old 401(k)s After You Change jobs?
Clear Money Talk
What should you do with your old 401(k)s after you change jobs? It sounds like a simple question, but the wrong move can create unnecessary taxes, missed opportunities, or added complexity. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, unpack the bigger picture behind old retirement accounts and why this decision deserves more attention than it often gets. From understanding your available options to recognizing some of the most common missteps, this conversation is designed to help listeners slow down and think...
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Should You Stop Using Your Debit Card?
Clear Money Talk
Should you stop using your debit card? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, break down the pros and cons of debit cards versus credit cards and explain why this everyday money decision may matter more than most people realize. From fraud protection and frozen bank funds to credit-building opportunities, rewards programs, and spending discipline, this episode explores the real-world tradeoffs behind how you pay. Tim and Tyler also share when a debit card may still be appropriate, why credit cards can be a...
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Just The Answer: Should You Stop Using Your Debit Card?
Clear Money Talk
Should you stop using your debit card? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, break down the pros and cons of debit cards versus credit cards and explain why this everyday money decision may matter more than most people realize. From fraud protection and frozen bank funds to credit-building opportunities, rewards programs, and spending discipline, this episode explores the real-world tradeoffs behind how you pay. Tim and Tyler also share when a debit card may still be appropriate, why credit cards can be a...
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Just The Answer: How Do Wars Impact the Economy, Markets, and Your Portfolio?
Clear Money Talk
When global conflict dominates the headlines, uncertainty can spread through financial markets and the broader economy. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, explore how war and geopolitical conflict can influence the economy, market volatility, inflation, energy prices, and investor behavior. They discuss why markets often react during periods of uncertainty, what history has shown about economic conditions during wartime, and how investors can think about maintaining discipline when headlines...
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How Do Wars Impact the Economy, Markets, and Your Portfolio?
Clear Money Talk
When global conflict dominates the headlines, uncertainty can spread through financial markets and the broader economy. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, explore how war and geopolitical conflict can influence the economy, market volatility, inflation, energy prices, and investor behavior. They discuss why markets often react during periods of uncertainty, what history has shown about economic conditions during wartime, and how investors can think about maintaining discipline when headlines...
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Your Life Changes Fast. Is Your Financial Plan Keeping Up?
Clear Money Talk
Life naturally evolves over time. Careers progress. Families grow. Priorities shift. The question is not whether change happens. It is whether your financial plan reflects where you are today. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, CFS®, CIS™, CAS®, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor discuss why financial planning is not a one-time event. They explore how plans can quietly drift out of alignment and why intentional, recurring Strategy Sessions help ensure clarity over time. They also revisit the Five Principles of Financial Planning and...
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Just The Answer: Your Life Changes Fast. Is Your Financial Plan Keeping Up?
Clear Money Talk
Life naturally evolves over time. Careers progress. Families grow. Priorities shift. The question is not whether change happens. It is whether your financial plan reflects where you are today. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, CFS®, CIS™, CAS®, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor discuss why financial planning is not a one-time event. They explore how plans can quietly drift out of alignment and why intentional, recurring Strategy Sessions help ensure clarity over time. They also revisit the Five Principles of Financial Planning and...
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Are You Chasing Returns or Building Real Wealth?
Clear Money Talk
t’s easy to get caught up in investment returns, market headlines, and performance scorecards. But is focusing on returns alone really the best way to build long-term wealth? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore the difference between chasing performance and building a thoughtful financial plan designed to support your life over decades, not just one market cycle. They discuss why trying to beat the market can become a distraction, how emotional decision-making often works...
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Just The Answer: Are You Chasing Returns or Building Real Wealth?
Clear Money Talk
It’s easy to get caught up in investment returns, market headlines, and performance scorecards. But is focusing on returns alone really the best way to build long-term wealth? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore the difference between chasing performance and building a thoughtful financial plan designed to support your life over decades, not just one market cycle. They discuss why trying to beat the market can become a distraction, how emotional decision-making often...
info_outlineIn this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore why money conversations inside families are often avoided and why avoiding them can create bigger problems down the road.
They break down practical, real-world ways to approach sensitive financial conversations with spouses, children, and future beneficiaries, especially when it comes to wealth transfer, estate planning, and shared values. Rather than focusing solely on numbers, Tim and Tyler explain how leading with intent, communication, and clarity can help preserve both relationships and wealth across generations.
This episode covers:
- Why 70% of wealth transfers fail due to poor communication, not poor planning
- How to talk about money using shared values instead of dollar amounts
- When transparency helps, and when too much detail can create conflict
- The role of trusted third parties in family financial discussions
- Tools that can help families stay aligned, including letters of intent, family meetings, and recorded messages
If you’ve ever delayed a financial conversation because it felt uncomfortable, this discussion offers thoughtful context on how to approach it with intention and care, before assumptions and misunderstandings take over.
Whether you’re thinking about estate planning, educating the next generation, or simply improving financial communication at home, this episode provides perspective to help you start the conversation more clearly.