Libsyn Directory

1572: Former Senior VP of Community Lending at Fannie Mae & National Low Income Housing Coalition NLIHC Barry Zigas

Creating Wealth Real Estate Investing with Jason Hartman

Release Date: 10/14/2020

2461: The Economic Consequences of Global Demographic Collapse and the Future of Real Estate Investing

Creating Wealth Real Estate Investing with Jason Hartman

Jason discusses the long-term impact of demographic shifts and declining birth rates on the global economy and real estate investments. While acknowledging these challenges, he reassures investors that significant market consequences likely will not manifest until the late 2040s. He also criticizes current immigration policies, suggesting that the nation should focus on attracting highly educated professionals rather than depleting resources from developing countries. To assist his audience in navigating these financial complexities, he heavily...

2460: 2021 SMART Goals! 5-Year Investment Plan

Creating Wealth Real Estate Investing with Jason Hartman

This Flashback Friday is from episode 1630, published last January 4, 2021. New Year, New Goals, Same proven asset class! Jason Hartman invites you to celebrate with him another fantastic year of prosperity for all real estate investors practicing some of Hartman’s proven investment techniques. Following the celebration, we must look for the “what next” plan or goal. How do you build your goals? Do you write them down? Do you create realistically achievable goals? Contest: Websites: 1-800-HARTMAN _______________________________________________________________...

2459: The Hartman Risk Evaluator- Reducing Downside Risk Through Land to Improvement Ratios

Creating Wealth Real Estate Investing with Jason Hartman

Jason provides an overview of real estate investment strategies aimed at maximizing returns while minimizing potential losses. He introduces the Hartman risk evaluator and the Land to Improvement (LTI) ratio as essential tools for making conservative, informed financial decisions. Listeners are encouraged to utilize Property Tracker software to analyze metrics such as inflation-induced debt destruction and the significant tax advantages of cost segregation. Additionally, he highlights new financing options, including 40-year terms and low-down-payment loans for both domestic and international...

2458: Direct Investment vs. The Pitfalls of Real Estate Passive Investing with Michael Zuber

Creating Wealth Real Estate Investing with Jason Hartman

Real estate experts Michael Zuber and Jason Hartman analyze common reasons why aspiring investors fail to achieve success. They argue that direct ownership is superior to passive syndications because it prevents investors from being exploited by dishonest or incompetent managers. They emphasize finding a "middle path" between over-analyzing data and being recklessly impulsive, suggesting that true wealth requires a decade-long commitment rather than a "shooting star" mentality. To succeed, individuals must focus their capital on a specific asset class while maintaining geographic diversity...

2457 FBF: Harvey Silverglate – How the Feds Target the Innocent with Author of ‘ Three Felonies A Day’

Creating Wealth Real Estate Investing with Jason Hartman

This Flashback Friday is from episode 472 published last February 5, 2015. In today's Creating Wealth intro, Jason invites his real estate counselor, Sara, on the show. Sara is excited about the Chicago real estate market. She is seeing some movement there as well as client interest. She also gives a friendly reminder to the Creating Wealth audience to make sure you do your due diligence with your income property to avoid any hassles and headaches. Jason gets right into the show today with his guest, Harvey Silverglate. Harvey Silverglate is an attorney, writer, and advocate for civil...

2456: 42 Macro: Interest Rate Realities and the Federal Reserve Strategy

Creating Wealth Real Estate Investing with Jason Hartman

Jason features Darius Dale, founder of 42 Macro, who provides a sophisticated analysis of the current economic landscape and its impact on interest rates. Dale argues that investors expecting mortgage rates to decline significantly will be disappointed, as structural shifts in global savings and a move toward easier monetary policy may perversely drive long-term yields higher. He introduces the concept of "play action pass" to describe a Federal Reserve that might briefly tighten rates to gain credibility before pivoting to a dovish stance by late 2026. The discussion also explores...

2455: Repricing Risk: Why Higher Rates are Triggering the Commercial Domino Effect with Michael Zuber

Creating Wealth Real Estate Investing with Jason Hartman

Michael and Jason discuss a potential surge in mortgage rates to 7.5%, a shift they believe will severely impact housing affordability and market transactions. They predict that while high rates hurt flippers and wholesalers, "buy and hold" investors can benefit from rising rents and less competition from buyers. They highlight a brewing commercial real estate crisis, specifically in office and multi-family sectors, where a lack of liquidity may force massive foreclosures. Despite these challenges, Jason views single-family rentals as a...

2454 FBF: Real Estate Wealth Formula with Dan Amerman

Creating Wealth Real Estate Investing with Jason Hartman

This Flashback Friday is from episode 1649 published last February 17, 2021. Jason Hartman tees up an interview with Dan Amerman about the home being an investment. But before that, are the wind turbines helping or just blowing smoke? Currently, they’re frozen. What has “the tolerant” tastelessly said about Rush Limbaugh’s passing? Wealth is created with compound interest, making your dollar work for you. Dan Amerman talks with Jason Hartman about understanding, The Homeowner Wealth Formula. Dan says, “one way at looking at the mortgage is that it’s a short against...

2453: The Delisting Dilemma and the $500,000 Equity Trap: Why Homeowners Refuse to Sell with Rick Sharga

Creating Wealth Real Estate Investing with Jason Hartman

Rick Sharga, founder of CJ Patrick Company, discusses current housing market conditions and economic trends. Rick explains that despite mortgage rates tripling since the pandemic, the housing market has shown resilience with 49 consecutive months of year-over-year price increases, though sales volume remains down for three years. He noted that while affordability remains a challenge with a $40,000 wage gap for median-income buyers, recent data shows pending sales and mortgage purchase applications running ahead of last year, suggesting pent-up demand may soon drive market recovery. Rick...

2452: Housing Obsolescence and the Supply Crisis: Navigating the Market Until the Mid-2040s with Michael Zuber

Creating Wealth Real Estate Investing with Jason Hartman

Real estate experts Jason Hartman and Michael Zuber examines current demographic trends and their long-term impact on the housing market. They argue that while birth rates are declining, factors like migration and increased longevity maintain demand, suggesting a major supply shift won't occur until the mid-2040s. They emphasize the massive wealth gap between homeowners and renters, noting that owning property remains the most effective way to build net worth. Furthermore, they highlight how inflation acts as a beneficial tool for investors by eroding the real value of mortgage debt....

More Episodes

Jason Hartman speaks to fans of futurists, are predictions from The Fourth Coming coming to fruition? As a prelude to October 17th, the PandemicInvesting.com event, Jason shares the quick list of six tsunamis that are changing the housing market.

Jason Hartman talks with Barry Zigas, Senior Fellow at Consumer Federation of America. Barry shares a brief, descriptive history lesson on how Fannie Mae and Freddie Mac came to be. Barry and Jason discuss the low and middle-income housing crisis and what factors contribute to homeownership rates.

Key Takeaways:

[3:45] The predictions from The Fourth Coming are coming true right now.

[5:00] Jason shares the six tsunamis that are changing the housing market.

[6:45] Rent is plunging in high-priced US cities and tech-hubs.

[9:30] What’s a mega-wealth transfer?

Barry Zigas

[17:00] Fannie Mae and Freddie Mac were both created by acts of congress.

[20:30] Is the Fannie Mae/Freddie Mac mission to increase homeownership?

[22:20] Let’s talk about global home ownership comparisons.

[27:00] What factors contribute to homeownership rates?

[28:15] There’s still discrimination in the mortgage markets.

[30:30] Redlining is a term defined as a percentage of non-white people living in a community.