Thinking Rich vs. Thinking Poor: 5 Mindset Shifts to Rewire Your Wealth Thermostat
Creating Wealth
Why do lottery winners often end up broke within three years? Why do you suddenly face an unexpected car repair the moment you get a raise? It’s not bad luck—it’s your Money Blueprint. In this episode, we dive deep into the psychology of wealth with a breakdown of T. Harv Eker’s classic book, Secrets of the Millionaire Mind. We explore the groundbreaking premise that financial success is 80% psychology and only 20% mechanics. You can know everything about stocks and real estate, but if your internal "financial thermostat" is set to "struggle," you will subconsciously sabotage your...
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The 2026 Budget Refresh: Funding Your Future Self & The Keep, Kill, Pivot Method
Creating Wealth
Is your New Year's resolution to "spend less"? We think you can do better. In this episode, we ditch the restrictive "financial diet" mentality and focus on a Value-Based Audit for 2026. Budgeting isn't just about math; it's about alignment. We share our personal year-end spending reviews (the good, the bad, and the surprising) and introduce a new framework to help you design a budget that funds your "Future Self" rather than your past habits. In this episode, we cover: The Personal Audit: What we learned from our own spending in 2025. Keep, Kill, Pivot: A 3-step framework...
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The Financial Mental Load: Why You’re Too Tired to Budget & How to Stop the "Bandwidth Tax"
Creating Wealth
Are you "bad with money," or are you just exhausted? If your brain feels like a browser with 100 tabs open, you are likely carrying a heavy mental load. While we often talk about mental load regarding chores or parenting, there is a Financial Mental Load, the invisible worry, planning, and remembering, that is silently sabotaging your bank account. In this episode, we explore why burnout is not just an emotional issue; it is a financial one. We break down why smart, capable professionals struggle to stick to a budget and how decision fatigue leads to expensive impulse...
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Why Gratitude is the Ultimate Currency: Your Messages of Abundance & Thanks
Creating Wealth
It’s our favorite tradition of the year! In this special holiday episode, we step away from the spreadsheets and stock charts to focus on the "mental game" of money: Gratitude. We believe that an Abundance Mindset is critical for financial success. When you appreciate what you have, you make better spending decisions, feel less financial stress, and build wealth from a place of confidence rather than fear. Today, we are reading anonymous messages from our listeners, friends, and family sharing their wins, reflections, and moments of thanks from 2025. From big financial milestones...
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The Invisible Costs: Why Cognitive Biases (Not Math) Are Ruining Your Financial Decisions
Creating Wealth
Don't let your emotions and 'mental shortcuts' sabotage your financial future. This is the essential deep-dive into the Invisible Costs of Cognitive Biases and the behavioral finance secrets that cost millennials thousands in lost savings and poor investing decisions. If you know the basics of personal finance but still struggle with execution, this episode is for you. We move beyond "Behavioral Finance 101" to uncover the sneaky biases that drain your net worth without you realizing it. In this episode, you will learn: Restraint Bias: Why relying on "willpower" is the most...
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Bubbles & Chatbots: What You Really Need to Know About AI in 2025
Creating Wealth
Artificial intelligence is evolving at lightning speed, but how do you separate innovation from the hype? And what does any of this mean for your daily life, your privacy, and your investment decisions? In this episode, we break down the biggest AI breakthroughs since our last update and explore how everyday people can use chatbots without feeling overwhelmed. We cover simple AI use cases, the strategies that make AI far more powerful, and the biggest risks to watch out for when using AI casually, especially around privacy and financial tools. We also dig into the headlines about AI stocks,...
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From Scarcity to Success: The Neuroscience of Financial Confidence with John Longhill
Creating Wealth
What if the biggest barrier to financial success isn’t your income, but your mindset? In this episode, we sit down with John Longhill, a certified NeuroChange Solutions consultant who teaches Dr. Joe Dispenza’s Change Your Mind – Create New Results program. John helps people understand the neuroscience behind their thoughts, how past experiences and subconscious patterns shape their financial behaviors, and how to rewire the brain for confidence, clarity, and abundance. We explore how to break free from scarcity thinking, overcome limiting beliefs about money, and...
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National Debt Update: How We Got Here and What Comes Next
Creating Wealth
The U.S. national debt has surged to record highs, crossing $38 trillion and counting. What does that really mean for the U.S. economy and our financial future? In this episode, we revisit the topic of America’s debt since our discussions in 2020 and 2023 and explore how we got here, what potential solutions exist, and most importantly, what you can do about it. You’ll come away with a clear understanding of how America’s debt story impacts your own financial picture, and one simple takeaway you can apply today. Don't forget to subscribe, leave a review, and share this episode with...
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Beyond Stocks & Bonds: Understanding Alternative Investments
Creating Wealth
Alternative investments (also known as “alts”) are gaining traction with investors who want to go beyond the traditional 60/40 portfolio. But what exactly are they? And are they a good fit for your financial goals? In this episode, we break down everything you need to know about alternative investments. We’ll explain what qualifies as an alt, how they differ from stocks and bonds, and why they’ve become more popular and accessible in recent years. You’ll also learn about different types of alts, from real estate and private equity to cryptocurrencies and collectibles, and the...
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Money Smarts & Mindset: Financial Confidence with Jenny Groberg
Creating Wealth
In this episode, we sit down with Jenny Groberg, founder and CEO of BookSmarts Accounting, to talk about what it really means to feel confident with your finances. Jenny brings both strategic know-how and real-life perspective as a CEO, financial educator, and mom of five. We discuss how personal and business finances differ (and why it matters), how AI is transforming bookkeeping and accounting, and what financial habits truly build long-term success. Jenny also shares empowering advice for women and younger professionals who want to feel more in control of their money, plus one common...
info_outlineWhat’s the One Big Beautiful Bill Act and why is it making U.S. headlines? In this episode, we break down this new major tax law and explore how it affects financial planning for individuals, families, business owners, and retirees.
From changes to deductions and the SALT cap, to new opportunities for saving and investing, we’ll discuss what’s in the bill, why it matters, and the steps you might want to take now to prepare for 2025 and beyond.
If you’re a U.S. taxpayer curious about how the OBBBA may affect your wallet, or you want to understand how this may impact the U.S. economy and standing within the world order, this episode will help you understand the key takeaways from this major piece of legislation.
What You’ll Learn in This Episode:
What the One Big Beautiful Bill Act is and why it’s important
How tax changes affect everyday taxpayers
New deductions and savings strategies
Practical steps you can take now to prepare for 2025 tax planning
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If you enjoyed this episode and want to stay ahead of financial planning changes, subscribe to the podcast, leave us a review, and share this episode with a friend or colleague who could benefit from the discussion.