Ep 3: The Five Pillars – Investment Planning
Cornerstone Retirement Blueprint Podcast
Release Date: 06/27/2020
Ep 22: All About Fixed Index Annuities
Cornerstone Retirement Blueprint Podcast
If you’ve ever wanted to know more about fixed index annuities, today’s show is for you. We have a special guest who explains what they are, why they can help you, and how they offer stability and reliability. TIMESTAMPS: 0:28 – Meet Rebecca 1:05 – Allianz 2:50 – Innovation 6:42 – Index thought capability 9:43 – Volatility-controlled indexes 13:00 – No additional fees MORE INFORMATION:
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Ep 21: Our In-House Tax Expert Shares Top Tips
Cornerstone Retirement Blueprint Podcast
Clients often come to us with tax questions, so we decided to hire a tax advisor last year that is available to our clients year-round. Today he’s sharing his top tax tips with you. TIMESTAMPS: 0:32 – Meet Chris Pepper 3:13 – Tax preparation process 5:19 – Chris’ work history 7:08 – Tax returns 7:57 – What to bring 8:59 – Changing tax laws 10:30 – Withholdings 13:00 – Client questions 14:33 – Capital gains 18:10 – Write-offs 20:05 – Side businesses MORE INFORMATION:
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Ep 20: How to Prepare for Medicare
Cornerstone Retirement Blueprint Podcast
Medicare typically begins at age 65, but you need to know how it works long before then. On today’s show, we’re talking with our in-house Medicare specialist about all the things you need to know about this important topic. TIMESTAMPS: 0:33 – Meet Julie Kovacevich 1:58 – How to qualify 3:15 – Parts A, B and D 4:52 – Deductions 6:59 – Medicare plans 10:09 – Choosing your doctor 11:20 – How to enroll 14:30 – Saving money on prescriptions 17:44 – Medicare commercials 18:55 – When to sign up? 20:42 – Review Medicare? MORE INFORMATION:
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Ep 19: Common Misconceptions About Long-Term Care
Cornerstone Retirement Blueprint Podcast
We get so many questions from clients about long-term care options we decided to have a long-term care expert on today’s show. She’ll share some common misconceptions and what you need to know about your future care plans. TIMESTAMPS: 1:33 – It won’t happen to me 4:18 – My family will take care of me 7:01 – When to start planning 8:32 – Different types of long-term care 9:38 – Alternative plans 15:45 – Big news out of Washington state 20:09 – Asset-based long-term care MORE INFORMATION:
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Ep 18: How an IRA Trust Trilogy Can Benefit Your Family
Cornerstone Retirement Blueprint Podcast
If you want more of your hard-earned money to go into your family’s pockets instead of to the IRS, today’s show is for you. We’ll explain why you should try an IRA Trust Trilogy. TIMESTAMPS: 0:28 – IRA trust trilogy 1:45 – Stretch IRAs 3:46 – SECURE Act 4:55 – Three trusts 6:26 – Taxes are due 6:56 – Special needs children 9:23 – Giving children more income 13:45 – A lifetime strategy 15:09 – A sacred asset MORE INFORMATION:
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Ep 17: Is a Charitable Remainder Trust Right for You?
Cornerstone Retirement Blueprint Podcast
Today we’re talking about a topic that clients ask us about a lot – what is a charitable remainder trust? How does it work? How can it benefit you? We’ll share the answers in today’s show. TIMESTAMPS: 0:41 – What is a charitable remainder trust? 2:25 – Difference between donor-advised fund 3:02 – How it works 6:30 – Capital gains taxes 7:45 – Selling a business 10:19 – Tax benefits 13:52 – Leaving money to children 17:00 – Leaving 10% MORE INFORMATION:
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Ep 16: Have You Used This Charitable Planning Technique?
Cornerstone Retirement Blueprint Podcast
Today we’re talking about a donor-advised fund. Find out how this niche charitable planning technique has helped some of our clients and could help you, too. TIMESTAMPS: 1:27 – Donor-advised fund 4:15 – Bunching 7:42 – Why use this technique 8:40 – Super bunching 10:30 – Growth 11:42 – Highly appreciated assets MORE INFORMATION:
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Ep 15: Estate Planning Expert Explains Wills vs. Trusts and More
Cornerstone Retirement Blueprint Podcast
What is the difference between a will and a trust? Find out on the difference on today’s episode as well as the importance of an estate planning attorney. TIMESTAMPS: 0:35 – Meet Jeremy 2:06 – Focusing on estate planning 2:55 – Will vs. trust 4:00 – Levels of probate 5:21 – Higher net worth 10:40 – Asset protection trusts 14:30 – LLC vs. Series LLC MORE INFORMATION: https://www.cornerstonevegas.com/cornerstone-retirement-podcast/
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Ep 13: 'Paychecks and Playchecks' Author Shares Top Retirement Tips
Cornerstone Retirement Blueprint Podcast
Economist, author, and retirement expert Tom Hegna joins us to share his expertise on handling finances and preparing for retirement. Find out how he helps people solve complex financial problems using easy-to-understand words. Read more and get additional financial resources here: About our guest: What we discuss on this episode: 1:27 – Meet Tom 3:34 – Books 5:01 – Fixed expenses 6:03 – Transition to another paycheck 8:31 – Income 11:03 – Guaranteed sources of income 13:11 – Don’t Worry, Retire Happy 14:32 – Legacy 16:57 – Long-term...
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Ep 12: Are You Ready to Retire?
Cornerstone Retirement Blueprint Podcast
The goal for all of us is to be able to retire at some point, but how do you know when you’re ready? Let’s take away some of that worry and concern by sharing the different types of people we work with and what it takes to get them to retirement. Show Notes, Contact & Resources: Timestamps: 0:50 – Why this topic today? 1:13 – A lot of people reach retirement age but say they don’t want to retire. Why is this? 3:14 – When someone’s mind doesn’t line up with what’s on paper. 5:22 – It comes down to cash flow. 7:04 – Then there are people that want to retire but...
info_outlineOur Cornerstone Retirement Blueprint Process is focused around 5 key pillars of retirement planning designed to help our clients achieve the retirement they have always dreamed of. On this episode, we’ll explain the second pillar in our process: investment planning. What can you do with the remaining assets after your income plan is in place?
Show Notes, Contact & Resources:
https://www.cornerstonevegas.com/cornerstone-retirement-podcast/
Timestamps:
1:36 – Once the income plan is established, what do we do with leftover funds?
2:39 – The income plan revolves around
3:22 – Finding tax efficiencies
4:42 – Benefits of a REIT
6:35 – How the Tax Reform Act helps even more.
8:40 – The other asset classes we utilize with clients.
10:35 – Structured notes issued by a-rated banks.
11:51 – There’s 10 to 11 asset classes we’ll balance in a portfolio. Here’s how we come up with that formula.
14:26 – A lot of people don’t know what kind of risk they’re taking on in their investments.
15:28 – Another software program we utilize
18:20 – Investors are concerned about fees and we try to design portfolios with that in mind.
19:48 – What we mean by ‘dry powder.’
22:13 – Why active management can be a big benefit.
23:01 – An example of a client we helped with investment planning during the COVID pandemic.