What Does AI Mean For Your Money?
Clear Money Talk
What does artificial intelligence mean for your financial life? AI is changing how people work, how businesses operate, and how information is accessed. But its impact on your money may extend well beyond the latest technology headlines. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, explore how AI could influence your career, earning power, investments, and long-term financial planning. They discuss why adaptability and financial flexibility may become increasingly important, how businesses could benefit...
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Just The Answer: What Does AI Mean For Your Money?
Clear Money Talk
What does artificial intelligence mean for your financial life? AI is changing how people work, how businesses operate, and how information is accessed. But its impact on your money may extend well beyond the latest technology headlines. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, explore how AI could influence your career, earning power, investments, and long-term financial planning. They discuss why adaptability and financial flexibility may become increasingly important, how businesses could benefit...
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HELOC or Cash Out Refinance?
Clear Money Talk
For homeowners considering borrowing against the equity in their home, deciding how to access it is not always straightforward. Should you open a home equity line of credit, or would a cash-out refinance make more sense in the 2026 interest-rate environment? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, compare HELOCs and cash-out refinances. They discuss how your existing mortgage rate, borrowing needs, repayment timeline, closing costs, and plans for the money can all influence the decision. They also...
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Just The Answer: HELOC or Cash Out Refinance?
Clear Money Talk
For homeowners considering borrowing against the equity in their home, deciding how to access it is not always straightforward. Should you open a home equity line of credit, or would a cash-out refinance make more sense in the 2026 interest-rate environment? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, compare HELOCs and cash-out refinances. They discuss how your existing mortgage rate, borrowing needs, repayment timeline, closing costs, and plans for the money can all influence the decision. They also...
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When Does DIY Investing Stop Being Enough?
Clear Money Talk
DIY investing can work well when your financial life is relatively simple. But as taxes, retirement planning, business ownership, concentrated stock, estate planning, and multiple financial goals begin to overlap, the challenge becomes less about choosing investments and more about coordinating decisions. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss the signs that your financial life may have outgrown a do-it-yourself approach. They also explore what a financial advisor can add beyond investment...
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Just The Answer: When Does DIY Investing Stop Being Enough?
Clear Money Talk
DIY investing can work well when your financial life is relatively simple. But as taxes, retirement planning, business ownership, concentrated stock, estate planning, and multiple financial goals begin to overlap, the challenge becomes less about choosing investments and more about coordinating decisions. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss the signs that your financial life may have outgrown a do-it-yourself approach. They also explore what a financial advisor can add beyond investment...
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Is The American Dream Still Financially Attainable?
Clear Money Talk
The American Dream used to feel like a clear roadmap. Today, it can feel more like a moving target. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss whether the American Dream is still financially attainable and how the definition of success has changed over time. From housing and education costs to career choices, debt, lifestyle expectations, and retirement, they explore why traditional milestones may feel harder to reach today and why financial success may look different for each person. Watch the...
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Just The Answer: Is The American Dream Still Financially Attainable?
Clear Money Talk
The American Dream used to feel like a clear roadmap. Today, it can feel more like a moving target. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss whether the American Dream is still financially attainable and how the definition of success has changed over time. From housing and education costs to career choices, debt, lifestyle expectations, and retirement, they explore why traditional milestones may feel harder to reach today and why financial success may look different for each person. Watch the...
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What Should Be on Your Mid-year Financial Checklist?
Clear Money Talk
Six months can change a lot. Has your financial plan kept up? In this episode of Clear Money Talk, we share a practical mid-year checklist to help you review what may need attention before year-end. We cover key areas to revisit, including cash flow, spending, savings goals, tax planning, insurance coverage, estate planning basics, and overall financial priorities. You can also download the free Mid-Year Financial Checklist on our website under the Insights tab and use it to follow along with the episode. Subscribe for more straightforward conversations about the money questions people are...
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Just The Answer: What Should Be on Your Mid-year Financial Checklist?
Clear Money Talk
Six months can change a lot. Has your financial plan kept up? In this episode of Clear Money Talk, we share a practical mid-year checklist to help you review what may need attention before year-end. We cover key areas to revisit, including cash flow, spending, savings goals, tax planning, insurance coverage, estate planning basics, and overall financial priorities. You can also download the free Mid-Year Financial Checklist on our website under the Insights tab and use it to follow along with the episode. Subscribe for more straightforward conversations about the money questions people are...
info_outlineRSUs can feel like a great opportunity, but they can also create a tough question: Should you sell when they vest, or hold the stock and see what happens?
In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, break down the key considerations behind restricted stock units, including taxes, concentration risk, emotional attachment, and how company stock may fit into a broader financial picture.
They also explore one simple question that can help clarify the decision: If this showed up as cash instead of stock, would you use that money to buy the same company’s shares?
Tune in for a clear, practical conversation about RSUs and why the right decision depends on more than the stock price.